The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 208 1,171 SH   SOLE   0 0 1,171
A T & T INC NEW COM 00206R102 599 24,349 SH   SOLE   0 0 24,349
ABBOTT LABORATORIES COM 002824100 2,511 17,843 SH   SOLE   0 0 17,843
ABBVIE INC COM 00287Y109 2,308 17,047 SH   SOLE   0 0 17,047
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 499 28,405 SH   SOLE   0 0 28,405
ADVANCED MICRO DEVICES INC COM 007903107 512 3,555 SH   SOLE   0 0 3,555
ALLSTATE CORP COM 020002101 553 4,699 SH   SOLE   0 0 4,699
AMAZON COM INC COM 023135106 6,541 1,962 SH   SOLE   0 0 1,962
AMGEN INC COM 031162100 331 1,473 SH   SOLE   0 0 1,473
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 205 5,110 SH   SOLE   0 0 5,110
AMPLIFY ETF TR CWP ENHANCED DIV 032108409 544 14,256 SH   SOLE   0 0 14,256
APPLE INC COM 037833100 33,480 188,547 SH   SOLE   0 0 188,547
AUTODESK INC COM 052769106 233 830 SH   SOLE   0 0 830
BANK AMER CORP COM 060505104 598 13,435 SH   SOLE   0 0 13,435
BAXTER INTERNATIONAL INC COM 071813109 387 4,504 SH   SOLE   0 0 4,504
BECTON DICKINSON & CO COM 075887109 241 958 SH   SOLE   0 0 958
BERKSHIRE HATHAWAY B NEW CLASS B COM 084670207 3,572 11,947 SH   SOLE   0 0 11,947
BLACKSTONE GROUP INC COM CL A 09253U108 280 2,165 SH   SOLE   0 0 2,165
BOEING CO COM 097023105 243 1,209 SH   SOLE   0 0 1,209
BRISTOL MYERS SQUIBB CO COM 110122108 307 4,930 SH   SOLE   0 0 4,930
CAPITAL ONE FINL CORP COM 14040H105 6,362 43,848 SH   SOLE   0 0 43,848
CATERPILLAR INC DEL COM 149123101 304 1,469 SH   SOLE   0 0 1,469
CBOE HLDGS INC COM 12503M108 329 2,520 SH   SOLE   0 0 2,520
CDW CORP COM 12514G102 229 1,118 SH   SOLE   0 0 1,118
CF INDS HLDGS INC COM 125269100 296 4,185 SH   SOLE   0 0 4,185
CHEVRON CORP NEW COM 166764100 245 2,089 SH   SOLE   0 0 2,089
CISCO SYS INC COM 17275R102 595 9,389 SH   SOLE   0 0 9,389
COCA COLA COMPANY COM 191216100 582 9,830 SH   SOLE   0 0 9,830
CONSOLIDATED EDISON INC COM 209115104 282 3,300 SH   SOLE   0 0 3,300
COPART INC COM 217204106 303 2,000 SH   SOLE   0 0 2,000
COSTCO WHSL CORP NEW COM 22160K105 1,977 3,482 SH   SOLE   0 0 3,482
DANAHER CORP COM 235851102 391 1,188 SH   SOLE   0 0 1,188
DEER & CO COM 244199105 791 2,307 SH   SOLE   0 0 2,307
DISNEY WALT CO COM DISNEY 254687106 1,425 9,199 SH   SOLE   0 0 9,199
DOMINION ENERGY INC COM 25746U109 365 4,648 SH   SOLE   0 0 4,648
EATON CORP PLC SHS G29183103 221 1,277 SH   SOLE   0 0 1,277
ECOLAB INC COM 278865100 253 1,077 SH   SOLE   0 0 1,077
EDWARDS LIFESCIENCES CORP COM 28176E108 383 2,956 SH   SOLE   0 0 2,956
EQUIFAX INC COM 294429105 293 1,000 SH   SOLE   0 0 1,000
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 381 6,208 SH   SOLE   0 0 6,208
EXXON MOBIL CORPORATION COM 30231G102 624 10,205 SH   SOLE   0 0 10,205
FACEBOOK INC CL A 30303M102 1,439 4,277 SH   SOLE   0 0 4,277
FIFTH THIRD BANCORP COM 316773100 311 7,137 SH   SOLE   0 0 7,137
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 432 8,345 SH   SOLE   0 0 8,345
FORD MTR CO DEL COM PAR $0.01 345370860 341 16,426 SH   SOLE   0 0 16,426
GILEAD SCIENCES INC COM 375558103 229 3,147 SH   SOLE   0 0 3,147
GLOBAL X FDS AUTONMOUS EV ETF 37954Y624 435 14,245 SH   SOLE   0 0 14,245
