The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   979,827 8,902 SH   SOLE 0 0 0 8,902
ABBVIE INC COM 00287Y109   1,521,208 9,816 SH   SOLE 0 0 0 9,816
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   368,743 18,680 SH   SOLE 0 0 0 18,680
ADVANCED MICRO DEVICES INC COM 007903107   404,788 2,746 SH   SOLE 0 0 0 2,746
ALBERTSONS COS INC COMMON STOCK 013091103   249,136 10,832 SH   SOLE 0 0 0 10,832
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106   429,449 13,840 SH   SOLE 0 0 0 13,840
ALLSTATE CORP COM 020002101   513,167 3,666 SH   SOLE 0 0 0 3,666
ALPHABET INC CAP STK CL A 02079K305   858,395 6,145 SH   SOLE 0 0 0 6,145
ALPHABET INC CAP STK CL C 02079K107   4,250,167 30,158 SH   SOLE 0 0 0 30,158
AMAZON COM INC COM 023135106   5,941,614 39,105 SH   SOLE 0 0 0 39,105
AMGEN INC COM 031162100   416,429 1,446 SH   SOLE 0 0 0 1,446
APPLE INC COM 037833100   32,030,116 166,364 SH   SOLE 0 0 0 166,364
AT&T INC COM 00206R102   628,383 37,448 SH   SOLE 0 0 0 37,448
BANK AMERICA CORP COM 060505104   355,670 10,563 SH   SOLE 0 0 0 10,563
BECTON DICKINSON & CO COM 075887109   232,370 953 SH   SOLE 0 0 0 953
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,630,160 12,982 SH   SOLE 0 0 0 12,982
BLACKSTONE INC COM 09260D107   261,840 2,000 SH   SOLE 0 0 0 2,000
BOEING CO COM 097023105   381,867 1,465 SH   SOLE 0 0 0 1,465
CAPITAL ONE FINL CORP COM 14040H105   5,144,100 39,232 SH   SOLE 0 0 0 39,232
CATERPILLAR INC COM 149123101   423,695 1,433 SH   SOLE 0 0 0 1,433
CBOE GLOBAL MKTS INC COM 12503M108   389,796 2,183 SH   SOLE 0 0 0 2,183
CDW CORP COM 12514G108   252,936 1,113 SH   SOLE 0 0 0 1,113
CHEVRON CORP NEW COM 166764100   327,581 2,196 SH   SOLE 0 0 0 2,196
CISCO SYS INC COM 17275R102   426,586 8,444 SH   SOLE 0 0 0 8,444
COCA COLA CO COM 191216100   477,870 8,109 SH   SOLE 0 0 0 8,109
COSTCO WHSL CORP NEW COM 22160K105   2,021,563 3,063 SH   SOLE 0 0 0 3,063
CYBIN INC COM 23256X100   17,917 43,700 SH   SOLE 0 0 0 43,700
DANAHER CORPORATION COM 235851102   274,832 1,188 SH   SOLE 0 0 0 1,188
DEERE & CO COM 244199105   747,009 1,868 SH   SOLE 0 0 0 1,868
DISNEY WALT CO COM 254687106   698,836 7,740 SH   SOLE 0 0 0 7,740
EATON CORP PLC SHS G29183103   248,045 1,030 SH   SOLE 0 0 0 1,030
ELI LILLY & CO COM 532457108   1,414,747 2,427 SH   SOLE 0 0 0 2,427
EMPIRE PETE CORP COM 292034303   187,863 17,094 SH   SOLE 0 0 0 17,094
EQUIFAX INC COM 294429105   247,290 1,000 SH   SOLE 0 0 0 1,000
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201   404,626 6,698 SH   SOLE 0 0 0 6,698
EXXON MOBIL CORP COM 30231G102   1,019,499 10,197 SH   SOLE 0 0 0 10,197
HERSHEY CO COM 427866108   279,660 1,500 SH   SOLE 0 0 0 1,500
HOME DEPOT INC COM 437076102   843,540 2,434 SH   SOLE 0 0 0 2,434
ILLINOIS TOOL WKS INC COM 452308109   226,578 865 SH   SOLE 0 0 0 865
INTEL CORP COM 458140100   302,560 6,021 SH   SOLE 0 0 0 6,021
INTERNATIONAL BUSINESS MACHS COM 459200101   339,203 2,074 SH   SOLE 0 0 0 2,074
INVESCO QQQ TR UNIT SER 1 46090E103   7,984,921 19,498 SH   SOLE 0 0 0 19,498
ISHARES GOLD TR ISHARES NEW 464285204   2,083,578 53,384 SH   SOLE 0 0 0 53,384
ISHARES TR RUS 1000 VAL ETF 464287598   36,155,272 218,791 SH   SOLE 0 0 0 218,791
ISHARES TR GL CLEAN ENE ETF 464288224   192,056 12,335 SH   SOLE 0 0 0 12,335
ISHARES TR CORE S&P SCP ETF 464287804   350,081 3,234 SH   SOLE 0 0 0 3,234
ISHARES TR CORE S&P US VLU 464287663   30,664,002 363,619 SH   SOLE 0 0 0 363,619
ISHARES TR RUS 1000 ETF 464287622   3,984,516 15,193 SH   SOLE 0 0 0 15,193
ISHARES TR RUS MID CAP ETF 464287499   4,934,845 63,487 SH   SOLE 0 0 0 63,487
ISHARES TR CORE S&P MCP ETF 464287507   33,526,070 120,967 SH   SOLE 0 0 0 120,967
ISHARES TR RUS 1000 GRW ETF 464287614   41,514,896 136,936 SH   SOLE 0 0 0 136,936
ISHARES TR RUS MD CP GR ETF 464287481   1,736,648 16,625 SH   SOLE 0 0 0 16,625
ISHARES TR CORE S&P500 ETF 464287200   16,197,671 33,913 SH   SOLE 0 0 0 33,913
ISHARES TR MSCI INDIA ETF 46429B598   231,018 4,733 SH   SOLE 0 0 0 4,733
JOHNSON & JOHNSON COM 478160104   793,888 5,065 SH   SOLE 0 0 0 5,065
