The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,605 16,589 SH   SOLE 0 0 0 16,589
ABBVIE INC COM 00287Y109 2,145 15,979 SH   SOLE 0 0 0 15,979
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 473 29,710 SH   SOLE 0 0 0 29,710
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 569 16,239 SH   SOLE 0 0 0 16,239
ALLSTATE CORP COM 020002101 532 4,271 SH   SOLE 0 0 0 4,271
ALPHABET INC CAP STK CL A 02079K305 570 5,960 SH   SOLE 0 0 0 5,960
ALPHABET INC CAP STK CL C 02079K107 2,733 28,425 SH   SOLE 0 0 0 28,425
ALTRIA GROUP INC COM 02209S103 213 5,267 SH   SOLE 0 0 0 5,267
AMAZON COM INC COM 023135106 4,192 37,098 SH   SOLE 0 0 0 37,098
AMGEN INC COM 031162100 319 1,415 SH   SOLE 0 0 0 1,415
AMPLIFY ETF TR CWP ENHANCED DIV 032108409 456 14,256 SH   SOLE 0 0 0 14,256
APPLE INC COM 037833100 23,219 168,010 SH   SOLE 0 0 0 168,010
AT&T INC COM 00206R102 326 21,263 SH   SOLE 0 0 0 21,263
AVALON GLOBOCARE CORP COM 05344R104 6 10,000 SH   SOLE 0 0 0 10,000
BAXTER INTL INC COM 071813109 243 4,510 SH   SOLE 0 0 0 4,510
BECTON DICKINSON & CO COM 075887109 213 958 SH   SOLE 0 0 0 958
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,223 12,071 SH   SOLE 0 0 0 12,071
BK OF AMERICA CORP COM 060505104 360 11,919 SH   SOLE 0 0 0 11,919
BRISTOL-MYERS SQUIBB CO COM 110122108 202 2,843 SH   SOLE 0 0 0 2,843
CAPITAL ONE FINL CORP COM 14040H105 3,885 42,147 SH   SOLE 0 0 0 42,147
CATERPILLAR INC COM 149123101 224 1,365 SH   SOLE 0 0 0 1,365
CBOE GLOBAL MKTS INC COM 12503M108 296 2,520 SH   SOLE 0 0 0 2,520
CHEVRON CORP NEW COM 166764100 322 2,239 SH   SOLE 0 0 0 2,239
CISCO SYS INC COM 17275R102 360 9,010 SH   SOLE 0 0 0 9,010
COCA COLA CO COM 191216100 477 8,506 SH   SOLE 0 0 0 8,506
CONSOLIDATED EDISON INC COM 209115104 217 2,535 SH   SOLE 0 0 0 2,535
COSTCO WHSL CORP NEW COM 22160K105 1,394 2,953 SH   SOLE 0 0 0 2,953
CYBIN INC COM 23256X100 21 43,700 SH   SOLE 0 0 0 43,700
DANAHER CORPORATION COM 235851102 359 1,388 SH   SOLE 0 0 0 1,388
DEERE & CO COM 244199105 739 2,214 SH   SOLE 0 0 0 2,214
DISNEY WALT CO COM 254687106 868 9,205 SH   SOLE 0 0 0 9,205
DOMINION ENERGY INC COM 25746U109 321 4,648 SH   SOLE 0 0 0 4,648
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 293 6,753 SH   SOLE 0 0 0 6,753
EXXON MOBIL CORP COM 30231G102 911 10,432 SH   SOLE 0 0 0 10,432
FIFTH THIRD BANCORP COM 316773100 228 7,130 SH   SOLE 0 0 0 7,130
GLOBAL X FDS AUTONMOUS EV ETF 37954Y624 288 14,335 SH   SOLE 0 0 0 14,335
HERSHEY CO COM 427866108 331 1,500 SH   SOLE 0 0 0 1,500
HOME DEPOT INC COM 437076102 682 2,472 SH   SOLE 0 0 0 2,472
INTERNATIONAL BUSINESS MACHS COM 459200101 246 2,074 SH   SOLE 0 0 0 2,074
INVESCO QQQ TR UNIT SER 1 46090E103 4,633 17,333 SH   SOLE 0 0 0 17,333
ISHARES GOLD TR ISHARES NEW 464285204 52,455 1,663,638 SH   SOLE 0 0 0 1,663,638
ISHARES TR RUS 1000 VAL ETF 464287598 32,850 241,559 SH   SOLE 0 0 0 241,559
ISHARES TR RUS MDCP VAL ETF 464287473 1,545 16,090 SH   SOLE 0 0 0 16,090
ISHARES TR CORE S&P SCP ETF 464287804 269 3,081 SH   SOLE 0 0 0 3,081
ISHARES TR CORE S&P500 ETF 464287200 6,765 18,863 SH   SOLE 0 0 0 18,863
ISHARES TR RUS MD CP GR ETF 464287481 1,304 16,625 SH   SOLE 0 0 0 16,625
ISHARES TR CORE S&P MCP ETF 464287507 519 2,365 SH   SOLE 0 0 0 2,365
ISHARES TR RUS MID CAP ETF 464287499 3,637 58,521 SH   SOLE 0 0 0 58,521
ISHARES TR RUS 1000 GRW ETF 464287614 28,515 135,529 SH   SOLE 0 0 0 135,529
ISHARES TR RUS 1000 ETF 464287622 1,309 6,632 SH   SOLE 0 0 0 6,632
JOHNSON & JOHNSON COM 478160104 878 5,372 SH   SOLE 0 0 0 5,372
JPMORGAN CHASE & CO COM 46625H100 534 5,112 SH   SOLE 0 0 0 5,112
LILLY ELI & CO COM 532457108 508 1,570 SH   SOLE 0 0 0 1,570
