The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   253,524 2,231 SH   SOLE   2,231 0 0
ABBVIE INC COM 00287Y109   441,655 2,425 SH   SOLE   2,425 0 0
ADVENT CONV & INCOME FD COM 00764C109   261,801 21,926 SH   SOLE   21,926 0 0
AMAZON COM INC COM 023135106   527,078 2,922 SH   SOLE   2,922 0 0
AMERICAN EXPRESS CO COM 025816109   402,879 1,769 SH   SOLE   1,769 0 0
APPLE INC COM 037833100   3,840,447 22,396 SH   SOLE   22,396 0 0
AT&T INC COM 00206R102   205,427 11,672 SH   SOLE   11,672 0 0
AXON ENTERPRISE INC COM 05464C101   1,251,520 4,000 SH   SOLE   4,000 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   350,293 833 SH   SOLE   833 0 0
BROADCOM INC COM 11135F101   1,642,310 1,239 SH   SOLE   1,239 0 0
CATERPILLAR INC COM 149123101   962,498 2,627 SH   SOLE   2,627 0 0
CHEVRON CORP NEW COM 166764100   1,119,240 7,095 SH   SOLE   7,095 0 0
CISCO SYS INC COM 17275R102   1,272,627 25,498 SH   SOLE   25,498 0 0
COCA COLA CO COM 191216100   1,167,149 19,077 SH   SOLE   19,077 0 0
COLGATE PALMOLIVE CO COM 194162103   373,103 4,143 SH   SOLE   4,143 0 0
COMCAST CORP NEW CL A 20030N101   674,920 15,569 SH   SOLE   15,569 0 0
COSTCO WHSL CORP NEW COM 22160K105   813,952 1,111 SH   SOLE   1,111 0 0
EXXON MOBIL CORP COM 30231G102   1,212,702 10,433 SH   SOLE   10,433 0 0
FASTENAL CO COM 311900104   219,309 2,843 SH   SOLE   2,843 0 0
GABELLI CONV & INC SECS FD I COM 36240B109   126,344 34,055 SH   SOLE   34,055 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   730,120 1,748 SH   SOLE   1,748 0 0
HOME DEPOT INC COM 437076102   988,225 2,576 SH   SOLE   2,576 0 0
HONEYWELL INTL INC COM 438516106   526,313 2,564 SH   SOLE   2,564 0 0
INTEL CORP COM 458140100   1,213,116 27,465 SH   SOLE   27,465 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   505,989 2,650 SH   SOLE   2,650 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   377,248 4,387 SH   SOLE   4,387 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   7,654,621 322,029 SH   SOLE   322,029 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   203,815 459 SH   SOLE   459 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   7,494,763 314,906 SH   SOLE   314,906 0 0
ISHARES TR TIPS BD ETF 464287176   582,787 5,426 SH   SOLE   5,426 0 0
ISHARES TR IBDS DEC28 ETF 46435U515   6,955,974 279,300 SH   SOLE   279,300 0 0
ISHARES TR CORE S&P TTL STK 464287150   807,585 7,004 SH   SOLE   7,004 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   8,292,433 162,406 SH   SOLE   162,406 0 0
ISHARES TR IBONDS 25 TRM HG 46435U168   261,996 11,206 SH   SOLE   11,206 0 0
ISHARES TR CORE S&P SCP ETF 464287804   4,413,269 39,932 SH   SOLE   39,932 0 0
ISHARES TR RUS MD CP GR ETF 464287481   211,893 1,856 SH   SOLE   1,856 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   352,997 8,593 SH   SOLE   8,593 0 0
ISHARES TR COHEN STEER REIT 464287564   231,664 4,015 SH   SOLE   4,015 0 0
ISHARES TR IBONDS 2026 TERM 46436E528   251,285 10,897 SH   SOLE   10,897 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   12,948,673 162,041 SH   SOLE   162,041 0 0
ISHARES TR GLOBAL TECH ETF 464287291   471,303 6,300 SH   SOLE   6,300 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   846,091 4,023 SH   SOLE   4,023 0 0
ISHARES TR CRE U S REIT ETF 464288521   2,970,091 55,206 SH   SOLE   55,206 0 0
ISHARES TR CONV BD ETF 46435G102   773,593 9,691 SH   SOLE   9,691 0 0
ISHARES TR CORE S&P500 ETF 464287200   29,283,077 55,700 SH   SOLE   55,700 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   9,782,270 390,510 SH   SOLE   390,510 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   8,577,329 359,636 SH   SOLE   359,636 0 0
ISHARES TR RUS MID CAP ETF 464287499   649,600 7,725 SH   SOLE   7,725 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,561,861 19,557 SH   SOLE   19,557 0 0
ISHARES TR CORE S&P MCP ETF 464287507   13,414,119 220,845 SH   SOLE   220,845 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   9,695,548 390,792 SH   SOLE   390,792 0 0
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   251,452 5,017 SH   SOLE   5,017 0 0
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   395,421 7,836 SH   SOLE   7,836 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   6,765,297 142,068 SH   SOLE   142,068 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   6,019,192 130,314 SH   SOLE   130,314 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   5,935,956 117,660 SH   SOLE   117,660 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   344,463 6,789 SH   SOLE   6,789 0 0
