The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   224,500 2,217 SH   SOLE   2,217 0 0
ABBVIE INC COM 00287Y109   363,726 2,282 SH   SOLE   2,282 0 0
ADVENT CONV & INCOME FD COM 00764C109   292,091 25,267 SH   SOLE   25,267 0 0
AMAZON COM INC COM 023135106   349,228 3,381 SH   SOLE   3,381 0 0
AMERICAN EXPRESS CO COM 025816109   290,714 1,762 SH   SOLE   1,762 0 0
APPLE INC COM 037833100   3,955,817 23,989 SH   SOLE   23,989 0 0
AT&T INC COM 00206R102   229,210 11,907 SH   SOLE   11,907 0 0
AXON ENTERPRISE INC COM 05464C101   1,124,250 5,000 SH   SOLE   5,000 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   257,205 833 SH   SOLE   833 0 0
BROADCOM INC COM 11135F101   984,469 1,535 SH   SOLE   1,535 0 0
CATERPILLAR INC COM 149123101   644,825 2,818 SH   SOLE   2,818 0 0
CHEVRON CORP NEW COM 166764100   1,167,683 7,157 SH   SOLE   7,157 0 0
CISCO SYS INC COM 17275R102   1,327,641 25,397 SH   SOLE   25,397 0 0
COCA COLA CO COM 191216100   1,162,993 18,749 SH   SOLE   18,749 0 0
COLGATE PALMOLIVE CO COM 194162103   311,368 4,143 SH   SOLE   4,143 0 0
COMCAST CORP NEW CL A 20030N101   566,163 14,934 SH   SOLE   14,934 0 0
DISNEY WALT CO COM 254687106   381,086 3,806 SH   SOLE   3,806 0 0
EXXON MOBIL CORP COM 30231G102   1,169,772 10,667 SH   SOLE   10,667 0 0
FIRSTENERGY CORP COM 337932107   369,153 9,215 SH   SOLE   9,215 0 0
GABELLI CONV & INC SECS FD I COM 36240B109   162,748 36,655 SH   SOLE   36,655 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   556,621 1,702 SH   SOLE   1,702 0 0
HOME DEPOT INC COM 437076102   776,299 2,630 SH   SOLE   2,630 0 0
HONEYWELL INTL INC COM 438516106   480,094 2,512 SH   SOLE   2,512 0 0
INTEL CORP COM 458140100   840,037 25,713 SH   SOLE   25,713 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   329,685 2,515 SH   SOLE   2,515 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   319,930 3,479 SH   SOLE   3,479 0 0
ISHARES TR TIPS BD ETF 464287176   7,889,661 71,562 SH   SOLE   71,562 0 0
ISHARES TR CORE S&P SCP ETF 464287804   4,115,260 42,557 SH   SOLE   42,557 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   10,773,398 149,964 SH   SOLE   149,964 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   346,489 8,781 SH   SOLE   8,781 0 0
ISHARES TR IBONDS 25 TRM HG 46435U168   240,257 10,487 SH   SOLE   10,487 0 0
ISHARES TR GLOBAL TECH ETF 464287291   342,468 6,300 SH   SOLE   6,300 0 0
ISHARES TR COHEN STEER REIT 464287564   236,304 4,255 SH   SOLE   4,255 0 0
ISHARES TR CRE U S REIT ETF 464288521   2,444,761 48,507 SH   SOLE   48,507 0 0
ISHARES TR PFD AND INCM SEC 464288687   214,879 6,883 SH   SOLE   6,883 0 0
ISHARES TR RUS MID CAP ETF 464287499   556,326 7,957 SH   SOLE   7,957 0 0
ISHARES TR IBONDS 24 TRM HG 46435U184   268,678 11,616 SH   SOLE   11,616 0 0
ISHARES TR IBOXX HI YD ETF 464288513   249,717 3,305 SH   SOLE   3,305 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   8,448,817 167,669 SH   SOLE   167,669 0 0
ISHARES TR RUS MD CP GR ETF 464287481   249,595 2,741 SH   SOLE   2,741 0 0
ISHARES TR CORE S&P500 ETF 464287200   22,423,980 54,549 SH   SOLE   54,549 0 0
ISHARES TR CORE S&P TTL STK 464287150   643,087 7,102 SH   SOLE   7,102 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   760,401 4,262 SH   SOLE   4,262 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   7,906,365 333,180 PRN   SOLE   333,180 0 0
ISHARES TR CONV BD ETF 46435G102   610,025 8,400 SH   SOLE   8,400 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   13,263,033 526,520 PRN   SOLE   526,520 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   10,277,945 418,995 PRN   SOLE   418,995 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,427,731 19,963 SH   SOLE   19,963 0 0
ISHARES TR CORE S&P MCP ETF 464287507   10,477,879 41,885 SH   SOLE   41,885 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   10,862,070 441,727 PRN   SOLE   441,727 0 0
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   358,963 7,185 SH   SOLE   7,185 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   600,161 12,100 SH   SOLE   12,100 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   6,795,719 143,491 SH   SOLE   143,491 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   5,892,434 131,147 SH   SOLE   131,147 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   377,957 7,442 SH   SOLE   7,442 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   6,155,003 122,317 SH   SOLE   122,317 0 0