LOTTERY COM INC COM 54570M108 10 43,300 SH   SOLE 0 0 0 43,300
MCDONALDS CORP COM 580135101 1,816 7,872 SH   SOLE 0 0 0 7,872
MERCK & CO INC COM 58933Y105 580 6,732 SH   SOLE 0 0 0 6,732
META PLATFORMS INC CL A 30303M102 552 4,072 SH   SOLE 0 0 0 4,072
MICROSOFT CORP COM 594918104 7,183 30,841 SH   SOLE 0 0 0 30,841
NETFLIX INC COM 64110L106 241 1,022 SH   SOLE 0 0 0 1,022
NVIDIA CORPORATION COM 67066G104 916 7,542 SH   SOLE 0 0 0 7,542
ORACLE CORP COM 68389X105 993 16,260 SH   SOLE 0 0 0 16,260
PEPSICO INC COM 713448108 1,141 6,990 SH   SOLE 0 0 0 6,990
PFIZER INC COM 717081103 1,354 30,944 SH   SOLE 0 0 0 30,944
PNC FINL SVCS GROUP INC COM 693475105 204 1,365 SH   SOLE 0 0 0 1,365
PORCH GROUP INC COM 733245104 23 10,151 SH   SOLE 0 0 0 10,151
PROCTER AND GAMBLE CO COM 742718109 352 2,788 SH   SOLE 0 0 0 2,788
PROSHARES TR SHRT HGH YIELD 74347R131 425 21,217 SH   SOLE 0 0 0 21,217
PROSHARES TR SHRT 20+YR TRE 74347X849 283 12,705 SH   SOLE 0 0 0 12,705
PTC THERAPEUTICS INC COM 69366J200 248 4,939 SH   SOLE 0 0 0 4,939
QUALCOMM INC COM 747525103 387 3,428 SH   SOLE 0 0 0 3,428
SANDY SPRING BANCORP INC COM 800363103 483 13,699 SH   SOLE 0 0 0 13,699
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 6,463 256,978 SH   SOLE 0 0 0 256,978
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 13,809 207,875 SH   SOLE 0 0 0 207,875
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 22,173 397,303 SH   SOLE 0 0 0 397,303
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 28,507 470,954 SH   SOLE 0 0 0 470,954
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 19,542 333,991 SH   SOLE 0 0 0 333,991
SOUTHERN CO COM 842587107 252 3,701 SH   SOLE 0 0 0 3,701
SPDR GOLD TR GOLD SHS 78463V107 4,402 28,462 SH   SOLE 0 0 0 28,462
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,691 24,332 SH   SOLE 0 0 0 24,332
SPDR SER TR S&P DIVID ETF 78464A763 717 6,426 SH   SOLE 0 0 0 6,426
SPROTT PHYSICAL GOLD TR UNIT 85207H104 206 16,060 SH   SOLE 0 0 0 16,060
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 449 67,821 SH   SOLE 0 0 0 67,821
TESLA INC COM 88160R101 2,552 9,621 SH   SOLE 0 0 0 9,621
UNITED STS COMMODITY INDEX F CM REP COPP FD 911718104 693 33,907 SH   SOLE 0 0 0 33,907
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 253 3,384 SH   SOLE 0 0 0 3,384
VANGUARD INDEX FDS GROWTH ETF 922908736 23,285 108,835 SH   SOLE 0 0 0 108,835
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,804 16,406 SH   SOLE 0 0 0 16,406
VANGUARD INDEX FDS MID CAP ETF 922908629 41,377 220,116 SH   SOLE 0 0 0 220,116
VANGUARD INDEX FDS VALUE ETF 922908744 44,275 358,559 SH   SOLE 0 0 0 358,559
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,595 13,095 SH   SOLE 0 0 0 13,095
VANGUARD INDEX FDS TOTAL STK MKT 922908769 28,091 156,522 SH   SOLE 0 0 0 156,522
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 26,475 80,644 SH   SOLE 0 0 0 80,644
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 28,116 518,652 SH   SOLE 0 0 0 518,652
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 937 6,936 SH   SOLE 0 0 0 6,936
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4,627 127,245 SH   SOLE 0 0 0 127,245
VERIZON COMMUNICATIONS INC COM 92343V104 371 9,777 SH   SOLE 0 0 0 9,777
VISA INC COM CL A 92826C839 349 1,964 SH   SOLE 0 0 0 1,964
WALGREENS BOOTS ALLIANCE INC COM 931427108 210 6,677 SH   SOLE 0 0 0 6,677
WILLIAMS SONOMA INC COM 969904101 3,715 31,524 SH   SOLE 0 0 0 31,524
WISDOMTREE TR US AI ENHANCED 97717W406 1,001 12,265 SH   SOLE 0 0 0 12,265
WISDOMTREE TR US LARGECAP DIVD 97717W307 2,649 47,930 SH   SOLE 0 0 0 47,930