The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,733,903 15,793 SH   SOLE 0 0 0 15,793
ABBVIE INC COM 00287Y109   2,454,170 15,186 SH   SOLE 0 0 0 15,186
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   359,445 20,575 SH   SOLE 0 0 0 20,575
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106   558,152 16,240 SH   SOLE 0 0 0 16,240
ALLSTATE CORP COM 020002101   536,434 3,956 SH   SOLE 0 0 0 3,956
ALPHABET INC CAP STK CL A 02079K305   534,674 6,060 SH   SOLE 0 0 0 6,060
ALPHABET INC CAP STK CL C 02079K107   2,536,170 28,583 SH   SOLE 0 0 0 28,583
ALTRIA GROUP INC COM 02209S103   241,246 5,278 SH   SOLE 0 0 0 5,278
AMAZON COM INC COM 023135106   3,211,404 38,231 SH   SOLE 0 0 0 38,231
AMGEN INC COM 031162100   372,935 1,420 SH   SOLE 0 0 0 1,420
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   511,220 14,256 SH   SOLE 0 0 0 14,256
APPLE INC COM 037833100   21,951,795 168,951 SH   SOLE 0 0 0 168,951
AT&T INC COM 00206R102   529,003 28,735 SH   SOLE 0 0 0 28,735
AVALON GLOBOCARE CORP COM 05344R104   5,200 10,000 SH   SOLE 0 0 0 10,000
BANK AMERICA CORP COM 060505104   395,451 11,940 SH   SOLE 0 0 0 11,940
BAXTER INTL INC COM 071813109   211,712 4,154 SH   SOLE 0 0 0 4,154
BECTON DICKINSON & CO COM 075887109   243,619 958 SH   SOLE 0 0 0 958
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,031,454 13,051 SH   SOLE 0 0 0 13,051
BOEING CO COM 097023105   242,684 1,274 SH   SOLE 0 0 0 1,274
BRISTOL-MYERS SQUIBB CO COM 110122108   206,291 2,867 SH   SOLE 0 0 0 2,867
CAPITAL ONE FINL CORP COM 14040H105   3,917,985 42,147 SH   SOLE 0 0 0 42,147
CATERPILLAR INC COM 149123101   327,718 1,368 SH   SOLE 0 0 0 1,368
CBOE GLOBAL MKTS INC COM 12503M108   298,995 2,383 SH   SOLE 0 0 0 2,383
CHEVRON CORP NEW COM 166764100   403,760 2,249 SH   SOLE 0 0 0 2,249
CISCO SYS INC COM 17275R102   431,572 9,059 SH   SOLE 0 0 0 9,059
COCA COLA CO COM 191216100   533,752 8,391 SH   SOLE 0 0 0 8,391
CONSOLIDATED EDISON INC COM 209115104   241,611 2,535 SH   SOLE 0 0 0 2,535
COSTCO WHSL CORP NEW COM 22160K105   1,334,132 2,923 SH   SOLE 0 0 0 2,923
CYBIN INC COM 23256X100   12,983 43,700 SH   SOLE 0 0 0 43,700
DANAHER CORPORATION COM 235851102   315,319 1,188 SH   SOLE 0 0 0 1,188
DEERE & CO COM 244199105   952,692 2,222 SH   SOLE 0 0 0 2,222
DISNEY WALT CO COM 254687106   810,408 9,328 SH   SOLE 0 0 0 9,328
DOMINION ENERGY INC COM 25746U109   285,015 4,648 SH   SOLE 0 0 0 4,648
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201   259,366 5,888 SH   SOLE 0 0 0 5,888
EXELON CORP COM 30161N101   231,737 5,361 SH   SOLE 0 0 0 5,361
EXXON MOBIL CORP COM 30231G102   1,131,544 10,259 SH   SOLE 0 0 0 10,259
FIFTH THIRD BANCORP COM 316773100   205,128 6,252 SH   SOLE 0 0 0 6,252
GILEAD SCIENCES INC COM 375558103   226,644 2,640 SH   SOLE 0 0 0 2,640
GLOBAL X FDS AUTONMOUS EV ETF 37954Y624   284,836 14,335 SH   SOLE 0 0 0 14,335
