Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Revenue
Interest income	$ 240,463	$ 207,655	$ 478,082	$ 399,892
Non-interest income	26,100	18,147	47,993	40,630
Total revenue	266,563	225,802	526,075	440,522
Less:
Interest expense	41,448	17,104	80,445	30,781
Net decrease in fair value	(106,490)	(63,484)	(322,200)	(59,513)
Net revenue	118,625	145,214	123,430	350,228
Operating expenses:
Technology and facilities	55,116	52,788	111,990	101,977
Sales and marketing	19,195	32,368	38,377	66,909
Personnel	30,762	38,629	68,080	74,555
Outsourcing and professional fees	9,900	17,165	23,702	31,492
General, administrative and other	21,123	16,936	40,285	30,297
Total operating expenses	136,096	157,886	282,434	305,230
Income (loss) before taxes	(17,471)	(12,672)	(159,004)	44,998
Income tax expense (benefit)	(2,572)	(3,515)	(42,015)	8,492
Net income (loss)	(14,899)	(9,157)	(116,989)	36,506
Net income (loss) attributable to common stockholders	(14,899)	(9,157)	(116,989)	36,506
Net income (loss) attributable to common stockholders	$ (14,899)	$ (9,157)	$ (116,989)	$ 36,506
Earnings (loss) per share:
Basic (in USD per share)	$ (0.41)	$ (0.28)	$ (3.31)	$ 1.12
Diluted (in USD per share)	$ (0.41)	$ (0.28)	$ (3.31)	$ 1.10
Weighted average common shares outstanding:
Basic (in shares)	36,691,291	32,831,499	35,342,663	32,525,768
Diluted (in shares)	36,691,291	32,831,499	35,342,663	33,241,681