The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC Stock 023135106   112,543 604 SH   SOLE 0 604 0 0
PRUDENTIAL FINL INC Stock 744320102   9,588,507 80,145 SH   SOLE 0 80,144 0 0
STERICYCLE INC COM Stock 858912108   4,575 75 SH   SOLE 0 75 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803   17,969,198 81,437 SH   SOLE 0 81,436 0 0
WISDOMTREE U.S. SMALLCAP FUND ETF 97717W562   1,084,013 20,550 SH   SOLE 0 20,550 0 0
ISHARES MSCI CANADA INDEX ETF 464286509   5,353,878 132,917 SH   SOLE 0 132,916 0 0
ISHARES GOLD TRUST ETF ETF 464285204   2,550,902 51,326 SH   SOLE 0 51,326 0 0
EBAY INC Stock 278642103   10,808 166 SH   SOLE 0 166 0 0
SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF ETF 78468R788   499,183 10,935 SH   SOLE 0 10,935 0 0
JOHNSON & JOHNSON COM Stock 478160104   19,082 118 SH   SOLE 0 117 0 0
SEAGATE TECHNOLOGY Stock G7997R103   7,716,065 71,239 SH   SOLE 0 71,239 0 0
WASTE MANAGEMENT INC Stock 94106L109   41,520 200 SH   SOLE 0 200 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   98,364,559 355,804 SH   SOLE 0 355,804 0 0
THOMSON REUTERS CORPORATION (USA) Stock 884903808   728,974 4,273 SH   SOLE 0 4,273 0 0
WISDOMTREE FLOATING RATE TREASURY FUND ETF 97717Y527   617,505 12,296 SH   SOLE 0 12,296 0 0
INVESCO HIGH YIELD EQUITY DIVIDEND ACHIEVERS ETF ETF 46137V563   15,351 700 SH   SOLE 0 700 0 0
ISHARES MSCI ITALY ETF ETF 46434G830   1,613,178 41,406 SH   SOLE 0 41,406 0 0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794   1 0 SH   SOLE 0 0 0 0
COSTCO WHOLESALE CORP Stock 22160K105   9,108 10 SH   SOLE 0 10 0 0
GAP INC Stock 364760108   5,993,622 271,820 SH   SOLE 0 271,819 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   2,598 15 SH   SOLE 0 15 0 0
COCA COLA CO COM Stock 191216100   9 0 SH   SOLE 0 0 0 0
ENTERPRISE PRODS PARTNERS L P Stock 293792107   10,887 374 SH   SOLE 0 374 0 0
OCCIDENTAL PETE CORP COM Stock 674599105   0 0 SH   SOLE 0 0 0 0
TRUIST FINL CORP COM Stock 89832Q109   874,647 20,450 SH   SOLE 0 20,450 0 0
UNITED PARCEL SERVICE INC Stock 911312106   4,256,378 31,684 SH   SOLE 0 31,683 0 0
MARRIOTT INTL INC NEW CL A Stock 571903202   249 1 SH   SOLE 0 1 0 0
VANGUARD REIT INDEX ETF ETF 922908553   15 0 SH   SOLE 0 0 0 0
INTEL CORP COM Stock 458140100   32,750 2,586 SH   SOLE 0 2,586 0 0
STATE STR CORP COM Stock 857477103   9,378 106 SH   SOLE 0 106 0 0
CLOROX CO DEL COM Stock 189054109   3,281 20 SH   SOLE 0 20 0 0
NETFLIX INC COM Stock 64110L106   17,773 25 SH   SOLE 0 25 0 0
ISHARES TR DOW JONES U S TOTAL MKT INDEX ETF 464287846   1,499,615 10,743 SH   SOLE 0 10,743 0 0
SPDR DOW JONES INDUSTRIAL ETF ETF 78467X109   10,578 25 SH   SOLE 0 25 0 0
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516   4,798 57 SH   SOLE 0 57 0 0
SPDR PORTFOLIO EUROPE ETF ETF 78463X103   89 2 SH   SOLE 0 2 0 0
SANOFI SA ADR 80105N105   6,378,999 112,040 SH   SOLE 0 112,039 0 0
MERCK & CO INC Stock 58933Y105   6,966,577 62,582 SH   SOLE 0 62,581 0 0
SPDR S&P 500 ETF ETF 78462F103   25,652,236 44,709 SH   SOLE 0 44,709 0 0
WISDOMTREE U.S. MIDCAP FUND ETF 97717W570   2,185,017 35,050 SH   SOLE 0 35,050 0 0
DONNELLEY FINL SOLUTIONS INC COM Stock 25787G100   4,623,768 70,238 SH   SOLE 0 70,238 0 0
ALLSTATE CORP Stock 020002101   0 0 SH   SOLE 0 0 0 0
FIRST TRUST NASDAQ SEMICONDUCTOR ETF ETF 33738R811   21,324,648 228,609 SH   SOLE 0 228,609 0 0
CORNING INC COM Stock 219350105   5,102 113 SH   SOLE 0 113 0 0
