The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM COM 00287Y109 227 1,697 SH   SOLE NONE 0 0 1,697
ADVENT CLAYMORE CONVERTIBLE SECS & INC COM 00764C109 290 27,338 SH   SOLE NONE 0 0 27,338
ALLSTATE CORP COM 020002101 694 5,578 SH   SOLE NONE 0 0 5,578
AMAZON.COM INC COM 023135106 434 3,844 SH   SOLE NONE 0 0 3,844
AMERICAN EXPRESS CO COM COM 025816109 254 1,889 SH   SOLE NONE 0 0 1,889
APPLE INC COM 037833100 3,414 24,706 SH   SOLE NONE 0 0 24,706
AT&T INC COM COM 00206R102 182 11,907 SH   SOLE NONE 0 0 11,907
AXON ENTERPRISE INC COM COM 05464C101 578 5,000 SH   SOLE NONE 0 0 5,000
BLACKROCK SHORT MATURITY MUNICIPAL BOND ETF BLACKROCK SHORT 46431W838 373 7,526 SH   SOLE NONE 0 0 7,526
BROADCOM INC COM COM 11135F101 765 1,724 SH   SOLE NONE 0 0 1,724
CATERPILLAR INC COM COM 149123101 427 2,602 SH   SOLE NONE 0 0 2,602
CHEVRON CORP NEW COM COM 166764100 1,117 7,779 SH   SOLE NONE 0 0 7,779
CISCO SYS INC COM 17275R102 1,065 26,649 SH   SOLE NONE 0 0 26,649
COCA COLA CO COM COM 191216100 1,095 19,563 SH   SOLE NONE 0 0 19,563
COLGATE PALMOLIVE CO COM COM 194162103 259 3,700 SH   SOLE NONE 0 0 3,700
COMCAST CORP NEW CL A CL A 20030N101 437 14,929 SH   SOLE NONE 0 0 14,929
CONSUMER DISCRETIONARY SEL SECTOR SPDR FD SBI CONS DISCR 81369Y407 1,919 13,475 SH   SOLE NONE 0 0 13,475
CONSUMER STAPLES SELECT SECTOR SPDR SBI CONS STPLS 81369Y308 1,004 15,057 SH   SOLE NONE 0 0 15,057
DISNEY WALT CO COM COM 254687106 388 4,114 SH   SOLE NONE 0 0 4,114
ENERGY SELECT SECTOR SPDR ENERGY 81369Y506 939 13,050 SH   SOLE NONE 0 0 13,050
EXXON MOBIL CORP COM COM 30231G102 1,010 11,575 SH   SOLE NONE 0 0 11,575
FINANCIAL SELECT SECTOR SPDR FINANCIAL 81369Y605 1,515 49,918 SH   SOLE NONE 0 0 49,918
FIRSTENERGY CORP COM 337932107 340 9,215 SH   SOLE NONE 0 0 9,215
GABELLI CONV & INCOME SECS FD INC COM 36240B109 214 43,256 SH   SOLE NONE 0 0 43,256
GOLDMAN SACHS GROUP INC COM 38141G104 540 1,845 SH   SOLE NONE 0 0 1,845
HEALTH CARE SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 2,263 18,692 SH   SOLE NONE 0 0 18,692
HOME DEPOT COM 437076102 771 2,796 SH   SOLE NONE 0 0 2,796
HONEYWELL INTL INC COM 438516106 415 2,488 SH   SOLE NONE 0 0 2,488
INDUSTRIAL SELECT SECTOR SPDR SBI INT-INDS 81369Y704 1,168 14,106 SH   SOLE NONE 0 0 14,106
INTEL CORP COM COM 458140100 617 23,969 SH   SOLE NONE 0 0 23,969
INTERNATIONAL FLAVORS&FRAGRANC COM COM 459506101 394 4,342 SH   SOLE NONE 0 0 4,342
INTL BUSINESS MACHINES COM 459200101 296 2,496 SH   SOLE NONE 0 0 2,496
ISHARES COHEN & STEERS REIT ETF COHEN STEER REIT 464287564 230 4,288 SH   SOLE NONE 0 0 4,288
ISHARES CONVERTIBLE BOND ETF CONV BD ETF 46435G102 406 5,903 SH   SOLE NONE 0 0 5,903
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 8,939 40,773 SH   SOLE NONE 0 0 40,773
ISHARES CORE U.S. REIT ETF CRE U S REIT ETF 464288521 2,094 44,095 SH   SOLE NONE 0 0 44,095
ISHARES FLOATING RATE BOND ETF FLTG RATE NT ETF 46429B655 8,790 174,857 SH   SOLE NONE 0 0 174,857
ISHARES GLOBAL TECH ETF GLOBAL TECH ETF 464287291 265 6,300 SH   SOLE NONE 0 0 6,300
ISHARES IBONDS 2024 TERM HIGH YIELD AND INCOME ETF IBONDS 24 TRM HG 46435U184 246 11,076 SH   SOLE NONE 0 0 11,076
