The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   278,707 2,977 SH   SOLE 0 0 0 2,977
ABBOTT LABS COM 002824100   319,605 3,300 SH   SOLE 0 0 0 3,300
ABBVIE INC COM 00287Y109   633,207 4,248 SH   SOLE 0 0 0 4,248
ALPHABET INC CAP STK CL A 02079K305   1,184,478 9,051 SH   SOLE 0 0 0 9,051
ALPHABET INC CAP STK CL C 02079K107   1,257,849 9,540 SH   SOLE 0 0 0 9,540
ALX ONCOLOGY HLDGS INC COM 00166B105   150,802 31,417 SH   SOLE 0 0 0 31,417
AMAZON COM INC COM 023135106   1,470,815 11,570 SH   SOLE 0 0 0 11,570
AMGEN INC COM 031162100   278,597 1,037 SH   SOLE 0 0 0 1,037
APPLE INC COM 037833100   13,502,658 78,866 SH   SOLE 0 0 0 78,866
ARK ETF TR INNOVATION ETF 00214Q104   4,673,623 117,813 SH   SOLE 0 0 0 117,813
AUTOMATIC DATA PROCESSING IN COM 053015103   263,916 1,097 SH   SOLE 0 0 0 1,097
AVITA MEDICAL INC COM 05380C102   263,287 18,021 SH   SOLE 0 0 0 18,021
BAXTER INTERNATIONAL INC COM 071813109   214,892 5,694 SH   SOLE 0 0 0 5,694
BERKSHIRE HATHAWAY INC DEL CL A 084670108   531,477 1 SH   SOLE 0 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,533,720 7,233 SH   SOLE 0 0 0 7,233
BOEING CO COM 097023105   694,073 3,621 SH   SOLE 0 0 0 3,621
BRP GROUP INC COM CL A 05589G102   2,762,628 118,925 SH   SOLE 0 0 0 118,925
CARRIER GLOBAL CORPORATION COM 14448C104   417,422 7,562 SH   SOLE 0 0 0 7,562
CHEVRON CORP NEW COM 166764100   618,720 3,669 SH   SOLE 0 0 0 3,669
COCA COLA CO COM 191216100   399,473 7,136 SH   SOLE 0 0 0 7,136
DBX ETF TR XTRAK MSCI EAFE 233051200   56,245,092 1,611,607 SH   SOLE 0 0 0 1,611,607
EATON CORP PLC SHS G29183103   213,280 1,000 SH   SOLE 0 0 0 1,000
ELEVANCE HEALTH INC COM 036752103   353,948 813 SH   SOLE 0 0 0 813
EXXON MOBIL CORPORATION COM 30231G102   2,509,392 21,342 SH   SOLE 0 0 0 21,342
HOME DEPOT INC COM 437076102   1,439,792 4,765 SH   SOLE 0 0 0 4,765
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   2,299,251 108,302 SH   SOLE 0 0 0 108,302
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   2,249,348 108,822 SH   SOLE 0 0 0 108,822
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   2,162,281 107,523 SH   SOLE 0 0 0 107,523
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,995,191 106,210 SH   SOLE 0 0 0 106,210
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,921,018 102,536 SH   SOLE 0 0 0 102,536
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 CB 46138J502   1,548,439 79,961 SH   SOLE 0 0 0 79,961
INVESCO EXCH TRD SLF IDX FD BULSHS 2029 46138J577   1,118,451 63,820 SH   SOLE 0 0 0 63,820
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   274,905 17,645 SH   SOLE 0 0 0 17,645
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   5,881,815 41,512 SH   SOLE 0 0 0 41,512
ISHARES TR 20 YR TR BD ETF 464287432   2,976,880 33,565 SH   SOLE 0 0 0 33,565
ISHARES TR 7-10 YR TRSY BD 464287440   5,073,079 55,389 SH   SOLE 0 0 0 55,389
ISHARES TR CORE S&P MCP ETF 464287507   25,798,421 103,463 SH   SOLE 0 0 0 103,463
ISHARES TR CORE US AGGBD ETF 464287226   4,176,693 44,414 SH   SOLE 0 0 0 44,414
ISHARES TR HDG MSCI EAFE 46434V803   3,216,185 106,850 SH   SOLE 0 0 0 106,850
ISHARES TR RUSSELL MIDCAP 464287499   2,446,464 35,328 SH   SOLE 0 0 0 35,328
ISHARES TR MBS ETF 464288588   3,340,656 37,620 SH   SOLE 0 0 0 37,620