ARGAN INC COM Stock 04010E109   14,302 141 SH   SOLE 0 141 0 0
LCI INDS COM Stock 50189K103   7,413,780 61,505 SH   SOLE 0 61,504 0 0
SYMANTEC CORP Stock 668771108   7,955 290 SH   SOLE 0 290 0 0
VERIZON COMMUNICATIONS Stock 92343V104   6,675 1,817 SH   SOLE 0 1,817 0 0
UNUM GROUP COM Stock 91529Y106   11,028,751 188,638 SH   SOLE 0 188,637 0 0
VANGUARD FTSE ALL WORLD EX-US ETF ETF 922042718   3,149 25 SH   SOLE 0 25 0 0
FEDEX CORP Stock 31428X106   32 0 SH   SOLE 0 0 0 0
PEPSICO INC COM Stock 713448108   6,481,271 38,643 SH   SOLE 0 38,643 0 0
SPDR SER TR BARCLAYS CAPITAL LONG TERM CR BD ETF ETF 78464A367   8,005,561 331,356 SH   SOLE 0 331,356 0 0
FIRST TRUST TCW OPPORTUNISTIC FIXED INCOME ETF ETF 33740F805   999,894 22,102 SH   SOLE 0 22,102 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   5,407 38 SH   SOLE 0 38 0 0
HONEYWELL INTL INC Stock 438516106   20,671 100 SH   SOLE 0 100 0 0
FORD MOTOR COMPANY Stock 345370860   6,290,902 603,224 SH   SOLE 0 603,224 0 0
ALTIMMUNE INC COM NEW Stock 02155H200   3,070 500 SH   SOLE 0 500 0 0
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425   96,906 768 SH   SOLE 0 768 0 0
ADTALEM GLOBAL ED INC COM Stock 00737L103   5,439,466 72,065 SH   SOLE 0 72,065 0 0
HOME DEPOT Stock 437076102   13,821 34 SH   SOLE 0 34 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   18,264 66 SH   SOLE 0 66 0 0
FIRST TR EXCH TRADED FD CONSUMER DISCRETIONARY ETF 33734X101   20,411,152 322,502 SH   SOLE 0 322,502 0 0
SPDR ICE PREFERRED SECURITIES ETF ETF 78464A292   8,105,554 227,301 SH   SOLE 0 227,301 0 0
ISHARES TR MSCI PERU CAP ETF 464289842   1,385,171 32,079 SH   SOLE 0 32,079 0 0
SOUTHERN CO COM Stock 842587107   7,547 1,571 SH   SOLE 0 1,571 0 0
CENCORA INC COM Stock 03073E105   4,490,571 19,951 SH   SOLE 0 19,951 0 0
SCHWAB ETFS- US SMALL-CAP ETF ETF 808524607   103 2 SH   SOLE 0 2 0 0
SCHWAB ETFS- US BROAD MARKET ETF ETF 808524102   3,326 50 SH   SOLE 0 50 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   482,915 11,744 SH   SOLE 0 11,744 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF ETF 808524201   51,628,368 778,883 SH   SOLE 0 778,883 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   460,871 9,083 SH   SOLE 0 9,083 0 0
SCHWAB US LARGE CAP GROWTH ETF ETF 808524300   45 0 SH   SOLE 0 0 0 0
MSC INDL DIRECT INC CL A Stock 553530106   7,618,948 89,671 SH   SOLE 0 89,670 0 0
WISDOMTREE U.S. HIGH YIELD CORPORATE BOND FUND ETF 97717X172   683,982 14,808 SH   SOLE 0 14,808 0 0
ISHARES S&P SMALLCAP 600 ETF ETF 464287804   17,505,582 152,980 SH   SOLE 0 152,979 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   55,231 120 SH   SOLE 0 120 0 0
SCHWAB EMERGING MARKET EQ ETF ETF 808524706   175 6 SH   SOLE 0 6 0 0
ADOBE SYS INC Stock 00724F101   54,885 106 SH   SOLE 0 106 0 0
SOUTHERN PERU COPPER CORP Stock 84265V105   6,442,111 56,571 SH   SOLE 0 56,570 0 0
MARKET VECTORS ETF HIGH YIELD MUNI INDEX ETF 92189H409   5,692,607 107,266 SH   SOLE 0 107,266 0 0
GOOGLE INC Stock 02079K305   176,630 1,065 SH   SOLE 0 1,065 0 0
FISERV INC COM Stock 337738108   5,554,958 30,921 SH   SOLE 0 30,921 0 0
ACM RESH INC COM CL A Stock 00108J109   7,308 360 SH   SOLE 0 360 0 0
EASTMAN CHEMICAL CO Stock 277432100   4,030 36 SH   SOLE 0 36 0 0
PRINCIPAL FINANCIAL GROUP INC COM Stock 74251V102   8,988,560 106,218 SH   SOLE 0 106,217 0 0
