The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   15,312,304 392,422 SH   SOLE   392,422 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   11,399,890 117,877 SH   SOLE   117,877 0 0
SEMPRA COM 816851109   9,853,115 137,173 SH   SOLE   137,173 0 0
MEDTRONIC PLC SHS G5960L103   9,592,283 110,066 SH   SOLE   110,066 0 0
STANLEY BLACK & DECKER INC COM 854502101   9,514,638 97,158 SH   SOLE   97,158 0 0
HOME DEPOT INC COM 437076102   9,118,710 23,771 SH   SOLE   23,771 0 0
ISHARES GOLD TR ISHARES NEW 464285204   9,003,331 214,314 SH   SOLE   214,314 0 0
JPMORGAN CHASE & CO COM 46625H100   8,897,985 44,423 SH   SOLE   44,423 0 0
LOCKHEED MARTIN CORP COM 539830109   8,830,359 19,413 SH   SOLE   19,413 0 0
GARMIN LTD SHS H2906T109   8,820,523 59,250 SH   SOLE   59,250 0 0
TARGET CORP COM 87612E106   8,746,635 49,357 SH   SOLE   49,357 0 0
D R HORTON INC COM 23331A109   8,501,098 51,663 SH   SOLE   51,663 0 0
MICROSOFT CORP COM 594918104   8,314,092 19,762 SH   SOLE   19,762 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   7,935,677 53,353 SH   SOLE   53,353 0 0
NORTHROP GRUMMAN CORP COM 666807102   7,876,829 16,456 SH   SOLE   16,456 0 0
WALMART INC COM 931142103   7,599,344 126,298 SH   SOLE   126,298 0 0
APPLE INC COM 037833100   6,888,192 40,169 SH   SOLE   40,169 0 0
DIGITAL RLTY TR INC COM 253868103   6,589,687 45,749 SH   SOLE   45,749 0 0
FORD MTR CO DEL COM 345370860   5,503,206 414,398 SH   SOLE   414,398 0 0
ALBEMARLE CORP COM 012653101   5,282,325 40,097 SH   SOLE   40,097 0 0
3M CO COM 88579Y101   5,183,742 48,871 SH   SOLE   48,871 0 0
DOW INC COM 260557103   5,063,789 87,412 SH   SOLE   87,412 0 0
ALTRIA GROUP INC COM 02209S103   5,059,230 115,984 SH   SOLE   115,984 0 0
AMERICAN TOWER CORP NEW COM 03027X100   5,048,096 25,548 SH   SOLE   25,548 0 0
US BANCORP DEL COM NEW 902973304   4,955,859 110,869 SH   SOLE   110,869 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   4,917,658 29,035 SH   SOLE   29,035 0 0
AT&T INC COM 00206R102   4,840,920 275,052 SH   SOLE   275,052 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   4,829,097 25,289 SH   SOLE   25,289 0 0
ISHARES TR MSCI INDIA ETF 46429B598   4,728,129 91,648 SH   SOLE   91,648 0 0
CROWN CASTLE INC COM 22822V101   4,708,536 44,492 SH   SOLE   44,492 0 0
KRAFT HEINZ CO COM 500754106   4,707,600 127,577 SH   SOLE   127,577 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   4,706,236 112,160 SH   SOLE   112,160 0 0
PHILIP MORRIS INTL INC COM 718172109   4,674,504 51,021 SH   SOLE   51,021 0 0
SPDR SER TR S&P BIOTECH 78464A870   3,906,906 41,173 SH   SOLE   41,173 0 0
ROYAL GOLD INC COM 780287108   3,654,391 30,001 SH   SOLE   30,001 0 0
BARRICK GOLD CORP COM 067901108   3,602,993 216,526 SH   SOLE   216,526 0 0
FRANCO NEV CORP COM 351858105   3,547,987 29,775 SH   SOLE   29,775 0 0
NEWMONT CORP COM 651639106   3,535,847 98,656 SH   SOLE   98,656 0 0
VANECK ETF TRUST VANECK VIETNAM 92189F817   3,183,705 229,044 SH   SOLE   229,044 0 0
ISHARES TR CHINA LG-CAP ETF 464287184   3,108,799 129,157 SH   SOLE   129,157 0 0
ISHARES INC MSCI MLY ETF NEW 46434G814   3,030,385 139,072 SH   SOLE   139,072 0 0
ISHARES INC MSCI CHILE ETF 464286640   3,019,797 113,654 SH   SOLE   113,654 0 0
ISHARES TR MSCI INDONIA ETF 46429B309   2,999,665 133,141 SH   SOLE   133,141 0 0
ISHARES INC MSCI STH AFR ETF 464286780   2,899,598 74,026 SH   SOLE   74,026 0 0
PACKAGING CORP AMER COM 695156109   2,714,044 14,301 SH   SOLE   14,301 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   2,479,112 18,784 SH   SOLE   18,784 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,625,802 20,194 SH   SOLE   20,194 0 0
ISHARES TR IBOXX INV CP ETF 464287242   1,623,222 14,903 SH   SOLE   14,903 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,603,786 21,108 SH   SOLE   21,108 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,553,650 33,775 SH   SOLE   33,775 0 0
VANGUARD WORLD FD EXTENDED DUR 921910709   1,068,791 13,953 SH   SOLE   13,953 0 0
PIMCO ETF TR 25YR+ ZERO U S 72201R882   882,053 11,130 SH   SOLE   11,130 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   784,659 15,640 SH   SOLE   15,640 0 0
ISHARES TR PFD AND INCM SEC 464288687   662,262 20,548 SH   SOLE   20,548 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   599,243 7,359 SH   SOLE   7,359 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   436,295 17,279 SH   SOLE   17,279 0 0
PROCTER AND GAMBLE CO COM 742718109   431,098 2,657 SH   SOLE   2,657 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   363,125 5,948 SH   SOLE   5,948 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   236,898 5,194 SH   SOLE   5,194 0 0