The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 203 8,589 SH   SOLE 0 8,589 0 0
Abbott Laboratories Com 002824100 510 4,312 SH   SOLE 0 4,312 0 0
Abbvie Inc Com 00287Y109 10,552 65,091 SH   SOLE 0 65,091 0 0
Abbvie Inc Com 00287Y109 19 117 SH   DFND 0 117 0 0
Alliant Energy Corp Com 018802108 247 3,948 SH   SOLE 0 3,948 0 0
Alphabet Inc Class A Com 02079K305 6,525 2,346 SH   SOLE 0 2,346 0 0
Alphabet Inc Class A Com 02079K305 6 2 SH   DFND 0 2 0 0
Amazon Inc Com 023135106 6,627 2,033 SH   SOLE 0 2,033 0 0
Amazon Inc Com 023135106 16 5 SH   DFND 0 5 0 0
American Tower Corp REIT Com 03027X100 3,880 15,445 SH   SOLE 0 15,445 0 0
American Tower Corp REIT Com 03027X100 9 36 SH   DFND 0 36 0 0
Amgen Inc Com 031162100 2,679 11,079 SH   SOLE 0 11,079 0 0
Amgen Inc Com 031162100 5 20 SH   DFND 0 20 0 0
Apple Inc Com 037833100 15,912 91,127 SH   SOLE 0 91,127 0 0
Apple Inc Com 037833100 11 64 SH   DFND 0 64 0 0
Bank of America Corp Com 060505104 264 6,394 SH   SOLE 0 6,394 0 0
Barings BDC Inc Com 06759L103 129 12,476 SH   SOLE 0 12,476 0 0
Berkshire Hathaway Inc Cl A Com 084670108 3,702 7 SH   SOLE 0 7 0 0
Berkshire Hathaway Inc Cl B Com 084670702 6,964 19,732 SH   SOLE 0 19,682 0 50
Best Buy Co Inc Com 086516101 1,489 16,379 SH   SOLE 0 16,379 0 0
Best Buy Co Inc Com 086516101 2 23 SH   DFND 0 23 0 0
BlackRock Inc Com 09247X101 3,044 3,984 SH   SOLE 0 3,984 0 0
BlackRock Inc Com 09247X101 4 5 SH   DFND 0 5 0 0
BlackRock Enhanced Equity Dividend Trust Com 09251A104 185 18,667 SH   SOLE 0 18,667 0 0
Boeing Co Com 097023105 312 1,630 SH   SOLE 0 1,630 0 0
Bristol-Myers Squibb Corp Com 110122108 4,786 65,530 SH   SOLE 0 65,530 0 0
Bristol-Myers Squibb Corp Com 110122108 7 100 SH   DFND 0 100 0 0
CVS Health Corporation Com 126650100 3,933 38,861 SH   SOLE 0 38,861 0 0
CVS Health Corporation Com 126650100 9 86 SH   DFND 0 86 0 0
American Fd-Cap World Growth and Income Cl F2 Com 140543828 251 4,280 SH   SOLE 0 4,280 0 0
Cardinal Health Inc Com 14149Y108 1,803 31,807 SH   SOLE 0 31,807 0 0
Cardinal Health Inc Com 14149Y108 3 61 SH   DFND 0 61 0 0
Caterpillar Inc Com 149123101 3,332 14,952 SH   SOLE 0 14,952 0 0
Caterpillar Inc Com 149123101 4 19 SH   DFND 0 19 0 0
Chemed Corp Com 16359R103 659 1,300 SH   SOLE 0 1,300 0 0
Chevron Corp Com 166764100 9,780 60,062 SH   SOLE 0 60,062 0 0
Chevron Corp Com 166764100 16 96 SH   DFND 0 96 0 0
Cisco Systems Inc Com 17275R102 8,501 152,448 SH   SOLE 0 152,448 0 0
Cisco Systems Inc Com 17275R102 7 127 SH   DFND 0 127 0 0
Cognizant Technology Solutions Cl A Com 192446102 3,274 36,516 SH   SOLE 0 36,516 0 0
Cognizant Technology Solutions Cl A Com 192446102 6 70 SH   DFND 0 70 0 0
Comcast Corp New Cl A Com 20030N101 3,132 66,901 SH   SOLE 0 66,901 0 0
Comcast Corp New Cl A Com 20030N101 5 100 SH   DFND 0 100 0 0
ConocoPhillips Com 20825C104 224 2,240 SH   SOLE 0 2,240 0 0
Consolidated Edison Inc Com 209115104 530 5,596 SH   SOLE 0 5,596 0 0
