The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579y101 5,493 36,896 SH   SOLE   0 0 0
AT&T Inc. COM 00206R102 1,253 53,031 SH   SOLE   0 0 0
Abbott Laboratories COM 002824100 13,402 113,228 SH   SOLE   0 0 0
Adobe Systems Inc. COM 00724f101 4,035 8,855 SH   SOLE   8,855 0 0
Advanced Micro Devices COM 007903107 590 5,400 SH   SOLE   5,400 0 0
Alphabet Inc. Cl. A COM 02079k305 3,443 1,238 SH   SOLE   1,179 0 59
Alphabet Inc. Cl. C COM 02079k107 16,934 6,063 SH   SOLE   0 0 0
Amazon.com COM 023135106 7,028 2,156 SH   SOLE   2,156 0 0
Apple Inc. COM 037833100 36,570 209,441 SH   SOLE   0 0 0
Applied Materials COM 038222105 3,005 22,800 SH   SOLE   22,800 0 0
Automatic Data Proc. COM 053015103 14,682 64,525 SH   SOLE   0 0 0
Becton Dickinson COM 075887109 11,940 44,887 SH   SOLE   0 0 0
Berkshire Hathaway Cl. B COM 084670702 18,735 53,087 SH   SOLE   0 0 0
Biogen Inc. COM 09062x103 1,716 8,150 SH   SOLE   8,150 0 0
Bristol-Myers Squibb COM 110122108 1,928 26,400 SH   SOLE   26,400 0 0
Caterpillar Inc. COM 149123101 379 1,700 SH   SOLE   100 0 1,600
Chevron Corp. COM 166764100 2,571 15,791 SH   SOLE   6,380 0 9,411
Cisco Systems Inc. COM 17275r102 6,666 119,545 SH   SOLE   0 0 0
Coca-Cola Co. COM 191216100 10,344 166,831 SH   SOLE   0 0 0
Colgate-Palmolive Co. COM 194162103 7,012 92,466 SH   SOLE   0 0 0
Costco Wholesale COM 22160k105 2,594 4,505 SH   SOLE   4,285 0 220
Danaher Corp. COM 235851102 19,700 67,159 SH   SOLE   18,696 0 48,463
Deere & Co. COM 244199105 1,448 3,486 SH   SOLE   0 0 3,486
Diageo plc ADR COM 25243q205 10,429 51,339 SH   SOLE   0 0 0
Emerson Electric Co. COM 291011104 7,621 77,723 SH   SOLE   0 0 0
Estee Lauder Cos. Cl. A COM 518439104 1,532 5,625 SH   SOLE   5,625 0 0
Exxon Mobil Corp. COM 30231G102 2,190 26,520 SH   SOLE   0 0 0
Vanguard FTSE Devel. Mkts. ETF COM 921943858 1,750 36,437 SH   SOLE   14,937 0 21,500
Vanguard FTSE Emerg. Mkts. ETF COM 922042858 1,367 29,628 SH   SOLE   2,510 0 27,118
FedEx Corp. COM 31428x106 10,359 44,769 SH   SOLE   0 0 0
Fiserv, Inc. COM 337738108 7,638 75,329 SH   SOLE   0 0 0
Fortive Corp. COM 34959j108 1,716 28,170 SH   SOLE   6,859 0 21,311
GlaxoSmithKline PLC ADR COM 37733w105 774 17,761 SH   SOLE   0 0 17,761
Home Depot Inc. COM 437076102 10,233 34,185 SH   SOLE   0 0 0
IDEXX Laboratories COM 45168d104 2,084 3,810 SH   SOLE   3,810 0 0
Illinois Tool Works COM 452308109 10,920 52,151 SH   SOLE   0 0 0
Illumina Inc. COM 452327109 1,658 4,745 SH   SOLE   4,745 0 0
Intel Corp. COM 458140100 804 16,215 SH   SOLE   400 0 15,815
JPMorgan Chase COM 46625h100 1,279 9,386 SH   SOLE   8,100 0 1,286
Johnson & Johnson COM 478160104 14,281 80,581 SH   SOLE   0 0 0
Linde plc COM g5494j103 5,629 17,623 SH   SOLE   3,885 0 13,738
MSCI Asia ex-Japan iShares COM 464288182 514 6,850 SH   SOLE   3,000 0 3,850
MSCI EAFE iShares COM 464287465 5,586 75,893 SH   SOLE   21,320 0 54,573
MSCI Emerging Markets iShares COM 464287234 1,717 38,018 SH   SOLE   11,640 0 26,378
