The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206r102 614 21,058 SH   SOLE   12,549 0 8,509
AT&T INC COM 00206r102 116 3,991 SH   OTR   0 0 3,991
ABBOTT LABS COM 002824100 1,946 24,666 SH   SOLE   23,333 0 1,333
ABBVIE INC COM 00287y109 2,107 27,652 SH   SOLE   22,503 0 5,149
AIR PRODS & CHEMS INC COM 009158106 1,097 5,498 SH   SOLE   1,033 0 4,465
ALLSTATE CORP COM 020002101 357 3,892 SH   SOLE   3,892 0 0
ALPHABET INC COM 02079k107 451 388 SH   SOLE   140 0 248
ALPHABET INC COM 02079k305 450 387 SH   SOLE   140 0 247
AMAZON COM INC COM 023135106 2,825 1,449 SH   SOLE   494 0 955
AMGEN INC COM 031162100 763 3,764 SH   SOLE   2,160 0 1,604
AMGEN INC COM 031162100 140 691 SH   OTR   0 0 691
ANALOG DEVICES INC COM 032654105 589 6,575 SH   SOLE   6,575 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 326 64,288 SH   SOLE   39,087 0 25,201
ANNALY CAPITAL MANAGEMENT IN COM 035710409 78 15,331 SH   OTR   0 0 15,331
APPLE INC COM 037833100 229 900 SH   SOLE   0 0 900
ARCHER DANIELS MIDLAND CO COM 039483102 488 13,879 SH   SOLE   8,390 0 5,489
ARCHER DANIELS MIDLAND CO COM 039483102 101 2,875 SH   OTR   0 0 2,875
AUTOMATIC DATA PROCESSING IN COM 053015103 4,087 29,905 SH   SOLE   28,605 0 1,300
AVERY DENNISON CORP COM 053611109 509 5,000 SH   SOLE   5,000 0 0
BECTON DICKINSON & CO COM 075887109 362 1,575 SH   SOLE   1,575 0 0
BLACKSTONE GROUP INC COM CL A 09260d107 698 15,309 SH   SOLE   9,358 0 5,951
BLACKSTONE GROUP INC COM CL A 09260d107 135 2,964 SH   OTR   0 0 2,964
BROADRIDGE FINL SOLUTIONS IN COM 11133t103 441 4,650 SH   SOLE   4,450 0 200
CDK GLOBAL INC COM 12508e101 215 6,532 SH   SOLE   5,998 0 534
CATERPILLAR INC DEL COM 149123101 1,345 11,595 SH   SOLE   11,595 0 0
CHEVRON CORP NEW COM 166764100 998 13,780 SH   SOLE   11,506 0 2,274
CHEVRON CORP NEW COM 166764100 52 715 SH   OTR   0 0 715
CISCO SYS INC COM 17275r102 728 18,517 SH   SOLE   7,073 0 11,444
CISCO SYS INC COM 17275r102 61 1,561 SH   OTR   0 0 1,561
COCA COLA CO COM 191216100 4,029 91,047 SH   SOLE   91,047 0 0
COMCAST CORP CL A COM 20030n101 344 10,018 SH   SOLE   0 0 10,018
CONOCOPHILLIPS COM 20825c104 4,116 133,641 SH   SOLE   126,000 0 7,641
CUMMINS INC COM 231021106 573 4,235 SH   SOLE   2,429 0 1,806
CUMMINS INC COM 231021106 73 541 SH   OTR   0 0 541
DOW INC COM 260557103 14,284 488,514 SH   SOLE   95,215 0 393,299
DUPONT DE NEMOURS INC COM 26614n102 17,383 509,773 SH   SOLE   114,734 0 395,039
EMERSON ELECTRIC CO COM 291011104 397 8,341 SH   SOLE   4,987 0 3,354
EMERSON ELECTRIC CO COM 291011104 46 965 SH   OTR   0 0 965
ENTERGY CORP COM 29364g103 515 5,483 SH   SOLE   3,248 0 2,235
ENTERGY CORP COM 29364g103 98 1,044 SH   OTR   0 0 1,044
EXXON MOBIL CORP COM 30231g102 1,928 50,782 SH   SOLE   38,332 0 12,450
EXXON MOBIL CORP COM 30231g102 60 1,580 SH   OTR   0 0 1,580
GENERAL ELECTRIC CO COM 369604103 205 25,794 SH   SOLE   247 0 25,547
