The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   325,446 2,977 SH   SOLE 0 0 0 2,977
ABBOTT LABS COM 002824100   390,749 3,550 SH   SOLE 0 0 0 3,550
ABBVIE INC COM 00287Y109   673,810 4,348 SH   SOLE 0 0 0 4,348
ALPHABET INC CAP STK CL A 02079K305   1,239,538 8,873 SH   SOLE 0 0 0 8,873
ALPHABET INC CAP STK CL C 02079K107   1,344,472 9,540 SH   SOLE 0 0 0 9,540
ALX ONCOLOGY HLDGS INC COM 00166B105   467,799 31,417 SH   SOLE 0 0 0 31,417
AMAZON COM INC COM 023135106   1,730,033 11,386 SH   SOLE 0 0 0 11,386
AMGEN INC COM 031162100   298,627 1,037 SH   SOLE 0 0 0 1,037
APPLE INC COM 037833100   15,119,538 78,531 SH   SOLE 0 0 0 78,531
ARK ETF TR INNOVATION ETF 00214Q104   6,084,195 116,177 SH   SOLE 0 0 0 116,177
AUTOMATIC DATA PROCESSING IN COM 053015103   278,865 1,197 SH   SOLE 0 0 0 1,197
AVITA MEDICAL INC COM 05380C102   178,648 13,021 SH   SOLE 0 0 0 13,021
BAXTER INTERNATIONAL INC COM 071813109   220,130 5,694 SH   SOLE 0 0 0 5,694
BERKSHIRE HATHAWAY INC DEL CL A 084670108   542,625 1 SH   SOLE 0 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,579,722 7,233 SH   SOLE 0 0 0 7,233
BOEING CO COM 097023105   942,547 3,616 SH   SOLE 0 0 0 3,616
BRP GROUP INC COM CL A 05589G102   2,784,519 115,925 SH   SOLE 0 0 0 115,925
CADENCE BANK COM 12740C103   250,036 8,450 SH   SOLE 0 0 0 8,450
CARRIER GLOBAL CORPORATION COM 14448C104   434,437 7,562 SH   SOLE 0 0 0 7,562
CHEVRON CORP NEW COM 166764100   544,342 3,649 SH   SOLE 0 0 0 3,649
COCA COLA CO COM 191216100   453,407 7,694 SH   SOLE 0 0 0 7,694
CSX CORP COM 126408103   207,408 5,982 SH   SOLE 0 0 0 5,982
DBX ETF TR XTRAK MSCI EAFE 233051200   59,673,773 1,613,677 SH   SOLE 0 0 0 1,613,677
EATON CORP PLC SHS G29183103   214,811 892 SH   SOLE 0 0 0 892
ELEVANCE HEALTH INC COM 036752103   383,326 813 SH   SOLE 0 0 0 813
EXXON MOBIL CORPORATION COM 30231G102   2,303,439 23,039 SH   SOLE 0 0 0 23,039
HOME DEPOT INC COM 437076102   1,026,828 2,963 SH   SOLE 0 0 0 2,963
INTERNATIONAL BUSINESS MACHS COM 459200101   209,017 1,278 SH   SOLE 0 0 0 1,278
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   2,271,758 108,775 SH   SOLE 0 0 0 108,775
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   2,205,961 107,845 SH   SOLE 0 0 0 107,845
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   2,065,864 107,040 SH   SOLE 0 0 0 107,040
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   2,035,037 104,602 SH   SOLE 0 0 0 104,602
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 CB 46138J502   1,643,573 81,044 SH   SOLE 0 0 0 81,044
INVESCO EXCH TRD SLF IDX FD BULSHS 2029 46138J577   1,238,422 66,779 SH   SOLE 0 0 0 66,779
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   378,476 22,752 SH   SOLE 0 0 0 22,752
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   6,580,461 41,701 SH   SOLE 0 0 0 41,701
ISHARES TR 20 YR TR BD ETF 464287432   3,005,952 30,400 SH   SOLE 0 0 0 30,400
ISHARES TR 7-10 YR TRSY BD 464287440   6,233,155 64,666 SH   SOLE 0 0 0 64,666
ISHARES TR CORE S&P MCP ETF 464287507   28,777,471 103,834 SH   SOLE 0 0 0 103,834
ISHARES TR CORE US AGGBD ETF 464287226   4,305,763 43,383 SH   SOLE 0 0 0 43,383
ISHARES TR HDG MSCI EAFE 46434V803   3,080,386 97,759 SH   SOLE 0 0 0 97,759
ISHARES TR RUSSELL MIDCAP 464287499   2,746,045 35,328 SH   SOLE 0 0 0 35,328
ISHARES TR MBS ETF 464288588   3,731,871 39,667 SH   SOLE 0 0 0 39,667
ISHARES TR US TREAS BD ETF 46429B267   20,232,579 878,150 SH   SOLE 0 0 0 878,150