JOHNSON & JOHNSON COM 478160104   1,189,990 7,523 SH   SOLE   7,523 0 0
JPMORGAN CHASE & CO COM 46625H100   2,284,495 11,405 SH   SOLE   11,405 0 0
MCDONALDS CORP COM 580135101   1,685,909 5,979 SH   SOLE   5,979 0 0
MEDTRONIC PLC SHS G5960L103   631,186 7,243 SH   SOLE   7,243 0 0
MERCK & CO INC COM 58933Y105   2,389,613 18,110 SH   SOLE   18,110 0 0
META PLATFORMS INC CL A 30303M102   575,484 1,185 SH   SOLE   1,185 0 0
METLIFE INC COM 59156R108   766,252 10,339 SH   SOLE   10,339 0 0
MICROSOFT CORP COM 594918104   1,928,983 4,585 SH   SOLE   4,585 0 0
NIKE INC CL B 654106103   584,621 6,221 SH   SOLE   6,221 0 0
NXP SEMICONDUCTORS N V COM N6596X109   740,585 2,989 SH   SOLE   2,989 0 0
ORACLE CORP COM 68389X105   433,277 3,449 SH   SOLE   3,449 0 0
PEPSICO INC COM 713448108   802,580 4,586 SH   SOLE   4,586 0 0
PFIZER INC COM 717081103   244,462 8,809 SH   SOLE   8,809 0 0
PNC FINL SVCS GROUP INC COM 693475105   786,959 4,870 SH   SOLE   4,870 0 0
PROCTER AND GAMBLE CO COM 742718109   1,617,149 9,967 SH   SOLE   9,967 0 0
PROLOGIS INC. COM 74340W103   803,839 6,173 SH   SOLE   6,173 0 0
PROSPECT CAP CORP NOTE 6.375% 3/0 74348TAT9   4,725,730 4,722,000 SH   SOLE   4,722,000 0 0
SALESFORCE INC COM 79466L302   470,744 1,563 SH   SOLE   1,563 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,126,233 14,749 SH   SOLE   14,749 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,166,345 51,433 SH   SOLE   51,433 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,647,103 17,919 SH   SOLE   17,919 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   5,515,298 26,481 SH   SOLE   26,481 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   580,856 8,848 SH   SOLE   8,848 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   613,302 6,602 SH   SOLE   6,602 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   2,449,918 13,323 SH   SOLE   13,323 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,069,061 11,324 SH   SOLE   11,324 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   1,675,317 13,300 SH   SOLE   13,300 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   2,236,737 5,623 SH   SOLE   5,623 0 0
SPDR GOLD TR GOLD SHS 78463V107   475,625 2,312 SH   SOLE   2,312 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   5,281,205 145,930 SH   SOLE   145,930 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,564,424 10,638 SH   SOLE   10,638 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   618,061 20,761 SH   SOLE   20,761 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   10,541,683 197,632 SH   SOLE   197,632 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   7,292,927 99,848 SH   SOLE   99,848 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   21,153,361 422,223 SH   SOLE   422,223 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   10,851,472 252,125 SH   SOLE   252,125 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   5,134,095 53,930 SH   SOLE   53,930 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   19,311,416 313,854 SH   SOLE   313,854 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   4,902,041 116,410 SH   SOLE   116,410 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,086,146 7,983 SH   SOLE   7,983 0 0
THE CIGNA GROUP COM 125523100   200,493 552 SH   SOLE   552 0 0
TRAVELERS COMPANIES INC COM 89417E109   342,997 1,490 SH   SOLE   1,490 0 0
UNION PAC CORP COM 907818108   279,376 1,136 SH   SOLE   1,136 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   264,519 3,450 SH   SOLE   3,450 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   607,747 3,732 SH   SOLE   3,732 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   217,276 452 SH   SOLE   452 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,214,587 14,045 SH   SOLE   14,045 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   698,598 2,030 SH   SOLE   2,030 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,406,070 33,662 SH   SOLE   33,662 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   713,040 9,223 SH   SOLE   9,223 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   259,090 1,419 SH   SOLE   1,419 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,138,066 162,210 SH   SOLE   162,210 0 0
VISA INC COM CL A 92826C839   1,113,005 3,988 SH   SOLE   3,988 0 0
WALMART INC COM 931142103   2,208,409 36,703 SH   SOLE   36,703 0 0