INTUIT INC Stock 461202103   15,525 25 SH   SOLE 0 25 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704   9,677,317 148,973 SH   SOLE 0 148,973 0 0
SCHWAB INTL SMALL CAP ETF ETF 808524888   77 2 SH   SOLE 0 2 0 0
COMCAST CORP NEW CL A Stock 20030N101   15 0 SH   SOLE 0 0 0 0
MICROSOFT Stock 594918104   6,327,564 14,705 SH   SOLE 0 14,705 0 0
FIRST HORIZON CORPORATION COM Stock 320517105   16 1 SH   SOLE 0 1 0 0
LENNAR CORP CL A Stock 526057104   875,719 4,671 SH   SOLE 0 4,671 0 0
VALERO ENERGY CORP Stock 91913Y100   4,847,290 36,356 SH   SOLE 0 36,356 0 0
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF ETF 46435U663   1,255 30 SH   SOLE 0 30 0 0
DOCUSIGN INC COM Stock 256163106   9,500 153 SH   SOLE 0 153 0 0
HEALTH CARE PPTY INVS INC REIT 42250P103   4,843,927 215,074 SH   SOLE 0 215,073 0 0
CVS HEALTH CORP COM Stock 126650100   6,673,632 107,549 SH   SOLE 0 107,548 0 0
WISDOMTREE U.S. SHORT TERM CORPORATE BOND FUND ETF 97717X156   477,156 9,772 SH   SOLE 0 9,772 0 0
V F CORP COM Stock 918204108   1,355 1,355 SH   SOLE 0 1,354 0 0
AMERIPRISE FINANCIAL INC. Stock 03076C106   280 1 SH   SOLE 0 0 0 0
GARMIN LTD SHS Stock H2906T109   5,900,352 33,975 SH   SOLE 0 33,974 0 0
AUTOLIV INC COM Stock 052800109   37,348 400 SH   SOLE 0 400 0 0
ARES CAPITAL CORP COM CEF 04010L103   812,346 38,794 SH   SOLE 0 38,794 0 0
NIO INC SPON ADS ADR 62914V106   334 50 SH   SOLE 0 50 0 0
GARRETT MOTION INC COM Stock 366505105   82 10 SH   SOLE 0 10 0 0
UPWORK INC COM Stock 91688F104   7,367 705 SH   SOLE 0 705 0 0
TESLA INC COM Stock 88160R101   24,070 92 SH   SOLE 0 92 0 0
RESIDEO TECHNOLOGIES INC COM Stock 76118Y104   322 16 SH   SOLE 0 16 0 0
LINDE PLC SHS Stock G54950103   930,354 1,951 SH   SOLE 0 1,951 0 0
ISHARES MSCI ETF POLAND INVESTABLE MARKET ETF 46429B606   1,453,261 59,953 SH   SOLE 0 59,953 0 0
INVENTRUST PPTYS CORP COM NEW REIT 46124J201   8,369 295 SH   SOLE 0 295 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654   1,193,219 23,424 SH   SOLE 0 23,424 0 0
CMS ENERGY CORP COM Stock 125896100   8,248,340 118,551 SH   SOLE 0 118,551 0 0
HILTON WORLDWIDE HLDGS INC COM Stock 43300A203   39,185 170 SH   SOLE 0 170 0 0
PIMCO SHORT TERM MUNICIPAL BOND ACTIVE ETF ETF 72201R874   1,471,772 29,144 SH   SOLE 0 29,144 0 0
BOSTON PPTYS INC REIT 101121101   4,408,484 54,791 SH   SOLE 0 54,791 0 0
BABCOCK COMMON STOCK Stock 05605H100   5,979 55 SH   SOLE 0 55 0 0
WISDOMTREE U.S. CORPORATE BOND FUND ETF 97717X198   484,776 10,570 SH   SOLE 0 10,570 0 0
VANGUARD INFORMATION TECHNOLOGY ETF 92204A702   197 0 SH   SOLE 0 0 0 0
SCHWAB US LARGE CAP VALUE ETF ETF 808524409   414 5 SH   SOLE 0 5 0 0
SCHWAB US TIPS ETF ETF 808524870   804 15 SH   SOLE 0 15 0 0
STANLEY BLACK & DECKER INC COM Stock 854502101   9,123,384 84,226 SH   SOLE 0 84,225 0 0
HEALTH CARE REIT INC REIT 95040Q104   11,267 88 SH   SOLE 0 88 0 0
FIRST TRUST INDUSTRIALS/PRODUCER DURABLES ALPHADEX FUND ETF 33734X150   21,613,343 285,287 SH   SOLE 0 285,287 0 0
LYONDELLBASELL Stock N53745100   6,716,077 70,971 SH   SOLE 0 70,970 0 0
VANGUARD S&P 500 ETF ETF 922908363   459 1 SH   SOLE 0 0 0 0
MAKEMYTRIP LIMITED MAURITIUS SHS Stock V5633W109   6,096,405 65,588 SH   SOLE 0 65,588 0 0
UBER TECHNOLOGIES INC COM Stock 90353T100   38,707 515 SH   SOLE 0 515 0 0
GLOBAL X RUSSELL 2000 COVERED CALL ETF ETF 37954Y459   6,868 425 SH   SOLE 0 425 0 0
ITT INDUSTRIES INC Stock 45073V108   24,819 166 SH   SOLE 0 166 0 0