ISHARES IBONDS 2025 TERM HIGH YIELD AND INCOME ETF IBONDS 25 TRM HG 46435U168 222 10,032 SH   SOLE NONE 0 0 10,032
ISHARES IBONDS DEC 2022 TERM CORP ETF IBONDS DEC22 ETF 46434VBA7 4,619 184,560 SH   SOLE NONE 0 0 184,560
ISHARES IBONDS DEC 2023 TERM CORPORATE ETF IBONDS DEC23 ETF 46434VAX8 9,087 364,216 SH   SOLE NONE 0 0 364,216
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF IBONDS DEC24 ETF 46434VBG4 10,852 445,699 SH   SOLE NONE 0 0 445,699
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF IBONDS DEC25 ETF 46434VBD1 10,260 425,235 SH   SOLE NONE 0 0 425,235
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF IBONDS DEC2026 46435GAA0 7,727 334,522 SH   SOLE NONE 0 0 334,522
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513 234 3,284 SH   SOLE NONE 0 0 3,284
ISHARES MSCI EAFE ESG SELECT ETF ESG AW MSCI EAFE 46435G516 8,282 147,557 SH   SOLE NONE 0 0 147,557
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 1,183 21,133 SH   SOLE NONE 0 0 21,133
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG MKT ETF 464287234 380 10,914 SH   SOLE NONE 0 0 10,914
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 731 4,434 SH   SOLE NONE 0 0 4,434
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 18,766 52,325 SH   SOLE NONE 0 0 52,325
ISHARES S&P SMALLCAP 600 ETF CORE S&P SCP ETF 464287804 3,895 44,681 SH   SOLE NONE 0 0 44,681
ISHARES S&P U.S. PREFERRED STOCK ETF PFD AND INCM SEC 464288687 319 10,079 SH   SOLE NONE 0 0 10,079
ISHARES SHORT MATURITY BOND ETF BLACKROCK ST MAT 46431W507 818 16,606 SH   SOLE NONE 0 0 16,606
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 7,752 73,907 SH   SOLE NONE 0 0 73,907
ISHARES TR RUSSELL MIDCAP INDEX FD RUS MID CAP ETF 464287499 514 8,273 SH   SOLE NONE 0 0 8,273
ISHARES TR S&P 1500 INDEX FD CORE S&P TTL STK 464287150 565 7,112 SH   SOLE NONE 0 0 7,112
JOHNSON & JOHNSON COM COM 478160104 1,169 7,161 SH   SOLE NONE 0 0 7,161
JPMORGAN CHASE & CO COM COM 46625H100 1,280 12,256 SH   SOLE NONE 0 0 12,256
JPMORGAN INTERNATIONAL BOND OPPORTUNITIES ETF INTL BD OPP ETF 46641Q852 6,691 150,470 SH   SOLE NONE 0 0 150,470
JPMORGAN RESEARCH ENHANCED HIGH YIELD ETF HIGH YLD RESRCH 46641Q878 5,603 132,188 SH   SOLE NONE 0 0 132,188
JPMORGAN ULTRA-SHORT INCOME ETF ULTRA SHRT INC 46641Q837 5,976 119,151 SH   SOLE NONE 0 0 119,151
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ULTRA SHT MUNCPL 46641Q654 329 6,552 SH   SOLE NONE 0 0 6,552
LOWES COS INC COM COM 548661107 668 3,558 SH   SOLE NONE 0 0 3,558
MATERIALS SELECT SECTOR SPDR SBI MATERIALS 81369Y100 448 6,590 SH   SOLE NONE 0 0 6,590
MCDONALDS CORP COM COM 580135101 1,457 6,318 SH   SOLE NONE 0 0 6,318
MEDTRONIC PLC SHS SHS G5960L103 562 6,961 SH   SOLE NONE 0 0 6,961
MERCK & CO INC COM 58933Y105 1,675 19,450 SH   SOLE NONE 0 0 19,450
METLIFE INC COM COM 59156R108 645 10,625 SH   SOLE NONE 0 0 10,625
MICROSOFT COM 594918104 898 3,856 SH   SOLE NONE 0 0 3,856
NIKE INC CLASS B CL B 654106103 548 6,595 SH   SOLE NONE 0 0 6,595
ORACLE CORPORATION COM 68389X105 209 3,424 SH   SOLE NONE 0 0 3,424
PFIZER INC COM COM 717081103 720 16,475 SH   SOLE NONE 0 0 16,475
PROCTER AND GAMBLE CO COM COM 742718109 1,259 9,978 SH   SOLE NONE 0 0 9,978
