8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): May 12, 2015

LAPORTE BANCORP, INC.

(Exact Name of Registrant as Specified in Charter)

Maryland	001-35684	35-2456698
(State or Other Jurisdiction of Incorporation)	(Commission File No.)	(I.R.S. Employer Identification No.)

710 Indiana Avenue, LaPorte, Indiana	46350
(Address of Principal Executive Offices)	(Zip Code)

Registrant’s telephone number, including area code: (219) 362-7511

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 7.01 Regulation FD Disclosure

LaPorte Bancorp, Inc. (the “Company”) intends to present financial and other information to the Company’s shareholders at the Annual Meeting of Shareholders to be held on May 12, 2015. A copy of the Company’s presentation is attached as Exhibit 99.1 and is being furnished to the SEC and shall not be deemed “filed” for any purpose.

Item 9.01 Financial Statements and Exhibits

(a)    No financial statements of business acquired are required.

(b)    No pro forma financial information is required.

(c)    Not Applicable.

(d)    Exhibits:

99.1 Presentation for Annual Meeting of Shareholders on May 12, 2015

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			LAPORTE BANCORP, INC.
DATE:	May 12, 2015	By:	/s/ Michele M. Thompson
			Michele M. Thompson
			President and Chief Financial Officer

EX-99.1

LaPorte Bancorp, Inc. LPSB Annual Shareholder Meeting May 12, 2015 Michele M. Thompson – President & Chief Financial Officer

Forward-Looking Statements The presentation contains “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended. We intend such forward-looking statements to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995, and are including this statement for purposes of said safe harbor provisions. You can identify these forward- looking statements through our use of the words such as “may”, “will”, “anticipate”, “assume”, “should”, “indicate”, “would”, “believe”, “contemplate”, “expect”, “estimate”, “continue”, “plan”, “project”, “could”, “intend”, “target” and other similar words and expressions of the future. These forward-looking statements include, but are not limited to: ► Statements of our goals, intentions and expectations; ► Statements regarding our business plans, prospects, growth and operating strategies; ► Statements regarding the asset quality of our loan and investment portfolios; and ► Estimates of our risks and future costs and benefits. These forward-looking statements are based on current beliefs and expectations of our management and are inherently subject to significant business, economic and competitive uncertainties and contingencies, many of which are beyond our control. In addition, these forward-looking statements are subject to assumptions with respect to future business strategies and decisions that are subject to change. 2

Forward-Looking Statements (continued) The following factors, among others, could cause actual results to differ materially from the anticipated results or other expectations express in the forward-looking statements: ► changes in prevailing real estate values and loan demand both nationally and within our current and future market area; ► increased competitive pressures among financial services companies; ► changes in consumer spending, borrowing, and savings habits; ► the amount of assessments and premiums we are required to pay for FDIC deposit insurance; ► legislative or regulatory changes that affect our business including the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank Act”) and its impact on our compliance costs; ► the success of our mortgage warehouse lending program including the impact of the Dodd-Frank Act on the mortgage companies; ► our ability to manage the impact of changes in interest rates, spreads on interest earning assets and interest-bearing liabilities, and interest rate sensitivity; ► rising interest rates and their impact on mortgage loan volumes; ► our ability to successfully manage our commercial lending; ► the financial health of certain entities, including government sponsored enterprises, the securities of which are owned or acquired by the Company; ► adverse changes in the securities market; ► the new capital rules which took effect on January 1, 2015; ► the costs, effects, and outcomes of existing or future litigation; ► the economic impact of past and any future terrorist attacks, acts of war, or threats thereof and the response of the United States to any such threat and attacks; and ► the ability of the Company to manage the risks associated with the foregoing factors as well as anticipated risk factors. This list of important factors in not all inclusive. For a discussion of these and other risks that may cause actual results to differ from expectations, please refer to item “1A-Risk Factors” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014 on file with the SEC. Readers are cautioned not to place undue reliance on the forward-looking statements contained herein, which speak only as of the date of the Presentation. Except as required by applicable law or regulation, we do not undertake, and specifically disclaim any obligation, to update any forward-looking statements, whether written or oral, that may be made from time to time by or on behalf of the Company or The LaPorte Savings Bank. 3

