The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR OSHARES US SMLCP 00162Q395 10,174 339,258 SH   SOLE 0 0 0 339,258
APPLE INC COM 037833100 1,960 14,183 SH   SOLE 0 0 0 14,183
AUTOMATIC DATA PROCESSING IN COM 053015103 264 1,166 SH   SOLE 0 0 0 1,166
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 369 1,381 SH   SOLE 0 0 0 1,381
BRISTOL-MYERS SQUIBB CO COM 110122108 204 2,867 SH   SOLE 0 0 0 2,867
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 251 1,740 SH   SOLE 0 0 0 1,740
CHEVRON CORP NEW COM 166764100 238 1,659 SH   SOLE 0 0 0 1,659
COSTCO WHSL CORP NEW COM 22160K105 219 464 SH   SOLE 0 0 0 464
CVS HEALTH CORP COM 126650100 255 2,670 SH   SOLE 0 0 0 2,670
D R HORTON INC COM 23331A109 218 3,236 SH   SOLE 0 0 0 3,236
DEERE & CO COM 244199105 244 730 SH   SOLE 0 0 0 730
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105 294 6,431 SH   SOLE 0 0 0 6,431
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888 1,380 29,901 SH   SOLE 0 0 0 29,901
EXXON MOBIL CORP COM 30231G102 1,455 16,662 SH   SOLE 0 0 0 16,662
GENERAL ELECTRIC CO COM NEW 369604301 514 8,308 SH   SOLE 0 0 0 8,308
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1,017 14,324 SH   SOLE 0 0 0 14,324
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 713 19,576 SH   SOLE 0 0 0 19,576
HOME DEPOT INC COM 437076102 375 1,359 SH   SOLE 0 0 0 1,359
HUNTINGTON BANCSHARES INC COM 446150104 184 13,924 SH   SOLE 0 0 0 13,924
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 210 7,573 SH   SOLE 0 0 0 7,573
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 1,183 29,765 SH   SOLE 0 0 0 29,765
ISHARES TR EAFE SML CP ETF 464288273 582 11,922 SH   SOLE 0 0 0 11,922
ISHARES TR CORE S&P SCP ETF 464287804 6,368 73,039 SH   SOLE 0 0 0 73,039
ISHARES TR CORE S&P500 ETF 464287200 206 574 SH   SOLE 0 0 0 574
ISHARES TR RUS 1000 GRW ETF 464287614 381 1,810 SH   SOLE 0 0 0 1,810
ISHARES TR MSCI LW CRB TG 46434V464 1,769 13,967 SH   SOLE 0 0 0 13,967
ISHARES TR FLTG RATE NT ETF 46429B655 1,308 26,015 SH   SOLE 0 0 0 26,015
ISHARES TR MSCI USA MIN VOL 46429B697 5,918 89,529 SH   SOLE 0 0 0 89,529
ISHARES TR US TREAS BD ETF 46429B267 1,110 48,783 SH   SOLE 0 0 0 48,783
ISHARES TR MSCI USA MMENTM 46432F396 12,630 96,282 SH   SOLE 0 0 0 96,282
ISHARES TR MSCI USA VALUE 46432F388 16,637 203,239 SH   SOLE 0 0 0 203,239
ISHARES TR MSCI USA QLT FCT 46432F339 10,524 101,247 SH   SOLE 0 0 0 101,247
ISHARES TR ESG AWR US AGRGT 46435U549 1,019 21,935 SH   SOLE 0 0 0 21,935
ISHARES TR IBONDS 23 TRM TS 46436E882 201 8,134 SH   SOLE 0 0 0 8,134
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 274 6,164 SH   SOLE 0 0 0 6,164
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 23,406 466,631 SH   SOLE 0 0 0 466,631
J P MORGAN EXCHANGE TRADED F US AGGREGATE ETF 46641Q241 395 8,688 SH   SOLE 0 0 0 8,688
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 8,412 196,450 SH   SOLE 0 0 0 196,450
JOHNSON & JOHNSON COM 478160104 1,204 7,372 SH   SOLE 0 0 0 7,372
JPMORGAN CHASE & CO COM 46625H100 338 3,237 SH   SOLE 0 0 0 3,237
LOWES COS INC COM 548661107 225 1,200 SH   SOLE 0 0 0 1,200
MERCK & CO INC COM 58933Y105 321 3,731 SH   SOLE 0 0 0 3,731
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 2,253 70,254 SH   SOLE 0 0 0 70,254
PFIZER INC COM 717081103 387 8,847 SH   SOLE 0 0 0 8,847
PROGRESSIVE CORP COM 743315103 345 2,971 SH   SOLE 0 0 0 2,971
RAYTHEON TECHNOLOGIES CORP COM 75513E101 905 11,057 SH   SOLE 0 0 0 11,057
SPDR GOLD TR GOLD SHS 78463V107 5,650 36,531 SH   SOLE 0 0 0 36,531
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 204 7,898 SH   SOLE 0 0 0 7,898
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 432 13,912 SH   SOLE 0 0 0 13,912
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 222 8,530 SH   SOLE 0 0 0 8,530
SPDR S&P 500 ETF TR TR UNIT 78462F103 323 905 SH   SOLE 0 0 0 905
SPDR SER TR SPDR S&P 500 ETF 78468R796 2,381 27,321 SH   SOLE 0 0 0 27,321
SPDR SER TR ICE PFD SEC ETF 78464A292 1,885 54,085 SH   SOLE 0 0 0 54,085
SPDR SER TR S&P KENSHO CLEAN 78468R655 4,322 50,876 SH   SOLE 0 0 0 50,876
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 382 9,354 SH   SOLE 0 0 0 9,354
STARBUCKS CORP COM 855244109 237 2,818 SH   SOLE 0 0 0 2,818
VACASA INC CLASS A COM 91854V107 47 15,379 SH   SOLE 0 0 0 15,379
VANECK ETF TRUST GOLD MINERS ETF 92189F106 3,994 165,583 SH   SOLE 0 0 0 165,583
VANGUARD INDEX FDS VALUE ETF 922908744 1,461 11,834 SH   SOLE 0 0 0 11,834
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,760 185,248 SH   SOLE 0 0 0 185,248
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 11,431 196,030 SH   SOLE 0 0 0 196,030
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 4,443 122,183 SH   SOLE 0 0 0 122,183
VERIZON COMMUNICATIONS INC COM 92343V104 349 9,178 SH   SOLE 0 0 0 9,178