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Borrowings (Details) - USD ($)
12 Months Ended
Mar. 27, 2023
Mar. 10, 2023
Feb. 10, 2023
Sep. 14, 2022
May 24, 2022
Dec. 31, 2022
Dec. 31, 2021
Jun. 23, 2023
Apr. 21, 2023
Mar. 08, 2023
Nov. 03, 2022
Jul. 28, 2022
Jul. 22, 2022
Debt Instrument [Line Items]                          
Facility amount           $ 750,000,000              
Current balance           317,568,000 $ 393,889,000            
Current balance           2,387,674,000 1,651,706,000            
Variable Interest Entity, Primary Beneficiary                          
Debt Instrument [Line Items]                          
Current balance           320,000,000 398,000,000            
Initial note amount issued           266,000,000              
Current balance           2,387,674,000 1,651,706,000            
Balance           222,879,000 114,092,000            
Oportun Financial Corporation | Variable Interest Entity, Primary Beneficiary                          
Debt Instrument [Line Items]                          
Initial note amount issued           150,000,000              
Balance           $ 141,957,000 0            
Oportun Financial Corporation | SOFR | Variable Interest Entity, Primary Beneficiary                          
Debt Instrument [Line Items]                          
Interest rate, basis spread (as a percent)           9.00%              
Oportun Financial Corporation | SOFR | Minimum | Variable Interest Entity, Primary Beneficiary                          
Debt Instrument [Line Items]                          
Interest rate, basis for effective rate (as a percent)           0.00%              
Oportun RF, LLC | Variable Interest Entity, Primary Beneficiary                          
Debt Instrument [Line Items]                          
Facility amount                       $ 9,100,000  
Initial note amount issued         $ 20,900,000 $ 116,000,000              
Balance           $ 80,922,000 $ 114,092,000            
Oportun RF, LLC | SOFR | Variable Interest Entity, Primary Beneficiary                          
Debt Instrument [Line Items]                          
Interest rate, basis spread (as a percent)           8.00%              
Oportun RF, LLC | SOFR | Minimum | Variable Interest Entity, Primary Beneficiary                          
Debt Instrument [Line Items]                          
Interest rate, basis for effective rate (as a percent)           0.00%              
Oportun RF, LLC | LIBOR | Variable Interest Entity, Primary Beneficiary                          
Debt Instrument [Line Items]                          
Interest rate, basis spread (as a percent)             8.00%            
Oportun RF, LLC | LIBOR | Minimum | Variable Interest Entity, Primary Beneficiary                          
Debt Instrument [Line Items]                          
Interest rate, basis for effective rate (as a percent)             0.00%            
Oportun Issuance Trust (Series 2022-A)                          
Debt Instrument [Line Items]                          
Original revolving period         2 years                
Asset-Backed Notes 2022-2 Securitization                          
Debt Instrument [Line Items]                          
Initial note amount issued                         $ 400,000,000
Weighted average interest rate                         7.77%
Weighted average yield (as a percent)                         8.00%
Credit Facility | Revolving Credit Facility                          
Debt Instrument [Line Items]                          
Facility amount           $ 150,000,000              
Credit Facility | Subsequent Event | Revolving Credit Facility                          
Debt Instrument [Line Items]                          
Facility amount                   $ 120,000,000      
Credit Facility | Secured Warehouse Facility CCW                          
Debt Instrument [Line Items]                          
Facility amount           150,000,000              
Current balance           $ 76,574,000 $ 40,108,000            
Credit Facility | Secured Warehouse Facility CCW | LIBOR                          
Debt Instrument [Line Items]                          
Interest rate, basis spread (as a percent)           6.00%              
Credit Facility | Secured Warehouse Facility CCW | LIBOR | Minimum                          
Debt Instrument [Line Items]                          
Interest rate, basis for effective rate (as a percent)           1.00%              
Credit Facility | Secured Warehouse Facility                          
Debt Instrument [Line Items]                          
Facility amount           $ 600,000,000              
Current balance           $ 240,994,000 353,781,000            
Credit Facility | Secured Warehouse Facility | LIBOR                          
Debt Instrument [Line Items]                          
Interest rate, basis spread (as a percent)           2.17%              
Credit Facility | Secured Warehouse Facility | LIBOR | Minimum                          
