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We hereby consent to the incorporation by reference in the Registration Statements on Form S-8 (No. 333-264951,333-192540, 333-218050 and 333-198835) of NMI Holdings, Inc. (the Company) of our reports dated February 14, 2024, relating to the consolidated financial statements and financial statement schedules appearing under Part IV, Item 15 - Exhibits and Financial Statement Schedules, and the effectiveness of the Company’s internal control over financial reporting, which appear in this Annual Report on Form 10-K.