Digital Realty Trust Inc Com 253868103 4,095 28,879 SH   SOLE 0 28,879 0 0
Digital Realty Trust Inc Com 253868103 21 145 SH   DFND 0 145 0 0
Walt Disney Company Com 254687106 3,228 23,532 SH   SOLE 0 23,532 0 0
Walt Disney Company Com 254687106 4 30 SH   DFND 0 30 0 0
Dollar Tree Inc Com 256746108 5,229 32,652 SH   SOLE 0 32,652 0 0
Dow Inc Com 260557103 6,312 99,055 SH   SOLE 0 99,055 0 0
Dow Inc Com 260557103 10 153 SH   DFND 0 153 0 0
Duke Energy Corp Com 26441C204 3,622 32,437 SH   SOLE 0 32,437 0 0
Duke Energy Corp Com 26441C204 19 169 SH   DFND 0 169 0 0
EOG Resources Inc Com 26875P101 2,362 19,812 SH   SOLE 0 19,812 0 0
EOG Resources Inc Com 26875P101 5 40 SH   DFND 0 40 0 0
eBay Inc Com 278642103 2,298 40,131 SH   SOLE 0 40,131 0 0
Ecolab Inc Com 278865100 2,320 13,138 SH   SOLE 0 13,138 0 0
Ecolab Inc Com 278865100 4 20 SH   DFND 0 20 0 0
Emerson Electric Co Com 291011104 8,753 89,271 SH   SOLE 0 89,271 0 0
Emerson Electric Co Com 291011104 17 172 SH   DFND 0 172 0 0
Exelon Corp Com 30161N101 2,794 58,663 SH   SOLE 0 58,663 0 0
Exelon Corp Com 30161N101 7 152 SH   DFND 0 152 0 0
Exxon Mobil Corp Com 30231G102 5,278 63,909 SH   SOLE 0 63,909 0 0
Exxon Mobil Corp Com 30231G102 7 82 SH   DFND 0 82 0 0
Meta Platforms Inc Com 30303M102 3,020 13,580 SH   SOLE 0 13,580 0 0
Meta Platforms Inc Com 30303M102 2 10 SH   DFND 0 10 0 0
Gilead Sciences Inc Com 375558103 2,522 42,417 SH   SOLE 0 42,417 0 0
Gilead Sciences Inc Com 375558103 5 81 SH   DFND 0 81 0 0
The Hershey Company Com 427866108 545 2,518 SH   SOLE 0 2,518 0 0
Home Depot Inc Com 437076102 264 883 SH   SOLE 0 883 0 0
Honeywell Intl Inc Com 438516106 310 1,592 SH   SOLE 0 1,592 0 0
Illinois Tool Works Inc Com 452308109 213 1,017 SH   SOLE 0 1,017 0 0
ING Groep NV ADR Com 456837103 833 79,873 SH   SOLE 0 79,873 0 0
Intel Corp Com 458140100 4,905 98,966 SH   SOLE 0 98,966 0 0
Intel Corp Com 458140100 7 132 SH   DFND 0 132 0 0
Intercontinental Exchange Inc Com 45866F104 3,652 27,644 SH   SOLE 0 27,644 0 0
Intercontinental Exchange Inc Com 45866F104 4 30 SH   DFND 0 30 0 0
IBM Corp Com 459200101 2,905 22,346 SH   SOLE 0 22,346 0 0
IBM Corp Com 459200101 4 32 SH   DFND 0 32 0 0
Invesco QQQ Trust Com 46090E103 1,018 2,808 SH   SOLE 0 2,808 0 0
Invesco Preferred ETF Com 46138E511 16,188 1,192,925 SH   SOLE 0 1,189,676 3,249 0
Invesco Preferred ETF Com 46138E511 78 5,712 SH   DFND 0 5,712 0 0
Invesco BulletShares 2027 Corporate Bond ETF Com 46138J783 1,413 69,906 SH   SOLE 0 69,906 0 0
Invesco BulletShares 2026 Corporate Bond ETF Com 46138J791 1,134 56,801 SH   SOLE 0 56,801 0 0
Invesco BulletShares 2025 Corporate Bond ETF Com 46138J825 1,224 58,552 SH   SOLE 0 58,552 0 0
Invesco BulletShares 2024 Corporate Bond ETF Com 46138J841 1,344 63,776 SH   SOLE 0 63,776 0 0
Invesco BulletShares 2023 Corporate Bond ETF Com 46138J866 653 30,928 SH   SOLE 0 30,928 0 0
iShares Core S&P Total U.S. Stock Market ETF Com 464287150 210 2,076 SH   SOLE 0 2,076 0 0
iShares Core S&P 500 ETF Com 464287200 932 2,054 SH   SOLE 0 2,054 0 0
