The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC COM 023135106 555 170 SH   SOLE NONE 170 0 0
BLACKROCK SHORT MATURITY MUNICIPAL BOND ETF BLACKROCK SHORT 46431W838 438 8,812 SH   SOLE NONE 8,812 0 0
POWERSHARES QQQ TR UNIT SER 1 46090E103 258 713 SH   SOLE NONE 713 0 0
TECHNOLOGY SELECT SECTOR SPDR TECHNOLOGY 81369Y803 4,599 28,938 SH   SOLE NONE 28,938 0 0
ANTHEM INC COM COM 036752103 218 445 SH   SOLE NONE 445 0 0
JOHNSON & JOHNSON COM COM 478160104 1,251 7,060 SH   SOLE NONE 7,060 0 0
ISHARES GLOBAL TECH ETF GLOBAL TECH ETF 464287291 365 6,300 SH   SOLE NONE 6,300 0 0
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG MKT ETF 464287234 504 11,180 SH   SOLE NONE 11,180 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 598 1,812 SH   SOLE NONE 1,812 0 0
PROCTER AND GAMBLE CO COM COM 742718109 1,538 10,069 SH   SOLE NONE 10,069 0 0
COCA COLA CO COM COM 191216100 1,255 20,242 SH   SOLE NONE 20,242 0 0
VANGUARD REIT INDEX ETF REAL ESTATE ETF 922908553 1,590 14,679 SH   SOLE NONE 14,679 0 0
INTEL CORP COM COM 458140100 1,133 22,867 SH   SOLE NONE 22,867 0 0
MEDTRONIC PLC SHS SHS G5960L103 795 7,171 SH   SOLE NONE 7,171 0 0
SPDR DOW JONES INDUSTRIAL ETF UT SER 1 78467X109 2,058 5,933 SH   SOLE NONE 5,933 0 0
ISHARES MSCI EAFE ESG SELECT ETF ESG AW MSCI EAFE 46435G516 9,738 132,081 SH   SOLE NONE 132,081 0 0
PROLOGIS INC. COM COM 74340W103 1,096 6,789 SH   SOLE NONE 6,789 0 0
MERCK & CO INC COM 58933Y105 1,614 19,673 SH   SOLE NONE 19,673 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 5,827 12,902 SH   SOLE NONE 12,902 0 0
ALLSTATE CORP COM 020002101 813 5,874 SH   SOLE NONE 5,874 0 0
ISHARES CORE U.S. REIT ETF CRE U S REIT ETF 464288521 2,740 42,389 SH   SOLE NONE 42,389 0 0
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 8,711 69,934 SH   SOLE NONE 69,934 0 0
JPMORGAN RESEARCH ENHANCED HIGH YIELD ETF HIGH YLD RESRCH 46641Q878 7,630 156,021 SH   SOLE NONE 156,021 0 0
VERIZON COMMUNICATIONS COM 92343V104 347 6,817 SH   SOLE NONE 6,817 0 0
ISHARES COHEN & STEERS REIT ETF COHEN STEER REIT 464287564 322 4,538 SH   SOLE NONE 4,538 0 0
TE CONNECTIVITY LTD SHS H84989104 553 4,228 SH   SOLE NONE 4,228 0 0
HONEYWELL INTL INC COM 438516106 494 2,542 SH   SOLE NONE 2,542 0 0
FIRSTENERGY CORP COM 337932107 422 9,215 SH   SOLE NONE 9,215 0 0
XCEL ENERGY INC COM COM 98389B100 227 3,149 SH   SOLE NONE 3,149 0 0
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF BLOOMBERG CONV 78464A359 7,017 91,198 SH   SOLE NONE 91,198 0 0
HOME DEPOT COM 437076102 795 2,656 SH   SOLE NONE 2,656 0 0
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF PORTFOLIO INTRMD 78464A375 8,487 248,525 SH   SOLE NONE 248,525 0 0
ISHARES ESG AWARE USD CORPORATE BOND ETF ESG AWRE USD ETF 46435G193 285 11,365 SH   SOLE NONE 11,365 0 0
JPMORGAN INTERNATIONAL BOND OPPORTUNITIES ETF INTL BD OPP ETF 46641Q852 9,110 186,224 SH   SOLE NONE 186,224 0 0
SPDR SER TR WELLS FARGO PFD STOCK ETF ICE PFD SEC ETF 78464A292 4,447 114,011 SH   SOLE NONE 114,011 0 0
HEALTH CARE SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 2,586 18,884 SH   SOLE NONE 18,884 0 0
SPDR GOLD ETF GOLD SHS 78463V107 363 2,010 SH   SOLE NONE 2,010 0 0
CONSUMER STAPLES SELECT SECTOR SPDR SBI CONS STPLS 81369Y308 1,159 15,275 SH   SOLE NONE 15,275 0 0
SPDR PORTFOLIO S&P 400 MID CAP ETF PORTFOLIO S&P400 78464A847 11,577 245,490 SH   SOLE NONE 245,490 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ULTRA SHRT INC 46641Q837 5,414 107,705 SH   SOLE NONE 107,705 0 0