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654   1,127,697 22,225 SH   SOLE 0 0 0 22,225
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837   576,174 11,471 SH   SOLE 0 0 0 11,471
JOHNSON JOHNSON COM 478160104   704,264 4,493 SH   SOLE 0 0 0 4,493
JPMORGAN CHASE & CO COM 46625H100   554,317 3,259 SH   SOLE 0 0 0 3,259
LILLY ELI & CO COM 532457108   655,202 1,124 SH   SOLE 0 0 0 1,124
MC DONALDS CORP COM 580135101   1,496,782 5,048 SH   SOLE 0 0 0 5,048
META PLATFORMS INC CL A 30303M102   333,805 943 SH   SOLE 0 0 0 943
MICROSOFT CORP COM 594918104   2,735,854 7,275 SH   SOLE 0 0 0 7,275
NOVO-NORDISK A S ADR 670100205   464,491 4,490 SH   SOLE 0 0 0 4,490
NUVVE HOLDING CORP COM 67079Y100   1,370 11,000 SH   SOLE 0 0 0 11,000
NVIDIA CORPORATION COM 67066G104   739,389 1,493 SH   SOLE 0 0 0 1,493
OTIS WORLDWIDE CORP COM 68902V107   332,023 3,711 SH   SOLE 0 0 0 3,711
PEPSICO INCORPORATED COM 713448108   966,296 5,689 SH   SOLE 0 0 0 5,689
POWERSHARES ETF TR II SP500 LOW VOL 73937B779   2,197,987 35,078 SH   SOLE 0 0 0 35,078
POWERSHS QQQ TRUST SER 1 UNIT SER 1 73935A104   9,743,893 23,793 SH   SOLE 0 0 0 23,793
PROCTER AND GAMBLE CO COM 742718109   204,570 1,396 SH   SOLE 0 0 0 1,396
READY CAPITAL CORP COM 75574U101   192,598 18,790 SH   SOLE 0 0 0 18,790
RTX CORPORATION COM 75513E101   747,056 8,879 SH   SOLE 0 0 0 8,879
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,324,932 93,785 SH   SOLE 0 0 0 93,785
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   11,884,618 321,554 SH   SOLE 0 0 0 321,554
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   10,413,506 184,637 SH   SOLE 0 0 0 184,637
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,865,098 38,039 SH   SOLE 0 0 0 38,039
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109   25,820,871 68,514 SH   SOLE 0 0 0 68,514
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   39,975,824 1,175,414 SH   SOLE 0 0 0 1,175,414
SPDR S&P 500 ETF TR TR UNIT 78462F103   60,004,444 126,243 SH   SOLE 0 0 0 126,243
SPDR SER TR PORTFOLIO LN TSR 78464A664   14,834,350 511,177 SH   SOLE 0 0 0 511,177
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300   17,208,963 206,565 SH   SOLE 0 0 0 206,565
SPDR SERIES TRUST SP DIVID ETF 78464A763   341,293 2,731 SH   SOLE 0 0 0 2,731
SPDR SP MIDCAP 400 ETF TR UTSER1 SPDCRP 78467Y107   23,246,843 45,817 SH   SOLE 0 0 0 45,817
STARBUCKS CORP COM 855244109   230,328 2,399 SH   SOLE 0 0 0 2,399
TESLA INC COM 88160R101   920,618 3,705 SH   SOLE 0 0 0 3,705
TEXAS INSTRS INC COM 882508104   486,834 2,856 SH   SOLE 0 0 0 2,856
TOWNEBANK PORTSMOUTH VA COM 89214P109   220,135 7,397 SH   SOLE 0 0 0 7,397
UNION PACIFIC CORP COM 907818108   725,561 2,954 SH   SOLE 0 0 0 2,954
UNITEDHEALTH GROUP INC COM 91324P102   205,872 391 SH   SOLE 0 0 0 391
VANGUARD INDEX FDS LARGE CAP ETF 922908637   10,384,646 47,603 SH   SOLE 0 0 0 47,603
VANGUARD INDEX FDS TOTAL STK MKT 922908769   583,722 2,461 SH   SOLE 0 0 0 2,461
VANGUARD INDEX FDS GROWTH ETF 922908736   7,198,429 23,155 SH   SOLE 0 0 0 23,155
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   78,227,419 179,092 SH   SOLE 0 0 0 179,092
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,790,598 22,030 SH   SOLE 0 0 0 22,030
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844   840,924 4,935 SH   SOLE 0 0 0 4,935
VANGUARD WORLD FD ESG US STK ETF 921910733   408,713 4,805 SH   SOLE 0 0 0 4,805
WAL-MART STORES INC COM 931142103   949,168 6,021 SH   SOLE 0 0 0 6,021