HERSHEY CO COM 427866108   347,355 1,500 SH   SOLE 0 0 0 1,500
HOME DEPOT INC COM 437076102   781,133 2,473 SH   SOLE 0 0 0 2,473
INTERNATIONAL BUSINESS MACHS COM 459200101   292,206 2,074 SH   SOLE 0 0 0 2,074
INVESCO QQQ TR UNIT SER 1 46090E103   4,849,295 18,211 SH   SOLE 0 0 0 18,211
ISHARES GOLD TR ISHARES NEW 464285204   2,334,445 67,489 SH   SOLE 0 0 0 67,489
ISHARES TR CORE S&P MCP ETF 464287507   572,070 2,365 SH   SOLE 0 0 0 2,365
ISHARES TR CORE S&P SCP ETF 464287804   291,586 3,081 SH   SOLE 0 0 0 3,081
ISHARES TR CORE S&P500 ETF 464287200   12,535,792 32,627 SH   SOLE 0 0 0 32,627
ISHARES TR RUS 1000 ETF 464287622   3,056,329 14,518 SH   SOLE 0 0 0 14,518
ISHARES TR RUS 1000 VAL ETF 464287598   36,850,212 242,995 SH   SOLE 0 0 0 242,995
ISHARES TR RUS 1000 GRW ETF 464287614   30,893,958 144,203 SH   SOLE 0 0 0 144,203
ISHARES TR RUS MID CAP ETF 464287499   3,960,057 58,711 SH   SOLE 0 0 0 58,711
ISHARES TR RUS MD CP GR ETF 464287481   1,389,850 16,625 SH   SOLE 0 0 0 16,625
ISHARES TR RUS MDCP VAL ETF 464287473   1,766,552 16,770 SH   SOLE 0 0 0 16,770
JOHNSON & JOHNSON COM 478160104   951,614 5,387 SH   SOLE 0 0 0 5,387
JPMORGAN CHASE & CO COM 46625H100   621,017 4,631 SH   SOLE 0 0 0 4,631
LILLY ELI & CO COM 532457108   599,978 1,640 SH   SOLE 0 0 0 1,640
LOTTERY COM INC COM 54570M108   7,642 43,300 SH   SOLE 0 0 0 43,300
MASTERCARD INCORPORATED CL A 57636Q104   213,506 614 SH   SOLE 0 0 0 614
MCDONALDS CORP COM 580135101   2,003,476 7,602 SH   SOLE 0 0 0 7,602
MERCK & CO INC COM 58933Y105   744,422 6,710 SH   SOLE 0 0 0 6,710
META PLATFORMS INC CL A 30303M102   509,399 4,233 SH   SOLE 0 0 0 4,233
MICROSOFT CORP COM 594918104   7,416,699 30,926 SH   SOLE 0 0 0 30,926
MODERNA INC COM 60770K107   253,444 1,411 SH   SOLE 0 0 0 1,411
NETFLIX INC COM 64110L106   301,367 1,022 SH   SOLE 0 0 0 1,022
NVIDIA CORPORATION COM 67066G104   981,664 6,717 SH   SOLE 0 0 0 6,717
ORACLE CORP COM 68389X105   1,318,607 16,132 SH   SOLE 0 0 0 16,132
PEPSICO INC COM 713448108   1,245,147 6,892 SH   SOLE 0 0 0 6,892
PFIZER INC COM 717081103   1,586,649 30,965 SH   SOLE 0 0 0 30,965
PHILIP MORRIS INTL INC COM 718172109   201,801 1,994 SH   SOLE 0 0 0 1,994
PNC FINL SVCS GROUP INC COM 693475105   215,588 1,365 SH   SOLE 0 0 0 1,365
PORCH GROUP INC COM 733245104   20,964 11,151 SH   SOLE 0 0 0 11,151
PROCTER AND GAMBLE CO COM 742718109   443,010 2,923 SH   SOLE 0 0 0 2,923
PROSHARES TR SHT 7-10 YR TR 74348A608   294,436 10,277 SH   SOLE 0 0 0 10,277
PROSHARES TR SHRT HGH YIELD 74347R131   690,308 36,332 SH   SOLE 0 0 0 36,332
PROSHARES TR SHRT 20+YR TRE 74347X849   383,836 16,924 SH   SOLE 0 0 0 16,924
QUALCOMM INC COM 747525103   363,888 3,310 SH   SOLE 0 0 0 3,310
SAB BIOTHERAPEUTICS INC COM 78397T103   8,111 13,750 SH   SOLE 0 0 0 13,750
SANDY SPRING BANCORP INC COM 800363103   482,616 13,699 SH   SOLE 0 0 0 13,699