GENERAL MILLS INC COM 370334104 618 11,705 SH   SOLE   7,163 0 4,542
GENERAL MILLS INC COM 370334104 113 2,134 SH   OTR   0 0 2,134
GILEAD SCIENCES INC COM 375558103 660 8,832 SH   SOLE   5,442 0 3,390
GILEAD SCIENCES INC COM 375558103 127 1,695 SH   OTR   0 0 1,695
HP INC COM 40434l105 614 35,379 SH   SOLE   20,777 0 14,602
HP INC COM 40434l105 115 6,641 SH   OTR   0 0 6,641
HERSHEY CO COM 427866108 3,047 23,000 SH   SOLE   23,000 0 0
HOME DEPOT INC COM 437076102 1,847 9,890 SH   SOLE   8,390 0 1,500
HONEYWELL INTL INC COM 438516106 1,143 8,544 SH   SOLE   7,500 0 1,044
INTEL CORP COM 458140100 1,756 32,449 SH   SOLE   28,400 0 4,049
INTERNATIONAL BUSINESS MACHINE COM 459200101 1,325 11,943 SH   SOLE   5,878 0 6,065
INTERNATIONAL BUSINESS MACHINE COM 459200101 111 997 SH   OTR   0 0 997
INVESCO QQQ TR UNIT SER 1 46090e103 5,194 27,281 SH   SOLE   24,830 0 2,451
INVESCO QQQ TR UNIT SER 1 46090e103 8 41 SH   OTR   0 0 41
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137v357 300 3,566 SH   SOLE   0 0 3,566
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137v613 273 2,950 SH   OTR   0 0 2,950
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137v621 891 52,757 SH   SOLE   31,665 0 21,092
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137v621 108 6,369 SH   OTR   0 0 6,369
ISHARES TR SELECT DIVID ETF 464287168 469 6,380 SH   SOLE   6,000 0 380
ISHARES TR MSCI EMG MKT ETF 464287234 1,511 44,268 SH   SOLE   35,368 0 8,900
ISHARES TR S&P 500 GRWT ETF 464287309 6,132 37,154 SH   SOLE   37,154 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 20,154 232,542 SH   SOLE   114,291 0 118,251
ISHARES TR 1 3 YR TREAS BD 464287457 21,346 246,286 SH   OTR   0 0 246,286
ISHARES TR MSCI EAFE ETF 464287465 9,427 176,332 SH   SOLE   157,207 0 19,125
ISHARES TR MSCI EAFE ETF 464287465 1,521 28,444 SH   OTR   0 0 28,444
ISHARES TR CORE S&P MCP ETF 464287507 1,207 8,390 SH   SOLE   8,173 0 217
ISHARES TR CORE S&P MCP ETF 464287507 17 120 SH   OTR   0 0 120
ISHARES TR NASDAQ BIOTECH 464287556 1,095 10,166 SH   SOLE   10,166 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,321 8,768 SH   SOLE   8,768 0 0
ISHARES TR RUS 1000 ETF 464287622 15,893 112,297 SH   SOLE   45,493 0 66,804
ISHARES TR RUS 1000 ETF 464287622 15,458 109,220 SH   OTR   0 0 109,220
ISHARES TR RUS 2000 GRW ETF 464287648 1,724 10,897 SH   SOLE   10,897 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,625 14,194 SH   SOLE   14,194 0 0
ISHARES TR U.S. TECH ETF 464287721 1,318 6,450 SH   SOLE   6,450 0 0
ISHARES TR US HLTHCARE ETF 464287762 306 1,630 SH   SOLE   1,630 0 0
ISHARES TR SP SMCP600VL ETF 464287879 1,896 18,970 SH   SOLE   18,970 0 0
ISHARES TR MSCI ACWI ETF 464288257 2,764 44,170 SH   SOLE   35,220 0 8,950
ISHARES TR NATIONAL MUN ETF 464288414 1,317 11,657 SH   SOLE   11,607 0 50
ISHARES TR NATIONAL MUN ETF 464288414 26 232 SH   OTR   0 0 232