ISHARES TR US TREAS BD ETF 46429B267   17,136,876 777,535 SH   SOLE 0 0 0 777,535
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654   2,226,106 44,125 SH   SOLE 0 0 0 44,125
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837   987,076 19,671 SH   SOLE 0 0 0 19,671
JOHNSON JOHNSON COM 478160104   694,987 4,462 SH   SOLE 0 0 0 4,462
JPMORGAN CHASE & CO COM 46625H100   472,064 3,255 SH   SOLE 0 0 0 3,255
LILLY ELI & CO COM 532457108   604,271 1,125 SH   SOLE 0 0 0 1,125
MC DONALDS CORP COM 580135101   1,329,845 5,048 SH   SOLE 0 0 0 5,048
META PLATFORMS INC CL A 30303M102   283,112 943 SH   SOLE 0 0 0 943
MICROSOFT CORP COM 594918104   2,366,004 7,493 SH   SOLE 0 0 0 7,493
NOVO-NORDISK A S ADR 670100205   408,321 4,490 SH   SOLE 0 0 0 4,490
NVIDIA CORPORATION COM 67066G104   649,460 1,493 SH   SOLE 0 0 0 1,493
OTIS WORLDWIDE CORP COM 68902V107   298,030 3,711 SH   SOLE 0 0 0 3,711
PEPSICO INCORPORATED COM 713448108   1,596,879 9,424 SH   SOLE 0 0 0 9,424
POWERSHARES ETF TR II SP500 LOW VOL 73937B779   2,286,108 38,886 SH   SOLE 0 0 0 38,886
POWERSHS QQQ TRUST SER 1 UNIT SER 1 73935A104   8,942,496 24,960 SH   SOLE 0 0 0 24,960
READY CAPITAL CORP COM 75574U101   189,461 18,740 SH   SOLE 0 0 0 18,740
RTX CORPORATION COM 75513E101   554,509 7,705 SH   SOLE 0 0 0 7,705
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,451,730 102,411 SH   SOLE 0 0 0 102,411
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   11,215,430 330,254 SH   SOLE 0 0 0 330,254
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   9,863,354 194,928 SH   SOLE 0 0 0 194,928
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,604,928 38,489 SH   SOLE 0 0 0 38,489
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109   24,002,852 71,661 SH   SOLE 0 0 0 71,661
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   36,150,642 1,165,774 SH   SOLE 0 0 0 1,165,774
SPDR S&P 500 ETF TR TR UNIT 78462F103   55,400,918 129,599 SH   SOLE 0 0 0 129,599
SPDR SER TR PORTFOLIO LN TSR 78464A664   12,452,110 476,180 SH   SOLE 0 0 0 476,180
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300   14,841,452 205,077 SH   SOLE 0 0 0 205,077
SPDR SERIES TRUST SP DIVID ETF 78464A763   314,092 2,731 SH   SOLE 0 0 0 2,731
SPDR SP MIDCAP 400 ETF TR UTSER1 SPDCRP 78467Y107   20,984,627 45,954 SH   SOLE 0 0 0 45,954
STARBUCKS CORP COM 855244109   218,044 2,389 SH   SOLE 0 0 0 2,389
TESLA INC COM 88160R101   995,125 3,977 SH   SOLE 0 0 0 3,977
TEXAS INSTRS INC COM 882508104   454,133 2,856 SH   SOLE 0 0 0 2,856
UNION PACIFIC CORP COM 907818108   602,541 2,959 SH   SOLE 0 0 0 2,959
VANGUARD INDEX FDS LARGE CAP ETF 922908637   9,440,174 48,240 SH   SOLE 0 0 0 48,240
VANGUARD INDEX FDS TOTAL STK MKT 922908769   522,673 2,461 SH   SOLE 0 0 0 2,461
VANGUARD INDEX FDS GROWTH ETF 922908736   6,385,127 23,448 SH   SOLE 0 0 0 23,448
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   71,639,385 182,428 SH   SOLE 0 0 0 182,428
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,122,121 27,930 SH   SOLE 0 0 0 27,930
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844   766,800 4,935 SH   SOLE 0 0 0 4,935
VANGUARD WORLD FD ESG US STK ETF 921910733   361,432 4,805 SH   SOLE 0 0 0 4,805
WAL-MART STORES INC COM 931142103   1,042,861 6,521 SH   SOLE 0 0 0 6,521