iShares Core U.S. Agg Bond ETF Com 464287226 748 6,985 SH   SOLE 0 6,985 0 0
iShares Core S&P Mid-Cap 400 Index ETF Com 464287507 16,879 62,902 SH   SOLE 0 62,902 0 0
iShares Russell 1000 Value ETF Com 464287598 204 1,232 SH   SOLE 0 1,232 0 0
iShares Russell 1000 Growth ETF Com 464287614 248 893 SH   SOLE 0 893 0 0
iShares Russell 1000 ETF Com 464287622 200 800 SH   SOLE 0 800 0 0
iShares Russell 2000 Index ETF Com 464287655 350 1,703 SH   SOLE 0 1,703 0 0
iShares Core S&P Small-Cap 600 ETF Com 464287804 8,092 75,013 SH   SOLE 0 75,013 0 0
Ishares Dow Jones US Health Care Prov Index Com 464288828 566 2,000 SH   SOLE 0 2,000 0 0
iShares Tr MSCI USA Minimum Volatility ETF Com 46429B697 1,552 20,012 SH   SOLE 0 20,012 0 0
iShares Core MSCI EAFE ETF Com 46432F842 9,218 132,608 SH   SOLE 0 132,608 0 0
iShares Core MSCI Emerging Mkts ETF Com 46434G103 3,976 71,582 SH   SOLE 0 71,582 0 0
iShares iBonds 2028 Term Corp ETF Com 46435U515 1,118 42,462 SH   SOLE 0 42,462 0 0
iShares iBonds 2029 Term Corp ETF Com 46436E205 1,534 62,594 SH   SOLE 0 62,594 0 0
iShares iBonds 2030 Term Corp ETF Com 46436E726 348 15,012 SH   SOLE 0 15,012 0 0
JP Morgan Chase & Co Com 46625H100 9,577 70,251 SH   SOLE 0 70,251 0 0
JP Morgan Chase & Co Com 46625H100 12 90 SH   DFND 0 90 0 0
Johnson & Johnson Com 478160104 7,474 42,172 SH   SOLE 0 42,172 0 0
Johnson & Johnson Com 478160104 4 20 SH   DFND 0 20 0 0
Eli Lilly & Co Com 532457108 397 1,386 SH   SOLE 0 1,386 0 0
Lowes Companies Inc Com 548661107 3,729 18,445 SH   SOLE 0 18,445 0 0
Lowes Companies Inc Com 548661107 6 28 SH   DFND 0 28 0 0
Masco Corp Com 574599106 3,489 68,417 SH   SOLE 0 68,417 0 0
McDonalds Corp Com 580135101 4,637 18,752 SH   SOLE 0 18,752 0 0
McDonalds Corp Com 580135101 14 58 SH   DFND 0 58 0 0
Merck & Co Inc Com 58933Y105 3,255 39,673 SH   SOLE 0 39,673 0 0
Merck & Co Inc Com 58933Y105 4 53 SH   DFND 0 53 0 0
MetLife Inc Com 59156R108 4,286 60,978 SH   SOLE 0 60,978 0 0
MetLife Inc Com 59156R108 8 110 SH   DFND 0 110 0 0
Microsoft Corp Com 594918104 15,066 48,867 SH   SOLE 0 48,867 0 0
Microsoft Corp Com 594918104 5 17 SH   DFND 0 17 0 0
Morgan Stanley Com 617446448 5,441 62,250 SH   SOLE 0 62,250 0 0
Morgan Stanley Com 617446448 7 81 SH   DFND 0 81 0 0
Oracle Corp Com 68389X105 4,218 50,985 SH   SOLE 0 50,985 0 0
Otter Tail Corporation Com 689648103 425 6,796 SH   SOLE 0 6,796 0 0
Pepsico Inc Com 713448108 8,194 48,953 SH   SOLE 0 48,953 0 0
Pepsico Inc Com 713448108 7 40 SH   DFND 0 40 0 0
Pfizer Inc Com 717081103 10,280 198,571 SH   SOLE 0 198,571 0 0
Pfizer Inc Com 717081103 20 390 SH   DFND 0 390 0 0
Principal Financial Group Com 74251V102 4,587 62,487 SH   SOLE 0 62,487 0 0
Principal Financial Group Com 74251V102 4 59 SH   DFND 0 59 0 0
Procter & Gamble Co Com 742718109 8,581 56,161 SH   SOLE 0 56,161 0 0
Procter & Gamble Co Com 742718109 22 143 SH   DFND 0 143 0 0
Prudential Financial Com 744320102 7,260 61,441 SH   SOLE 0 61,441 0 0
