Chief Compliance Officer

0001725547-22-000120.txt : 20220727 0001725547-22-000120.hdr.sgml : 20220727 20220727145746 ACCESSION NUMBER: 0001725547-22-000120 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220630 FILED AS OF DATE: 20220727 DATE AS OF CHANGE: 20220727 EFFECTIVENESS DATE: 20220727 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Modera Wealth Management, LLC CENTRAL INDEX KEY: 0001542143 IRS NUMBER: 273774197 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-14860 FILM NUMBER: 221110655 BUSINESS ADDRESS: STREET 1: 56 JEFFERSON AVENUE STREET 2: 2ND FLOOR CITY: WESTWOOD STATE: NJ ZIP: 07675 BUSINESS PHONE: (201)768-4600 MAIL ADDRESS: STREET 1: 56 JEFFERSON AVENUE STREET 2: 2ND FLOOR CITY: WESTWOOD STATE: NJ ZIP: 07675 13F-HR 1 primary_doc.xml 13F-HR LIVE false false 0001542143 XXXXXXXX 06-30-2022 06-30-2022 false Modera Wealth Management, LLC

56 JEFFERSON AVENUE 2ND FLOOR WESTWOOD NJ 07675

13F HOLDINGS REPORT 028-14860 N Theresa Apruzzese Days Chief Compliance Officer 617-247-0518 /s/ Theresa Apruzzese Days Boston MA 07-27-2022 0 333 2099410 false INFORMATION TABLE 2 Form13fInfoTable.xml AFLAC INC COM 001055102 1192 21548 SH SOLE 0 0 21548 AT&T INC COM 00206R102 646 30817 SH SOLE 0 0 30817 ABBOTT LABS COM 002824100 1142 10511 SH SOLE 0 0 10511 ABBVIE INC COM 00287Y109 1426 9309 SH SOLE 0 0 9309 ACCELERATE DIAGNOSTICS INC COM 00430H102 13 13000 SH SOLE 0 0 13000 ADOBE SYSTEMS INCORPORATED COM 00724F101 948 2591 SH SOLE 0 0 2591 AIR PRODS & CHEMS INC COM 009158106 265 1103 SH SOLE 0 0 1103 ALARM COM HLDGS INC COM 011642105 433 7000 SH SOLE 0 0 7000 ALLSTATE CORP COM 020002101 221 1741 SH SOLE 0 0 1741 ALPHABET INC CAP STK CL C 02079K107 5399 2468 SH SOLE 0 0 2468 ALPHABET INC CAP STK CL A 02079K305 4326 1985 SH SOLE 0 0 1985 ALTRIA GROUP INC COM 02209S103 647 15482 SH SOLE 0 0 15482 AMAZON COM INC COM 023135106 10574 99560 SH SOLE 0 0 99560 AMERICAN CENTY ETF TR US SML CP VALU 025072877 225 3289 SH SOLE 0 0 3289 AMERICAN CENTY ETF TR US EQT ETF 025072885 17163 263891 SH SOLE 0 0 263891 AMERICAN EXPRESS CO COM 025816109 2310 16667 SH SOLE 0 0 16667 AMER STATES WTR CO COM 029899101 287 3519 SH SOLE 0 0 3519 AMERICAN TOWER CORP NEW COM 03027X100 424 1659 SH SOLE 0 0 1659 AMETEK INC COM 031100100 301 2739 SH SOLE 0 0 2739 AMGEN INC COM 031162100 1319 5422 SH SOLE 0 0 5422 ANNOVIS BIO INC COM 03615A108 351 30913 SH SOLE 0 0 30913 APPLE INC COM 037833100 25659 187679 SH SOLE 0 0 187679 ARES CAPITAL CORP COM 04010L103 325 18147 SH SOLE 0 0 18147 AUTOMATIC DATA PROCESSING IN COM 053015103 1559 7423 SH SOLE 0 0 7423 AVADEL PHARMACEUTICALS PLC SPONSORED ADR 05337M104 1032 423000 SH SOLE 0 0 423000 AVANTOR INC COM 05352A100 2348 75485 SH SOLE 0 0 75485 BP PLC SPONSORED ADR 055622104 203 7160 SH SOLE 0 0 7160 BK OF AMERICA CORP COM 060505104 1498 48112 SH SOLE 0 0 48112 BANK NEW YORK MELLON CORP COM 064058100 208 