NOTE 9 - Deposits

Deposits at December 31, 2014 and December 31, 2013 are summarized as follows:

(Dollars in thousands)	December 31, 2014		December 31, 2013
Noninterest bearing demand	$	179,848	$	150,238
Interest bearing demand		236,525		199,826
Individual retirement accounts		55,034		54,512
Money market		117,514		157,406
Savings		70,407		69,336
Certificates of deposit		455,901		354,940
Brokered deposits		50,000		58,596
Total deposits	$	1,165,229	$	1,044,854

At December 31, 2014, scheduled maturities of time deposits, including certificates of deposits, individual retirement accounts and brokered deposits, are as follows:

(Dollars in thousands)	December 31, 2014
Within one year	$	320,449
After one but within two years		167,878
After two but within three years		49,255
After three but within four years		11,687
After four but within five years		11,666
Total	$	560,935

Time deposits, including individual retirement accounts, certificates of deposit, and brokered deposits, with individual balances of $250,000 and greater totaled $66,366,000 and $93,552,000 at December 31, 2014 and 2013, respectively.