McCormick & Co. COM 579780206 6,377 63,898 SH   SOLE   14,344 0 49,554
McDonald's Corp. COM 580135101 1,605 6,490 SH   SOLE   5,900 0 590
Medtronic PLC F COM g5960l103 284 2,563 SH   SOLE   0 0 2,563
Merck & Co. COM 58933y105 3,938 48,000 SH   SOLE   0 0 0
Meta Platforms COM 30303m102 789 3,550 SH   SOLE   3,550 0 0
Microsoft Corp. COM 594918104 36,388 118,025 SH   SOLE   0 0 0
Moderna Inc. COM 60770k107 689 4,000 SH   SOLE   4,000 0 0
Nestle S.A. ADR COM 641069406 9,677 74,378 SH   SOLE   0 0 0
Netflix Inc. COM 64110l106 1,283 3,425 SH   SOLE   3,425 0 0
Nike, Inc. Cl. B COM 654106103 11,031 81,977 SH   SOLE   19,140 0 62,837
Nvidia Corp. COM 67066g104 8,379 30,708 SH   SOLE   30,708 0 0
Oracle Corp. COM 68389x105 946 11,436 SH   SOLE   0 0 11,436
Otis Worldwide COM 68902v107 225 2,922 SH   SOLE   0 0 2,922
PNC Financial Services COM 693475105 1,845 10,000 SH   SOLE   10,000 0 0
Palo Alto Networks COM 697435105 4,479 7,195 SH   SOLE   7,195 0 0
PayPal Holdings COM 70450y103 1,299 11,230 SH   SOLE   11,230 0 0
PepsiCo, Inc. COM 713448108 12,497 74,665 SH   SOLE   0 0 0
Procter & Gamble Co. COM 742718109 10,869 71,129 SH   SOLE   0 0 0
Qualcomm Inc. COM 747525103 2,839 18,577 SH   SOLE   10,050 0 8,527
Raytheon Technologies COM 75513e101 2,009 20,275 SH   SOLE   0 0 0
Russell 2000 iShares COM 464287655 8,531 41,558 SH   SOLE   10,560 0 30,998
S&P Core Mid-Cap iShares COM 464287507 8,205 30,576 SH   SOLE   8,133 0 22,443
S&P Core Small-Cap iShares COM 464287804 879 8,151 SH   SOLE   2,216 0 5,935
SPDR S&P 500 COM 78462f103 2,539 5,621 SH   SOLE   1,491 0 4,130
Salesforce.com COM 79466l302 2,129 10,025 SH   SOLE   10,025 0 0
Shell plc COM 780259305 485 8,835 SH   SOLE   2,560 0 6,275
Starbucks Corp. COM 855244109 9,023 99,190 SH   SOLE   0 0 0
Stryker Corp. COM 863667101 13,895 51,973 SH   SOLE   17,229 0 34,744
TJX Cos. Inc. COM 872540109 662 10,932 SH   SOLE   0 0 10,932
Take-Two Interactive Software COM 874054109 231 1,500 SH   SOLE   1,500 0 0
Target Corp. COM 87612e106 1,007 4,745 SH   SOLE   2,445 0 2,300
Tesla Inc. COM 88160r101 6,164 5,720 SH   SOLE   5,720 0 0
Thermo Fisher Scientific COM 883556102 3,192 5,405 SH   SOLE   5,405 0 0
United Rentals COM 911363109 817 2,300 SH   SOLE   2,300 0 0
Vanguard Info. Technology ETF COM 92204a702 1,583 3,800 SH   SOLE   0 0 3,800
Vanguard Mid-Cap ETF COM 922908629 1,202 5,055 SH   SOLE   0 0 5,055
Visa Inc. COM 92826c839 11,474 51,740 SH   SOLE   0 0 0
Walmart Inc. COM 931142103 502 3,374 SH   SOLE   2,050 0 1,324
Walt Disney Co. COM 254687106 11,466 83,595 SH   SOLE   0 0 0
Wells Fargo & Co. COM 949746101 307 6,342 SH   SOLE   725 0 5,617
XCEL Energy COM 98389b100 291 4,033 SH   SOLE   0 0 4,033
Zimmer Biomet COM 98956p102 3,662 28,635 SH   SOLE   0 0 0
Schwab U.S. TIPS ETF COM 808524870 3,416 56,265 SH   SOLE   12,315 0 43,950
Vanguard Shrt-Trm Corp. Bond ETF COM 92206c409 6,039 77,340 SH   SOLE   0 0 0
iShares 1-5 Year Inv. Grade C COM 464288646 6,293 121,675 SH   SOLE   4,600 0 117,075