ISHARES SELF-DRIVING EV & TECH ETF ETF 46435U366   20 1 SH   SOLE 0 0 0 0
SPDR S&P 400 MID CAP GROWTH ETF ETF 78464A821   74 1 SH   SOLE 0 0 0 0
ELI LILLY & CO COM Stock 532457108   4,649,413 5,248 SH   SOLE 0 5,248 0 0
SCHWAB U.S. REIT ETF ETF 808524847   52 2 SH   SOLE 0 2 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508   375,068 4,514 SH   SOLE 0 4,514 0 0
AVANTIS EMERGING MARKETS EQUITY ETF ETF 025072604   331,333 5,129 SH   SOLE 0 5,129 0 0
PPL CORP COM Stock 69351T106   9,555 289 SH   SOLE 0 288 0 0
DRAFTKINGS INC NEW COM CL A Stock 26142V105   58,800 1,500 SH   SOLE 0 1,500 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   22,089 100 SH   SOLE 0 100 0 0
POWERSHARES ETF SENIOR LOAN PORT NYSE ARCA INC ETF 46138G508   4,603,401 219,105 SH   SOLE 0 219,105 0 0
ISHARES TR HIGH DIVID EQUITY FD ETF 46429B663   13 0 SH   SOLE 0 0 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   7,588,743 66,739 SH   SOLE 0 66,738 0 0
AFLAC INC COM Stock 001055102   11,180 100 SH   SOLE 0 100 0 0
POWERSHARES SP500 LOW VOLATILITY ETF ETF 46138E354   34,133,223 475,857 SH   SOLE 0 475,857 0 0
DICKS SPORTING GOODS INC Stock 253393102   20,870 100 SH   SOLE 0 100 0 0
VALLEY NATL BANCORP COM Stock 919794107   9 1 SH   SOLE 0 0 0 0
QUANTA SERVICES INC Stock 74762E102   298 1 SH   SOLE 0 1 0 0
STERLING INFRASTRUCTURE INC COM Stock 859241101   41,621 287 SH   SOLE 0 287 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101   9,542 93 SH   SOLE 0 93 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   3,212 16 SH   SOLE 0 16 0 0
PALANTIR TECHNOLOGIES INC CL A Stock 69608A108   5,580 150 SH   SOLE 0 150 0 0
VANECK IG FLOATING RATE ETF ETF 92189F486   929,069 36,477 SH   SOLE 0 36,477 0 0
PIMCO ETF TR 0-5 YR HIGH YIELD CORP BD INDEX FD ETF 72201R783   1,562,380 16,360 SH   SOLE 0 16,360 0 0
SOFI TECHNOLOGIES INC COM Stock 83406F102   39,300 5,000 SH   SOLE 0 5,000 0 0
VANGUARD MID-CAP GROWTH ETF ETF 922908538   2,922 12 SH   SOLE 0 12 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   423 5 SH   SOLE 0 5 0 0
XYLEM INC COM Stock 98419M100   22,415 166 SH   SOLE 0 166 0 0
ESS TECH INC COM NEW Stock 26916J205   126 20 SH   SOLE 0 20 0 0
ROBLOX CORP CL A Stock 771049103   4,694,880 106,075 SH   SOLE 0 106,075 0 0
XTRACKERS MSCI EAFE HEDGED EQUITY ETF ETF 233051200   5,299,765 129,851 SH   SOLE 0 129,850 0 0
ORGANON & CO COMMON STOCK Stock 68622V106   1,664 87 SH   SOLE 0 87 0 0
EVGO INC CL A COM Stock 30052F100   62 15 SH   SOLE 0 15 0 0
GINKGO BIOWORKS HOLDINGS INC WT EXP 091626 Stock 37611X118   0 60 SH   SOLE 0 60 0 0
KELLANOVA COM Stock 487836108   9,276 1,943 SH   SOLE 0 1,942 0 0
ALLISON TRANSMISSION HLDGS INC COM Stock 01973R101   10,279 107 SH   SOLE 0 107 0 0
ISHARES MSCI INDIA ETF ETF 46429B598   5,432,563 95,735 SH   SOLE 0 95,735 0 0
VANGUARD SMALL CAP GROWTH ETF ETF 922908595   2,674 10 SH   SOLE 0 10 0 0
VANGUARD GROWTH ETF ETF 922908736   378,555 986 SH   SOLE 0 986 0 0
MRC GLOBAL INC COM Stock 55345K103   8,345 655 SH   SOLE 0 655 0 0
L3HARRIS TECHNOLOGIES INC COM Stock 502431109   899,862 3,783 SH   SOLE 0 3,783 0 0
PHILLIPS 66 Stock 718546104   6,463,352 49,823 SH   SOLE 0 49,822 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150   19,722 157 SH   SOLE 0 157 0 0
EAGLE MATLS INC COM Stock 26969P108   54,941 191 SH   SOLE 0 191 0 0
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604   531,215 15,402 SH   SOLE 0 15,402 0 0
