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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Interest and Dividend Income    
Loans $ 28,728 $ 25,250
Securities available for sale 856 971
Commercial paper and interest-bearing deposits in other banks 1,857 1,169
Other investments 839 626
Total interest and dividend income 32,280 28,016
Interest Expense    
Deposits 2,750 1,346
Borrowings 3,258 1,969
Total interest expense 6,008 3,315
Net Interest Income 26,272 24,701
Provision for Loan Losses 0 0
Net Interest Income after Provision for Loan Losses 26,272 24,701
Noninterest Income    
Service charges and fees on deposit accounts 2,401 1,844
Loan income and fees 328 398
Gain (Loss) on Sale of Mortgage Loans 1,670 704
BOLI income 536 562
Gain from sale of premises and equipment 0 164
Other, net 678 590
Total noninterest income 5,613 4,262
Noninterest Expense    
Salaries and employee benefits 12,685 12,352
Net occupancy expense 2,347 2,349
Marketing and advertising 417 453
Telephone, postage, and supplies 769 685
Deposit insurance premiums 304 414
Computer services 1,849 1,545
Loss (gain) on sale and impairment of REO 179 (146)
REO expense 175 241
Core deposit intangible amortization 565 719
Other 2,593 2,274
Total noninterest expense 21,883 20,886
Income Before Income Taxes 10,002 8,077
Income Tax Expense 2,212 2,510
Net Income $ 7,790 $ 5,567
Net income per common share:    
Basic (in dollars per share) $ 0.43 $ 0.31
Diluted (in dollars per share) $ 0.41 $ 0.30
Average shares outstanding:    
Basic (in shares) 18,125,637 17,966,994
Diluted (in shares) 18,880,476 18,616,452