Debt Instrument [Line Items]                          
Interest rate, basis for effective rate (as a percent)           0.00%              
Asset-backed Note                          
Debt Instrument [Line Items]                          
Initial note amount issued           $ 2,754,412,000 1,654,412,000            
Current balance           2,387,674,000 1,651,706,000            
Asset-backed Note | Initial Collateral                          
Debt Instrument [Line Items]                          
Collateral balance           2,834,687,000 1,703,271,000            
Asset-backed Note | Current Collateral                          
Debt Instrument [Line Items]                          
Collateral balance           $ 2,706,900,000 1,737,245,000            
Asset-backed Note | Secured Warehouse Facility CCW | LIBOR                          
Debt Instrument [Line Items]                          
Interest rate, basis spread (as a percent)           3.41%              
Asset-backed Note | Secured Warehouse Facility CCW | LIBOR | Minimum                          
Debt Instrument [Line Items]                          
Basis spread on variable rate, outstanding principal (as a percent )           0.00%              
Asset-backed Note | Credit Card Warehouse Facility                          
Debt Instrument [Line Items]                          
Principal threshold to trigger different interest rate           $ 18,800,000              
Asset-backed Note | Oportun Issuance Trust (Series 2022-3)                          
Debt Instrument [Line Items]                          
Initial note amount issued           300,000,000              
Current balance           $ 285,218,000              
Weighted average interest rate           8.43%              
Asset-backed Note | Oportun Issuance Trust (Series 2022-3) | Initial Collateral                          
Debt Instrument [Line Items]                          
Collateral balance           $ 310,993,000              
Asset-backed Note | Oportun Issuance Trust (Series 2022-3) | Current Collateral                          
Debt Instrument [Line Items]                          
Collateral balance           301,967,000              
Asset-backed Note | Oportun Issuance Trust (Series 2022-2)                          
Debt Instrument [Line Items]                          
Initial note amount issued           400,000,000              
Current balance           $ 313,689,000              
Weighted average interest rate           7.03%              
Asset-backed Note | Oportun Issuance Trust (Series 2022-2) | Initial Collateral                          
Debt Instrument [Line Items]                          
Collateral balance           $ 410,212,000              
Asset-backed Note | Oportun Issuance Trust (Series 2022-2) | Current Collateral                          
Debt Instrument [Line Items]                          
Collateral balance           344,218,000              
Asset-backed Note | Oportun Issuance Trust (Series 2022-A)                          
Debt Instrument [Line Items]                          
Initial note amount issued         $ 400,000,000 400,000,000              
Current balance           $ 380,313,000              
Weighted average interest rate         5.68% 5.44%              
Original revolving period           2 years              
Asset-backed Note | Oportun Issuance Trust (Series 2022-A) | Initial Collateral                          
Debt Instrument [Line Items]                          
Collateral balance           $ 410,211,000              
Asset-backed Note | Oportun Issuance Trust (Series 2022-A) | Current Collateral                          
Debt Instrument [Line Items]                          
Collateral balance           414,293,000              
Asset-backed Note | Oportun Issuance Trust (Series 2021-C)                          
Debt Instrument [Line Items]                          
Initial note amount issued           500,000,000 500,000,000            
Current balance           $ 435,951,000 $ 497,774,000            
Weighted average interest rate           2.48% 2.48%            
Original revolving period           3 years 3 years            
Asset-backed Note | Oportun Issuance Trust (Series 2021-C) | Initial Collateral                          
Debt Instrument [Line Items]                          
Collateral balance           $ 512,762,000 $ 512,762,000            
Asset-backed Note | Oportun Issuance Trust (Series 2021-C) | Current Collateral                          
Debt Instrument [Line Items]                          
Collateral balance           518,929,000 525,436,000            
Asset-backed Note | Oportun Issuance Trust (Series 2021-B)                          
Debt Instrument [Line Items]                          
Initial note amount issued           500,000,000 500,000,000            
Current balance           $ 432,123,000 $ 498,487,000            
Weighted average interest rate           2.05% 2.05%            
