The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BRISTOL-MYERS SQUIBB CO COM COM 110122108 464 7,149 SH   SOLE   0 0 7,149
CVS HEALTH CORP COM COM 126650100 1,028 9,423 SH   SOLE   0 0 9,423
CHEVRON CORP NEW COM COM 166764100 1,217 8,812 SH   SOLE   0 0 8,812
CITIGROUP INC COM 172967424 611 9,196 SH   SOLE   0 0 9,196
COCA COLA CO COM COM 191216100 612 9,883 SH   SOLE   0 0 9,883
COLGATE PALMOLIVE CO COM COM 194162103 19,246 232,490 SH   SOLE   0 0 232,490
COMMERCE BANCSHARES INC COM COM 200525103 25,870 371,838 SH   SOLE   0 0 371,838
CONSOLIDATED EDISON INC COM COM 209115104 232 2,661 SH   SOLE   0 0 2,661
CORNING INC COM COM 219350105 258 5,940 SH   SOLE   0 0 5,940
DISNEY WALT CO COM COM 254687106 1,087 7,816 SH   SOLE   0 0 7,816
EMERSON ELEC CO COM COM 291011104 290 2,968 SH   SOLE   0 0 2,968
ENTERPRISE FINANCIAL SERVICES CORP COM 293712105 1,179 23,554 SH   SOLE   0 0 23,554
ENTERPRISE PRODS PARTNERS L P COM 293792107 246 10,274 SH   SOLE   0 0 10,274
FS KKR CAP CORP COM CEF 302635206 382 17,200 SH   SOLE   0 0 17,200
FIDELITY MSCI ENERGY INDEX ETF ETF 316092402 12,765 688,124 SH   SOLE   0 0 688,124
FIDELITY MSCI FINANCIALS INDEX ETF ETF 316092501 1,288 22,740 SH   SOLE   0 0 22,740
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 2,727 42,585 SH   SOLE   0 0 42,585
FIDELITY MSCI INDL INDEX ETF ETF 316092709 9,612 179,334 SH   SOLE   0 0 179,334
FID MSCI INFO TECHNOLOGY INDEX ETF ETF 316092808 2,383 18,931 SH   SOLE   0 0 18,931
FIDELITY HIGH DIVIDEND ETF ETF 316092840 2,840 69,038 SH   SOLE   0 0 69,038
FIDELITY MSCI UTILS INDEX ETF ETF 316092865 250 5,592 SH   SOLE   0 0 5,592
FIDELITY TOTAL BOND ETF ETF 316188309 24,794 477,012 SH   SOLE   0 0 477,012
FIFTH THIRD BANCORP COM 316773100 476 10,198 SH   SOLE   0 0 10,198
FORD MOTOR COMPANY COM 345370860 472 22,869 SH   SOLE   0 0 22,869
FULTON FINANCIAL CORP-PA COM 360271100 217 11,980 SH   SOLE   0 0 11,980
GENERAL ELECTRIC CO COM NEW COM 369604301 1,421 14,496 SH   SOLE   0 0 14,496
GILEAD SCIENCES INC COM 375558103 210 3,210 SH   SOLE   0 0 3,210
GOLDMAN SACHS ACCESS TREAS 0-1 YEAR ETF 381430529 1,290 12,900 SH   SOLE   0 0 12,900
HERSHEY CO COM COM 427866108 214 1,076 SH   SOLE   0 0 1,076
HOME DEPOT COM 437076102 850 2,475 SH   SOLE   0 0 2,475
HONEYWELL INTL INC COM 438516106 300 1,448 SH   SOLE   0 0 1,448
INTEL CORP COM COM 458140100 638 12,915 SH   SOLE   0 0 12,915
INTL BUSINESS MACHINES COM 459200101 1,822 13,272 SH   SOLE   0 0 13,272
INTERPUBLIC GROUP COS INC COM COM 460690100 695 19,271 SH   SOLE   0 0 19,271
ISHARES GOLD TRUST ETF ETF 464285204 1,230 35,766 SH   SOLE   0 0 35,766
ISHARES ETF CURRENCY BOND FUND ETF 464286517 4,946 124,457 SH   SOLE   0 0 124,457
ISHR EDGE MSCI MIN VOL GLOBAL ETF ETF 464286525 283 2,718 SH   SOLE   0 0 2,718
ISHARES TR S&P 100 INDEX FUND ETF 464287101 6,095 28,700 SH   SOLE   0 0 28,700
