The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGCO CORP COM 001084102   202,148 1,665 SH   SOLE 0 0 0 1,665
ALPS ETF TR OSHARES US SMLCP 00162Q395   12,830,531 327,477 SH   SOLE 0 0 0 327,477
APPLE INC COM 037833100   2,658,423 13,808 SH   SOLE 0 0 0 13,808
AUTOMATIC DATA PROCESSING IN COM 053015103   271,643 1,166 SH   SOLE 0 0 0 1,166
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   337,757 947 SH   SOLE 0 0 0 947
BOOKING HOLDINGS INC COM 09857L108   219,928 62 SH   SOLE 0 0 0 62
BRISTOL-MYERS SQUIBB CO COM 110122108   411,044 8,011 SH   SOLE 0 0 0 8,011
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   332,286 1,615 SH   SOLE 0 0 0 1,615
CHEVRON CORP NEW COM 166764100   221,204 1,483 SH   SOLE 0 0 0 1,483
COSTCO WHSL CORP NEW COM 22160K105   285,155 432 SH   SOLE 0 0 0 432
DEERE & CO COM 244199105   292,009 730 SH   SOLE 0 0 0 730
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   15,808,903 551,987 SH   SOLE 0 0 0 551,987
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105   260,959 5,642 SH   SOLE 0 0 0 5,642
EMERSON ELEC CO COM 291011104   312,721 3,213 SH   SOLE 0 0 0 3,213
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888   2,191,489 39,418 SH   SOLE 0 0 0 39,418
EXXON MOBIL CORP COM 30231G102   1,313,937 13,142 SH   SOLE 0 0 0 13,142
GENERAL ELECTRIC CO COM NEW 369604301   937,123 7,343 SH   SOLE 0 0 0 7,343
GILEAD SCIENCES INC COM 375558103   260,933 3,221 SH   SOLE 0 0 0 3,221
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   1,421,409 15,152 SH   SOLE 0 0 0 15,152
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   2,938,192 89,963 SH   SOLE 0 0 0 89,963
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   228,949 6,728 SH   SOLE 0 0 0 6,728
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   659,507 16,937 SH   SOLE 0 0 0 16,937
HOME DEPOT INC COM 437076102   494,527 1,427 SH   SOLE 0 0 0 1,427
HUNTINGTON BANCSHARES INC COM 446150104   270,618 21,275 SH   SOLE 0 0 0 21,275
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   1,513,057 27,978 SH   SOLE 0 0 0 27,978
INVESCO QQQ TR UNIT SER 1 46090E103   5,286,130 12,908 SH   SOLE 0 0 0 12,908
ISHARES TR CORE S&P SCP ETF 464287804   5,477,481 50,600 SH   SOLE 0 0 0 50,600
ISHARES TR CORE S&P500 ETF 464287200   309,866 649 SH   SOLE 0 0 0 649
ISHARES TR RUS 1000 GRW ETF 464287614   541,765 1,787 SH   SOLE 0 0 0 1,787
ISHARES TR LATN AMER 40 ETF 464287390   5,209,499 179,267 SH   SOLE 0 0 0 179,267
ISHARES TR JPMORGAN USD EMG 464288281   5,278,853 59,273 SH   SOLE 0 0 0 59,273
ISHARES TR MSCI ACWI ETF 464288257   2,000,493 19,657 SH   SOLE 0 0 0 19,657
ISHARES TR MSCI USA MMENTM 46432F396   21,876,801 139,440 SH   SOLE 0 0 0 139,440
ISHARES TR MSCI USA VALUE 46432F388   27,412,394 270,981 SH   SOLE 0 0 0 270,981
ISHARES TR MSCI USA QLT FCT 46432F339   15,109,363 102,687 SH   SOLE 0 0 0 102,687
ISHARES TR ESG AWR US AGRGT 46435U549   995,276 20,848 SH   SOLE 0 0 0 20,848