META PLATFORMS INC CL A Stock 30303M102   59,027 103 SH   SOLE 0 103 0 0
SERVICENOW INC COM Stock 81762P102   5,260,802 5,882 SH   SOLE 0 5,882 0 0
PACKAGING CORP OF AMERICA Stock 695156109   11,224,875 52,808 SH   SOLE 0 52,808 0 0
FIRST TRUST NASDAQ-100 TECHNOLOGY SECTOR INDEX FUND ETF 337345102   20,612,328 107,743 SH   SOLE 0 107,743 0 0
HALEON PLC SPON ADS ADR 405552100   1,418 134 SH   SOLE 0 134 0 0
HERITAGE COMM CORP COM Stock 426927109   2,915 295 SH   SOLE 0 295 0 0
MONDELEZ INTL INC CL A Stock 609207105   891,991 12,108 SH   SOLE 0 12,107 0 0
WP CAREY INC COM REIT 92936U109   4,098,779 65,791 SH   SOLE 0 65,791 0 0
AVAGO TECHNOLOGIES LTD Stock 11135F101   2,454,675 14,230 SH   SOLE 0 14,230 0 0
VANECK INTERNATIONAL HIGH YIELD BOND ETF ETF 92189F445   1,026,733 47,468 SH   SOLE 0 47,468 0 0
HEXCEL CORP NEW COM Stock 428291108   6,183 100 SH   SOLE 0 100 0 0
CF INDS HLDGS INC COM Stock 125269100   8,243,616 96,079 SH   SOLE 0 96,079 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK Stock 36266G107   375 4 SH   SOLE 0 4 0 0
OMNICOM GROUP INC COM Stock 681919106   8,271 80 SH   SOLE 0 80 0 0
INVESCO MSCI SUSTAINABLE FUTURE ETF ETF 46137V407   9 0 SH   SOLE 0 0 0 0
SPDR SER TR SPDR BOFA MERRILL LYNCH CROSSOVER CORP BD ETF ETF 78468R606   10,825,294 450,116 SH   SOLE 0 450,116 0 0
SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF ETF 78468R200   154 5 SH   SOLE 0 5 0 0
CLEAN ENERGY TECHNOLOGIES INC COM NEW Stock 18452H206   17 17 SH   SOLE 0 17 0 0
NVIDIA CORP Stock 67066G104   6,582,769 54,206 SH   SOLE 0 54,205 0 0
ISHARES 1-3 YR CREDIT BOND ETF ETF 464288646   33,439,311 635,004 SH   SOLE 0 635,004 0 0
CUMMINS INC COM Stock 231021106   11,496,112 35,779 SH   SOLE 0 35,779 0 0
GENUINE PARTS CO COM Stock 372460105   16,343 117 SH   SOLE 0 117 0 0
GRAINGER W W INC COM Stock 384802104   9,349 9 SH   SOLE 0 9 0 0
ABBVIE INC COM Stock 00287Y109   189 1 SH   SOLE 0 0 0 0
FORESIGHT AUTONOMOUS HLDGS LTD SPONSORED ADR ADR 345523203   13 18 SH   SOLE 0 18 0 0
CASEYS GEN STORES INC COM Stock 147528103   4,636,637 12,341 SH   SOLE 0 12,341 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   29,485,557 392,565 SH   SOLE 0 392,564 0 0
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775   48,142,965 787,015 SH   SOLE 0 787,015 0 0
LENNOX INTL INC COM Stock 526107107   929,398 1,538 SH   SOLE 0 1,538 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING CO LTD ADR 874039100   28,656 165 SH   SOLE 0 165 0 0
INVESCO CURRENCYSHARES BRITISH POUND STERLING TRUST ETF 46138M109   644 5 SH   SOLE 0 5 0 0
ISHARES ESG AWARE MSCI EM ETF ETF 46434G863   1,675 46 SH   SOLE 0 46 0 0
ISHARES RUSSELL 2000 GROWTH INDEX ETF 464287648   14,200 50 SH   SOLE 0 50 0 0
WISDOMTREE EMERGING MARKETS CORPORATE BOND FUND ETF 97717X784   466,160 6,991 SH   SOLE 0 6,991 0 0
POLARIS INDS INC Stock 731068102   3,080 37 SH   SOLE 0 37 0 0
ZIMMER HLDGS INC Stock 98956P102   18,352 170 SH   SOLE 0 170 0 0
STRYKER CORP Stock 863667101   10,842 30 SH   SOLE 0 30 0 0
QUALCOMM INC Stock 747525103   9,863 58 SH   SOLE 0 58 0 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN ETF 78467V608   7,037,019 168,511 SH   SOLE 0 168,511 0 0
INTUITIVE SURGICAL, INC. Stock 46120E602   49,127 100 SH   SOLE 0 100 0 0
VERALTO CORP COM SHS Stock 92338C103   447 4 SH   SOLE 0 4 0 0
WK KELLOGG CO COM SHS Stock 92942W107   376 22 SH   SOLE 0 22 0 0
MCDONALDS CORP COM Stock 580135101   16,795 55 SH   SOLE 0 55 0 0