ISHARES TR S&P 1500 INDEX FD ETF 464287150 1,787 17,521 SH   SOLE   0 0 17,521
ISHARES DJ SELECT DIVIDEND ETF 464287168 732 5,816 SH   SOLE   0 0 5,816
ISHARES TIPS BOND ETF ETF 464287176 4,228 33,707 SH   SOLE   0 0 33,707
ISHARES S&P 500 INDEX ETF 464287200 140,452 305,823 SH   SOLE   0 0 305,823
ISHARES AGGREGATE BOND ETF ETF 464287226 25,520 228,349 SH   SOLE   0 0 228,349
ISHR IBOXX INVEST GRDE CORP BD ETF ETF 464287242 4,650 36,406 SH   SOLE   0 0 36,406
ISHARES S&P 500 GROWTH ETF ETF 464287309 672 8,611 SH   SOLE   0 0 8,611
ISHARES S&P 500 VALUE ETF ETF 464287408 11,548 73,964 SH   SOLE   0 0 73,964
ISHARES 7-10 YR TREASURY BOND ETF ETF 464287440 223 1,979 SH   SOLE   0 0 1,979
ISHARES 1-3 YR TREASURY BOND ETF ETF 464287457 4,437 52,242 SH   SOLE   0 0 52,242
ISHARES MSCI EAFE ETF ETF 464287465 357 4,633 SH   SOLE   0 0 4,633
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499 280 3,599 SH   SOLE   0 0 3,599
ISHARES CORE S&P MID CAP ETF ETF 464287507 65,496 246,790 SH   SOLE   0 0 246,790
ISHARES RUSSELL 2000 ETF ETF 464287655 203 1,007 SH   SOLE   0 0 1,007
ISHR DJ U.S. FINANCIAL SECTOR ETF ETF 464287788 419 4,754 SH   SOLE   0 0 4,754
ISHARES S&P SMALLCAP 600 ETF ETF 464287804 65,302 613,170 SH   SOLE   0 0 613,170
ISHARES S&P SMALLCAP 600 GROWTH ETF ETF 464287887 280 2,240 SH   SOLE   0 0 2,240
ISHR JPMORG USD EMERG MARKTS BD ETF ETF 464288281 1,401 13,243 SH   SOLE   0 0 13,243
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 7,436 65,320 SH   SOLE   0 0 65,320
ISHR INT SELECT DIV ETF ETF 464288448 644 19,674 SH   SOLE   0 0 19,674
ISHR IBOXX HIGH YIELD CORP BD ETF ETF 464288513 6,595 77,684 SH   SOLE   0 0 77,684
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570 1,314 14,885 SH   SOLE   0 0 14,885
ISH 5-10 YR INVEST GRADE CORP BD ETF 464288638 1,478 25,593 SH   SOLE   0 0 25,593
ISHARES 1-3 YR CREDIT BOND ETF ETF 464288646 221 4,148 SH   SOLE   0 0 4,148
ISHARES 10-20 YEAR TREASURY BND ETF ETF 464288653 1,045 7,279 SH   SOLE   0 0 7,279
ISHARES 3-7 YR TREASURY BOND ETF ETF 464288661 287 2,264 SH   SOLE   0 0 2,264
ISHARES TR LEHMAN SHORT TREA BDFD ETF 464288679 379 3,438 SH   SOLE   0 0 3,438
ISHARES S&P US PREFERRED STOCK ETF ETF 464288687 311 8,318 SH   SOLE   0 0 8,318
ISHR TR DOW JONESUS AEROSPACE & DEF ETF 464288760 503 4,887 SH   SOLE   0 0 4,887
ISHARES DJ US OIL EQUIPMENTINDEX ETF 464288844 1,877 118,448 SH   SOLE   0 0 118,448
ISHARES OIL & GAS EXPL INDEX FUND ETF 464288851 2,018 27,139 SH   SOLE   0 0 27,139
JOHNSON & JOHNSON COM COM 478160104 1,142 6,598 SH   SOLE   0 0 6,598
KIMBERLY-CLARK CORP COM COM 494368103 318 2,347 SH   SOLE   0 0 2,347
LOCKHEED MARTIN CORP COM 539830109 1,038 2,652 SH   SOLE   0 0 2,652
LOWES COS INC COM COM 548661107 2,389 9,993 SH   SOLE   0 0 9,993
MASCO CORP COM COM 574599106 268 4,210 SH   SOLE   0 0 4,210
MICROSOFT COM 594918104 29,338 93,981 SH   SOLE   0 0 93,981