4990 SH SOLE 0 0 4990 BAXTER INTL INC COM 071813109 255 3978 SH SOLE 0 0 3978 BECTON DICKINSON & CO COM 075887109 496 2014 SH SOLE 0 0 2014 BERKSHIRE HATHAWAY INC DEL CL A 084670108 6952 17 SH SOLE 0 0 17 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 20225 74078 SH SOLE 0 0 74078 BLACKROCK INC COM 09247X101 358 588 SH SOLE 0 0 588 BLACKROCK INNOVATION AND GRW SHS BEN INT 09260Q108 182 22886 SH SOLE 0 0 22886 BOEING CO COM 097023105 409 2994 SH SOLE 0 0 2994 BOOKING HOLDINGS INC COM 09857L108 226 129 SH SOLE 0 0 129 BRISTOL-MYERS SQUIBB CO COM 110122108 1014 13167 SH SOLE 0 0 13167 BROADCOM INC COM 11135F101 339 698 SH SOLE 0 0 698 CIGNA CORP NEW COM 125523100 352 1334 SH SOLE 0 0 1334 CSX CORP COM 126408103 1060 36484 SH SOLE 0 0 36484 CVS HEALTH CORP COM 126650100 546 5896 SH SOLE 0 0 5896 CANADIAN PAC RY LTD COM 13645T100 391 5592 SH SOLE 0 0 5592 CATERPILLAR INC COM 149123101 639 3573 SH SOLE 0 0 3573 CELANESE CORP DEL COM 150870103 276 2350 SH SOLE 0 0 2350 CELLECTAR BIOSCIENCES INC COM PAR 15117F500 8 20000 SH SOLE 0 0 20000 CHEMOURS CO COM 163851108 347 10827 SH SOLE 0 0 10827 CHEVRON CORP NEW COM 166764100 1317 9095 SH SOLE 0 0 9095 CISCO SYS INC COM 17275R102 838 19649 SH SOLE 0 0 19649 CITIGROUP INC COM NEW 172967424 314 6833 SH SOLE 0 0 6833 CLOROX CO DEL COM 189054109 244 1729 SH SOLE 0 0 1729 COCA COLA CO COM 191216100 1163 18482 SH SOLE 0 0 18482 COHEN & STEERS TAX ADVAN PFD COM 19249X108 192 10064 SH SOLE 0 0 10064 COLGATE PALMOLIVE CO COM 194162103 1534 19147 SH SOLE 0 0 19147 COLUMBIA FINL INC COM 197641103 218 10000 SH SOLE 0 0 10000 COMCAST CORP NEW CL A 20030N101 964 24578 SH SOLE 0 0 24578 CONOCOPHILLIPS COM 20825C104 585 6509 SH SOLE 0 0 6509 CORTEVA INC COM 22052L104 1308 24155 SH SOLE 0 0 24155 COSTCO WHSL CORP NEW COM 22160K105 1517 3164 SH SOLE 0 0 3164 CROWN CASTLE INTL CORP NEW COM 22822V101 207 1227 SH SOLE 0 0 1227 DANAHER CORPORATION COM 235851102 500 1974 SH SOLE 0 0 1974 DEERE & CO COM 244199105 325 1086 SH SOLE 0 0 1086 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 321 12155 SH SOLE 0 0 12155 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 521 21566 SH SOLE 0 0 21566 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 47307 1160916 SH SOLE 0 0 1160916 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 25526 531800 SH SOLE 0 0 531800 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 45324 1126903 SH SOLE 0 0 1126903 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 39209 1682784 SH SOLE 0 0 1682784 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 95168 3011657 SH SOLE 0 0 3011657 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 55623 1925340 SH SOLE 0 0 1925340 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 8338 388915 SH SOLE 0 0 388915 DISNEY WALT CO COM 254687106 1079 11427 SH SOLE 0 0 11427 DOLLAR TREE INC COM 256746108 515 3302 SH SOLE 0 