GOGO INC COM 38046C109 149 11,024 SH   SOLE   0 0 11,024
GOOGLE INC CL C 38259P706 4,317 1,492 SH   SOLE   0 0 1,492
GOOGLE INC CL A 38259P508 797 275 SH   SOLE   0 0 275
HERSHEY CO CL A 427866108 290 1,500 SH   SOLE   0 0 1,500
HOME DEPOT INC COM 437076102 1,180 2,844 SH   SOLE   0 0 2,844
ILLINOIS TOOL WKS INC COM 452308109 865 3,503 SH   SOLE   0 0 3,503
INTEL CORP COM 458140100 541 10,501 SH   SOLE   0 0 10,501
INTL BUSINESS MACHINES COM 459200101 273 2,041 SH   SOLE   0 0 2,041
ISHARES CORE S&P500 ETF 464287200 6,907 14,481 SH   SOLE   0 0 14,481
ISHARES RUSSELL1000GRW 464287614 42,721 139,798 SH   SOLE   0 0 139,798
ISHARES RUSSELL1000VAL 464287598 40,709 242,419 SH   SOLE   0 0 242,419
ISHARES RUSSELL MCP VL 464287473 1,969 16,090 SH   SOLE   0 0 16,090
ISHARES RUSSELL MIDCAP 464287499 3,583 43,165 SH   SOLE   0 0 43,165
iSHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 233 3,890 SH   SOLE   0 0 3,890
ISHARES GOLD TRUST ISHARES 464285105 61,793 1,775,157 SH   SOLE   0 0 1,775,157
iSHARES TR CORE S&P MCP ETF 464287507 719 2,541 SH   SOLE   0 0 2,541
ISHARES TR MSCI INDIA ETF 46429B598 216 4,705 SH   SOLE   0 0 4,705
ISHARES TR RUS 1000 ETF 464287622 1,241 4,695 SH   SOLE   0 0 4,695
ISHARES TR RUS MD CP GR ETF 464287481 1,910 16,575 SH   SOLE   0 0 16,575
JOHNSON & JOHNSON COM 478160104 1,003 5,861 SH   SOLE   0 0 5,861
JPMORGAN CHASE & CO COM 46625H100 963 6,082 SH   SOLE   0 0 6,082
LILLY ELI & CO COM 532457108 434 1,570 SH   SOLE   0 0 1,570
MASTERCARD INCORPORATED CL A 57636Q104 207 576 SH   SOLE   0 0 576
MC DONALDS CORP COM 580135101 2,584 9,638 SH   SOLE   0 0 9,638
MERCK & CO INC NEW COM 58933Y105 506 6,605 SH   SOLE   0 0 6,605
MICRON TECHNOLOGY INC COM 595112103 223 2,396 SH   SOLE   0 0 2,396
MICROSOFT CORP COM 594918104 10,187 30,290 SH   SOLE   0 0 30,290
MODERNA INC COM 60770K107 555 2,187 SH   SOLE   0 0 2,187
NETFLIX INC COM 64110L106 686 1,138 SH   SOLE   0 0 1,138
NVIDIA CORP COM 67066G104 2,113 7,184 SH   SOLE   0 0 7,184
OKTA INC CL A 679295105 240 1,070 SH   SOLE   0 0 1,070
ORACLE CORPORATION COM 68389X105 2,297 26,337 SH   SOLE   0 0 26,337
PEPSICO INCORPORATED COM 713448108 1,310 7,541 SH   SOLE   0 0 7,541
PFIZER INCORPORATED COM 717081103 1,918 32,484 SH   SOLE   0 0 32,484
PHILIP MORRIS INTL INC COM 718172109 232 2,440 SH   SOLE   0 0 2,440
PNC FINL SVCS GROUP INC COM 693475105 274 1,365 SH   SOLE   0 0 1,365
POWERSHS QQQ TRUST SER 1 UNIT SER 1 73935A104 7,492 18,830 SH   SOLE   0 0 18,830
PROCTER & GAMBLE COM 742718109 486 2,974 SH   SOLE   0 0 2,974
PROSHARES TR SHRT 20+YR TRE 74347X849 406 25,410 SH   SOLE   0 0 25,410
PROSHARES TR SHT 7-10 YR TR 74348A608 336 13,815 SH   SOLE   0 0 13,815
PTC THERAPEUTICS INC COM 69366J200 255 6,413 SH   SOLE   0 0 6,413
QUALCOMM INC COM 747525103 819 4,478 SH   SOLE   0 0 4,478
SAB BIOTHERAPEUTICS INC COM 78397T103 86 11,000 SH   SOLE   0 0 11,000
SANDY SPRING BANCORP INC COM 800363103 659 13,699 SH   SOLE   0 0 13,699
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 24,676 337,008 SH   SOLE   0 0 337,008
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 27,059 165,245 SH   SOLE   0 0 165,245