JOHNSON & JOHNSON COM 478160104   1,167,377 7,531 SH   SOLE   7,531 0 0
JPMORGAN CHASE & CO COM 46625H100   1,531,219 11,751 SH   SOLE   11,751 0 0
LOWES COS INC COM 548661107   683,447 3,418 SH   SOLE   3,418 0 0
MCDONALDS CORP COM 580135101   1,695,455 6,064 SH   SOLE   6,064 0 0
MEDTRONIC PLC SHS G5960L103   526,835 6,535 SH   SOLE   6,535 0 0
MERCK & CO INC COM 58933Y105   1,962,628 18,447 SH   SOLE   18,447 0 0
META PLATFORMS INC CL A 30303M102   251,149 1,185 SH   SOLE   1,185 0 0
METLIFE INC COM 59156R108   585,184 10,100 SH   SOLE   10,100 0 0
MICROSOFT CORP COM 594918104   1,092,140 3,788 SH   SOLE   3,788 0 0
NIKE INC CL B 654106103   752,381 6,135 SH   SOLE   6,135 0 0
ORACLE CORP COM 68389X105   319,022 3,433 SH   SOLE   3,433 0 0
PEPSICO INC COM 713448108   210,682 1,156 SH   SOLE   1,156 0 0
PFIZER INC COM 717081103   658,005 16,128 SH   SOLE   16,128 0 0
PROCTER AND GAMBLE CO COM 742718109   1,525,361 10,259 SH   SOLE   10,259 0 0
PROLOGIS INC. COM 74340W103   748,298 5,997 SH   SOLE   5,997 0 0
PROSPECT CAP CORP NOTE 6.375% 3/0 74348TAT9   4,882,247 5,002,000 PRN   SOLE   5,002,000 0 0
ROBERT HALF INTL INC COM 770323103   655,475 8,135 SH   SOLE   8,135 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,610,809 50,103 SH   SOLE   50,103 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,435,138 29,370 SH   SOLE   29,370 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,382,584 18,404 SH   SOLE   18,404 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,110,991 14,871 SH   SOLE   14,871 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   529,310 6,562 SH   SOLE   6,562 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   1,406,094 13,897 SH   SOLE   13,897 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   587,936 8,686 SH   SOLE   8,686 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,037,237 12,522 SH   SOLE   12,522 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   2,026,283 13,550 SH   SOLE   13,550 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,965,392 5,909 SH   SOLE   5,909 0 0
SPDR GOLD TR GOLD SHS 78463V107   418,474 2,284 SH   SOLE   2,284 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,584,492 134,324 SH   SOLE   134,324 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,895,982 11,959 SH   SOLE   11,959 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   6,918,176 103,149 SH   SOLE   103,149 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   9,530,454 216,897 SH   SOLE   216,897 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   814,290 27,482 SH   SOLE   27,482 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   18,245,733 448,078 SH   SOLE   448,078 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   8,860,521 234,591 SH   SOLE   234,591 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   5,496,198 59,214 SH   SOLE   59,214 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   17,303,183 359,360 SH   SOLE   359,360 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   4,883,772 117,795 SH   SOLE   117,795 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   780,173 8,387 SH   SOLE   8,387 0 0
TE CONNECTIVITY LTD SHS H84989104   522,210 3,982 SH   SOLE   3,982 0 0
TEMPLETON GLOBAL INCOME FD COM 880198106   323,966 73,629 SH   SOLE   73,629 0 0
TESLA INC COM 88160R101   225,302 1,086 SH   SOLE   1,086 0 0
TRAVELERS COMPANIES INC COM 89417E109   252,804 1,475 SH   SOLE   1,475 0 0
UNION PAC CORP COM 907818108   228,631 1,136 SH   SOLE   1,136 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   370,477 4,843 SH   SOLE   4,843 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,151,971 13,872 SH   SOLE   13,872 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   787,551 5,702 SH   SOLE   5,702 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   508,167 2,037 SH   SOLE   2,037 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,475,109 36,513 SH   SOLE   36,513 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   875,442 11,484 SH   SOLE   11,484 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   218,512 1,419 SH   SOLE   1,419 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,694,255 170,340 SH   SOLE   170,340 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   216,471 5,566 SH   SOLE   5,566 0 0
VISA INC COM CL A 92826C839   915,818 4,062 SH   SOLE   4,062 0 0
WALMART INC COM 931142103   1,822,523 12,360 SH   SOLE   12,360 0 0
XCEL ENERGY INC COM 98389B100   217,120 3,219 SH   SOLE   3,219 0 0