0 3302 DOMINION ENERGY INC COM 25746U109 384 4811 SH SOLE 0 0 4811 DOW INC COM 260557103 1304 25263 SH SOLE 0 0 25263 DUN & BRADSTREET HLDGS INC COM 26484T106 624 41531 SH SOLE 0 0 41531 DUPONT DE NEMOURS INC COM 26614N102 1344 24177 SH SOLE 0 0 24177 ECOLAB INC COM 278865100 337 2192 SH SOLE 0 0 2192 EMPIRE ST RLTY TR INC CL A 292104106 1198 170354 SH SOLE 0 0 170354 ESSENTIAL UTILS INC COM 29670G102 1671 36450 SH SOLE 0 0 36450 EVERSOURCE ENERGY COM 30040W108 412 4876 SH SOLE 0 0 4876 EXXON MOBIL CORP COM 30231G102 2866 33461 SH SOLE 0 0 33461 META PLATFORMS INC CL A 30303M102 811 5026 SH SOLE 0 0 5026 FEDEX CORP COM 31428X106 220 972 SH SOLE 0 0 972 FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 207 10646 SH SOLE 0 0 10646 FISERV INC COM 337738108 211 2370 SH SOLE 0 0 2370 FORD MTR CO DEL COM 345370860 205 18404 SH SOLE 0 0 18404 FRANKLIN COVEY CO COM 353469109 288 6239 SH SOLE 0 0 6239 GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109 40 11059 SH SOLE 0 0 11059 GENERAL DYNAMICS CORP COM 369550108 1872 8459 SH SOLE 0 0 8459 GENERAL ELECTRIC CO COM NEW 369604301 440 6918 SH SOLE 0 0 6918 GENERAL MLS INC COM 370334104 216 2867 SH SOLE 0 0 2867 GILEAD SCIENCES INC COM 375558103 233 3768 SH SOLE 0 0 3768 GOLDMAN SACHS GROUP INC COM 38141G104 379 1274 SH SOLE 0 0 1274 GREEN DOT CORP CL A 39304D102 449 17896 SH SOLE 0 0 17896 HERSHEY CO COM 427866108 910 4231 SH SOLE 0 0 4231 HINGHAM INSTN SVGS MASS COM 433323102 262 923 SH SOLE 0 0 923 HOME DEPOT INC COM 437076102 7931 28915 SH SOLE 0 0 28915 HONEYWELL INTL INC COM 438516106 2153 12388 SH SOLE 0 0 12388 HORMEL FOODS CORP COM 440452100 320 6758 SH SOLE 0 0 6758 HUBBELL INC COM 443510607 287 1605 SH SOLE 0 0 1605 HUMANA INC COM 444859102 766 1637 SH SOLE 0 0 1637 HUNTINGTON BANCSHARES INC COM 446150104 429 35688 SH SOLE 0 0 35688 HUNTINGTON INGALLS INDS INC COM 446413106 918 4214 SH SOLE 0 0 4214 ILLINOIS TOOL WKS INC COM 452308109 856 4697 SH SOLE 0 0 4697 INTEL CORP COM 458140100 1935 51712 SH SOLE 0 0 51712 INTERCONTINENTAL EXCHANGE IN COM 45866F104 275 2928 SH SOLE 0 0 2928 INTERNATIONAL BUSINESS MACHS COM 459200101 1566 11093 SH SOLE 0 0 11093 INTERNATIONAL FLAVORS&FRAGRA COM 459506101 333 2793 SH SOLE 0 0 2793 INTERPUBLIC GROUP COS INC COM 460690100 307 11163 SH SOLE 0 0 11163 INVESCO QQQ TR UNIT SER 1 46090E103 1297 4628 SH SOLE 0 0 4628 INTUIT COM 461202103 453 1176 SH SOLE 0 0 1176 INTUITIVE SURGICAL INC COM NEW 46120E602 341 1698 SH SOLE 0 0 1698 INVESCO MUNICIPAL TRUST COM 46131J103 102 10068 SH SOLE 0 0 10068 INVESCO MUN OPPORTUNITY TR COM 46132C107 109 10512 SH SOLE 0 0 10512 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 781 5820 SH SOLE 0 0 5820 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 1699 11462 SH SOLE 0 0 11462 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 317 5116 SH SOLE 0 0 5116 ISHARES GOLD TR ISHARES NEW 464285204 