The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE HIGH DV ETF 46429B663   4,636 46,000 SH   SOLE   46,000 0 0
ISHARES TR SELECT DIVID ETF 464287168   7,081 62,500 SH   SOLE   62,500 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,516 52,000 SH   SOLE   52,000 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   15,459 185,000 SH   SOLE   185,000 0 0
ISHARES TR COHEN STEER REIT 464287564   3,556 64,000 SH   SOLE   64,000 0 0
SPDR SER TR DJ REIT ETF 78464A607   4,974 55,000 SH   SOLE   55,000 0 0
ISHARES TR U.S. REAL ES ETF 464287739   13,068 151,000 SH   SOLE   151,000 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   4,712 72,000 SH   SOLE   72,000 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   9,647 420,000 SH   SOLE   420,000 0 0
SPDR SER TR S&P DIVID ETF 78464A763   3,800 31,000 SH   SOLE   31,000 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,380 33,000 SH   SOLE   33,000 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   4,316 221,000 SH   SOLE   221,000 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,374 74,000 SH   SOLE   74,000 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,989 14,000 SH   SOLE   14,000 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,610 24,000 SH   SOLE   24,000 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   5,971 42,000 SH   SOLE   42,000 0 0
ISHARES TR MSCI USA VALUE 46432F388   3,283 35,000 SH   SOLE   35,000 0 0
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   6,409 155,000 SH   SOLE   155,000 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788   7,972 215,000 SH   SOLE   215,000 0 0
ISHARES TR INTL SEL DIV ETF 464288448   5,687 216,000 SH   SOLE   216,000 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   10,478 278,000 SH   SOLE   278,000 0 0
ISHARES TR CRE U S REIT ETF 464288521   3,599 70,000 SH   SOLE   70,000 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   6,169 76,000 SH   SOLE   76,000 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   1,580 25,000 SH   SOLE   25,000 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   6,378 56,500 SH   SOLE   56,500 0 0