SCHWAB STRATEGIC TR US DIV EQT ETF 808524797 10,783 133,403 SH   SOLE   0 0 133,403
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 36,510 453,930 SH   SOLE   0 0 453,930
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 3,660 112,585 SH   SOLE   0 0 112,585
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 331 1,906 SH   SOLE   0 0 1,906
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 201 1,900 SH   SOLE   0 0 1,900
SHOPIFY INC CL A 82509L107 2,858 2,075 SH   SOLE   0 0 2,075
SOUTHERN CO COM 842587107 254 3,710 SH   SOLE   0 0 3,710
SPDR GOLD TRUST SPDR GOLD SHARES GOLD SHS 78463V107 5,678 33,213 SH   SOLE   0 0 33,213
SPDR S&P 500 ETF TR TR UNIT 78462F103 11,667 24,563 SH   SOLE   0 0 24,563
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 793 6,144 SH   SOLE   0 0 6,144
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104 155 10,785 SH   SOLE   0 0 10,785
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 456 56,896 SH   SOLE   0 0 56,896
STARBUCKS CORP COM 855244109 237 2,025 SH   SOLE   0 0 2,025
TARGET CORP COM 87612E106 238 1,030 SH   SOLE   0 0 1,030
TESLA INC COM 88160R101 4,466 4,226 SH   SOLE   0 0 4,226
THE TRADE DESK INC COM CL A 88339J105 334 3,645 SH   SOLE   0 0 3,645
UNION PAC CORP COM 907818108 212 842 SH   SOLE   0 0 842
UNITED PARCEL SERVICE INC CL B 911312106 276 1,289 SH   SOLE   0 0 1,289
UNITED STS COMMODITY INDEX F CM REP COPP FD 911718104 924 33,942 SH   SOLE   0 0 33,942
US BANCORP DEL COM NEW 902973304 213 3,794 SH   SOLE   0 0 3,794
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 389 4,808 SH   SOLE   0 0 4,808
VANGUARD DIV APPRCIATION DIV APP ETF 921908844 1,248 7,266 SH   SOLE   0 0 7,266
VANGUARD INDEX FDS VALUE ETF 922908744 50,562 343,700 SH   SOLE   0 0 343,700
VANGUARD INDEX FDS TOTAL STK MKT 922908769 33,940 140,572 SH   SOLE   0 0 140,572
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 32,281 73,943 SH   SOLE   0 0 73,943
VANGUARD INDEX FDS GROWTH ETF 922908736 34,472 107,423 SH   SOLE   0 0 107,423
VANGUARD INDEX FDS MID CAP ETF 922908629 52,495 206,050 SH   SOLE   0 0 206,050
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,005 13,297 SH   SOLE   0 0 13,297
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,971 13,108 SH   SOLE   0 0 13,108
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 34,864 443,899 SH   SOLE   0 0 443,899
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,741 112,441 SH   SOLE   0 0 112,441
VANGUARD WORLD FDS INF TECH ETF 92204A702 228 498 SH   SOLE   0 0 498
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 241 2,148 SH   SOLE   0 0 2,148
VERIZON COMMUNICATIONS COM 92343V104 898 17,275 SH   SOLE   0 0 17,275
VISA INC COM CL A 92826C839 458 2,114 SH   SOLE   0 0 2,114
WAL MART STORES INC COM 931142103 260 1,795 SH   SOLE   0 0 1,795
WALGREENS BOOTS ALLIANCE INC COM 031427108 731 14,014 SH   SOLE   0 0 14,014
WILLIAMS SONOMA INC COM 969904101 5,501 32,524 SH   SOLE   0 0 32,524
WISDOMTREE TRUST DIV EX-FINL FD 97717W406 1,765 17,455 SH   SOLE   0 0 17,455
WISDOMTREE TRUST LARGECAP DIVID 97717W307 3,132 47,420 SH   SOLE   0 0 47,420