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Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Income Statement [Abstract]    
Interest income $ 150,700 $ 126,746
Non-interest income 12,728 11,582
Total revenue 163,428 138,328
Interest expense 16,361 14,619
Provision (release) for loan losses 0 (366)
Decrease in fair value (66,469) (25,416)
Net revenue 80,598 98,659
Technology and facilities 30,774 21,641
Sales and marketing 24,827 21,266
Personnel 25,582 18,877
Outsourcing and professional fees 13,618 13,549
General, administrative and other 3,813 3,358
Total operating expenses 98,614 78,691
Income before taxes (18,016) 19,968
Income tax expense (benefit) (4,715) 5,354
Net income (loss) (13,301) 14,614
Change in post-termination benefit obligation (117) (3)
Total comprehensive income (loss) (13,418) 14,611
Net income (loss) attributable to common stockholders $ (13,301) $ 1,688
Earnings Per Share, Basic $ (0.49) $ 0.57
Earnings Per Share, Diluted $ (0.49) $ 0.51
Weighted Average Number of Shares Outstanding, Basic 27,015,730 2,938,006
Weighted Average Number of Shares Outstanding, Diluted 27,015,730 3,314,387