The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC MSCI AUST ETF 464286103   6,224 280,000 SH   SOLE   280,000 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   6,567 63,000 SH   SOLE   63,000 0 0
ISHARES TR SELECT DIVID ETF 464287168   5,909 49,000 SH   SOLE   49,000 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   8,008 74,000 SH   SOLE   74,000 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   15,259 185,000 SH   SOLE   185,000 0 0
ISHARES TR COHEN STEER REIT 464287564   3,510 64,000 SH   SOLE   64,000 0 0
SPDR SER TR DJ REIT ETF 78464A607   4,793 55,000 SH   SOLE   55,000 0 0
ISHARES TR U.S. REAL ES ETF 464287739   12,713 151,000 SH   SOLE   151,000 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   3,384 48,000 SH   SOLE   48,000 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   9,538 420,000 SH   SOLE   420,000 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,567 13,000 SH   SOLE   13,000 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,430 16,000 SH   SOLE   16,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,457 19,500 SH   SOLE   19,500 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,305 6,000 SH   SOLE   6,000 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,742 10,000 SH   SOLE   10,000 0 0
ISHARES TR CORE DIV GRWTH 46434V621   4,250 85,000 SH   SOLE   85,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   5,059 19,000 SH   SOLE   19,000 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   958 3,000 SH   SOLE   3,000 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,978 40,000 SH   SOLE   40,000 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,853 21,000 SH   SOLE   21,000 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   4,263 221,000 SH   SOLE   221,000 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   4,723 105,000 SH   SOLE   105,000 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   4,155 55,000 SH   SOLE   55,000 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   3,369 24,000 SH   SOLE   24,000 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,584 24,000 SH   SOLE   24,000 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   2,489 64,000 SH   SOLE   64,000 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   1,534 10,000 SH   SOLE   10,000 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,938 70,000 SH   SOLE   70,000 0 0
ISHARES TR MSCI USA VALUE 46432F388   2,279 25,000 SH   SOLE   25,000 0 0
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   5,917 135,000 SH   SOLE   135,000 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,353 28,000 SH   SOLE   28,000 0 0
ISHARES TR CORE S&P TTL STK 464287150   4,664 55,000 SH   SOLE   55,000 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,836 13,000 SH   SOLE   13,000 0 0
ISHARES TR RUS 1000 ETF 464287622   3,158 15,000 SH   SOLE   15,000 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788   5,343 135,000 SH   SOLE   135,000 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   4,500 50,000 SH   SOLE   50,000 0 0
ISHARES TR INTL SEL DIV ETF 464288448   1,358 50,000 SH   SOLE   50,000 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   10,267 278,000 SH   SOLE   278,000 0 0
ISHARES TR CRE U S REIT ETF 464288521   3,462 70,000 SH   SOLE   70,000 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   1,496 34,000 SH   SOLE   34,000 0 0
ISHARES TR EAFE VALUE ETF 464288877   1,835 40,000 SH   SOLE   40,000 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,312 15,000 SH   SOLE   15,000 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   3,515 59,000 SH   SOLE   59,000 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   3,760 31,000 SH   SOLE   31,000 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   3,877 68,000 SH   SOLE   68,000 0 0