ISHARES TR MSCI USA MIN VOL 46429B697   758,549 9,721 SH   SOLE 0 0 0 9,721
ISHARES TR US TREAS BD ETF 46429B267   980,398 42,552 SH   SOLE 0 0 0 42,552
ISHARES TR MSCI LW CRB TG 46434V464   2,278,702 13,771 SH   SOLE 0 0 0 13,771
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   279,732 5,941 SH   SOLE 0 0 0 5,941
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   12,233,360 243,547 SH   SOLE 0 0 0 243,547
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   1,025,142 18,872 SH   SOLE 0 0 0 18,872
JOHNSON & JOHNSON COM 478160104   967,007 6,170 SH   SOLE 0 0 0 6,170
LAM RESEARCH CORP COM 512807108   303,905 388 SH   SOLE 0 0 0 388
LOCKHEED MARTIN CORP COM 539830109   216,422 478 SH   SOLE 0 0 0 478
LOWES COS INC COM 548661107   267,283 1,201 SH   SOLE 0 0 0 1,201
MERCK & CO INC COM 58933Y105   406,754 3,731 SH   SOLE 0 0 0 3,731
META PLATFORMS INC CL A 30303M102   284,584 804 SH   SOLE 0 0 0 804
MICROSOFT CORP COM 594918104   251,626 669 SH   SOLE 0 0 0 669
NETFLIX INC COM 64110L106   264,376 543 SH   SOLE 0 0 0 543
NORTHROP GRUMMAN CORP COM 666807102   251,391 537 SH   SOLE 0 0 0 537
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   2,339,857 59,843 SH   SOLE 0 0 0 59,843
ORACLE CORP COM 68389X105   270,164 2,563 SH   SOLE 0 0 0 2,563
PARAMOUNT GLOBAL CLASS B COM 92556H206   177,805 12,022 SH   SOLE 0 0 0 12,022
PFIZER INC COM 717081103   257,872 8,957 SH   SOLE 0 0 0 8,957
PROGRESSIVE CORP COM 743315103   310,277 1,948 SH   SOLE 0 0 0 1,948
RTX CORPORATION COM 75513E101   677,954 8,057 SH   SOLE 0 0 0 8,057
SKYWORKS SOLUTIONS INC COM 83088M102   218,882 1,947 SH   SOLE 0 0 0 1,947
SPDR GOLD TR GOLD SHS 78463V107   7,056,031 36,910 SH   SOLE 0 0 0 36,910
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,314,171 37,113 SH   SOLE 0 0 0 37,113
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   212,494 6,248 SH   SOLE 0 0 0 6,248
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106   303,030 7,768 SH   SOLE 0 0 0 7,768
SPDR S&P 500 ETF TR TR UNIT 78462F103   430,156 905 SH   SOLE 0 0 0 905
SPDR SER TR SPDR S&P 500 ETF 78468R796   3,190,084 82,197 SH   SOLE 0 0 0 82,197
STARBUCKS CORP COM 855244109   270,556 2,818 SH   SOLE 0 0 0 2,818
UNITEDHEALTH GROUP INC COM 91324P102   279,029 530 SH   SOLE 0 0 0 530
US BANCORP DEL COM NEW 902973304   260,243 6,013 SH   SOLE 0 0 0 6,013
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   293,530 672 SH   SOLE 0 0 0 672
VANGUARD INDEX FDS VALUE ETF 922908744   1,742,373 11,655 SH   SOLE 0 0 0 11,655
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   9,454,565 230,038 SH   SOLE 0 0 0 230,038
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   8,098,035 136,514 SH   SOLE 0 0 0 136,514
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,142,216 149,107 SH   SOLE 0 0 0 149,107
VANGUARD WORLD FD ESG US STK ETF 921910733   1,776,903 20,890 SH   SOLE 0 0 0 20,890
VERIZON COMMUNICATIONS INC COM 92343V104   468,210 12,419 SH   SOLE 0 0 0 12,419