Franchise Overview ► Established in 1871 ► Seven full-service locations in LaPorte and Porter Counties ► In 2007, acquired Michigan City, Indiana-based City Savings Financial Corp. in an MHC conversion/ acquisition ► Completed second step conversion in October of 2012 ► Opened a mortgage origination office in southwest Michigan (St. Joseph) in October 2013 4 Deposit Market Share - La Porte County, IN (1) Rank Institution (ST) Type Number of Branches Deposits in Market ($000) Market Share (%) 1 Horizon Bancorp (IN) Bank 7 556,924 34.70 2 LaPorte Bancorp Inc (IN) Thrift 6 313,358 19.53 3 1st Source Corp. (IN) Bank 5 210,930 13.14 4 Wells Fargo & Co. (CA) Bank 1 202,050 12.59 5 PNC Financial Services Group (PA) Bank 3 142,849 8.90 Total For Institutions In Market 29 1,604,769 (1) FDIC June 30, 2014 deposit information 1 LPSB Mortgage OfficeLaPorte Savings Bank Branch

Loan Composition 5 Historical Loan TrendsLoan Composition Loan Type ($000) 12/31/2012 12/31/2013 12/31/2014 Commercial & Industrial 20,179$ 6.3% 17,640$ 5.9% 17,415$ 5.6% CRE & Multi-Family 94,101 29.6% 99,184 33.4% 91,749 29.6% Mortgage 36,996 11.6% 35,438 11.9% 39,317 12.7% Mortgage Warehouse 137,467 43.3% 115,443 38.9% 132,636 42.9% Commercial Construction & Land 10,283 3.2% 12,098 4.1% 9,148 3.0% Residential Construction & Land 1,475 0.5% 792 0.3% 1,664 0.5% Home Equity 12,267 3.9% 11,397 3.8% 13,195 4.3% Consumer and Other 5,018 1.6% 4,920 1.7% 4,325 1.4% Total Loans 317,786$ 100.0% 296,912$ 100.0% 309,449$ 100.0% % of Total % of Total % of Total 5.6% 29.6% 12.7% 42.9% 3.0% 0.5% 4.3% 1.4% $318 $297 $309 $0 $50 $100 $150 $200 $250 $300 $350 $400 12/31/12 12/31/13 12/31/14 ( i n m i l l i o n s ) CRE & Multi-Family Commercial & Industrial Mortgage Mortgage Warehouse Commercial Construction & Land Residential Construction & Land Home Equity Consumer and Other

Deposit Composition 6 Historical Deposit TrendsDeposit Composition 15.6% 52.3% 32.1% $349  $347  $341  $0 $50 $100 $150 $200 $250 $300 $350 $400 12/31/12 12/31/13 12/31/14 ( i n   m i l l i o n s ) Non-interest Bearing Savings, Now, MMA CDs and IRAs Deposit Type ($000) 12/31/2012 12/31/2013 12/31/2014 Non-interest Bearing 50,892$ 14.6% 51,017$ 14.7% 53,030$ 15.6% Savings, Now, MMA 173,247 49.6% 177,906 51.3% 178,291 52.3% CDs and IRAs 124,831 35.8% 117,778 34.0% 109,447 32.1% Total Deposits 348,970$ 100.0% 346,701$ 100.0% 340,768$ 100.0% % of Total % of Total % of Total