NIKE INC CLASS B COM 654106103 226 1,841 SH   SOLE   0 0 1,841
OLD DOMIN FRGHT LNS W STK SPLIT SHR COM 679580100 203 626 SH   SOLE   0 0 626
PPG INDS INC COM COM 693506107 224 1,643 SH   SOLE   0 0 1,643
PEPSICO INC COM COM 713448108 747 4,250 SH   SOLE   0 0 4,250
PFIZER INC COM COM 717081103 956 18,093 SH   SOLE   0 0 18,093
PROCTER AND GAMBLE CO COM COM 742718109 505 3,120 SH   SOLE   0 0 3,120
PRUDENTIAL FINL INC COM 744320102 1,309 11,398 SH   SOLE   0 0 11,398
QUALCOMM INC COM COM 747525103 216 1,139 SH   SOLE   0 0 1,139
SHERWIN WILLIAMS CO COM COM 824348106 691 2,351 SH   SOLE   0 0 2,351
SIMON PPTY GROUP INC NEW COM REIT 828806109 273 1,841 SH   SOLE   0 0 1,841
TYSON FOODS INC CL A COM 902494103 752 8,210 SH   SOLE   0 0 8,210
US BANCORP DEL COM NEW COM 902973304 2,190 36,496 SH   SOLE   0 0 36,496
UNITED PARCEL SERVICE INC COM 911312106 500 1,963 SH   SOLE   0 0 1,963
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 830 5,020 SH   SOLE   0 0 5,020
VANGUARD MEGA CAP VALUE ETF ETF 921910840 1,014 9,426 SH   SOLE   0 0 9,426
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 229 2,766 SH   SOLE   0 0 2,766
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775 5,636 92,895 SH   SOLE   0 0 92,895
VANGRD INTL EQTY IDX FD FTSE EUROPE ETF 922042874 6,542 97,609 SH   SOLE   0 0 97,609
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 4,872 90,762 SH   SOLE   0 0 90,762
VANGUARD S&P 500 ETF ETF 922908363 19,982 47,433 SH   SOLE   0 0 47,433
VANGUARD EXTENDED MARKET ETF ETF 922908652 7,109 43,120 SH   SOLE   0 0 43,120
VANGUARD GROWTH ETF ETF 922908736 4,010 13,602 SH   SOLE   0 0 13,602
VANGUARD VALUE ETF ETF 922908744 3,559 24,079 SH   SOLE   0 0 24,079
VANGUARD SMALL CAP ETF ETF 922908751 5,722 27,258 SH   SOLE   0 0 27,258
VANGUARD TOTAL STK MKT ETF 922908769 6,826 29,671 SH   SOLE   0 0 29,671
WALMART INC COM COM 931142103 588 4,176 SH   SOLE   0 0 4,176
WELLS FARGO CO NEW COM COM 949746101 587 10,498 SH   SOLE   0 0 10,498
WEYERHAEUSER CO REIT 962166104 860 20,738 SH   SOLE   0 0 20,738
AT&T INC COM COM 00206R102 3,185 129,772 SH   SOLE   0 0 129,772
ABBOTT LABS COM COM 002824100 538 4,183 SH   SOLE   0 0 4,183
ABBVIE INC COM COM 00287Y109 855 6,168 SH   SOLE   0 0 6,168
ADOBE SYS INC COM 00724F101 641 1,253 SH   SOLE   0 0 1,253
ALPHABET INC CAP STK CL C COM 02079K107 2,273 766 SH   SOLE   0 0 766
GOOGLE INC COM 02079K305 2,917 985 SH   SOLE   0 0 985
ALTRIA GROUP INC COM COM 02209S103 328 6,474 SH   SOLE   0 0 6,474
AMAZON.COM INC COM 023135106 3,649 1,250 SH   SOLE   0 0 1,250
AMEREN CORP COM 023608102 732 8,271 SH   SOLE   0 0 8,271
APPLE INC COM 037833100 17,149 97,600 SH   SOLE   0 0 97,600
AURORA CANNABIS INC COM COM 05156X884 94 22,141 SH   SOLE   0 0 22,141
BP PLC SPONSORED ADR ADR 055622104 604 18,901 SH   SOLE   0 0 18,901
BK OF AMERICA CORP COM COM 060505104 551 11,424 SH   SOLE   0 0 11,424