Prudential Financial Com 744320102 12 102 SH   DFND 0 102 0 0
QCR Holdings Inc Com 74727A104 467 8,260 SH   SOLE 0 8,260 0 0
QUALCOMM Inc Com 747525103 3,216 21,046 SH   SOLE 0 21,046 0 0
QUALCOMM Inc Com 747525103 14 90 SH   DFND 0 90 0 0
SPDR S&P 500 ETF Com 78462F103 3,597 7,965 SH   SOLE 0 7,965 0 0
SPDR MSCI ACWI ex-US ETF Com 78463X848 11,999 436,007 SH   SOLE 0 436,007 0 0
SPDR S&P 500 Growth ETF Com 78464A409 2,933 44,304 SH   SOLE 0 44,304 0 0
SPDR Dow Jones Industrial Average Com 78467X109 5,157 14,870 SH   SOLE 0 14,870 0 0
SPDR SSGA US Low Volatility Index ETF Com 78468R804 432 3,008 SH   SOLE 0 3,008 0 0
Salesforce Inc Com 79466L302 4,906 23,108 SH   SOLE 0 23,108 0 0
Salesforce Inc Com 79466L302 11 50 SH   DFND 0 50 0 0
Health Care Select Sector SPDR ETF Com 81369Y209 274 2,000 SH   SOLE 0 2,000 0 0
Energy Select Sector SPDR ETF Com 81369Y506 312 4,079 SH   SOLE 0 4,079 0 0
Skyworks Solutions Com 83088M102 1,834 13,759 SH   SOLE 0 13,759 0 0
Southern Co Com 842587107 248 3,427 SH   SOLE 0 3,427 0 0
Starbucks Corporation Com 855244109 2,676 29,412 SH   SOLE 0 29,412 0 0
Starbucks Corporation Com 855244109 2 20 SH   DFND 0 20 0 0
Sysco Corp Com 871829107 3,932 48,157 SH   SOLE 0 48,157 0 0
Sysco Corp Com 871829107 5 67 SH   DFND 0 67 0 0
Target Corp Com 87612E106 414 1,951 SH   SOLE 0 1,951 0 0
Truist Financial Corp Com 89832Q109 3,168 55,876 SH   SOLE 0 55,876 0 0
Truist Financial Corp Com 89832Q109 6 99 SH   DFND 0 99 0 0
Twitter Inc Com 90184L102 2,172 56,126 SH   SOLE 0 56,126 0 0
Twitter Inc Com 90184L102 5 125 SH   DFND 0 125 0 0
US Bancorp Com 902973304 278 5,232 SH   SOLE 0 5,232 0 0
United Parcel Service Com 911312106 18,071 84,262 SH   SOLE 0 73,362 0 10,900
United Parcel Service Com 911312106 29 137 SH   DFND 0 137 0 0
Vanguard S&P Midcap 400 ETF Com 921932885 353 1,942 SH   SOLE 0 1,942 0 0
Vanguard High Dividend Yield ETF Com 921946406 267 2,378 SH   SOLE 0 2,378 0 0
Vanguard Russell 2000 Index Fund Instl Com 92206C656 7,251 22,867 SH   SOLE 0 22,855 12 0
Vanguard Russell 2000 Index Fund Instl Com 92206C656 1 4 SH   DFND 0 4 0 0
Vanguard Total Stock Market Com 922908769 273 1,201 SH   SOLE 0 1,201 0 0
Verizon Communications Inc Com 92343V104 257 5,042 SH   SOLE 0 5,042 0 0
Paramount Global Class B Com 92556H206 3,149 83,275 SH   SOLE 0 83,275 0 0
Paramount Global Class B Com 92556H206 4 98 SH   DFND 0 98 0 0
Visa Inc Com 92826C839 4,151 18,717 SH   SOLE 0 18,717 0 0
Visa Inc Com 92826C839 6 25 SH   DFND 0 25 0 0
Wal-Mart Stores Inc Com 931142103 418 2,805 SH   SOLE 0 2,805 0 0
Walgreens Boots Alliance Inc Com 931427108 2,151 48,044 SH   SOLE 0 48,044 0 0
Walgreens Boots Alliance Inc Com 931427108 3 78 SH   DFND 0 78 0 0
Wells Fargo & Co Com 949746101 595 12,286 SH   SOLE 0 12,286 0 0
Yum Brands Inc Com 988498101 2,179 18,381 SH   SOLE 0 18,381 0 0
Eaton Corp PLC Com G29183103 4,716 31,077 SH   SOLE 0 31,077 0 0
Eaton Corp PLC Com G29183103 22 143 SH   DFND 0 143 0 0