The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,846 16,986 SH   SOLE 0 0 0 16,986
ABBVIE INC COM 00287Y109 2,436 15,903 SH   SOLE 0 0 0 15,903
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 515 29,710 SH   SOLE 0 0 0 29,710
ADVANCED MICRO DEVICES INC COM 007903107 209 2,734 SH   SOLE 0 0 0 2,734
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 675 16,239 SH   SOLE 0 0 0 16,239
ALLSTATE CORP COM 020002101 571 4,506 SH   SOLE 0 0 0 4,506
ALPHABET INC CAP STK CL A 02079K305 639 293 SH   SOLE 0 0 0 293
ALPHABET INC CAP STK CL C 02079K107 3,104 1,419 SH   SOLE 0 0 0 1,419
ALTRIA GROUP INC COM 02209S103 207 4,956 SH   SOLE 0 0 0 4,956
AMAZON COM INC COM 023135106 3,936 37,061 SH   SOLE 0 0 0 37,061
AMGEN INC COM 031162100 345 1,417 SH   SOLE 0 0 0 1,417
APPLE INC COM 037833100 22,943 167,810 SH   SOLE 0 0 0 167,810
AT&T INC COM 00206R102 467 22,267 SH   SOLE 0 0 0 22,267
AVALON GLOBOCARE CORP COM 05344R104 5 10,000 SH   SOLE 0 0 0 10,000
BAXTER INTL INC COM 071813109 267 4,152 SH   SOLE 0 0 0 4,152
BECTON DICKINSON & CO COM 075887109 236 958 SH   SOLE 0 0 0 958
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,289 12,046 SH   SOLE 0 0 0 12,046
BK OF AMERICA CORP COM 060505104 369 11,869 SH   SOLE 0 0 0 11,869
CAPITAL ONE FINL CORP COM 14040H105 4,464 42,847 SH   SOLE 0 0 0 42,847
CATERPILLAR INC COM 149123101 244 1,365 SH   SOLE 0 0 0 1,365
CBOE GLOBAL MKTS INC COM 12503M108 285 2,520 SH   SOLE 0 0 0 2,520
CHEVRON CORP NEW COM 166764100 335 2,313 SH   SOLE 0 0 0 2,313
CISCO SYS INC COM 17275R102 384 9,004 SH   SOLE 0 0 0 9,004
COCA COLA CO COM 191216100 550 8,750 SH   SOLE 0 0 0 8,750
CONSOLIDATED EDISON INC COM 209115104 241 2,535 SH   SOLE 0 0 0 2,535
COSTCO WHSL CORP NEW COM 22160K105 1,386 2,891 SH   SOLE 0 0 0 2,891
DANAHER CORPORATION COM 235851102 352 1,388 SH   SOLE 0 0 0 1,388
DEERE & CO COM 244199105 662 2,211 SH   SOLE 0 0 0 2,211
DISNEY WALT CO COM 254687106 852 9,025 SH   SOLE 0 0 0 9,025
DOMINION ENERGY INC COM 25746U109 371 4,648 SH   SOLE 0 0 0 4,648
EDWARDS LIFESCIENCES CORP COM 28176E108 224 2,356 SH   SOLE 0 0 0 2,356
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 309 6,753 SH   SOLE 0 0 0 6,753
EXXON MOBIL CORP COM 30231G102 893 10,428 SH   SOLE 0 0 0 10,428
FIFTH THIRD BANCORP COM 316773100 240 7,130 SH   SOLE 0 0 0 7,130
FORD MTR CO DEL COM 345370860 121 10,835 SH   SOLE 0 0 0 10,835
GLOBAL X FDS AUTONMOUS EV ETF 37954Y624 308 14,335 SH   SOLE 0 0 0 14,335
HERSHEY CO COM 427866108 323 1,500 SH   SOLE 0 0 0 1,500
HOME DEPOT INC COM 437076102 680 2,481 SH   SOLE 0 0 0 2,481
INTEL CORP COM 458140100 364 9,737 SH   SOLE 0 0 0 9,737
INTERNATIONAL BUSINESS MACHS COM 459200101 293 2,074 SH   SOLE 0 0 0 2,074
INVESCO QQQ TR UNIT SER 1 46090E103 4,773 17,031 SH   SOLE 0 0 0 17,031
ISHARES GOLD TR ISHARES NEW 464285204 61,469 1,791,568 SH   SOLE 0 0 0 1,791,568
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 204 8,850 SH   SOLE 0 0 0 8,850
ISHARES TR RUS 1000 VAL ETF 464287598 34,934 240,974 SH   SOLE 0 0 0 240,974
ISHARES TR RUS MDCP VAL ETF 464287473 1,634 16,090 SH   SOLE 0 0 0 16,090
ISHARES TR 1 3 YR TREAS BD 464287457 243 2,940 SH   SOLE 0 0 0 2,940
ISHARES TR CORE S&P500 ETF 464287200 6,776 17,872 SH   SOLE 0 0 0 17,872
ISHARES TR CORE S&P MCP ETF 464287507 535 2,365 SH   SOLE 0 0 0 2,365
ISHARES TR RUS MID CAP ETF 464287499 3,450 53,353 SH   SOLE 0 0 0 53,353
ISHARES TR RUS 1000 ETF 464287622 1,247 6,000 SH   SOLE 0 0 0 6,000
ISHARES TR RUS MD CP GR ETF 464287481 1,313 16,575 SH   SOLE 0 0 0 16,575
ISHARES TR RUS 1000 GRW ETF 464287614 29,878 136,617 SH   SOLE 0 0 0 136,617
JOHNSON & JOHNSON COM 478160104 922 5,192 SH   SOLE 0 0 0 5,192
JPMORGAN CHASE & CO COM 46625H100 619 5,497 SH   SOLE 0 0 0 5,497
LILLY ELI & CO COM 532457108 509 1,570 SH   SOLE 0 0 0 1,570