NORDSTROM INC COM Stock 655664100   8,160,161 362,835 SH   SOLE 0 362,835 0 0
NET LEASE OFFICE PROPERTIES COM REIT 64110Y108   490 16 SH   SOLE 0 16 0 0
CISCO SYS INC Stock 17275R102   5,671,873 107,833 SH   SOLE 0 107,832 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407   453 9 SH   SOLE 0 9 0 0
CAPITAL ONE FINANCIAL CORP Stock 14040H105   46 0 SH   SOLE 0 0 0 0
ARCADIUM LITHIUM PLC COM SHS Stock G0508H110   41,827 14,676 SH   SOLE 0 14,676 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107   20,674 126 SH   SOLE 0 126 0 0
WISDOMTREE US QUALITY DIVIDEND GROWTH FUND ETF 97717X669   1,137,564 13,671 SH   SOLE 0 13,671 0 0
WISDOMTREE DIVIDEND EFA INDEX ETF ETF 97717W703   3,426,581 59,534 SH   SOLE 0 59,534 0 0
FRACTYL HEALTH INC COM Stock 35168W103   47,926 18,943 SH   SOLE 0 18,943 0 0
AT&T INC COM Stock 00206R102   14 1 SH   SOLE 0 0 0 0
VANGUARD INTERMEDIATE-TERM BOND ETF 921937819   14,623,175 186,591 SH   SOLE 0 186,591 0 0
WISDOMTREE MIDCAP DIVIDEND ETF 97717W505   1,094,693 21,410 SH   SOLE 0 21,410 0 0
GLOBAL X S&P 500 COVERED CALL ETF ETF 37954Y475   8,319 200 SH   SOLE 0 200 0 0
ENERGY SELECT SECTOR SPDR ETF 81369Y506   14,550,627 169,220 SH   SOLE 0 169,219 0 0
SOLVENTUM CORP COM SHS Stock 83444M101   2,301 33 SH   SOLE 0 33 0 0
GE VERNOVA INC COM Stock 36828A101   26,773 105 SH   SOLE 0 105 0 0
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF ETF 921946885   969,599 14,609 SH   SOLE 0 14,609 0 0
EXPRO GROUP HOLDINGS NV COM Stock N33462107   5,271 307 SH   SOLE 0 307 0 0
GE AEROSPACE COM NEW Stock 369604301   73,169 388 SH   SOLE 0 388 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF ETF 464288513   46 1 SH   SOLE 0 0 0 0
MOTOROLA SOLUTIONS INC COM NEW Stock 620076307   16,636 37 SH   SOLE 0 37 0 0
KBW REGIONAL BANKINGETF ETF 78464A698   9,024,929 159,451 SH   SOLE 0 159,451 0 0
CONSUMER DISCRETIONARY SEL SECTOR SPDR FD ETF 81369Y407   1,002 5 SH   SOLE 0 5 0 0
EXCH TRADE CONCEPTS ETF & AUTOMATION IDX ETF 301505707   2,854 50 SH   SOLE 0 50 0 0
SKYWORKS SOLUTIONS INC COM Stock 83088M102   7,507 76 SH   SOLE 0 76 0 0
ESSENT GROUP LTD COM Stock G3198U102   11,572 180 SH   SOLE 0 180 0 0
ISHARES S&P 500 INDEX ETF 464287200   504,141 874 SH   SOLE 0 874 0 0
INVESCO CURRENCYSHARES SWISS FRANC TRUST ETF 46138R108   1,847,548 17,589 SH   SOLE 0 17,589 0 0
ONEOK INC NEW COM Stock 682680103   10,480 115 SH   SOLE 0 115 0 0
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF ETF 46434V407   32 1 SH   SOLE 0 0 0 0
WELLS FARGO CO NEW COM Stock 949746101   9,377 166 SH   SOLE 0 166 0 0
ISHARES MBS BOND ETF ETF 464288588   16,579,154 173,042 SH   SOLE 0 173,042 0 0
SALESFORCE INC COM Stock 79466L302   15,875 58 SH   SOLE 0 58 0 0
POWERSHARES DWA TECHNICAL LEADERS PORTFOLIO ETF 46137V837   35,591,760 344,681 SH   SOLE 0 344,681 0 0
VANGUARD MID-CAP VALUE ETF ETF 922908512   3,353 20 SH   SOLE 0 20 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   17,378,456 83,136 SH   SOLE 0 83,136 0 0
M/I HOMES INC COM Stock 55305B101   4,933,626 28,791 SH   SOLE 0 28,791 0 0
STEWART INFORMATION SVCS CORP COM Stock 860372101   11,958 160 SH   SOLE 0 160 0 0
INTERNATIONAL PAPER CO COM Stock 460146103   8,488,660 176,066 SH   SOLE 0 176,066 0 0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638   16,848,848 313,642 SH   SOLE 0 313,642 0 0
WISDOMTREE BLOOMBERG US DOLLAR BULLISH FUND ETF 97717W471   1,941,094 73,166 SH   SOLE 0 73,166 0 0
