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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE HIGH DV ETF 46429B663   7,320 72,000 SH   SOLE   72,000 0 0
ISHARES TR SELECT DIVID ETF 464287168   7,324 62,500 SH   SOLE   62,500 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,064 48,000 SH   SOLE   48,000 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   15,362 185,000 SH   SOLE   185,000 0 0
ISHARES TR COHEN STEER REIT 464287564   3,555 64,000 SH   SOLE   64,000 0 0
SPDR SER TR DJ REIT ETF 78464A607   4,883 55,000 SH   SOLE   55,000 0 0
ISHARES TR U.S. REAL ES ETF 464287739   12,820 151,000 SH   SOLE   151,000 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   6,769 100,000 SH   SOLE   100,000 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   9,631 420,000 SH   SOLE   420,000 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,889 13,000 SH   SOLE   13,000 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,082 33,000 SH   SOLE   33,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,983 19,500 SH   SOLE   19,500 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,466 6,000 SH   SOLE   6,000 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   6,538 35,000 SH   SOLE   35,000 0 0
ISHARES TR CORE DIV GRWTH 46434V621   4,999 100,000 SH   SOLE   100,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   6,098 19,000 SH   SOLE   19,000 0 0
SPDR SER TR S&P DIVID ETF 78464A763   3,835 31,000 SH   SOLE   31,000 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,719 21,000 SH   SOLE   21,000 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   4,310 221,000 SH   SOLE   221,000 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   5,056 105,000 SH   SOLE   105,000 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   7,609 104,000 SH   SOLE   104,000 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   5,110 37,000 SH   SOLE   37,000 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,821 12,000 SH   SOLE   12,000 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,574 24,000 SH   SOLE   24,000 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   5,016 34,000 SH   SOLE   34,000 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,162 70,000 SH   SOLE   70,000 0 0
ISHARES TR MSCI USA VALUE 46432F388   3,611 39,000 SH   SOLE   39,000 0 0
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   5,698 135,000 SH   SOLE   135,000 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,653 13,000 SH   SOLE   13,000 0 0
ISHARES TR CORE S&P TTL STK 464287150   6,791 75,000 SH   SOLE   75,000 0 0
ISHARES TR RUS 1000 ETF 464287622   6,532 29,000 SH   SOLE   29,000 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788   6,498 171,000 SH   SOLE   171,000 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   4,562 50,000 SH   SOLE   50,000 0 0
ISHARES TR INTL SEL DIV ETF 464288448   5,938 216,000 SH   SOLE   216,000 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   10,392 278,000 SH   SOLE   278,000 0 0
ISHARES TR CRE U S REIT ETF 464288521   3,528 70,000 SH   SOLE   70,000 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   1,609 34,000 SH   SOLE   34,000 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   6,295 76,000 SH   SOLE   76,000 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   5,749 92,805 SH   SOLE   92,805 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   6,454 56,500 SH   SOLE   56,500 0 0