1229 35810 SH SOLE 0 0 35810 ISHARES TR CORE S&P TTL STK 464287150 1039 12400 SH SOLE 0 0 12400 ISHARES TR TIPS BD ETF 464287176 6278 55113 SH SOLE 0 0 55113 ISHARES TR CORE S&P500 ETF 464287200 15774 41604 SH SOLE 0 0 41604 ISHARES TR CORE US AGGBD ET 464287226 5128 50431 SH SOLE 0 0 50431 ISHARES TR MSCI EMG MKT ETF 464287234 1932 48181 SH SOLE 0 0 48181 ISHARES TR IBOXX INV CP ETF 464287242 362 3287 SH SOLE 0 0 3287 ISHARES TR S&P 500 GRWT ETF 464287309 28746 476315 SH SOLE 0 0 476315 ISHARES TR S&P 500 VAL ETF 464287408 9354 68051 SH SOLE 0 0 68051 ISHARES TR 7-10 YR TRSY BD 464287440 603 5894 SH SOLE 0 0 5894 ISHARES TR 1 3 YR TREAS BD 464287457 1782 21519 SH SOLE 0 0 21519 ISHARES TR MSCI EAFE ETF 464287465 53245 852063 SH SOLE 0 0 852063 ISHARES TR RUS MD CP GR ETF 464287481 1784 22522 SH SOLE 0 0 22522 ISHARES TR RUS MID CAP ETF 464287499 583 9017 SH SOLE 0 0 9017 ISHARES TR CORE S&P MCP ETF 464287507 27825 122993 SH SOLE 0 0 122993 ISHARES TR ISHARES BIOTECH 464287556 574 4883 SH SOLE 0 0 4883 ISHARES TR COHEN STEER REIT 464287564 1198 19713 SH SOLE 0 0 19713 ISHARES TR RUS 1000 VAL ETF 464287598 25892 178601 SH SOLE 0 0 178601 ISHARES TR S&P MC 400GR ETF 464287606 244 3826 SH SOLE 0 0 3826 ISHARES TR RUS 1000 GRW ETF 464287614 75778 346494 SH SOLE 0 0 346494 ISHARES TR RUS 1000 ETF 464287622 13437 64676 SH SOLE 0 0 64676 ISHARES TR RUS 2000 VAL ETF 464287630 19869 145936 SH SOLE 0 0 145936 ISHARES TR RUS 2000 GRW ETF 464287648 5064 24547 SH SOLE 0 0 24547 ISHARES TR RUSSELL 2000 ETF 464287655 46998 277504 SH SOLE 0 0 277504 ISHARES TR CORE S&P US VLU 464287663 439 6571 SH SOLE 0 0 6571 ISHARES TR CORE S&P US GWT 464287671 17304 206744 SH SOLE 0 0 206744 ISHARES TR RUSSELL 3000 ETF 464287689 1804 8297 SH SOLE 0 0 8297 ISHARES TR S&P MC 400VL ETF 464287705 2481 26284 SH SOLE 0 0 26284 ISHARES TR U.S. TECH ETF 464287721 202 2529 SH SOLE 0 0 2529 ISHARES TR US HLTHCARE ETF 464287762 294 1094 SH SOLE 0 0 1094 ISHARES TR CORE S&P SCP ETF 464287804 1962 21228 SH SOLE 0 0 21228 ISHARES TR SP SMCP600VL ETF 464287879 8560 96152 SH SOLE 0 0 96152 ISHARES TR S&P SML 600 GWT 464287887 1562 14827 SH SOLE 0 0 14827 ISHARES TR SHRT NAT MUN ETF 464288158 14799 141388 SH SOLE 0 0 141388 ISHARES TR EAFE SML CP ETF 464288273 57018 1044484 SH SOLE 0 0 1044484 ISHARES TR JPMORGAN USD EMG 464288281 56082 657308 SH SOLE 0 0 657308 ISHARES TR NATIONAL MUN ETF 464288414 9626 90508 SH SOLE 0 0 90508 ISHARES TR MSCI USA ESG SLC 464288802 434 5382 SH SOLE 0 0 5382 ISHARES TR MICRO-CAP ETF 464288869 445 4277 SH SOLE 0 0 4277 ISHARES TR EAFE VALUE ETF 464288877 42819 986602 SH SOLE 0 0 986602 ISHARES TR GRWT ALLOCAT ETF 464289867 205 4274 SH SOLE 0 0 4274 ISHARES TR CONSER ALLOC ETF 464289883 559 16163 SH SOLE 0 0 16163 ISHARES TR FLTG RATE NT ETF 46429B655 769 15407 SH SOLE 0 0 15407 ISHARES TR CORE HIGH DV ETF 46429B663 373 3714 SH SOLE 0 0 3714 