CHEVRON CORP NEW COM Stock 166764100   62 0 SH   SOLE 0 0 0 0
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414   5,520,577 50,820 SH   SOLE 0 50,820 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   18,305,900 346,637 SH   SOLE 0 346,637 0 0
KOHLS CORP COM Stock 500255104   5,866 278 SH   SOLE 0 278 0 0
M & T BK CORP COM Stock 55261F104   0 0 SH   SOLE 0 0 0 0
TJX COS INC NEW COM Stock 872540109   946,785 8,055 SH   SOLE 0 8,055 0 0
WALMART INC COM Stock 931142103   64,923 804 SH   SOLE 0 804 0 0
WISDOMTREE U.S. LARGECAP FUND ETF 97717W588   4,996,169 83,214 SH   SOLE 0 83,214 0 0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448   1 0 SH   SOLE 0 0 0 0
INTL BUSINESS MACHINES Stock 459200101   13,211,728 60,499 SH   SOLE 0 60,499 0 0
DBX ETF TR DB X-TRACKERS MUN INFRASTRUCTURE REV FD ETF 233051705   351,814 13,464 SH   SOLE 0 13,464 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   7,358,756 153,788 SH   SOLE 0 153,788 0 0
TARGET CORP COM Stock 87612E106   2,871,510 18,722 SH   SOLE 0 18,722 0 0
VANGUARD HIGH DIVIDEND YIELD ETF 921946406   52 0 SH   SOLE 0 0 0 0
PFIZER INC COM Stock 717081103   4,452,040 155,764 SH   SOLE 0 155,763 0 0
3M CO COM Stock 88579Y101   29 0 SH   SOLE 0 0 0 0
HP INC COM Stock 40434L105   6,118,845 173,282 SH   SOLE 0 173,281 0 0
GILEAD SCIENCES INC Stock 375558103   4,667,827 56,381 SH   SOLE 0 56,381 0 0
NETSCOUT SYS INC COM Stock 64115T104   5,307 244 SH   SOLE 0 244 0 0
CATERPILLAR INC COM Stock 149123101   6,537,962 16,716 SH   SOLE 0 16,716 0 0
ISHARES CURRENCY HEDGED MSCI EAFE ETF ETF 46434V803   3,542 100 SH   SOLE 0 100 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   20,063 120 SH   SOLE 0 120 0 0
BEST BUY INC Stock 086516101   9,273,058 91,167 SH   SOLE 0 91,166 0 0
AMGEN INC Stock 031162100   7,937,821 24,918 SH   SOLE 0 24,917 0 0
APPLIED MATLS INC COM Stock 038222105   47,482 235 SH   SOLE 0 235 0 0
TYSON FOODS INC CL A Stock 902494103   8,338 140 SH   SOLE 0 140 0 0
FIRST TR EXCHANGE TRADED FD DOW JONES INTERNET INDEX FD ETF 33733E302   21,271,545 100,418 SH   SOLE 0 100,418 0 0
WISDOMTREE EMERGING MARKETS EQUITY INCOME ETF ETF 97717W315   1,126,524 25,597 SH   SOLE 0 25,597 0 0
MOBILE TELESYSTEMS PUB JT STK SPONSORED ADR ADR 607409109   0 63 SH   SOLE 0 63 0 0
SPDR BARCLAYS CAP TIPS CAPITAL TIPS ETF ETF 78464A656   131 5 SH   SOLE 0 5 0 0
CARETRUST REIT INC COM REIT 14174T107   947,556 30,705 SH   SOLE 0 30,705 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273   3,385 50 SH   SOLE 0 50 0 0
GLOBAL X NASDAQ 100 COVERED CALL ETF ETF 37954Y483   8,128 451 SH   SOLE 0 450 0 0
ISHARES AGGREGATE BOND ETF ETF 464287226   12,819,668 126,589 SH   SOLE 0 126,589 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   52 1 SH   SOLE 0 0 0 0
POWERSHARES GLOBAL EXCHANGE TRADED FD TR INSURED NATL ETF 46138E537   430,812 17,839 SH   SOLE 0 17,839 0 0
CRACKER BARREL INC Stock 22410J106   1,303 1,303 SH   SOLE 0 1,303 0 0
DELTA AIR LINES INC DEL COM NEW Stock 247361702   15,491 305 SH   SOLE 0 305 0 0
EMCOR GROUP INC COM Stock 29084Q100   71,468 166 SH   SOLE 0 166 0 0
FIRST AMERICAN CORP Stock 31847R102   8,737,717 134,384 SH   SOLE 0 134,384 0 0
VANGUARD SHORT TERM BOND ETF 921937827   8,105 103 SH   SOLE 0 103 0 0
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409   13,452,093 162,191 SH   SOLE 0 162,190 0 0