BARINGS GLOBAL SHORT DURATION COM CEF 06760L100 170 10,333 SH   SOLE   0 0 10,333
BECTON DICKINSON & CO COM COM 075887109 281 1,067 SH   SOLE   0 0 1,067
BERKSHIRE HATHAWAY INC DEL CL A COM 084670108 7,193 15 SH   SOLE   0 0 15
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 3,045 9,525 SH   SOLE   0 0 9,525
BHP GROUP LTD SPONSORED ADS ADR 088606108 13,958 213,029 SH   SOLE   0 0 213,029
BOEING CO COM COM 097023105 260 1,251 SH   SOLE   0 0 1,251
BROADCOM INC COM COM 11135F101 301 524 SH   SOLE   0 0 524
CENTENE CORP DEL COM COM 15135B101 279 3,541 SH   SOLE   0 0 3,541
CISCO SYS INC COM 17275R102 612 11,201 SH   SOLE   0 0 11,201
COMCAST CORP NEW CL A COM 20030N101 411 8,256 SH   SOLE   0 0 8,256
COSTCO WHOLESALE CORP COM 22160K105 318 614 SH   SOLE   0 0 614
DEVON ENERGY CORP COM 25179M103 209 3,809 SH   SOLE   0 0 3,809
ENBRIDGE INC COM COM 29250N105 329 7,185 SH   SOLE   0 0 7,185
EXXON MOBIL CORP COM COM 30231G102 1,745 21,639 SH   SOLE   0 0 21,639
META PLATFORMS INC CL A COM 30303M102 1,345 4,281 SH   SOLE   0 0 4,281
FEDEX CORP COM 31428X106 1,263 5,017 SH   SOLE   0 0 5,017
FIDELITY D & D BANCORP INC COM COM 31609R100 207 4,097 SH   SOLE   0 0 4,097
FRT TRST TCW OPPORTUN FXD INCOME ETF 33740F805 226 4,339 SH   SOLE   0 0 4,339
GENERAL MOTORS CORP COM 37045V100 658 12,309 SH   SOLE   0 0 12,309
GLOBAL X NASDAQ 100 COVERED CALL ETF 37954Y483 876 41,805 SH   SOLE   0 0 41,805
GOLDMAN SACHS GROUP INC COM 38141G104 232 640 SH   SOLE   0 0 640
IDEXX LABS INC COM COM 45168D104 221 417 SH   SOLE   0 0 417
IQ MACKAY MUNI INTERMEDIATE ETF ETF 45409F827 1,680 64,423 SH   SOLE   0 0 64,423
INNOVATIVE INDL PPTYS INC COM REIT 45781V101 211 1,070 SH   SOLE   0 0 1,070
INVESCO TOTAL RETURN BOND ETF ETF 46090A804 3,039 55,223 SH   SOLE   0 0 55,223
INVESCO QQQ TRUST ETF 46090E103 14,654 39,768 SH   SOLE   0 0 39,768
INVESCO OPT YD DVRSFD CMMDTY STRTGY ETF 46090F100 184 12,007 SH   SOLE   0 0 12,007
INTUITIVE SURGICAL, INC. COM 46120E602 219 874 SH   SOLE   0 0 874
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 26,710 169,152 SH   SOLE   0 0 169,152
PSHRS SP500 LOW VOLATILITY ETF ETF 46138E354 208 3,168 SH   SOLE   0 0 3,168
POWERSHARES SP500 HIGH BETA ETF ETF 46138E370 1,000 13,167 SH   SOLE   0 0 13,167
PWSHRS GLOBAL ET FD TR INSURED NATL ETF 46138E537 306 11,606 SH   SOLE   0 0 11,606
PWRSHR EXCH TR FD TST II KBWBK PORT ETF 46138E628 6,717 94,424 SH   SOLE   0 0 94,424
INVESCO RUSS 1000 DYNAMIC MULTIFCTR ETF 46138J619 1,157 23,829 SH   SOLE   0 0 23,829
IRON MTN INC NEW COM REIT 46284V101 336 7,216 SH   SOLE   0 0 7,216
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 2,258 87,031 SH   SOLE   0 0 87,031
ISHARES FLOATING RATE BOND ETF ETF 46429B655 1,276 25,158 SH   SOLE   0 0 25,158
ISHARES TR HIGH DIVID EQUITY FD ETF 46429B663 760 7,237 SH   SOLE   0 0 7,237
ISHR TR MSCI USA MIN VOLAT INDX FD ETF 46429B697 434 5,640 SH   SOLE   0 0 5,640