ISHARES TR 0-5 YR TIPS ETF 46429B747 660 6507 SH SOLE 0 0 6507 ISHARES U S ETF TR BLACKROCK SHORT 46431W838 3316 66695 SH SOLE 0 0 66695 ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 4478 109370 SH SOLE 0 0 109370 ISHARES TR CORE MSCI EAFE 46432F842 71922 1222124 SH SOLE 0 0 1222124 ISHARES TR CORE 1 5 YR USD 46432F859 440 9281 SH SOLE 0 0 9281 ISHARES INC CORE MSCI EMKT 46434G103 62731 1278667 SH SOLE 0 0 1278667 ISHARES TR CORE TOTAL USD 46434V613 1047 22361 SH SOLE 0 0 22361 ISHARES TR CORE DIV GRWTH 46434V621 236 4953 SH SOLE 0 0 4953 ISHARES TR GLOBAL REIT ETF 46434V647 1589 65721 SH SOLE 0 0 65721 ISHARES TR BLACKROCK ULTRA 46434V878 294 5868 SH SOLE 0 0 5868 ISHARES TR ESG AWRE 1 5 YR 46435G243 273 11313 SH SOLE 0 0 11313 ISHARES TR ESG AWR MSCI USA 46435G425 266 3175 SH SOLE 0 0 3175 ISHARES TR ESG AW MSCI EAFE 46435G516 293 4672 SH SOLE 0 0 4672 ISHARES TR ESG AWARE MSCI 46435U663 256 8138 SH SOLE 0 0 8138 JPMORGAN CHASE & CO COM 46625H100 2409 21389 SH SOLE 0 0 21389 J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407 50302 549685 SH SOLE 0 0 549685 JOHNSON & JOHNSON COM 478160104 6652 37475 SH SOLE 0 0 37475 KIMBERLY-CLARK CORP COM 494368103 427 3162 SH SOLE 0 0 3162 KOPIN CORP COM 500600101 26 23000 SH SOLE 0 0 23000 L3HARRIS TECHNOLOGIES INC COM 502431109 1509 6244 SH SOLE 0 0 6244 LILLY ELI & CO COM 532457108 1085 3347 SH SOLE 0 0 3347 LOCKHEED MARTIN CORP COM 539830109 3913 9101 SH SOLE 0 0 9101 LOEWS CORP COM 540424108 904 15250 SH SOLE 0 0 15250 LOWES COS INC COM 548661107 2633 15076 SH SOLE 0 0 15076 MASTERCARD INCORPORATED CL A 57636Q104 2738 8678 SH SOLE 0 0 8678 MCCORMICK & CO INC COM NON VTG 579780206 228 2740 SH SOLE 0 0 2740 MCDONALDS CORP COM 580135101 3067 12422 SH SOLE 0 0 12422 MERCK & CO INC COM 58933Y105 3235 35480 SH SOLE 0 0 35480 MICROSOFT CORP COM 594918104 22021 85742 SH SOLE 0 0 85742 MONDELEZ INTL INC CL A 609207105 654 10530 SH SOLE 0 0 10530 MORGAN STANLEY COM NEW 617446448 1472 19347 SH SOLE 0 0 19347 MOTOROLA SOLUTIONS INC COM NEW 620076307 670 3195 SH SOLE 0 0 3195 MYERS INDS INC COM 628464109 673 29589 SH SOLE 0 0 29589 NEXTERA ENERGY INC COM 65339F101 649 8378 SH SOLE 0 0 8378 NIKE INC CL B 654106103 459 4489 SH SOLE 0 0 4489 NORFOLK SOUTHN CORP COM 655844108 1766 7768 SH SOLE 0 0 7768 NORTHROP GRUMMAN CORP COM 666807102 3475 7261 SH SOLE 0 0 7261 NOVARTIS AG SPONSORED ADR 66987V109 371 4386 SH SOLE 0 0 4386 NOVO-NORDISK A S ADR 670100205 320 2875 SH SOLE 0 0 2875 NVIDIA CORPORATION COM 67066G104 293 1933 SH SOLE 0 0 1933 NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 650 19800 SH SOLE 0 0 19800 OLD DOMINION FREIGHT LINE IN COM 679580100 276 1078 SH SOLE 0 0 1078 ORACLE CORP COM 68389X105 829 11860 SH SOLE 0 0 11860 PPG INDS INC COM 693506107 3582 31330 SH SOLE 0 0 31330 PGIM SHORT DUR HIG YLD OPP F COM 69355J104 150 10067 SH SOLE 0 0 10067 PACKAGING CORP AMER