Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2021	Jun. 30, 2020
Assets
Cash	$ 22,312	$ 31,908
Interest-bearing deposits	28,678	89,714
Cash and cash equivalents	50,990	121,622
Commercial paper	189,596	304,967
Certificates of deposit in other banks	40,122	55,689
Debt securities available for sale, at fair value (amortized cost of $154,493 and $124,918 at June 30, 2021 and June 30, 2020, respectively)	156,459	127,537
Other investments, at cost	23,710	38,946
Loans held for sale	93,539	77,177
Total loans, net of deferred loan fees and costs	2,733,267	2,769,119
Allowance for credit losses	(35,468)	(28,072)
Net loans	2,697,799	2,741,047
Premises and equipment, net	70,909	58,462
Accrued interest receivable	7,933	12,312
Real Estate Owned ("REO")	188	337
Deferred income taxes	16,901	16,334
Bank Owned Life Insurance ("BOLI")	93,108	92,187
Goodwill	25,638	25,638
Core deposit intangibles	343	1,078
Other assets	57,488	49,519
Total assets	3,524,723	3,722,852
Liabilities
Deposits	2,955,541	2,785,756
Borrowings	115,000	475,000
Other liabilities	57,663	53,833
Total liabilities	3,128,204	3,314,589
Stockholders’ equity
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 60,000,000 shares authorized, 16,636,483 shares issued and outstanding at June 30, 2021; 17,021,357 at June 30, 2020	167	170
Additional paid in capital	160,582	169,648
Retained earnings	240,075	242,776
Unearned Employee Stock Ownership Plan ("ESOP") shares	(5,819)	(6,348)
Accumulated other comprehensive income	1,514	2,017
Total stockholders’ equity	396,519	408,263
Total liabilities and stockholders’ equity	$ 3,524,723	$ 3,722,852