ARK GENOMIC REVOLUTION ETF ETF 00214Q302   653 25 SH   SOLE 0 25 0 0
HELMERICH & PAYNE INC COM Stock 423452101   5,879,754 193,286 SH   SOLE 0 193,285 0 0
LAM RESEARCH CORP Stock 512807306   7,162,734 8,777 SH   SOLE 0 8,777 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   12,323,122 233,128 SH   SOLE 0 233,127 0 0
PHILIP MORRIS INTL INC Stock 718172109   16,268 134 SH   SOLE 0 134 0 0
POWERSHARES EXCHANGETRADED FD TR II DWA DEVELOPED MKTSPORT ETF 46138E875   4,120,007 108,736 SH   SOLE 0 108,736 0 0
POWERSHARES DWA EMERGING MARKETS ETF 46138E867   3,772,676 182,962 SH   SOLE 0 182,962 0 0
SYNOPSYS INC COM Stock 871607107   1,013 2 SH   SOLE 0 2 0 0
SPDR HIGH YIELD BOND ETF ETF 78468R622   17,364,687 178,875 SH   SOLE 0 178,874 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105   2,773 15 SH   SOLE 0 15 0 0
FIRST TRUST MANAGED MUNICIPAL ETF ETF 33739N108   668,154 12,859 SH   SOLE 0 12,859 0 0
SHAKE SHACK INC CL A Stock 819047101   10,321 100 SH   SOLE 0 100 0 0
ISHARES INC MSCI NETHERLANDS INDEX FD ETF 464286814   1,325,920 26,070 SH   SOLE 0 26,070 0 0
SPDR S&P INTERNATIONAL DIVIDEND ETF ETF 78463X772   38 1 SH   SOLE 0 1 0 0
CITIGROUP INC Stock 172967424   4,695 75 SH   SOLE 0 75 0 0
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281   374 4 SH   SOLE 0 4 0 0
SPDR DOUBLELINE TOTAL RETURN TACTICAL ETF ETF 78467V848   7,328 177 SH   SOLE 0 177 0 0
EXXON MOBIL CORP COM Stock 30231G102   15,576 133 SH   SOLE 0 132 0 0
PRICE T ROWE GROUP INC COM Stock 74144T108   5,727,294 53,393 SH   SOLE 0 53,393 0 0
ARK AUTONOMOUS TECHNOLOGY & ROBOTICS ETF ETF 00214Q203   3,047 50 SH   SOLE 0 50 0 0
ARK NEXT GENERATION INTERNET ETF ETF 00214Q401   74 1 SH   SOLE 0 0 0 0
ARK INNOVATION ETF ETF 00214Q104   3 0 SH   SOLE 0 0 0 0
ISHARES TR MSCI ACWIINDEX FD ETF 464288257   118 1 SH   SOLE 0 0 0 0
FIRST TRUST VALUE LINE DIVIDEND FUND ETF 33734H106   0 0 SH   SOLE 0 0 0 0
UTILITIES SELECT SECTOR SPDR ETF 81369Y886   53 1 SH   SOLE 0 0 0 0
NOVO-NORDISK A/S ADR ADR CMN ADR 670100205   4,956,289 41,625 SH   SOLE 0 41,625 0 0
KRAFT HEINZ CO COM Stock 500754106   7,111,502 205,257 SH   SOLE 0 205,257 0 0
PAYPAL HLDGS INC COM Stock 70450Y103   12,953 166 SH   SOLE 0 166 0 0
WISDOMTREE YIELD ENHANCED U.S. AGGREGATE BOND FUND ETF 97717X511   467,801 10,463 SH   SOLE 0 10,463 0 0
TORONTO DOMINION BANK Stock 891160509   7,740,037 124,095 SH   SOLE 0 124,095 0 0
BLACKROCK INC Stock 09290D101   15,192 16 SH   SOLE 0 16 0 0
ISHARES CORE S&P MID CAP ETF ETF 464287507   34,102,451 547,215 SH   SOLE 0 547,215 0 0
ISHARES GLOBAL CLEAN ENERGY ETF ETF 464288224   11 1 SH   SOLE 0 0 0 0
INVESCO OPTIMUM YIELD DIVERSIFIED COMMODITY STRATEGY NO K-1 ETF ETF 46090F100   1,670,853 124,412 SH   SOLE 0 124,412 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   691,807 13,533 SH   SOLE 0 13,533 0 0
ISHARES MSCI EAFE ETF ETF 464287465   5,798,821 69,339 SH   SOLE 0 69,339 0 0
APPLE INC Stock 037833100   9,294,491 39,891 SH   SOLE 0 39,890 0 0
GSK PLC SPONSORED ADR ADR 37733W204   4,374 107 SH   SOLE 0 107 0 0
ABBOTT LABS COM Stock 002824100   15,277 134 SH   SOLE 0 134 0 0
DISNEY WALT CO COM Stock 254687106   4,545 47 SH   SOLE 0 47 0 0
POWERSHARES GLOBAL PREFERRED ETF ETF 46138E511   1,000,622 81,022 SH   SOLE 0 81,022 0 0
ISHARES TR RUSSELL 1000 INDEX ETF ETF 464287622   10,675,349 33,956 SH   SOLE 0 33,955 0 0
MARKET VECTORS - AMT FREE MUNI ETF 92189F536   507,843 27,751 SH   SOLE 0 27,751 0 0