JPMORGAN CHASE & CO COM 46625H100   721,734 4,243 SH   SOLE 0 0 0 4,243
MASTERCARD INCORPORATED CL A 57636Q104   280,217 657 SH   SOLE 0 0 0 657
MCDONALDS CORP COM 580135101   1,295,459 4,369 SH   SOLE 0 0 0 4,369
MERCK & CO INC COM 58933Y105   736,209 6,753 SH   SOLE 0 0 0 6,753
META PLATFORMS INC CL A 30303M102   1,533,355 4,332 SH   SOLE 0 0 0 4,332
MICROSOFT CORP COM 594918104   11,588,692 30,818 SH   SOLE 0 0 0 30,818
MODERNA INC COM 60770K107   216,005 2,172 SH   SOLE 0 0 0 2,172
NETFLIX INC COM 64110L106   540,437 1,110 SH   SOLE 0 0 0 1,110
NVIDIA CORPORATION COM 67066G104   3,433,555 6,933 SH   SOLE 0 0 0 6,933
ORACLE CORP COM 68389X105   1,719,646 16,311 SH   SOLE 0 0 0 16,311
PEPSICO INC COM 713448108   1,157,665 6,816 SH   SOLE 0 0 0 6,816
PFIZER INC COM 717081103   783,282 27,207 SH   SOLE 0 0 0 27,207
PNC FINL SVCS GROUP INC COM 693475105   211,370 1,365 SH   SOLE 0 0 0 1,365
PROCTER AND GAMBLE CO COM 742718109   408,554 2,788 SH   SOLE 0 0 0 2,788
QUALCOMM INC COM 747525103   452,205 3,127 SH   SOLE 0 0 0 3,127
SAB BIOTHERAPEUTICS INC COM 78397T103   9,453 13,750 SH   SOLE 0 0 0 13,750
SANDY SPRING BANCORP INC COM 800363103   373,161 13,699 SH   SOLE 0 0 0 13,699
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   17,168,878 509,009 SH   SOLE 0 0 0 509,009
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   27,595,373 362,477 SH   SOLE 0 0 0 362,477
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   38,679,505 466,243 SH   SOLE 0 0 0 466,243
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   8,871,190 117,780 SH   SOLE 0 0 0 117,780
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   3,779,091 53,910 SH   SOLE 0 0 0 53,910
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   473,489 2,648 SH   SOLE 0 0 0 2,648
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   255,053 1,325 SH   SOLE 0 0 0 1,325
SHOPIFY INC CL A 82509L107   547,092 7,023 SH   SOLE 0 0 0 7,023
SOUTHERN CO COM 842587107   259,514 3,701 SH   SOLE 0 0 0 3,701
SPDR GOLD TR GOLD SHS 78463V107   1,498,008 7,836 SH   SOLE 0 0 0 7,836
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,254,711 23,679 SH   SOLE 0 0 0 23,679
SPDR SER TR S&P DIVID ETF 78464A763   445,773 3,567 SH   SOLE 0 0 0 3,567
SPROTT PHYSICAL GOLD TR UNIT 85207H104   286,660 17,995 SH   SOLE 0 0 0 17,995
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   653,034 80,821 SH   SOLE 0 0 0 80,821
TESLA INC COM 88160R101   2,583,198 10,396 SH   SOLE 0 0 0 10,396
THE LION ELECTRIC COMPANY COMMON STOCK 536221104   19,328 10,920 SH   SOLE 0 0 0 10,920
VANECK ETF TRUST PHARMACEUTCL ETF 92189F692   243,692 2,995 SH   SOLE 0 0 0 2,995
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   256,594 3,332 SH   SOLE 0 0 0 3,332
VANGUARD INDEX FDS GROWTH ETF 922908736   50,216,547 161,530 SH   SOLE 0 0 0 161,530
VANGUARD INDEX FDS VALUE ETF 922908744   62,742,290 419,681 SH   SOLE 0 0 0 419,681
VANGUARD INDEX FDS MID CAP ETF 922908629   59,523,631 255,862 SH   SOLE 0 0 0 255,862
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,855,102 18,071 SH   SOLE 0 0 0 18,071
VANGUARD INDEX FDS TOTAL STK MKT 922908769   60,119,829 253,435 SH   SOLE 0 0 0 253,435
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   47,891,897 109,643 SH   SOLE 0 0 0 109,643
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   46,115,807 591,077 SH   SOLE 0 0 0 591,077
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   1,609,695 7,420 SH   SOLE 0 0 0 7,420
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,192,118 6,996 SH   SOLE 0 0 0 6,996
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   12,445,579 259,824 SH   SOLE 0 0 0 259,824
VANGUARD WORLD FDS INF TECH ETF 92204A702   249,744 516 SH   SOLE 0 0 0 516
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   200,508 1,050 SH   SOLE 0 0 0 1,050
VERIZON COMMUNICATIONS INC COM 92343V104   326,143 8,651 SH   SOLE 0 0 0 8,651
VISA INC COM CL A 92826C839   494,692 1,900 SH   SOLE 0 0 0 1,900
WISDOMTREE TR US AI ENHANCED 97717W406   549,527 5,730 SH   SOLE 0 0 0 5,730
WISDOMTREE TR US LARGECAP DIVD 97717W307   3,030,911 45,660 SH   SOLE 0 0 0 45,660