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FAIR VALUE - Assets and Liabilities at Fair Value (Details) - USD ($)
Dec. 31, 2021
Dec. 31, 2020
Assets:    
Total assets $ 551,997 $ 919,678
Quoted prices in active markets for identical assets Level 1    
Assets:    
Total assets 0 0
Significant other observable inputs Level 2    
Assets:    
Total assets 0 0
Unobservable inputs Level 3    
Assets:    
Total assets 551,997 919,678
Mortgage servicing rights    
Assets:    
Total assets 551,997 919,678
Mortgage servicing rights | Quoted prices in active markets for identical assets Level 1    
Assets:    
Total assets 0 0
Mortgage servicing rights | Significant other observable inputs Level 2    
Assets:    
Total assets 0 0
Mortgage servicing rights | Unobservable inputs Level 3    
Assets:    
Total assets $ 551,997 $ 919,678