COM 695156109 335 2435 SH SOLE 0 0 2435 PEPSICO INC COM 713448108 5398 32387 SH SOLE 0 0 32387 PFIZER INC COM 717081103 3898 74338 SH SOLE 0 0 74338 PHILIP MORRIS INTL INC COM 718172109 674 6831 SH SOLE 0 0 6831 PHILLIPS 66 COM 718546104 210 2559 SH SOLE 0 0 2559 PIMCO ETF TR INV GRD CRP BD 72201R817 871 9037 SH SOLE 0 0 9037 PITNEY BOWES INC COM 724479100 61 16951 SH SOLE 0 0 16951 PROCTER AND GAMBLE CO COM 742718109 4388 30519 SH SOLE 0 0 30519 PROSHARES TR S&P 500 DV ARIST 74348A467 231 2707 SH SOLE 0 0 2707 PRUDENTIAL FINL INC COM 744320102 272 2847 SH SOLE 0 0 2847 PUBLIC SVC ENTERPRISE GRP IN COM 744573106 385 6088 SH SOLE 0 0 6088 QUALCOMM INC COM 747525103 314 2456 SH SOLE 0 0 2456 RAYTHEON TECHNOLOGIES CORP COM 75513E101 1828 19015 SH SOLE 0 0 19015 REPUBLIC FIRST BANCORP INC COM 760416107 337 88430 SH SOLE 0 0 88430 RIVIAN AUTOMOTIVE INC COM CL A 76954A103 368 14285 SH SOLE 0 0 14285 ROCKWELL AUTOMATION INC COM 773903109 216 1083 SH SOLE 0 0 1083 SHELL PLC SPON ADS 780259305 238 4551 SH SOLE 0 0 4551 SPDR S&P 500 ETF TR TR UNIT 78462F103 4465 11835 SH SOLE 0 0 11835 SPDR GOLD TR GOLD SHS 78463V107 945 5611 SH SOLE 0 0 5611 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 401 11527 SH SOLE 0 0 11527 SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 16353 370487 SH SOLE 0 0 370487 SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 201 7136 SH SOLE 0 0 7136 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 745 25819 SH SOLE 0 0 25819 SPDR SER TR NUVEEN BLOOMBERG 78464A284 236 4600 SH SOLE 0 0 4600 SPDR SER TR S&P 600 SMCP VAL 78464A300 4098 56591 SH SOLE 0 0 56591 SPDR SER TR BBG CONV SEC ETF 78464A359 7785 120580 SH SOLE 0 0 120580 SPDR SER TR PORT MTG BK ETF 78464A383 1832 80194 SH SOLE 0 0 80194 SPDR SER TR PRTFLO S&P500 GW 78464A409 1259 24083 SH SOLE 0 0 24083 SPDR SER TR PRTFLO S&P500 VL 78464A508 1611 43764 SH SOLE 0 0 43764 SPDR SER TR S&P DIVID ETF 78464A763 464 3909 SH SOLE 0 0 3909 SPDR SER TR PORTFOLIO S&P400 78464A847 1110 27959 SH SOLE 0 0 27959 SPDR SER TR S&P BIOTECH 78464A870 208 2801 SH SOLE 0 0 2801 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4811 11634 SH SOLE 0 0 11634 SPDR SER TR BLOOMBERG INVT 78468R200 496 16475 SH SOLE 0 0 16475 SPDR SER TR NUVEEN BLMBRG MU 78468R721 436 9506 SH SOLE 0 0 9506 SPDR SER TR NUVEEN BLMBRG SH 78468R739 3855 81578 SH SOLE 0 0 81578 SPDR SER TR SPDR S&P 500 ETF 78468R796 1088 11794 SH SOLE 0 0 11794 SPDR SER TR PORTFOLIO S&P600 78468R853 916 25471 SH SOLE 0 0 25471 SVB FINANCIAL GROUP COM 78486Q101 577 1460 SH SOLE 0 0 1460 SALESFORCE INC COM 79466L302 283 1713 SH SOLE 0 0 1713 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 418 7205 SH SOLE 0 0 7205 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 232 3233 SH SOLE 0 0 3233 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 298 9472 SH SOLE 0 0 9472 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 