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We hereby consent to the incorporation by reference in the Registration Statements on Form S-3 (No. 333-223223) and Form S-8 (No. 333-192540 and 333-218050) of NMI Holdings, Inc. of our reports dated February 15, 2022, relating to the consolidated financial statements and schedules, and the effectiveness of NMI Holdings, Inc.’s internal control over financial reporting, which appear in the Annual Report to Shareholders, which appear in this Form 10-K.