Condensed Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 2,719	$ 6,228
Adjustments to reconcile net income to net cash from operating activities:
Amortization of net discounts on investments	64	60
Release of provision for credit losses	(134)	(246)
Depreciation and amortization	483	534
Share based compensation	291	368
Fair value adjustment on mortgage servicing rights	81	123
Right of use assets amortization	717	699
Change in lease liabilities	(742)	(712)
Change in cash surrender value of BOLI	(498)	(390)
Net gain on BOLI death benefit	0	(567)
Net change in advances from borrowers for taxes and insurance	937	863
Net gain on disposal of premises and equipment, net	(30)	0
Net gain on sale of loans	(205)	(264)
Proceeds from sale of loans held-for-sale	10,722	14,822
Originations of loans held-for-sale	(10,952)	(15,828)
Net (gain) loss on OREO and repossessed assets	(17)	13
Change in operating assets and liabilities:
Accrued interest receivable	(253)	(332)
Other assets	(643)	(2,276)
Accrued interest payable	91	193
Other liabilities	148	1,476
Net cash provided by operating activities	2,779	4,764
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from principal payments, maturities and sales of available-for-sale securities	307	1,920
Proceeds from principal payments of held-to-maturity securities	27	25
Net increase in loans	(6,598)	(9,601)
(Purchase of) proceeds from BOLI	(5)	633
Purchases of premises and equipment, net	(50)	(225)
Proceeds from disposal of premises and equipment, net	30	0
Proceeds from sale of OREO and other repossessed assets	592	71
Net cash used in investing activities	(5,697)	(7,177)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	103,658	52,112
Proceeds from borrowings	0	40,000
Repayment of borrowings	0	(43,000)
FHLB stock purchased	(9)	49
Common stock repurchases	(65)	(1,399)
Purchase of common stock surrendered to pay tax liability	(218)	(190)
Dividends paid on common stock	(1,459)	(1,425)
Proceeds from common stock option exercises	251	320
Net cash provided by financing activities	102,158	46,467
Net change in cash and cash equivalents	99,240	44,054
Cash and cash equivalents, beginning of period	49,690	57,836
Cash and cash equivalents, end of period	148,930	101,890
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for income taxes	407	2,100
Interest paid on deposits and borrowings	19,765	10,797
Loans transferred from loans held-for-sale to loans held-for-portfolio	859	0
Loans transferred from loans held-for-portfolio to OREO and repossessed assets	115	0
ROU assets obtained in exchange for new operating lease liabilities	0	329
Impact of adoption of ASU 2016-13 on retained earnings	102,239	100,238
Retained Earnings
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	2,719	6,228
SUPPLEMENTAL CASH FLOW INFORMATION:
Impact of adoption of ASU 2016-13 on retained earnings	74,840	73,438
Impact of Adoption of ASU 2016-13 | Retained Earnings
SUPPLEMENTAL CASH FLOW INFORMATION:
Impact of adoption of ASU 2016-13 on retained earnings	$ 0	$ (1,149)