Asset Quality Profile NPAs / Assets (%) (1) LLR / Loans (%) LLR / NPLs (%) (2)Net Charge‐Offs / Loans (%) (1) NPAs/Assets excludes performing TDRs (2) Nonperforming loans excludes performing TDRs7 Red bar = LLRs/Loans Gray bar = LLRs/Loans excluding mortgage warehouse loans and the reserves held against those loans 1.89 1.55 1.88 1.16 0.98 0.00 0.20 0.40 0.60 0.80 1.00 1.20 1.40 1.60 1.80 2.00 2010Y 2011Y 2012Y 2013Y 2014Y 1.42 1.26 1.35 1.31 1.16 1.90 1.92 2.38 2.14 2.03 0.00 0.50 1.00 1.50 2.00 2.50 3.00 2010Y 2011Y 2012Y 2013Y 2014Y 0.87 0.50 0.17 0.15 0.06 0.00 0.10 0.20 0.30 0.40 0.50 0.60 0.70 0.80 0.90 1.00 2010Y 2011Y 2012Y 2013Y 2014Y 57.21 59.27 51.54 79.56 81.28 0.00 10.00 20.00 30.00 40.00 50.00 60.00 70.00 80.00 90.00 2010Y 2011Y 2012Y 2013Y 2014Y

Profitability ROAA (%) ROAE (%) Efficiency Ratio (%)Net Interest Margin (%) 8 0.61 0.72 0.91 0.83 0.86 0.00 0.10 0.20 0.30 0.40 0.50 0.60 0.70 0.80 0.90 1.00 2010Y 2011Y 2012Y 2013Y 2014Y 5.12 6.15 6.91 4.81 5.38 0.00 1.00 2.00 3.00 4.00 5.00 6.00 7.00 8.00 2010Y 2011Y 2012Y 2013Y 2014Y 3.59 3.31 3.57 3.20 3.17 0.00 0.50 1.00 1.50 2.00 2.50 3.00 3.50 4.00 2010Y 2011Y 2012Y 2013Y 2014Y 62.06 68.36 63.34 69.40 71.45 0.00 10.00 20.00 30.00 40.00 50.00 60.00 70.00 80.00 2010Y 2011Y 2012Y 2013Y 2014Y

Consistent Growth in Earnings Per Share ► Our management team has been consistently focused on generating profits for our shareholders 9 Diluted Earnings Per Share ($)1 (1) EPS calculation is exchange ratio adjusted 0.44 0.55 0.72 0.69 0.81 0.00 0.10 0.20 0.30 0.40 0.50 0.60 0.70 0.80 0.90 1.00 2010Y 2011Y 2012Y 2013Y 2014Y

Strong Capital Position ► LaPorte maintains a low risk profile with strong capital levels 10 Strong Capital Levels 9.4 10.0 15.6 13.8 14.5 0.0 2.0 4.0 6.0 8.0 10.0 12.0 14.0 16.0 18.0 2010Y 2011Y 2012Y 2013Y 2014Y T C E / T g . A s s e t s ( % )

Capital Management ► Share buyback – Current plan to repurchase up to 5% (or 280,832 shares) of common stock(1) – Through 4/30/15 repurchased 732,396 shares since second step conversion in October 2012 ► Cash dividends – LPSB currently pays a $0.04 per share cash dividend 11 (1) Announced on September 9, 2014.

Tangible Book Value Per Share 12 Tangible Book Value Per Share ($) *2010 and 2011 per share values are exchange ratio adjusted for the October 4, 2012 conversion $6.77 $7.61 $12.13 $12.09 $13.00 $0.00 $2.00 $4.00 $6.00 $8.00 $10.00 $12.00 $14.00 2010Y* 2011Y* 2012Y 2013Y 2014Y

Relative Stock Price Performance – Three Year Total Return 13 Total Return LPSB 118.1% SNL Bank & Thrift 69.0% S&P 500 62.6% -20.00 0.00 20.00 40.00 60.00 80.00 100.00 120.00 140.00 Source: SNL Financial. Note: Total Return = (Current Price – Start Price + Dividends) / Start Price

2015 Strategic Focus Areas ► Maintain High Quality – Asset quality – Diversified lending portfolio – Emphasis on core deposits – Staff ► Increase commercial and residential lending volume – St. Joseph, MI residential loan production office – addition of lender – Increased commercial loan production – addition of lender in market outside of LaPorte County ► Earnings – Maintain tax planning strategies – Manage net interest margin – Diversify revenue sources and reliance on warehouse ► Capital Management – Cash dividends – Share repurchases 14

Questions?