SPDR BARCLAYS CAPITAL SHORT TERM CORP BD PORTFOLIO SHORT 78464A474 12,249 406,560 SH   SOLE NONE 406,560 0 0
ISHARES S&P SMALLCAP 600 ETF CORE S&P SCP ETF 464287804 5,048 46,792 SH   SOLE NONE 46,792 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND SHRT TRM CORP BD 92206C409 9,108 116,635 SH   SOLE NONE 116,635 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF INT-TERM CORP 92206C870 200 2,332 SH   SOLE NONE 2,332 0 0
COMCAST CORP NEW CL A CL A 20030N101 718 15,342 SH   SOLE NONE 15,342 0 0
MICROSOFT COM 594918104 1,245 4,038 SH   SOLE NONE 4,038 0 0
NIKE INC CLASS B CL B 654106103 911 6,774 SH   SOLE NONE 6,774 0 0
TESLA MOTORS INC COM 88160R101 350 325 SH   SOLE NONE 325 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ULTRA SHT MUNCPL 46641Q654 528 10,445 SH   SOLE NONE 10,445 0 0
FINANCIAL SELECT SECTOR SPDR FINANCIAL 81369Y605 1,911 49,890 SH   SOLE NONE 49,890 0 0
TEMPLETON GLOBAL INCOME FD INC COM 880198106 714 142,062 SH   SOLE NONE 142,062 0 0
WALGREENS BOOTS ALLIANCE INC COM COM 931427108 288 6,436 SH   SOLE NONE 6,436 0 0
INTERNATIONAL FLAVORS&FRAGRANC COM COM 459506101 599 4,564 SH   SOLE NONE 4,564 0 0
PROSPECT CAP CORP 6.375 03/01/2025 NOTE 6.375% 3/0 74348TAT9 2,832 2,685,000 SH   SOLE NONE 2,685,000 0 0
ISHARES 0-5 YEAR TIPS BOND ETF 0-5 YR TIPS ETF 46429B747 277 2,647 SH   SOLE NONE 2,647 0 0
GABELLI CONV & INCOME SECS FD INC COM 36240B109 299 48,952 SH   SOLE NONE 48,952 0 0
WESTERN ASSET HIGH INCOME FUND II INC COM 95766J102 84 13,962 SH   SOLE NONE 13,962 0 0
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 925 4,506 SH   SOLE NONE 4,506 0 0
ISHARES FLOATING RATE BOND ETF FLTG RATE NT ETF 46429B655 8,778 173,771 SH   SOLE NONE 173,771 0 0
VISA INC COM CL A 92826C839 975 4,398 SH   SOLE NONE 4,398 0 0
VANGUARD VALUE ETF VALUE ETF 922908744 863 5,840 SH   SOLE NONE 5,840 0 0
VANGUARD GROWTH ETF GROWTH ETF 922908736 661 2,299 SH   SOLE NONE 2,299 0 0
ISHARES TR S&P 1500 INDEX FD CORE S&P TTL STK 464287150 757 7,501 SH   SOLE NONE 7,501 0 0
META PLATFORMS INC CL A CL A 30303M102 285 1,285 SH   SOLE NONE 1,285 0 0
BROADCOM INC COM COM 11135F101 1,144 1,817 SH   SOLE NONE 1,817 0 0
METLIFE INC COM COM 59156R108 803 11,437 SH   SOLE NONE 11,437 0 0
ABBVIE INC COM COM 00287Y109 272 1,681 SH   SOLE NONE 1,681 0 0
SPDR BLACKSTONE SENIOR LOAN ETF BLACKSTONE SENR 78467V608 5,286 117,591 SH   SOLE NONE 117,591 0 0
MCDONALDS CORP COM COM 580135101 1,574 6,368 SH   SOLE NONE 6,368 0 0
CISCO SYS INC COM 17275R102 1,507 27,041 SH   SOLE NONE 27,041 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD RUS MID CAP ETF 464287499 645 8,274 SH   SOLE NONE 8,274 0 0
AT&T INC COM COM 00206R102 292 12,397 SH   SOLE NONE 12,397 0 0
ENERGY SELECT SECTOR SPDR ENERGY 81369Y506 1,210 15,838 SH   SOLE NONE 15,838 0 0
MATERIALS SELECT SECTOR SPDR SBI MATERIALS 81369Y100 576 6,537 SH   SOLE NONE 6,537 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513 323 3,934 SH   SOLE NONE 3,934 0 0
CONSUMER DISCRETIONARY SEL SECTOR SPDR FD SBI CONS DISCR 81369Y407 2,431 13,145 SH   SOLE NONE 13,145 0 0
INDUSTRIAL SELECT SECTOR SPDR SBI INT-INDS 81369Y704 1,454 14,119 SH   SOLE NONE 14,119 0 0
BLACKROCK SHORT MATURITY BOND ETF BLACKROCK ST MAT 46431W507 1,190 24,010 SH   SOLE NONE 24,010 0 0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF PORTFOLIO S&P600 78468R853 9,199 218,668 SH   SOLE NONE 218,668 0 0
