The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579y101 8,414 47,367 SH   SOLE   14,711 0 32,656
AT&T Inc. COM 00206R102 1,290 52,441 SH   SOLE   27,650 0 24,791
Abbott Laboratories COM 002824100 15,942 113,274 SH   SOLE   32,082 0 81,192
Alphabet Inc. Cl. A COM 02079k305 232 80 SH   SOLE   21 0 59
Alphabet Inc. Cl. C COM 02079k107 17,495 6,046 SH   SOLE   1,846 0 4,200
Apple Inc. COM 037833100 32,186 181,261 SH   SOLE   50,919 0 130,342
Automatic Data Proc. COM 053015103 14,534 58,942 SH   SOLE   16,110 0 42,832
Becton Dickinson COM 075887109 11,450 45,532 SH   SOLE   12,803 0 32,729
Berkshire Hathaway Cl. B COM 084670702 15,570 52,075 SH   SOLE   15,257 0 36,818
Caterpillar Inc. COM 149123101 362 1,750 SH   SOLE   100 0 1,650
Chevron Corp. COM 166764100 1,910 16,276 SH   SOLE   6,580 0 9,696
Cisco Systems Inc. COM 17275r102 5,712 90,130 SH   SOLE   35,725 0 54,405
Coca-Cola Co. COM 191216100 10,032 169,436 SH   SOLE   46,990 0 122,446
Colgate-Palmolive Co. COM 194162103 8,271 96,920 SH   SOLE   23,851 0 73,069
Corning Inc. COM 219350105 209 5,603 SH   SOLE   0 0 5,603
Costco Wholesale COM 22160k105 315 555 SH   SOLE   335 0 220
Danaher Corp. COM 235851102 22,851 69,455 SH   SOLE   18,896 0 50,559
Deere & Co. COM 244199105 1,212 3,536 SH   SOLE   0 0 3,536
Diageo plc ADR COM 25243q205 11,694 53,123 SH   SOLE   13,156 0 39,967
Emerson Electric Co. COM 291011104 7,241 77,888 SH   SOLE   22,185 0 55,703
Exxon Mobil Corp. COM 30231G102 1,579 25,805 SH   SOLE   3,344 0 22,461
Vanguard FTSE Devel. Mkts. ETF COM 921943858 1,926 37,722 SH   SOLE   15,512 0 22,210
Vanguard FTSE Emerg. Mkts. ETF COM 922042858 1,442 29,148 SH   SOLE   2,510 0 26,638
FedEx Corp. COM 31428x106 9,826 37,990 SH   SOLE   11,285 0 26,705
Fiserv, Inc. COM 337738108 6,206 59,797 SH   SOLE   22,211 0 37,586
Fortive Corp. COM 34959j108 5,128 67,220 SH   SOLE   15,744 0 51,476
General Mills Inc. COM 370334104 202 3,000 SH   SOLE   0 0 3,000
GlaxoSmithKline PLC ADR COM 37733w105 783 17,761 SH   SOLE   0 0 17,761
Home Depot Inc. COM 437076102 9,238 22,259 SH   SOLE   7,122 0 15,137
Illinois Tool Works COM 452308109 13,006 52,699 SH   SOLE   13,968 0 38,731
Intel Corp. COM 458140100 835 16,215 SH   SOLE   400 0 15,815
JPMorgan Chase COM 46625h100 247 1,561 SH   SOLE   50 0 1,511
Johnson & Johnson COM 478160104 11,918 69,669 SH   SOLE   21,987 0 47,682
MSCI Asia ex-Japan iShares COM 464288182 649 7,850 SH   SOLE   4,000 0 3,850
MSCI EAFE iShares COM 464287465 6,084 77,328 SH   SOLE   21,450 0 55,878
MSCI Emerging Markets iShares COM 464287234 1,895 38,783 SH   SOLE   11,640 0 27,143
McCormick & Co. COM 579780206 6,250 64,693 SH   SOLE   14,344 0 50,349
McDonald's Corp. COM 580135101 568 2,120 SH   SOLE   1,505 0 615
Medtronic PLC F COM g5960l103 265 2,563 SH   SOLE   0 0 2,563
Merck & Co. COM 58933y105 3,710 48,410 SH   SOLE   21,700 0 26,710
Microsoft Corp. COM 594918104 27,333 81,272 SH   SOLE   22,029 0 59,243
Nestle S.A. ADR COM 641069406 10,896 77,624 SH   SOLE   24,108 0 53,516
Nike, Inc. Cl. B COM 654106103 14,132 84,788 SH   SOLE   19,531 0 65,257
Oracle Corp. COM 68389x105 1,028 11,786 SH   SOLE   0 0 11,786
Otis Worldwide COM 68902v107 254 2,922 SH   SOLE   0 0 2,922
PepsiCo, Inc. COM 713448108 13,143 75,662 SH   SOLE   22,630 0 53,032
Procter & Gamble Co. COM 742718109 11,803 72,154 SH   SOLE   21,853 0 50,301
Qualcomm Inc. COM 747525103 1,306 7,140 SH   SOLE   0 0 7,140
Raytheon Technologies COM 75513e101 1,767 20,530 SH   SOLE   8,765 0 11,765
Royal Dutch Shell Cl. A COM 780259206 290 6,675 SH   SOLE   400 0 6,275
Russell 2000 iShares COM 464287655 9,505 42,728 SH   SOLE   10,682 0 32,046
S&P Core Mid-Cap iShares COM 464287507 8,802 31,094 SH   SOLE   8,206 0 22,888
S&P Core Small-Cap iShares COM 464287804 910 7,951 SH   SOLE   2,121 0 5,830
SPDR S&P 500 COM 78462f103 2,644 5,566 SH   SOLE   1,181 0 4,385
Starbucks Corp. COM 855244109 9,857 84,267 SH   SOLE   25,825 0 58,442
Stryker Corp. COM 863667101 12,763 47,727 SH   SOLE   12,313 0 35,414
TJX Cos. Inc. COM 872540109 830 10,932 SH   SOLE   0 0 10,932
Target Corp. COM 87612e106 870 3,760 SH   SOLE   500 0 3,260
Vanguard Info. Technology ETF COM 92204a702 1,833 4,000 SH   SOLE   0 0 4,000
Vanguard Mid-Cap ETF COM 922908629 1,288 5,055 SH   SOLE   0 0 5,055
Visa Inc. COM 92826c839 9,175 42,337 SH   SOLE   13,726 0 28,611
Walmart Inc. COM 931142103 495 3,424 SH   SOLE   2,055 0 1,369
Walt Disney Co. COM 254687106 10,668 68,876 SH   SOLE   19,116 0 49,760
Wells Fargo & Co. COM 949746101 440 9,162 SH   SOLE   1,065 0 8,097
XCEL Energy COM 98389b100 310 4,573 SH   SOLE   0 0 4,573
Zimmer Biomet COM 98956p102 3,790 29,830 SH   SOLE   7,885 0 21,945
Schwab U.S. TIPS ETF COM 808524870 2,980 47,385 SH   SOLE   12,315 0 35,070
Vanguard Shrt-Trm Corp. Bond ETF COM 92206c409 6,123 75,356 SH   SOLE   20,121 0 55,235
iShares 1-5 Year Inv. Grade COM 464288646 6,556 121,675 SH   SOLE   4,600 0 117,075