240 1873 SH SOLE 0 0 1873 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 240 1743 SH SOLE 0 0 1743 SELECT SECTOR SPDR TR ENERGY 81369Y506 313 4373 SH SOLE 0 0 4373 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 470 3694 SH SOLE 0 0 3694 SOUTHERN CO COM 842587107 431 6039 SH SOLE 0 0 6039 SOUTHWEST AIRLS CO COM 844741108 407 11257 SH SOLE 0 0 11257 STARBUCKS CORP COM 855244109 470 6153 SH SOLE 0 0 6153 STATE STR CORP COM 857477103 204 3309 SH SOLE 0 0 3309 STRYKER CORPORATION COM 863667101 862 4335 SH SOLE 0 0 4335 SYSCO CORP COM 871829107 215 2534 SH SOLE 0 0 2534 TJX COS INC NEW COM 872540109 232 4148 SH SOLE 0 0 4148 TARGET CORP COM 87612E106 216 1529 SH SOLE 0 0 1529 TELEDYNE TECHNOLOGIES INC COM 879360105 563 1502 SH SOLE 0 0 1502 TESLA INC COM 88160R101 691 1026 SH SOLE 0 0 1026 TEXAS INSTRS INC COM 882508104 965 6280 SH SOLE 0 0 6280 THERMO FISHER SCIENTIFIC INC COM 883556102 1252 2304 SH SOLE 0 0 2304 3M CO COM 88579Y101 1462 11295 SH SOLE 0 0 11295 TRAVELERS COMPANIES INC COM 89417E109 398 2354 SH SOLE 0 0 2354 TRUIST FINL CORP COM 89832Q109 810 17086 SH SOLE 0 0 17086 UNION PAC CORP COM 907818108 1617 7583 SH SOLE 0 0 7583 UNITED PARCEL SERVICE INC CL B 911312106 260 1423 SH SOLE 0 0 1423 UNITEDHEALTH GROUP INC COM 91324P102 2753 5359 SH SOLE 0 0 5359 VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 272 4271 SH SOLE 0 0 4271 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 135338 943320 SH SOLE 0 0 943320 VANGUARD STAR FDS VG TL INTL STK F 921909768 383 7416 SH SOLE 0 0 7416 VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 595 2733 SH SOLE 0 0 2733 VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 731 5500 SH SOLE 0 0 5500 VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 262 1700 SH SOLE 0 0 1700 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 481 2826 SH SOLE 0 0 2826 VANGUARD BD INDEX FDS INTERMED TERM 921937819 30863 397469 SH SOLE 0 0 397469 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 16374 213233 SH SOLE 0 0 213233 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2923 38838 SH SOLE 0 0 38838 VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 24984 612360 SH SOLE 0 0 612360 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1730 17010 SH SOLE 0 0 17010 VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 9457 154278 SH SOLE 0 0 154278 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1363 27187 SH SOLE 0 0 27187 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 5054 102021 SH SOLE 0 0 102021 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2650 59854 SH SOLE 0 0 59854 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 12806 124073 SH SOLE 0 0 124073 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2379 27875 SH SOLE 0 0 27875 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 219 4391 SH SOLE 0 0 