The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC CORE MSCI EMKT 46434G103 20,056 299,384 SH   SOLE   0 0 299,384
ISHARES TR COHEN STEER REIT 464287564 1,704 26,071 SH   SOLE   0 0 26,071
ISHARES TR CORE MSCI EAFE 46432F842 17,894 239,027 SH   SOLE   0 0 239,027
ISHARES TR CORE MSCI TOTAL 46432F834 20,292 276,832 SH   SOLE   0 0 276,832
ISHARES TR CORE S&P500 ETF 464287200 1,583 3,682 SH   SOLE   0 0 3,682
ISHARES TR CRE U S REIT ETF 464288521 43,385 743,662 SH   SOLE   0 0 743,662
ISHARES TR MSCI EAFE ETF 464287465 10,224 129,613 SH   SOLE   0 0 129,613
ISHARES TR MSCI EMG MKT ETF 464287234 6,770 122,760 SH   SOLE   0 0 122,760
ISHARES TR RUS 1000 ETF 464287622 3,905 16,133 SH   SOLE   0 0 16,133
ISHARES TR RUSSELL 2000 ETF 464287655 380 1,655 SH   SOLE   0 0 1,655
ISHARES TR RUSSELL 3000 ETF 464287689 40,749 159,230 SH   SOLE   0 0 159,230
ISHARES TR U.S. REAL ES ETF 464287739 18,273 179,255 SH   SOLE   0 0 179,255
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 251 2,417 SH   SOLE   0 0 2,417
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 232 2,228 SH   SOLE   0 0 2,228
SPDR GOLD TR GOLD SHS 78463V107 1,138 6,870 SH   SOLE   0 0 6,870
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,150 2,686 SH   SOLE   0 0 2,686
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 10,615 129,200 SH   SOLE   0 0 129,200
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 9,798 114,071 SH   SOLE   0 0 114,071
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,058 5,270 SH   SOLE   0 0 5,270
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 58,456 574,278 SH   SOLE   0 0 574,278
VANGUARD INDEX FDS TOTAL STK MKT 922908769 97,125 435,892 SH   SOLE   0 0 435,892
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 73,349 1,157,108 SH   SOLE   0 0 1,157,108
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 30,546 562,432 SH   SOLE   0 0 562,432
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 76,518 1,485,208 SH   SOLE   0 0 1,485,208