The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,637,040 16,167 SH   SOLE 0 0 0 16,167
ABBVIE INC COM 00287Y109   2,421,296 15,193 SH   SOLE 0 0 0 15,193
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   388,250 20,575 SH   SOLE 0 0 0 20,575
ADVANCED MICRO DEVICES INC COM 007903107   256,688 2,619 SH   SOLE 0 0 0 2,619
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106   505,975 13,840 SH   SOLE 0 0 0 13,840
ALLSTATE CORP COM 020002101   438,364 3,956 SH   SOLE 0 0 0 3,956
ALPHABET INC CAP STK CL A 02079K305   710,551 6,850 SH   SOLE 0 0 0 6,850
ALPHABET INC CAP STK CL C 02079K107   2,983,240 28,685 SH   SOLE 0 0 0 28,685
ALTRIA GROUP INC COM 02209S103   235,985 5,289 SH   SOLE 0 0 0 5,289
AMAZON COM INC COM 023135106   3,982,449 38,556 SH   SOLE 0 0 0 38,556
AMGEN INC COM 031162100   344,922 1,427 SH   SOLE 0 0 0 1,427
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   541,840 15,276 SH   SOLE 0 0 0 15,276
APPLE INC COM 037833100   27,927,613 169,361 SH   SOLE 0 0 0 169,361
AT&T INC COM 00206R102   553,266 28,741 SH   SOLE 0 0 0 28,741
BANK AMERICA CORP COM 060505104   333,014 11,644 SH   SOLE 0 0 0 11,644
BECTON DICKINSON & CO COM 075887109   237,143 958 SH   SOLE 0 0 0 958
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,022,038 13,026 SH   SOLE 0 0 0 13,026
BOEING CO COM 097023105   269,574 1,269 SH   SOLE 0 0 0 1,269
BRISTOL-MYERS SQUIBB CO COM 110122108   247,536 3,571 SH   SOLE 0 0 0 3,571
CAPITAL ONE FINL CORP COM 14040H105   3,972,081 41,307 SH   SOLE 0 0 0 41,307
CATERPILLAR INC COM 149123101   317,172 1,386 SH   SOLE 0 0 0 1,386
CBOE GLOBAL MKTS INC COM 12503M108   319,894 2,383 SH   SOLE 0 0 0 2,383
CDW CORP COM 12514G108   214,903 1,103 SH   SOLE 0 0 0 1,103
CHEVRON CORP NEW COM 166764100   354,426 2,172 SH   SOLE 0 0 0 2,172
CISCO SYS INC COM 17275R102   475,979 9,105 SH   SOLE 0 0 0 9,105
COCA COLA CO COM 191216100   520,494 8,391 SH   SOLE 0 0 0 8,391
CONSOLIDATED EDISON INC COM 209115104   242,523 2,535 SH   SOLE 0 0 0 2,535
COSTCO WHSL CORP NEW COM 22160K105   1,551,498 3,123 SH   SOLE 0 0 0 3,123
CYBIN INC COM 23256X100   16,825 43,700 SH   SOLE 0 0 0 43,700
DANAHER CORPORATION COM 235851102   299,424 1,188 SH   SOLE 0 0 0 1,188
DEERE & CO COM 244199105   918,513 2,225 SH   SOLE 0 0 0 2,225
DISNEY WALT CO COM 254687106   917,882 9,167 SH   SOLE 0 0 0 9,167
DOMINION ENERGY INC COM 25746U109   250,309 4,477 SH   SOLE 0 0 0 4,477
EQUIFAX INC COM 294429105   202,840 1,000 SH   SOLE 0 0 0 1,000
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201   281,564 5,888 SH   SOLE 0 0 0 5,888
EXELON CORP COM 30161N101   224,852 5,368 SH   SOLE 0 0 0 5,368
EXXON MOBIL CORP COM 30231G102   1,146,990 10,460 SH   SOLE 0 0 0 10,460
GILEAD SCIENCES INC COM 375558103   219,041 2,640 SH   SOLE 0 0 0 2,640
GLOBAL X FDS AUTONMOUS EV ETF 37954Y624   341,746 14,335 SH   SOLE 0 0 0 14,335
HERSHEY CO COM 427866108   381,615 1,500 SH   SOLE 0 0 0 1,500