Original revolving period           3 years 3 years            
Asset-backed Note | Oportun Issuance Trust (Series 2021-B) | Initial Collateral                          
Debt Instrument [Line Items]                          
Collateral balance           $ 512,759,000 $ 512,759,000            
Asset-backed Note | Oportun Issuance Trust (Series 2021-B) | Current Collateral                          
Debt Instrument [Line Items]                          
Collateral balance           519,182,000 521,174,000            
Asset-backed Note | Oportun Funding XIV, LLC (Series 2021-A)                          
Debt Instrument [Line Items]                          
Initial note amount issued           375,000,000 375,000,000            
Current balance           $ 348,046,000 $ 374,363,000            
Weighted average interest rate           1.79% 1.79%            
Original revolving period           2 years 2 years            
Asset-backed Note | Oportun Funding XIV, LLC (Series 2021-A) | Initial Collateral                          
Debt Instrument [Line Items]                          
Collateral balance           $ 383,632,000 $ 383,632,000            
Asset-backed Note | Oportun Funding XIV, LLC (Series 2021-A) | Current Collateral                          
Debt Instrument [Line Items]                          
Collateral balance           389,740,000 391,325,000            
Asset-backed Note | Oportun Funding XIII, LLC (Series 2019-A)                          
Debt Instrument [Line Items]                          
Initial note amount issued           279,412,000 279,412,000            
Current balance           $ 192,334,000 $ 281,082,000            
Weighted average interest rate           3.46% 3.46%            
Original revolving period           3 years 3 years            
Asset-backed Note | Oportun Funding XIII, LLC (Series 2019-A) | Initial Collateral                          
Debt Instrument [Line Items]                          
Collateral balance           $ 294,118,000 $ 294,118,000            
Asset-backed Note | Oportun Funding XIII, LLC (Series 2019-A) | Current Collateral                          
Debt Instrument [Line Items]                          
Collateral balance           218,571,000 $ 299,310,000            
Asset-backed Note | Asset-Backed Notes Class D                          
Debt Instrument [Line Items]                          
Initial note amount issued         $ 20,900,000 $ 119,500,000           $ 9,100,000  
Asset-backed Note | Asset-Backed Notes Class D | Subsequent Event                          
Debt Instrument [Line Items]                          
Principal payments     $ 42,000,000                    
Asset-backed Note | Asset-Backed Notes Class D | SOFR                          
Debt Instrument [Line Items]                          
Interest rate, basis spread (as a percent)           8.00%              
Asset-backed Note | Asset-Backed Notes Class D | SOFR | Subsequent Event                          
Debt Instrument [Line Items]                          
Interest rate, basis spread (as a percent)     11.00%                    
Asset-backed Note | Asset-Backed Notes 2022-3 Securitization                          
Debt Instrument [Line Items]                          
Initial note amount issued                     $ 300,000,000    
Weighted average interest rate                     9.51%    
Weighted average yield (as a percent)                     10.94%    
Term Loan | Senior Secured Term Loans                          
Debt Instrument [Line Items]                          
Initial note amount issued       $ 150,000,000                  
Term Loan | Senior Secured Term Loans | Subsequent Event                          
Debt Instrument [Line Items]                          
Initial note amount issued   $ 75,000,000                      
Amount payable in cash or kind (as a percent)   3.00%                      
Term Loan | Senior Secured Term Loans | SOFR                          
Debt Instrument [Line Items]                          
Interest rate, basis spread (as a percent)       9.00%                  
Term Loan | Senior Secured Term Loans | SOFR | Subsequent Event                          
Debt Instrument [Line Items]                          
Interest rate, basis spread (as a percent)   9.00%                      
Term Loan | Incremental Tranche A-1 Loans | Subsequent Event                          
Debt Instrument [Line Items]                          
Proceeds from borrowings   $ 20,800,000                      
Term Loan | Incremental Tranche A-2 Loans | Subsequent Event | Forecast                          
Debt Instrument [Line Items]                          
Proceeds from borrowings $ 4,200,000                        
Term Loan | Uncommitted Borrowings | Subsequent Event | Forecast                          
Debt Instrument [Line Items]                          
Initial note amount issued   $ 50,000,000           $ 25,000,000 $ 25,000,000