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 20,769 45,779 SH   SOLE NONE 45,779 0 0
ADVENT CLAYMORE CONVERTIBLE SECS & INC COM 00764C109 438 28,030 SH   SOLE NONE 28,030 0 0
WELLS FARGO CO NEW COM COM 949746101 281 5,800 SH   SOLE NONE 5,800 0 0
UNION PAC CORP COM COM 907818108 310 1,136 SH   SOLE NONE 1,136 0 0
ISHARES S&P U.S. PREFERRED STOCK ETF PFD AND INCM SEC 464288687 5,728 157,282 SH   SOLE NONE 157,282 0 0
LOCKHEED MARTIN CORP COM 539830109 857 1,942 SH   SOLE NONE 1,942 0 0
JPMORGAN CHASE & CO COM COM 46625H100 1,692 12,418 SH   SOLE NONE 12,418 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF PORTFOLIO EMG MK 78463X509 4,484 116,053 SH   SOLE NONE 116,053 0 0
CHEVRON CORP NEW COM COM 166764100 1,289 7,918 SH   SOLE NONE 7,918 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858 8,737 181,919 SH   SOLE NONE 181,919 0 0
WALMART INC COM COM 931142103 1,999 13,428 SH   SOLE NONE 13,428 0 0
INTL BUSINESS MACHINES COM 459200101 320 2,462 SH   SOLE NONE 2,462 0 0
ORACLE CORPORATION COM 68389X105 282 3,416 SH   SOLE NONE 3,416 0 0
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 1,864 40,426 SH   SOLE NONE 40,426 0 0
PFIZER INC COM COM 717081103 884 17,085 SH   SOLE NONE 17,085 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242 4,303 35,582 SH   SOLE NONE 35,582 0 0
3M CO COM COM 88579Y101 294 1,975 SH   SOLE NONE 1,975 0 0
CATERPILLAR INC COM COM 149123101 579 2,602 SH   SOLE NONE 2,602 0 0
AMERICAN EXPRESS CO COM COM 025816109 355 1,900 SH   SOLE NONE 1,900 0 0
VANGUARD DIVIDEND APPRECIATION ETF DIV APP ETF 921908844 232 1,433 SH   SOLE NONE 1,433 0 0
SPDR PORTFOLIO S&P 500 ETF PORTFOLIO S&P500 78464A854 21,472 404,148 SH   SOLE NONE 404,148 0 0
AXON ENTERPRISE INC COM COM 05464C101 688 5,000 SH   SOLE NONE 5,000 0 0
VANGUARD SHORT-TERM BOND INDEX FUND SHORT TRM BOND 921937827 7,705 98,915 SH   SOLE NONE 98,915 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 18,897 452,627 SH   SOLE NONE 452,627 0 0
SPDR BLOOMBERG HIGH YIELD BOND ETF BLOOMBERG HIGH Y 78468R622 8,484 82,775 SH   SOLE NONE 82,775 0 0
EXXON MOBIL CORP COM COM 30231G102 990 11,994 SH   SOLE NONE 11,994 0 0
TRAVELERS COMPANIES INC COM COM 89417E109 278 1,522 SH   SOLE NONE 1,522 0 0
LOWES COS INC COM COM 548661107 754 3,733 SH   SOLE NONE 3,733 0 0
COLGATE PALMOLIVE CO COM COM 194162103 280 3,700 SH   SOLE NONE 3,700 0 0
UTILITIES SELECT SECTOR SPDR FUND SBI INT-UTILS 81369Y886 725 9,742 SH   SOLE NONE 9,742 0 0
ISHARES IBONDS DEC 2022 TERM CORPORATE ETF IBONDS DEC22 ETF 46434VBA7 235 9,402 SH   SOLE NONE 9,402 0 0
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 9,917 36,958 SH   SOLE NONE 36,958 0 0
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 1,624 22,075 SH   SOLE NONE 22,075 0 0
APPLE INC COM 037833100 4,445 25,458 SH   SOLE NONE 25,458 0 0
ISHARES CONVERTIBLE BOND ETF CONV BD ETF 46435G102 300 3,601 SH   SOLE NONE 3,601 0 0
ISHARES IBONDS DEC 2023 TERM CORPORATE ETF IBONDS DEC23 ETF 46434VAX8 213 8,458 SH   SOLE NONE 8,458 0 0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF IBONDS DEC25 ETF 46434VBD1 274 10,877 SH   SOLE NONE 10,877 0 0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF IBONDS DEC24 ETF 46434VBG4 283 11,312 SH   SOLE NONE 11,312 0 0
DISNEY WALT CO COM COM 254687106 664 4,843 SH   SOLE NONE 4,843 0 0