HOME DEPOT INC COM 437076102   730,253 2,474 SH   SOLE 0 0 0 2,474
ILLINOIS TOOL WKS INC COM 452308109   210,584 865 SH   SOLE 0 0 0 865
INTERNATIONAL BUSINESS MACHS COM 459200101   284,990 2,174 SH   SOLE 0 0 0 2,174
INVESCO QQQ TR UNIT SER 1 46090E103   5,940,221 18,509 SH   SOLE 0 0 0 18,509
ISHARES GOLD TR ISHARES NEW 464285204   2,206,474 59,044 SH   SOLE 0 0 0 59,044
ISHARES TR CORE S&P MCP ETF 464287507   8,968,236 35,850 SH   SOLE 0 0 0 35,850
ISHARES TR CORE S&P SCP ETF 464287804   321,141 3,321 SH   SOLE 0 0 0 3,321
ISHARES TR CORE S&P500 ETF 464287200   13,740,042 33,424 SH   SOLE 0 0 0 33,424
ISHARES TR RUS 1000 ETF 464287622   3,585,211 15,918 SH   SOLE 0 0 0 15,918
ISHARES TR RUS 1000 VAL ETF 464287598   35,757,839 234,847 SH   SOLE 0 0 0 234,847
ISHARES TR RUS 1000 GRW ETF 464287614   34,524,002 141,301 SH   SOLE 0 0 0 141,301
ISHARES TR CORE S&P US VLU 464287663   11,000,524 149,099 SH   SOLE 0 0 0 149,099
ISHARES TR RUS MID CAP ETF 464287499   4,279,174 61,201 SH   SOLE 0 0 0 61,201
ISHARES TR RUS MD CP GR ETF 464287481   1,513,706 16,625 SH   SOLE 0 0 0 16,625
ISHARES TR RUS MDCP VAL ETF 464287473   1,780,974 16,770 SH   SOLE 0 0 0 16,770
JOHNSON & JOHNSON COM 478160104   829,560 5,352 SH   SOLE 0 0 0 5,352
JPMORGAN CHASE & CO COM 46625H100   571,800 4,388 SH   SOLE 0 0 0 4,388
LILLY ELI & CO COM 532457108   691,991 2,015 SH   SOLE 0 0 0 2,015
LOTTERY COM INC COM 54570M108   12,124 43,300 SH   SOLE 0 0 0 43,300
MASTERCARD INCORPORATED CL A 57636Q104   238,760 657 SH   SOLE 0 0 0 657
MCDONALDS CORP COM 580135101   2,156,578 7,713 SH   SOLE 0 0 0 7,713
MERCK & CO INC COM 58933Y105   693,291 6,517 SH   SOLE 0 0 0 6,517
META PLATFORMS INC CL A 30303M102   896,082 4,228 SH   SOLE 0 0 0 4,228
MICROSOFT CORP COM 594918104   9,083,109 31,506 SH   SOLE 0 0 0 31,506
MODERNA INC COM 60770K107   201,343 1,311 SH   SOLE 0 0 0 1,311
NETFLIX INC COM 64110L106   361,718 1,047 SH   SOLE 0 0 0 1,047
NVIDIA CORPORATION COM 67066G104   1,910,313 6,877 SH   SOLE 0 0 0 6,877
ORACLE CORP COM 68389X105   1,500,704 16,150 SH   SOLE 0 0 0 16,150
PEPSICO INC COM 713448108   1,315,333 7,215 SH   SOLE 0 0 0 7,215
PFIZER INC COM 717081103   1,223,639 29,991 SH   SOLE 0 0 0 29,991
PORCH GROUP INC COM 733245104   15,946 11,151 SH   SOLE 0 0 0 11,151
PROCTER AND GAMBLE CO COM 742718109   414,548 2,788 SH   SOLE 0 0 0 2,788
PTC THERAPEUTICS INC COM 69366J200   239,245 4,939 SH   SOLE 0 0 0 4,939
QUALCOMM INC COM 747525103   423,682 3,321 SH   SOLE 0 0 0 3,321
SAB BIOTHERAPEUTICS INC COM 78397T103   6,050 13,750 SH   SOLE 0 0 0 13,750
SANDY SPRING BANCORP INC COM 800363103   355,900 13,699 SH   SOLE 0 0 0 13,699
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   31,010,257 475,836 SH   SOLE 0 0 0 475,836
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   13,702,685 208,946 SH   SOLE 0 0 0 208,946
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   12,587,363 402,538 SH   SOLE 0 0 0 402,538
