The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR OSHARES US SMLCP 00162Q395   11,513,237 327,919 SH   SOLE 0 0 0 327,919
APPLE INC COM 037833100   2,280,490 13,320 SH   SOLE 0 0 0 13,320
AUTOMATIC DATA PROCESSING IN COM 053015103   280,516 1,166 SH   SOLE 0 0 0 1,166
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   384,980 1,099 SH   SOLE 0 0 0 1,099
BRISTOL-MYERS SQUIBB CO COM 110122108   319,394 5,503 SH   SOLE 0 0 0 5,503
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   289,166 1,615 SH   SOLE 0 0 0 1,615
CHEVRON CORP NEW COM 166764100   250,063 1,483 SH   SOLE 0 0 0 1,483
COSTCO WHSL CORP NEW COM 22160K105   244,063 432 SH   SOLE 0 0 0 432
D R HORTON INC COM 23331A109   241,270 2,245 SH   SOLE 0 0 0 2,245
DEERE & CO COM 244199105   275,586 730 SH   SOLE 0 0 0 730
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   15,916,969 609,612 SH   SOLE 0 0 0 609,612
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105   229,788 5,208 SH   SOLE 0 0 0 5,208
EMERSON ELEC CO COM 291011104   273,969 2,837 SH   SOLE 0 0 0 2,837
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888   1,973,961 39,442 SH   SOLE 0 0 0 39,442
EXXON MOBIL CORP COM 30231G102   1,567,224 13,329 SH   SOLE 0 0 0 13,329
GENERAL ELECTRIC CO COM NEW 369604301   842,667 7,623 SH   SOLE 0 0 0 7,623
GILEAD SCIENCES INC COM 375558103   214,478 2,862 SH   SOLE 0 0 0 2,862
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   1,315,336 15,616 SH   SOLE 0 0 0 15,616
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   994,173 33,106 SH   SOLE 0 0 0 33,106
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   620,941 16,870 SH   SOLE 0 0 0 16,870
HOME DEPOT INC COM 437076102   407,916 1,350 SH   SOLE 0 0 0 1,350
HUNTINGTON BANCSHARES INC COM 446150104   195,863 18,833 SH   SOLE 0 0 0 18,833
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628   674,017 16,821 SH   SOLE 0 0 0 16,821
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   1,459,673 29,170 SH   SOLE 0 0 0 29,170
ISHARES INC MSCI GBL GOLD MN 46434G855   215,557 10,413 SH   SOLE 0 0 0 10,413
ISHARES TR US TREAS BD ETF 46429B267   955,588 43,357 SH   SOLE 0 0 0 43,357
ISHARES TR MSCI USA MMENTM 46432F396   19,073,085 136,529 SH   SOLE 0 0 0 136,529
ISHARES TR MSCI USA VALUE 46432F388   22,858,044 251,963 SH   SOLE 0 0 0 251,963
ISHARES TR MSCI USA QLT FCT 46432F339   13,820,288 104,866 SH   SOLE 0 0 0 104,866
ISHARES TR 3 7 YR TREAS BD 464288661   266,718 2,357 SH   SOLE 0 0 0 2,357
ISHARES TR JPMORGAN USD EMG 464288281   4,834,352 58,584 SH   SOLE 0 0 0 58,584
ISHARES TR MSCI USA MIN VOL 46429B697   705,253 9,744 SH   SOLE 0 0 0 9,744
ISHARES TR ESG AWR US AGRGT 46435U549   958,133 21,151 SH   SOLE 0 0 0 21,151
ISHARES TR MSCI LW CRB TG 46434V464   2,065,108 13,745 SH   SOLE 0 0 0 13,745
ISHARES TR CORE S&P SCP ETF 464287804   7,521,052 79,731 SH   SOLE 0 0 0 79,731
ISHARES TR CORE S&P500 ETF 464287200   278,596 649 SH   SOLE 0 0 0 649
ISHARES TR RUS 1000 GRW ETF 464287614   466,014 1,752 SH   SOLE 0 0 0 1,752
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   12,079,575 240,725 SH   SOLE 0 0 0 240,725
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   953,993 18,872 SH   SOLE 0 0 0 18,872
JOHNSON & JOHNSON COM 478160104   960,900 6,170 SH   SOLE 0 0 0 6,170
LAM RESEARCH CORP COM 512807108   213,102 340 SH   SOLE 0 0 0 340
LOWES COS INC COM 548661107   249,408 1,200 SH   SOLE 0 0 0 1,200
MERCK & CO INC COM 58933Y105   384,106 3,731 SH   SOLE 0 0 0 3,731
META PLATFORMS INC CL A 30303M102   248,874 829 SH   SOLE 0 0 0 829
NETFLIX INC COM 64110L106   204,659 542 SH   SOLE 0 0 0 542
NORTHROP GRUMMAN CORP COM 666807102   208,650 474 SH   SOLE 0 0 0 474
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   2,582,944 74,180 SH   SOLE 0 0 0 74,180
ORACLE CORP COM 68389X105   271,420 2,563 SH   SOLE 0 0 0 2,563
PARAMOUNT GLOBAL CLASS B COM 92556H206   129,516 10,040 SH   SOLE 0 0 0 10,040
PFIZER INC COM 717081103   254,049 7,659 SH   SOLE 0 0 0 7,659
PROGRESSIVE CORP COM 743315103   331,813 2,382 SH   SOLE 0 0 0 2,382
RTX CORPORATION COM 75513E101   623,076 8,657 SH   SOLE 0 0 0 8,657
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   314,475 7,110 SH   SOLE 0 0 0 7,110
SPDR GOLD TR GOLD SHS 78463V107   6,319,856 36,861 SH   SOLE 0 0 0 36,861
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,417,930 42,238 SH   SOLE 0 0 0 42,238
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106   277,822 7,832 SH   SOLE 0 0 0 7,832
SPDR S&P 500 ETF TR TR UNIT 78462F103   386,869 905 SH   SOLE 0 0 0 905
SPDR SER TR SPDR S&P 500 ETF 78468R796   2,926,609 84,267 SH   SOLE 0 0 0 84,267
SPDR SER TR S&P KENSHO CLEAN 78468R655   3,894,652 57,736 SH   SOLE 0 0 0 57,736
STARBUCKS CORP COM 855244109   257,199 2,818 SH   SOLE 0 0 0 2,818
VACASA INC CLASS A COM 91854V107   46,110 100,000 SH   SOLE 0 0 0 100,000
VANECK ETF TRUST GOLD MINERS ETF 92189F106   4,137,373 153,749 SH   SOLE 0 0 0 153,749
VANGUARD INDEX FDS VALUE ETF 922908744   1,659,942 12,035 SH   SOLE 0 0 0 12,035
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   263,894 672 SH   SOLE 0 0 0 672
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   9,311,280 237,472 SH   SOLE 0 0 0 237,472
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   7,450,212 130,362 SH   SOLE 0 0 0 130,362
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,577,097 150,437 SH   SOLE 0 0 0 150,437
VANGUARD WORLD FD ESG US STK ETF 921910733   1,168,392 15,533 SH   SOLE 0 0 0 15,533
VERIZON COMMUNICATIONS INC COM 92343V104   374,477 11,554 SH   SOLE 0 0 0 11,554