The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579y101   1,663,576 15,827 SH   SOLE   8,754 0 7,073
AT&T Inc. COM 00206R102   649,996 33,766 SH   SOLE   28,590 0 5,176
Abbott Laboratories COM 002824100   11,476,505 113,337 SH   SOLE   39,608 0 73,729
Adobe Inc. COM 00724f101   4,451,024 11,550 SH   SOLE   10,480 0 1,070
Advanced Micro Devices COM 007903107   529,254 5,400 SH   SOLE   5,400 0 0
Air Products COM 009158106   2,929,542 10,200 SH   SOLE   5,182 0 5,018
Alphabet Inc. Cl. A COM 02079k305   3,955,225 38,130 SH   SOLE   35,730 0 2,400
Alphabet Inc. Cl. C COM 02079k107   13,149,344 126,436 SH   SOLE   51,334 0 75,102
Amazon.com COM 023135106   5,214,079 50,480 SH   SOLE   50,420 0 60
Apple Inc. COM 037833100   33,710,146 204,428 SH   SOLE   100,656 0 103,772
Applied Materials COM 038222105   3,175,770 25,855 SH   SOLE   25,855 0 0
Automatic Data Proc. COM 053015103   13,761,577 61,814 SH   SOLE   25,233 0 36,581
Becton Dickinson COM 075887109   12,931,242 52,239 SH   SOLE   23,912 0 28,327
Berkshire Hathaway Cl. B COM 084670702   16,725,145 54,167 SH   SOLE   22,114 0 32,053
Biogen Inc. COM 09062x103   2,118,589 7,620 SH   SOLE   7,620 0 0
Bristol-Myers Squibb COM 110122108   2,049,843 29,575 SH   SOLE   29,575 0 0
Caterpillar Inc. COM 149123101   434,796 1,900 SH   SOLE   1,900 0 0
Charles Schwab Corp. COM 808513105   1,735,611 33,135 SH   SOLE   11,825 0 21,310
Chevron Corp. COM 166764100   2,814,836 17,252 SH   SOLE   9,050 0 8,202
Cisco Systems Inc. COM 17275r102   6,412,417 122,667 SH   SOLE   75,995 0 46,672
Coca-Cola Co. COM 191216100   9,783,061 157,715 SH   SOLE   53,485 0 104,230
Colgate-Palmolive COM 194162103   6,063,478 80,685 SH   SOLE   22,991 0 57,694
Costco Wholesale COM 22160k105   6,791,219 13,668 SH   SOLE   8,267 0 5,401
Danaher Corp. COM 235851102   16,830,475 66,777 SH   SOLE   22,442 0 44,335
Diageo plc ADR COM 25243q205   9,153,214 50,520 SH   SOLE   15,255 0 35,265
Emerson Electric COM 291011104   7,059,560 81,014 SH   SOLE   27,390 0 53,624
Estee Lauder Cos. Cl. A COM 518439104   1,662,373 6,745 SH   SOLE   6,745 0 0
Exxon Mobil Corp. COM 30231G102   2,845,567 25,949 SH   SOLE   4,649 0 21,300
Vanguard FTSE Dev. Mkts ETF COM 921943858   825,798 18,282 SH   SOLE   5,702 0 12,580
Vanguard FTSE Emerg. Mkts ETF COM 922042858   1,015,575 25,138 SH   SOLE   10,315 0 14,823
FedEx Corp. COM 31428x106   4,089,057 17,896 SH   SOLE   6,857 0 11,039
Fiserv, Inc. COM 337738108   9,543,575 84,434 SH   SOLE   51,003 0 33,431
Fortive Corp. COM 34959j108   1,357,878 19,919 SH   SOLE   2,350 0 17,569
Home Depot Inc. COM 437076102   10,679,507 36,187 SH   SOLE   22,190 0 13,997
IDEXX Laboratories COM 45168d104   2,127,840 4,255 SH   SOLE   4,255 0 0
Illinois Tool Works COM 452308109   13,072,291 53,696 SH   SOLE   18,685 0 35,011
Illumina Inc. COM 452327109   1,162,750 5,000 SH   SOLE   5,000 0 0
JPMorgan Chase COM 46625h100   1,269,350 9,741 SH   SOLE   8,950 0 791
Johnson & Johnson COM 478160104   12,769,297 82,383 SH   SOLE   40,647 0 41,736