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   25,927,767 382,134 SH   SOLE 0 0 0 382,134
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   27,084,126 370,204 SH   SOLE 0 0 0 370,204
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   200,088 1,325 SH   SOLE 0 0 0 1,325
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   395,982 2,648 SH   SOLE 0 0 0 2,648
SHOPIFY INC CL A 82509L107   341,477 7,123 SH   SOLE 0 0 0 7,123
SOUTHERN CO COM 842587107   257,516 3,701 SH   SOLE 0 0 0 3,701
SPDR GOLD TR GOLD SHS 78463V107   1,414,642 7,721 SH   SOLE 0 0 0 7,721
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,923,215 24,239 SH   SOLE 0 0 0 24,239
SPDR SER TR S&P DIVID ETF 78464A763   793,249 6,412 SH   SOLE 0 0 0 6,412
SPROTT PHYSICAL GOLD TR UNIT 85207H104   243,804 15,770 SH   SOLE 0 0 0 15,770
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   561,374 67,311 SH   SOLE 0 0 0 67,311
TESLA INC COM 88160R101   2,191,400 10,563 SH   SOLE 0 0 0 10,563
UNITED PARCEL SERVICE INC CL B 911312106   237,832 1,226 SH   SOLE 0 0 0 1,226
VANECK ETF TRUST PHARMACEUTCL ETF 92189F692   339,631 4,375 SH   SOLE 0 0 0 4,375
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   254,014 3,321 SH   SOLE 0 0 0 3,321
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,755,647 13,095 SH   SOLE 0 0 0 13,095
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   38,967,641 103,618 SH   SOLE 0 0 0 103,618
VANGUARD INDEX FDS VALUE ETF 922908744   55,149,039 399,312 SH   SOLE 0 0 0 399,312
VANGUARD INDEX FDS MID CAP ETF 922908629   52,088,011 246,956 SH   SOLE 0 0 0 246,956
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,623,629 19,116 SH   SOLE 0 0 0 19,116
VANGUARD INDEX FDS GROWTH ETF 922908736   35,629,886 142,840 SH   SOLE 0 0 0 142,840
VANGUARD INDEX FDS TOTAL STK MKT 922908769   49,214,614 241,130 SH   SOLE 0 0 0 241,130
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   208,690 1,120 SH   SOLE 0 0 0 1,120
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   35,674,941 567,259 SH   SOLE 0 0 0 567,259
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,077,454 6,996 SH   SOLE 0 0 0 6,996
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,891,762 218,990 SH   SOLE 0 0 0 218,990
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   315,259 2,988 SH   SOLE 0 0 0 2,988
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   281,572 1,455 SH   SOLE 0 0 0 1,455
VERIZON COMMUNICATIONS INC COM 92343V104   381,783 9,817 SH   SOLE 0 0 0 9,817
VISA INC COM CL A 92826C839   425,912 1,889 SH   SOLE 0 0 0 1,889
WALGREENS BOOTS ALLIANCE INC COM 931427108   235,213 6,802 SH   SOLE 0 0 0 6,802
WASTE MGMT INC DEL COM 94106L109   237,739 1,457 SH   SOLE 0 0 0 1,457
WILLIAMS SONOMA INC COM 969904101   2,740,270 22,524 SH   SOLE 0 0 0 22,524
WISDOMTREE TR US AI ENHANCED 97717W406   774,069 8,445 SH   SOLE 0 0 0 8,445
WISDOMTREE TR US LARGECAP DIVD 97717W307   3,020,005 48,820 SH   SOLE 0 0 0 48,820