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Reinsurance - Narrative (Details)
$ in Thousands
9 Months Ended 12 Months Ended
Apr. 01, 2019
USD ($)
Dec. 31, 2019
USD ($)
Dec. 31, 2020
USD ($)
quotaShareAgreement
Dec. 31, 2019
USD ($)
Dec. 31, 2018
USD ($)
Dec. 31, 2017
USD ($)
Ceded Credit Risk [Line Items]            
Restricted cash   $ 2,662 $ 5,555 $ 2,662    
Number of quota share agreements | quotaShareAgreement     3      
Reinsurance recoverable on unpaid claims   $ 4,939 $ 17,608 4,939 $ 3,001 $ 1,902
ILN Transactions            
Ceded Credit Risk [Line Items]            
Reinsurance coverage, term of underlying mortgage amortization (in years)     10 years      
Optional termination right, percent of reinsurance coverage threshold     10.00%      
QSR Transactions            
Ceded Credit Risk [Line Items]            
Ceding commissions under QSR Transaction     20.00%      
2018 QSR Transaction            
Ceded Credit Risk [Line Items]            
Threshold for loss ratio on loans to qualify for profit commission     61.00%      
2016 QSR Transaction            
Ceded Credit Risk [Line Items]            
Threshold for loss ratio on loans to qualify for profit commission     60.00%      
2020 QSR Transaction            
Ceded Credit Risk [Line Items]            
Threshold for loss ratio on loans to qualify for profit commission     50.00%      
Third-Party Reinsurers | 2017 ILN Transaction            
Ceded Credit Risk [Line Items]            
Risk premiums paid     $ 22,800 $ 14,600 $ 9,600  
Third-Party Reinsurers | 2018 QSR Transaction            
Ceded Credit Risk [Line Items]            
Reinsurance recoverable on unpaid claims     $ 12,600      
Third-Party Reinsurers | Risk Written Policies in 2018            
Ceded Credit Risk [Line Items]            
Premiums of premiums earned under QSR Transaction       25.00%    
Third-Party Reinsurers | Risk Written Policies in 2019            
Ceded Credit Risk [Line Items]            
Percent of premiums ceded under QSR Transaction     20.00%      
Third-Party Reinsurers | 2016 QSR Transaction            
Ceded Credit Risk [Line Items]            
Percent of premiums ceded under QSR Transaction   20.50% 25.00%      
Previously Ceded Primary Risk-In-Force Recaptured $ 500,000          
Reinsurance recoverable on unpaid claims     $ 4,500      
Third-Party Reinsurers | Existing Risk Written Policies            
Ceded Credit Risk [Line Items]            
Percent of premiums ceded under QSR Transaction         25.00%  
Third-Party Reinsurers | Fannie Mae            
Ceded Credit Risk [Line Items]            
Percent of premiums ceded under QSR Transaction     100.00%      
Third-Party Reinsurers | 2020 QSR Transaction            
Ceded Credit Risk [Line Items]            
Reinsurance recoverable on unpaid claims     $ 500      
Third-Party Reinsurers | Risk written in 2020            
Ceded Credit Risk [Line Items]            
Premiums of premiums earned under QSR Transaction     21.00%      
Third-Party Reinsurers | Maximum | 2017 ILN Transaction            
Ceded Credit Risk [Line Items]            
Anticipated payment related to annual operating expenses     $ 300      
Third-Party Reinsurers | Maximum | 2018 ILN Transaction            
Ceded Credit Risk [Line Items]            
Anticipated payment related to annual operating expenses     $ 250