Linde plc COM g54950103   6,534,054 18,383 SH   SOLE   5,410 0 12,973
MSCI EAFE iShares COM 464287465   5,538,008 77,433 SH   SOLE   31,590 0 45,843
MSCI Emerging Markets iShares COM 464287234   1,468,188 37,207 SH   SOLE   12,185 0 25,022
McCormick & Co. COM 579780206   5,610,934 67,431 SH   SOLE   20,329 0 47,102
McDonald's Corp. COM 580135101   2,139,016 7,650 SH   SOLE   7,060 0 590
Merck & Co. COM 58933y105   4,585,409 43,100 SH   SOLE   23,720 0 19,380
Microsoft Corp. COM 594918104   35,044,595 121,556 SH   SOLE   70,380 0 51,176
Moderna Inc. COM 60770k107   645,036 4,200 SH   SOLE   4,200 0 0
Nestle S.A. ADR COM 641069406   8,951,395 73,559 SH   SOLE   27,055 0 46,504
Nike, Inc. Cl. B COM 654106103   9,877,671 80,542 SH   SOLE   21,100 0 59,442
Nvidia Corp. COM 67066g104   7,643,953 27,519 SH   SOLE   27,519 0 0
PNC Financial Services COM 693475105   1,271,000 10,000 SH   SOLE   10,000 0 0
Palo Alto Networks COM 697435105   2,918,201 14,610 SH   SOLE   14,610 0 0
PepsiCo, Inc. COM 713448108   13,358,397 73,277 SH   SOLE   26,073 0 47,204
Procter & Gamble COM 742718109   10,569,480 71,084 SH   SOLE   26,627 0 44,457
Qualcomm Inc. COM 747525103   1,748,484 13,705 SH   SOLE   10,500 0 3,205
Raytheon Technologies COM 75513e101   1,385,710 14,150 SH   SOLE   8,260 0 5,890
Russell 2000 iShares COM 464287655   7,244,289 40,607 SH   SOLE   14,694 0 25,913
S&P Core Mid-Cap iShares COM 464287507   7,663,902 30,636 SH   SOLE   10,118 0 20,518
S&P Core Small-Cap iShares COM 464287804   578,363 5,981 SH   SOLE   1,926 0 4,055
SPDR S&P 500 COM 78462f103   2,223,806 5,432 SH   SOLE   1,302 0 4,130
Shell plc COM 780259305   498,296 8,660 SH   SOLE   2,385 0 6,275
Starbucks Corp. COM 855244109   10,953,643 105,192 SH   SOLE   51,240 0 53,952
Stryker Corp. COM 863667101   15,492,171 54,269 SH   SOLE   22,316 0 31,953
Target Corp. COM 87612e106   779,289 4,705 SH   SOLE   2,470 0 2,235
Tesla Inc. COM 88160r101   3,582,834 17,270 SH   SOLE   17,270 0 0
Thermo Fisher Scientific COM 883556102   3,501,448 6,075 SH   SOLE   6,075 0 0
Vanguard Info. Technology ETF COM 92204a702   1,387,692 3,600 SH   SOLE   3,600 0 0
Vanguard Mid-Cap ETF COM 922908629   1,066,201 5,055 SH   SOLE   5,000 0 55
Vanguard S&P 500 ETF COM 922908363   632,697 1,682 SH   SOLE   0 0 1,682
Verizon Communications COM 92343v104   331,032 8,512 SH   SOLE   0 0 8,512
Visa Inc. COM 92826c839   12,881,206 57,133 SH   SOLE   29,312 0 27,821
Walmart Inc. COM 931142103   483,489 3,279 SH   SOLE   2,120 0 1,159
Walt Disney Co. COM 254687106   8,734,340 87,230 SH   SOLE   49,132 0 38,098
XCEL Energy COM 98389b100   352,914 5,233 SH   SOLE   1,200 0 4,033
Zimmer Biomet COM 98956p102   1,655,698 12,815 SH   SOLE   2,330 0 10,485
Schwab U.S. TIPS ETF COM 808524870   2,073,635 38,680 SH   SOLE   17,015 0 21,665
Vanguard Shrt-Trm Corp. Bond ETF COM 92206c409   3,154,092 41,376 SH   SOLE   6,294 0 35,082
iShares 1-5 Year Inv. Grade C COM 464288646   739,148 14,625 SH   SOLE   4,600 0 10,025