LOTTERY COM INC COM 54570M108 48 43,300 SH   SOLE 0 0 0 43,300
MCDONALDS CORP COM 580135101 1,941 7,863 SH   SOLE 0 0 0 7,863
MERCK & CO INC COM 58933Y105 616 6,754 SH   SOLE 0 0 0 6,754
META PLATFORMS INC CL A 30303M102 665 4,122 SH   SOLE 0 0 0 4,122
MICROSOFT CORP COM 594918104 7,864 30,621 SH   SOLE 0 0 0 30,621
NVIDIA CORPORATION COM 67066G104 1,156 7,623 SH   SOLE 0 0 0 7,623
ORACLE CORP COM 68389X105 1,135 16,238 SH   SOLE 0 0 0 16,238
PEPSICO INC COM 713448108 1,165 6,990 SH   SOLE 0 0 0 6,990
PFIZER INC COM 717081103 1,686 32,148 SH   SOLE 0 0 0 32,148
PHILIP MORRIS INTL INC COM 718172109 232 2,346 SH   SOLE 0 0 0 2,346
PNC FINL SVCS GROUP INC COM 693475105 215 1,365 SH   SOLE 0 0 0 1,365
PORCH GROUP INC COM 733245104 26 10,151 SH   SOLE 0 0 0 10,151
PROCTER AND GAMBLE CO COM 742718109 404 2,808 SH   SOLE 0 0 0 2,808
PROSHARES TR SHRT HGH YIELD 74347R131 336 17,002 SH   SOLE 0 0 0 17,002
PROSHARES TR SHT 7-10 YR TR 74348A608 372 13,815 SH   SOLE 0 0 0 13,815
PROSHARES TR SHRT 20+YR TRE 74347X849 509 25,410 SH   SOLE 0 0 0 25,410
QUALCOMM INC COM 747525103 447 3,502 SH   SOLE 0 0 0 3,502
SANDY SPRING BANCORP INC COM 800363103 535 13,699 SH   SOLE 0 0 0 13,699
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 5,619 198,481 SH   SOLE 0 0 0 198,481
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 22,366 385,689 SH   SOLE 0 0 0 385,689
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 11,679 163,039 SH   SOLE 0 0 0 163,039
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 28,880 460,379 SH   SOLE 0 0 0 460,379
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 20,930 335,311 SH   SOLE 0 0 0 335,311
SHOPIFY INC CL A 82509L107 220 7,050 SH   SOLE 0 0 0 7,050
SOUTHERN CO COM 842587107 246 3,451 SH   SOLE 0 0 0 3,451
SPDR GOLD TR GOLD SHS 78463V107 5,630 33,419 SH   SOLE 0 0 0 33,419
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,003 23,866 SH   SOLE 0 0 0 23,866
SPDR SER TR S&P DIVID ETF 78464A763 714 6,013 SH   SOLE 0 0 0 6,013
SPROTT PHYSICAL GOLD TR UNIT 85207H104 228 16,060 SH   SOLE 0 0 0 16,060
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 468 67,821 SH   SOLE 0 0 0 67,821
TESLA INC COM 88160R101 2,539 3,770 SH   SOLE 0 0 0 3,770
UNITED PARCEL SERVICE INC CL B 911312106 224 1,226 SH   SOLE 0 0 0 1,226
UNITED STS COMMODITY INDEX F CM REP COPP FD 911718104 753 33,902 SH   SOLE 0 0 0 33,902
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 260 3,382 SH   SOLE 0 0 0 3,382
VANGUARD INDEX FDS GROWTH ETF 922908736 24,085 108,056 SH   SOLE 0 0 0 108,056
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,931 10,963 SH   SOLE 0 0 0 10,963
VANGUARD INDEX FDS MID CAP ETF 922908629 40,876 207,525 SH   SOLE 0 0 0 207,525
VANGUARD INDEX FDS VALUE ETF 922908744 45,193 342,685 SH   SOLE 0 0 0 342,685
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,696 13,095 SH   SOLE 0 0 0 13,095
VANGUARD INDEX FDS TOTAL STK MKT 922908769 27,859 147,697 SH   SOLE 0 0 0 147,697
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 26,242 75,652 SH   SOLE 0 0 0 75,652
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 26,833 476,783 SH   SOLE 0 0 0 476,783
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 995 6,936 SH   SOLE 0 0 0 6,936
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 5,059 123,985 SH   SOLE 0 0 0 123,985
VERIZON COMMUNICATIONS INC COM 92343V104 494 9,740 SH   SOLE 0 0 0 9,740
VISA INC COM CL A 92826C839 386 1,960 SH   SOLE 0 0 0 1,960
WALGREENS BOOTS ALLIANCE INC COM 931427108 250 6,607 SH   SOLE 0 0 0 6,607
WILLIAMS SONOMA INC COM 969904101 3,544 31,944 SH   SOLE 0 0 0 31,944
WISDOMTREE TR US AI ENHANCED 97717W406 1,443 16,265 SH   SOLE 0 0 0 16,265
WISDOMTREE TR US LARGECAP DIVD 97717W307 2,814 47,615 SH   SOLE 0 0 0 47,615