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   25,754,615 463,546 SH   SOLE 0 0 0 463,546
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   24,309,195 368,210 SH   SOLE 0 0 0 368,210
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   25,471,183 337,188 SH   SOLE 0 0 0 337,188
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   10,157,814 349,426 SH   SOLE 0 0 0 349,426
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   32,420,289 494,136 SH   SOLE 0 0 0 494,136
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   342,016 2,648 SH   SOLE 0 0 0 2,648
SHOPIFY INC CL A 82509L107   243,317 7,010 SH   SOLE 0 0 0 7,010
SOUTHERN CO COM 842587107   264,288 3,701 SH   SOLE 0 0 0 3,701
SPDR GOLD TR GOLD SHS 78463V107   1,330,147 7,841 SH   SOLE 0 0 0 7,841
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,336,243 24,413 SH   SOLE 0 0 0 24,413
SPDR SER TR S&P DIVID ETF 78464A763   805,741 6,440 SH   SOLE 0 0 0 6,440
SPROTT PHYSICAL GOLD TR UNIT 85207H104   222,357 15,770 SH   SOLE 0 0 0 15,770
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   554,643 67,311 SH   SOLE 0 0 0 67,311
TESLA INC COM 88160R101   1,310,882 10,642 SH   SOLE 0 0 0 10,642
UNITED PARCEL SERVICE INC CL B 911312106   213,128 1,226 SH   SOLE 0 0 0 1,226
VANECK ETF TRUST PHARMACEUTCL ETF 92189F692   342,448 4,405 SH   SOLE 0 0 0 4,405
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   254,995 3,387 SH   SOLE 0 0 0 3,387
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,770,968 13,095 SH   SOLE 0 0 0 13,095
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   35,004,492 99,631 SH   SOLE 0 0 0 99,631
VANGUARD INDEX FDS VALUE ETF 922908744   56,017,980 399,074 SH   SOLE 0 0 0 399,074
VANGUARD INDEX FDS MID CAP ETF 922908629   48,913,993 239,998 SH   SOLE 0 0 0 239,998
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,222,228 17,556 SH   SOLE 0 0 0 17,556
VANGUARD INDEX FDS GROWTH ETF 922908736   27,660,010 129,792 SH   SOLE 0 0 0 129,792
VANGUARD INDEX FDS TOTAL STK MKT 922908769   45,252,552 236,689 SH   SOLE 0 0 0 236,689
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   30,166,353 547,285 SH   SOLE 0 0 0 547,285
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   969,714 6,386 SH   SOLE 0 0 0 6,386
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,703,166 183,540 SH   SOLE 0 0 0 183,540
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   249,999 1,305 SH   SOLE 0 0 0 1,305
VERIZON COMMUNICATIONS INC COM 92343V104   386,790 9,817 SH   SOLE 0 0 0 9,817
VISA INC COM CL A 92826C839   392,474 1,889 SH   SOLE 0 0 0 1,889
WALGREENS BOOTS ALLIANCE INC COM 931427108   254,123 6,802 SH   SOLE 0 0 0 6,802
WILLIAMS SONOMA INC COM 969904101   2,588,458 22,524 SH   SOLE 0 0 0 22,524
WISDOMTREE TR US AI ENHANCED 97717W406   1,041,525 11,345 SH   SOLE 0 0 0 11,345
WISDOMTREE TR US LARGECAP DIVD 97717W307   3,024,399 48,820 SH   SOLE 0 0 0 48,820