ISHARES 0-5 YR TIPS BOND ETF ETF 46429B747 217 2,074 SH   SOLE   0 0 2,074
ISHR US ETF TR SHRT MATURITY BD ETF ETF 46431W507 454 9,110 SH   SOLE   0 0 9,110
ISHR EDGE MSCI US MOMENT FACTOR ETF ETF 46432F396 2,533 15,022 SH   SOLE   0 0 15,022
ISHR TRST COR MSCI TOT INTL STK ETF ETF 46432F834 2,566 36,724 SH   SOLE   0 0 36,724
ISHARES CORE MSCI EAFE ETF 46432F842 89,541 1,227,580 SH   SOLE   0 0 1,227,580
ISHR TRUST CORE SHRT TERM US BD ETF ETF 46432F859 1,364 27,349 SH   SOLE   0 0 27,349
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103 9,157 152,970 SH   SOLE   0 0 152,970
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 1,462 26,780 SH   SOLE   0 0 26,780
SH FTSE NAREIT MORT PLUS CAP IDX FD ETF 46435G342 429 12,785 SH   SOLE   0 0 12,785
ISHARES MSCI EAFE ESG SELECT ETF ETF 46435G516 1,668 21,466 SH   SOLE   0 0 21,466
ISHR CORE INT AGGREGATE BD FUND ETF 46435G672 217 4,030 SH   SOLE   0 0 4,030
ISHARES U.S. INFRASTRUCTURE ETF ETF 46435U713 1,160 31,651 SH   SOLE   0 0 31,651
ISH BROAD USD HGH YD CORP BD ETF ETF 46435U853 1,421 35,466 SH   SOLE   0 0 35,466
JPMORGAN CHASE & CO COM COM 46625H100 786 5,279 SH   SOLE   0 0 5,279
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 929 15,116 SH   SOLE   0 0 15,116
JANUS HENDERSON SHT DURATION INCOME ETF 47103U886 2,040 41,300 SH   SOLE   0 0 41,300
MAIN STR CAP CORP COM CEF 56035L104 302 6,867 SH   SOLE   0 0 6,867
MARATHON PETE CORP COM 56585A102 235 2,994 SH   SOLE   0 0 2,994
MASTERCARD INC COM 57636Q104 514 1,209 SH   SOLE   0 0 1,209
MERCK & CO INC COM 58933Y105 560 6,645 SH   SOLE   0 0 6,645
METLIFE INC COM COM 59156R108 264 3,658 SH   SOLE   0 0 3,658
NEXTERA ENERGY INC COM COM 65339F101 295 4,141 SH   SOLE   0 0 4,141
NOVARTIS AG ADR ADR 66987V109 353 4,134 SH   SOLE   0 0 4,134
NVIDIA CORPORATION COM COM 67066G104 1,123 4,798 SH   SOLE   0 0 4,798
NUVEEN ESG LARGE-CAP GROWTH ETF ETF 67092P201 434 7,142 SH   SOLE   0 0 7,142
NUVEEN ESG LARGE-CAP VALUE ETF ETF 67092P300 3,434 90,095 SH   SOLE   0 0 90,095
NUVEEN ESG MID-CAP GROWTH ETF ETF 67092P409 279 6,418 SH   SOLE   0 0 6,418
NUVEEN ESG SMALL-CAP ETF ETF 67092P607 1,503 38,373 SH   SOLE   0 0 38,373
ORACLE CORPORATION COM 68389X105 304 3,875 SH   SOLE   0 0 3,875
PAYPAL HLDGS INC COM COM 70450Y103 213 2,014 SH   SOLE   0 0 2,014
PIMCO ACTIVE BD ETF ETF 72201R775 19,791 184,882 SH   SOLE   0 0 184,882
PIMCO INTERMEDIATE MUNI BD ACTIVE ETF 72201R866 275 5,000 SH   SOLE   0 0 5,000
PUBLIC STORAGE INC REIT 74460D109 225 607 SH   SOLE   0 0 607
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 400 3,839 SH   SOLE   0 0 3,839
S&P GLOBAL INC COM COM 78409V104 305 723 SH   SOLE   0 0 723
SPDR S&P 500 ETF ETF 78462F103 1,891 16,348 SH   SOLE   0 0 16,348
SPDR GOLD ETF ETF 78463V107 688 4,077 SH   SOLE   0 0 4,077
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 432 10,326 SH   SOLE   0 0 10,326
