Condensed Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
INTEREST INCOME
Loans, including fees	$ 8,422	$ 8,195	$ 25,463	$ 24,514
Interest and dividends on investments, cash and cash equivalents	86	381	400	1,219
Total interest income	8,508	8,576	25,863	25,733
INTEREST EXPENSE
Deposits	1,738	1,830	5,346	4,917
Borrowings	110	100	232	674
Total interest expense	1,848	1,930	5,578	5,591
Net interest income	6,660	6,646	20,285	20,142
PROVISION (RECAPTURE) FOR LOAN LOSSES	275	250	925	(150)
Net interest income after provision (recapture) for loan losses	6,385	6,396	19,360	20,292
NONINTEREST INCOME
Service charges and fee income	510	512	1,433	1,437
Earnings on cash surrender value of bank-owned life insurance	102	81	207	267
Mortgage servicing income	260	259	739	756
Fair value adjustment on mortgage servicing rights	(623)	(90)	(1,423)	(576)
Net gain on sale of loans	1,819	305	3,399	1,000
Total noninterest income	2,068	1,067	4,355	2,884
NONINTEREST EXPENSE
Salaries and benefits	2,880	3,075	8,933	9,369
Operations	1,390	1,397	4,109	4,481
Regulatory assessments	111	(49)	480	178
Occupancy	442	509	1,437	1,560
Data processing	707	587	1,923	1,547
Net loss on OREO and repossessed assets	0	1	0	11
Total noninterest expense	5,530	5,520	16,882	17,146
Income before provision for income taxes	2,923	1,943	6,833	6,030
Provision for income taxes	588	395	1,390	1,221
Net income	$ 2,335	$ 1,548	$ 5,443	$ 4,809
Earnings per common share:
Basic (in dollars per share)	$ 0.90	$ 0.61	$ 2.11	$ 1.90
Diluted (in dollars per share)	$ 0.90	$ 0.60	$ 2.09	$ 1.87
Weighted-average number of common shares outstanding:
Basic (in shares)	2,563,018	2,526,240	2,558,475	2,521,393
Diluted (in shares)	2,589,241	2,578,287	2,588,101	2,572,499