The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC CORE MSCI EMKT 46434G103 20,903 486,351 SH   SOLE   0 0 486,351
ISHARES TR MSCI EAFE ETF 464287465 7,239 129,249 SH   SOLE   0 0 129,249
ISHARES TR RUSSELL 3000 ETF 464287689 33,095 159,847 SH   SOLE   0 0 159,847
ISHARES TR MSCI EMG MKT ETF 464287234 4,282 122,760 SH   SOLE   0 0 122,760
ISHARES TR COHEN STEER REIT 464287564 1,399 26,071 SH   SOLE   0 0 26,071
ISHARES TR CORE MSCI TOTAL 46432F834 12,158 238,766 SH   SOLE   0 0 238,766
ISHARES TR U.S. REAL ES ETF 464287739 22,119 271,661 SH   SOLE   0 0 271,661
ISHARES TR CORE MSCI EAFE 46432F842 13,993 265,675 SH   SOLE   0 0 265,675
ISHARES TR CRE U S REIT ETF 464288521 35,362 744,472 SH   SOLE   0 0 744,472
ISHARES TR CORE S&P500 ETF 464287200 1,339 3,732 SH   SOLE   0 0 3,732
ISHARES TR RUSSELL 2000 ETF 464287655 259 1,569 SH   SOLE   0 0 1,569
ISHARES TR RUS 1000 ETF 464287622 3,222 16,328 SH   SOLE   0 0 16,328
SPDR GOLD TR GOLD SHS 78463V107 799 5,167 SH   SOLE   0 0 5,167
SPDR S&P 500 ETF TR TR UNIT 78462F103 952 2,665 SH   SOLE   0 0 2,665
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 10,017 140,434 SH   SOLE   0 0 140,434
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 11,226 150,038 SH   SOLE   0 0 150,038
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 56,817 708,712 SH   SOLE   0 0 708,712
VANGUARD INDEX FDS TOTAL STK MKT 922908769 83,536 465,461 SH   SOLE   0 0 465,461
VANGUARD INDEX FDS LARGE CAP ETF 922908637 877 5,365 SH   SOLE   0 0 5,365
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 26,417 723,939 SH   SOLE   0 0 723,939
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 58,613 1,321,308 SH   SOLE   0 0 1,321,308
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 59,637 1,640,180 SH   SOLE   0 0 1,640,180