The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579y101 9,205 46,342 SH   SOLE   16,611 0 29,731
AT&T Inc. COM 00206R102 1,700 59,056 SH   SOLE   45,830 0 13,226
Abbott Laboratories COM 002824100 13,251 114,299 SH   SOLE   35,577 0 78,722
Alphabet Inc. Cl. C COM 02079k107 15,279 6,096 SH   SOLE   2,190 0 3,906
Apple Inc. COM 037833100 25,502 186,199 SH   SOLE   57,674 0 128,525
Automatic Data Proc. COM 053015103 11,824 59,529 SH   SOLE   19,059 0 40,470
Becton Dickinson COM 075887109 10,981 45,155 SH   SOLE   14,621 0 30,534
Berkshire Hathaway Cl. B COM 084670702 14,554 52,368 SH   SOLE   18,027 0 34,341
Caterpillar Inc. COM 149123101 381 1,750 SH   SOLE   100 0 1,650
Chevron Corp. COM 166764100 1,500 14,319 SH   SOLE   5,040 0 9,279
Cisco Systems Inc. COM 17275r102 4,696 88,600 SH   SOLE   44,635 0 43,965
Coca-Cola Co. COM 191216100 9,087 167,931 SH   SOLE   54,380 0 113,551
Colgate-Palmolive Co. COM 194162103 7,983 98,135 SH   SOLE   27,836 0 70,299
Corning Inc. COM 219350105 270 6,603 SH   SOLE   0 0 6,603
Costco Wholesale COM 22160k105 222 560 SH   SOLE   335 0 225
Danaher Corp. COM 235851102 19,315 71,975 SH   SOLE   20,195 0 51,780
Deere & Co. COM 244199105 1,247 3,536 SH   SOLE   0 0 3,536
Diageo plc ADR COM 25243q205 10,276 53,608 SH   SOLE   15,613 0 37,995
Emerson Electric Co. COM 291011104 7,551 78,458 SH   SOLE   27,905 0 50,553
Exxon Mobil Corp. COM 30231G102 1,863 29,540 SH   SOLE   10,164 0 19,376
Vanguard FTSE Devel. Mkts. ETF COM 921943858 1,728 33,542 SH   SOLE   20,282 0 13,260
Vangurad FTSE Emerg. Mkts. ETF COM 922042858 1,611 29,663 SH   SOLE   6,275 0 23,388
FedEx Corp. COM 31428x106 11,148 37,369 SH   SOLE   12,912 0 24,457
Fiserv, Inc. COM 337738108 5,133 48,025 SH   SOLE   19,090 0 28,935
Fortive Corp. COM 34959j108 4,796 68,767 SH   SOLE   17,259 0 51,508
GlaxoSmithKline PLC ADR COM 37733w105 707 17,761 SH   SOLE   0 0 17,761
Home Depot Inc. COM 437076102 7,046 22,094 SH   SOLE   8,611 0 13,483
Illinois Tool Works COM 452308109 11,942 53,418 SH   SOLE   15,844 0 37,574
Intel Corp. COM 458140100 915 16,297 SH   SOLE   400 0 15,897
Invesco QQQ Trust COM 46090E103 354 1,000 SH   SOLE   375 0 625
JPMorgan Chase COM 46625h100 243 1,561 SH   SOLE   50 0 1,511
Johnson & Johnson COM 478160104 11,421 69,326 SH   SOLE   25,274 0 44,052
MSCI Asia ex-Japan iShares COM 464288182 742 7,850 SH   SOLE   4,000 0 3,850
MSCI EAFE iShares COM 464287465 6,235 79,038 SH   SOLE   21,975 0 57,063
MSCI Emerging Markets iShares COM 464287234 2,219 40,228 SH   SOLE   11,640 0 28,588
McCormick & Co. COM 579780206 5,607 63,488 SH   SOLE   14,104 0 49,384
McDonald's Corp. COM 580135101 498 2,158 SH   SOLE   1,510 0 648
Medtronic PLC F COM g5960l103 318 2,563 SH   SOLE   0 0 2,563
Merck & Co. COM 58933y105 3,487 44,835 SH   SOLE   25,955 0 18,880
Microsoft Corp. COM 594918104 22,700 83,793 SH   SOLE   24,722 0 59,071
Nestle S.A. ADR COM 641069406 9,812 78,660 SH   SOLE   27,489 0 51,171
Nike, Inc. Cl. B COM 654106103 13,602 88,043 SH   SOLE   20,835 0 67,208
Oracle Corp. COM 68389x105 917 11,786 SH   SOLE   0 0 11,786
Otis Worldwide COM 68902v107 248 3,034 SH   SOLE   0 0 3,034
PepsiCo, Inc. COM 713448108 11,337 76,515 SH   SOLE   26,903 0 49,612
Procter & Gamble Co. COM 742718109 9,770 72,411 SH   SOLE   26,332 0 46,079
Qualcomm Inc. COM 747525103 1,021 7,140 SH   SOLE   0 0 7,140
Raytheon Technologies COM 75513e101 1,751 20,530 SH   SOLE   12,295 0 8,235
Royal Dutch Shell Cl. A COM 780259206 270 6,675 SH   SOLE   6,675 0 0
Russell 2000 iShares COM 464287655 10,054 43,831 SH   SOLE   10,845 0 32,986
S&P Core Mid-Cap iShares COM 464287507 8,407 31,284 SH   SOLE   8,291 0 22,993
S&P Core Small-Cap iShares COM 464287804 775 6,861 SH   SOLE   4,061 0 2,800
SPDR S&P 500 COM 78462f103 2,439 5,697 SH   SOLE   1,402 0 4,295
Starbucks Corp. COM 855244109 9,444 84,465 SH   SOLE   30,410 0 54,055
Stryker Corp. COM 863667101 12,508 48,159 SH   SOLE   14,025 0 34,134
TJX Cos. Inc. COM 872540109 737 10,932 SH   SOLE   0 0 10,932
Target Corp. COM 87612e106 732 3,030 SH   SOLE   665 0 2,365
Vanguard Info. Technology ETF COM 92204a702 1,595 4,000 SH   SOLE   0 0 4,000
Vanguard Mid-Cap ETF COM 922908629 1,200 5,055 SH   SOLE   0 0 5,055
Visa Inc. COM 92826c839 9,415 40,265 SH   SOLE   13,340 0 26,925
Walmart Inc. COM 931142103 483 3,424 SH   SOLE   2,055 0 1,369
Walt Disney Co. COM 254687106 11,638 66,212 SH   SOLE   19,980 0 46,232
Wells Fargo & Co. COM 949746101 1,410 31,139 SH   SOLE   19,893 0 11,246
XCEL Energy COM 98389b100 339 5,143 SH   SOLE   0 0 5,143
Zimmer Biomet COM 98956p102 5,072 31,540 SH   SOLE   9,045 0 22,495
Schwab U.S. TIPS ETF COM 808524870 2,604 41,650 SH   SOLE   12,220 0 29,430
Vanguard Shrt-Trm Corp. Bond ETF COM 92206c409 11,367 137,438 SH   SOLE   24,883 0 112,555