4391 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 36761 882614 SH SOLE 0 0 882614 VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 262 4133 SH SOLE 0 0 4133 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 333 6307 SH SOLE 0 0 6307 VANGUARD WORLD FDS ENERGY ETF 92204A306 496 4984 SH SOLE 0 0 4984 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 301 1277 SH SOLE 0 0 1277 VANGUARD WORLD FDS INF TECH ETF 92204A702 731 2238 SH SOLE 0 0 2238 VANGUARD WORLD FDS MATERIALS ETF 92204A801 1921 11991 SH SOLE 0 0 11991 VANGUARD WORLD FDS UTILITIES ETF 92204A876 403 2648 SH SOLE 0 0 2648 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 795 10423 SH SOLE 0 0 10423 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 249 3109 SH SOLE 0 0 3109 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 16868 337903 SH SOLE 0 0 337903 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2795 8057 SH SOLE 0 0 8057 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 255 1455 SH SOLE 0 0 1455 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 8968 98433 SH SOLE 0 0 98433 VANGUARD INDEX FDS SML CP GRW ETF 922908595 4415 22407 SH SOLE 0 0 22407 VANGUARD INDEX FDS SM CP VAL ETF 922908611 29537 197147 SH SOLE 0 0 197147 VANGUARD INDEX FDS MID CAP ETF 922908629 2329 11823 SH SOLE 0 0 11823 VANGUARD INDEX FDS LARGE CAP ETF 922908637 3963 22993 SH SOLE 0 0 22993 VANGUARD INDEX FDS GROWTH ETF 922908736 147125 660078 SH SOLE 0 0 660078 VANGUARD INDEX FDS VALUE ETF 922908744 161850 1227253 SH SOLE 0 0 1227253 VANGUARD INDEX FDS SMALL CP ETF 922908751 625 3546 SH SOLE 0 0 3546 VANGUARD INDEX FDS TOTAL STK MKT 922908769 6459 34241 SH SOLE 0 0 34241 VERISIGN INC COM 92343E102 272 1626 SH SOLE 0 0 1626 VERIZON COMMUNICATIONS INC COM 92343V104 1182 23292 SH SOLE 0 0 23292 VISA INC COM CL A 92826C839 2965 15058 SH SOLE 0 0 15058 WSFS FINL CORP COM 929328102 3827 95469 SH SOLE 0 0 95469 WALMART INC COM 931142103 856 7043 SH SOLE 0 0 7043 WASTE MGMT INC DEL COM 94106L109 283 1851 SH SOLE 0 0 1851 WEBSTER FINL CORP COM 947890109 255 6051 SH SOLE 0 0 6051 WELLS FARGO CO NEW COM 949746101 450 11494 SH SOLE 0 0 11494 WISDOMTREE TR US MIDCAP DIVID 97717W505 3236 83027 SH SOLE 0 0 83027 WISDOMTREE TR US LARGECAP FUND 97717W588 1326 32491 SH SOLE 0 0 32491 WISDOMTREE TR INTL EQUITY FD 97717W703 377 8291 SH SOLE 0 0 8291 WISDOMTREE TR INTL SMCAP DIV 97717W760 445 7618 SH SOLE 0 0 7618 YUM BRANDS INC COM 988498101 525 4621 SH SOLE 0 0 4621 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1193 4298 SH SOLE 0 0 4298 EATON CORP PLC SHS G29183103 277 2197 SH SOLE 0 0 2197 LINDE PLC SHS G5494J103 239 830 SH SOLE 0 0 830 MEDTRONIC PLC SHS G5960L103 228 2540 SH SOLE 0 0 2540 CHUBB LIMITED COM H1467J104 236 1198 SH SOLE 0 0 1198 TE CONNECTIVITY LTD SHS H84989104 261 2305 SH SOLE 0 0 2305 CERAGON NETWORKS LTD ORD M22013102 26 10000 SH SOLE 0 0 10000