SPDR PORT DEVELOPED WORLD EX-US ETF ETF 78463X889 846 23,581 SH   SOLE   0 0 23,581
SPDR NUVEEN BLOOMBERG HY MUNI BD ETF 78464A284 227 3,890 SH   SOLE   0 0 3,890
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 7,463 110,169 SH   SOLE   0 0 110,169
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 15,001 358,411 SH   SOLE   0 0 358,411
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 582 19,794 SH   SOLE   0 0 19,794
SPDR SERIES TRUST KBW BK ETF ETF 78464A797 1,836 32,946 SH   SOLE   0 0 32,946
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 441 9,289 SH   SOLE   0 0 9,289
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 1,814 33,736 SH   SOLE   0 0 33,736
SPDR SER TR S&P SEMICONDUCTOR ETF ETF 78464A862 2,029 9,730 SH   SOLE   0 0 9,730
SPDR DOUBLELINE TOT RETURN TACT ETF ETF 78467V848 21,155 454,287 SH   SOLE   0 0 454,287
SPDR DOW JONES INDUSTRIAL ETF ETF 78467X109 3,499 9,829 SH   SOLE   0 0 9,829
SPDR PORT S&P 600 SMALL CAP ETF ETF 78468R853 312 7,299 SH   SOLE   0 0 7,299
HEALTH CARE SELECT SECTOR SPDR ETF 81369Y209 821 6,155 SH   SOLE   0 0 6,155
TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803 515 3,145 SH   SOLE   0 0 3,145
TESLA MOTORS INC COM 88160R101 897 994 SH   SOLE   0 0 994
THE TRADE DESK INC COM CL A COM 88339J105 229 3,270 SH   SOLE   0 0 3,270
UNITEDHEALTH GROUP COM 91324P102 301 698 SH   SOLE   0 0 698
URBAN ONE INC CL D NON VTG COM 91705J204 60 13,075 SH   SOLE   0 0 13,075
VALERO ENERGY CORP COM 91913Y100 427 4,928 SH   SOLE   0 0 4,928
VANECK VECTS FALLENANGEL HY BD ETF ETF 92189F437 1,559 49,251 SH   SOLE   0 0 49,251
VANECK SHORT MUNI ETF ETF 92189F528 7,748 440,498 SH   SOLE   0 0 440,498
VANECK MORNINGSTAR WIDE MOAT ETF ETF 92189F643 1,196 15,972 SH   SOLE   0 0 15,972
MKT VECT LEHMAN BRS AMTFREE INTERM ETF 92189H201 5,899 118,545 SH   SOLE   0 0 118,545
MARKET VECTORS ETF HY MUNI INDX ETF 92189H409 1,316 21,722 SH   SOLE   0 0 21,722
VANGUARD SHORT TERM CORP BD FD ETF ETF 92206C409 20,135 250,696 SH   SOLE   0 0 250,696
VANGUARD Intmd-TERM CORP BD ETF ETF 92206C870 1,871 20,690 SH   SOLE   0 0 20,690
VERIZON COMMUNICATIONS COM 92343V104 2,101 38,942 SH   SOLE   0 0 38,942
VISA INC COM 92826C839 892 3,511 SH   SOLE   0 0 3,511
WISDOMTREE LARGE CAP DIVIDEND ETF 97717W307 1,006 15,244 SH   SOLE   0 0 15,244
WISDOMTREE MIDCAP DIVIDEND ETF 97717W505 1,106 25,268 SH   SOLE   0 0 25,268
WISDOMTREE MIDCAP EARNINGS ETF ETF 97717W570 737 13,659 SH   SOLE   0 0 13,659
WISDOMTREE SMALLCAP DIVIDEND ETF 97717W604 1,312 41,341 SH   SOLE   0 0 41,341
WISDOMTREE FLOATING RATE TREAS FUND ETF 97717X628 1,018 40,526 SH   SOLE   0 0 40,526
BROOKFIELD INFRA PART LP LP INT UNT COM G16252101 299 4,995 SH   SOLE   0 0 4,995
MEDTRONIC PLC SHS COM G5960L103 1,482 14,339 SH   SOLE   0 0 14,339
CHUBB LIMITED COM COM H1467J104 528 2,488 SH   SOLE   0 0 2,488