PROLOGIS INC. COM COM 74340W103 654 6,441 SH   SOLE NONE 0 0 6,441
PROSPECT CAP CORP 6.375 03/01/2025 NOTE 6.375% 3/0 74348TAT9 5,157 5,075,000 SH   SOLE NONE 0 0 5,075,000
ROBERT HALF INTL INC COM COM 770323103 653 8,544 SH   SOLE NONE 0 0 8,544
SPDR BARCLAYS CAPITAL SHORT TERM CORP BD PORTFOLIO SHORT 78464A474 1,043 35,728 SH   SOLE NONE 0 0 35,728
SPDR BLACKSTONE SENIOR LOAN ETF BLACKSTONE SENR 78467V608 4,884 119,516 SH   SOLE NONE 0 0 119,516
SPDR BLOOMBERG HIGH YIELD BOND ETF BLOOMBERG HIGH Y 78468R622 5,800 66,022 SH   SOLE NONE 0 0 66,022
SPDR DOW JONES INDUSTRIAL ETF UT SER 1 78467X109 1,714 5,966 SH   SOLE NONE 0 0 5,966
SPDR GOLD ETF GOLD SHS 78463V107 353 2,284 SH   SOLE NONE 0 0 2,284
SPDR PORTFOLIO EMERGING MARKETS ETF PORTFOLIO EMG MK 78463X509 4,043 130,270 SH   SOLE NONE 0 0 130,270
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF PORTFOLIO INTRMD 78464A375 226 7,219 SH   SOLE NONE 0 0 7,219
SPDR PORTFOLIO S&P 400 MID CAP ETF PORTFOLIO S&P400 78464A847 8,940 231,867 SH   SOLE NONE 0 0 231,867
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 15,602 452,376 SH   SOLE NONE 0 0 452,376
SPDR S&P 500 ETF TR UNIT 78462F103 4,422 12,381 SH   SOLE NONE 0 0 12,381
SPDR SER TR WELLS FARGO PFD STOCK ETF ICE PFD SEC ETF 78464A292 298 8,556 SH   SOLE NONE 0 0 8,556
SPDR BLMBG CONVERT SECS ETF BBG CONV SEC ETF 78464A359 6,724 106,229 SH   SOLE NONE 0 0 106,229
SPDR PORTFOLIO S&P 500 ETF PORTFOLIO S&P500 78464A854 15,979 380,555 SH   SOLE NONE 0 0 380,555
SPDR PORTFOLIO S&P 600 SM CAP ETF PORTFOLIO S&P600 78468R853 7,906 232,133 SH   SOLE NONE 0 0 232,133
TE CONNECTIVITY LTD SHS H84989104 449 4,075 SH   SOLE NONE 0 0 4,075
TECHNOLOGY SELECT SECTOR SPDR TECHNOLOGY 81369Y803 3,474 29,253 SH   SOLE NONE 0 0 29,253
TEMPLETON GLOBAL INCOME FD INC COM 880198106 342 84,191 SH   SOLE NONE 0 0 84,191
TESLA MOTORS INC COM 88160R101 268 1,011 SH   SOLE NONE 0 0 1,011
TRAVELERS COMPANIES INC COM COM 89417E109 225 1,470 SH   SOLE NONE 0 0 1,470
UNION PAC CORP COM COM 907818108 221 1,136 SH   SOLE NONE 0 0 1,136
UTILITIES SELECT SECTOR SPDR FUND SBI INT-UTILS 81369Y886 617 9,429 SH   SOLE NONE 0 0 9,429
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT 921943858 6,479 178,210 SH   SOLE NONE 0 0 178,210
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 1,402 38,445 SH   SOLE NONE 0 0 38,445
VANGUARD GROWTH ETF GROWTH ETF 922908736 485 2,271 SH   SOLE NONE 0 0 2,271
VANGUARD REIT INDEX ETF REAL ESTATE ETF 922908553 1,146 14,305 SH   SOLE NONE 0 0 14,305
VANGUARD SHORT-TERM BOND ETF SHORT TRM BOND 921937827 496 6,639 SH   SOLE NONE 0 0 6,639
VANGUARD SHORT-TERM CORPORATE BOND ETF SHRT TRM CORP BD 92206C409 1,017 13,701 SH   SOLE NONE 0 0 13,701
VANGUARD VALUE ETF VALUE ETF 922908744 743 6,020 SH   SOLE NONE 0 0 6,020
VERIZON COMMUNICATIONS COM 92343V104 259 6,827 SH   SOLE NONE 0 0 6,827
VISA INC COM CL A 92826C839 773 4,351 SH   SOLE NONE 0 0 4,351
WALMART INC COM COM 931142103 1,712 13,203 SH   SOLE NONE 0 0 13,203
WESTERN ASSET HIGH INCOME FUND II INC COM 95766J102 45 10,338 SH   SOLE NONE 0 0 10,338
XCEL ENERGY INC COM COM 98389B100 203 3,182 SH   SOLE NONE 0 0 3,182