ISHARES TR MBS ETF 464288588 20,598 186,505 SH   SOLE   91,603 0 94,902
ISHARES TR MBS ETF 464288588 20,754 187,917 SH   OTR   0 0 187,917
ISHARES TR INTRM GOV CR ETF 464288612 246 2,140 SH   SOLE   1,361 0 779
ISHARES TR INTRM GOV CR ETF 464288612 121 1,059 SH   OTR   32 0 1,027
ISHARES TR INTRM TR CRP ETF 464288638 14,014 255,167 SH   SOLE   125,107 0 130,060
ISHARES TR INTRM TR CRP ETF 464288638 7,359 133,990 SH   OTR   0 0 133,990
ISHARES TR SH TR CRPORT ETF 464288646 19,476 371,959 SH   SOLE   174,919 0 197,040
ISHARES TR SH TR CRPORT ETF 464288646 13,786 263,302 SH   OTR   30 0 263,272
ISHARES TR PFD AND INCM SEC 464288687 1,435 45,077 SH   SOLE   19,566 0 25,511
ISHARES TR PFD AND INCM SEC 464288687 208 6,539 SH   OTR   0 0 6,539
ISHARES TR USA QUALITY FCTR 46432f339 602 7,423 SH   OTR   0 0 7,423
ISHARES TR RUSEL 2500 ETF 46435g268 138 4,118 SH   SOLE   2,623 0 1,495
ISHARES TR RUSEL 2500 ETF 46435g268 63 1,868 SH   OTR   134 0 1,734
JPMORGAN CHASE & CO COM 46625h100 3,501 38,882 SH   SOLE   32,350 0 6,532
JPMORGAN CHASE & CO COM 46625h100 29 321 SH   OTR   0 0 321
JOHNSON & JOHNSON COM 478160104 8,795 67,070 SH   SOLE   67,060 0 10
JOHNSON & JOHNSON COM 478160104 24 183 SH   OTR   0 0 183
KELLOGG CO COM 487836108 612 10,206 SH   SOLE   5,942 0 4,264
KELLOGG CO COM 487836108 131 2,185 SH   OTR   0 0 2,185
KIMBERLY CLARK CORP COM 494368103 795 6,220 SH   SOLE   3,623 0 2,597
KIMBERLY CLARK CORP COM 494368103 187 1,460 SH   OTR   0 0 1,460
LOCKHEED MARTIN CORP COM 539830109 502 1,480 SH   SOLE   0 0 1,480
MCKESSON CORP COM 58155q103 250 1,845 SH   SOLE   0 0 1,845
MERCK & CO INC COM 58933y105 3,612 46,950 SH   SOLE   30,900 0 16,050
MICROSOFT CORP COM 594918104 8,628 54,706 SH   SOLE   53,464 0 1,242
OMNICOM GROUP INC COM 681919106 414 7,543 SH   SOLE   4,545 0 2,998
OMNICOM GROUP INC COM 681919106 90 1,648 SH   OTR   0 0 1,648
ORACLE CORP COM 68389x105 225 4,652 SH   SOLE   0 0 4,652
PNC FINANCIAL SERVICES GROUP I COM 693475105 741 7,738 SH   SOLE   7,738 0 0
PEPSICO INC COM 713448108 927 7,715 SH   SOLE   5,839 0 1,876
PEPSICO INC COM 713448108 115 960 SH   OTR   0 0 960
PFIZER INC COM 717081103 611 18,730 SH   SOLE   11,292 0 7,438
PFIZER INC COM 717081103 115 3,513 SH   OTR   0 0 3,513
PHILLIPS 66 COM 718546104 4,395 81,920 SH   SOLE   78,098 0 3,822
PRINCIPAL FINANCIAL GROUP INC COM 74251v102 409 13,053 SH   SOLE   7,606 0 5,447
PRINCIPAL FINANCIAL GROUP INC COM 74251v102 80 2,543 SH   OTR   0 0 2,543
PROCTER & GAMBLE CO COM 742718109 1,747 15,885 SH   SOLE   9,282 0 6,603
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 448 12,838 SH   SOLE   7,385 0 5,453
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 67 1,917 SH   OTR   0 0 1,917
SPDR S&P 500 ETF TR TR UNIT 78462f103 76,443 296,578 SH   SOLE   122,609 0 173,969
SPDR S&P 500 ETF TR TR UNIT 78462f103 61,194 237,417 SH   OTR   46 0 237,371
SPDR SER TR PORTFOLI S&P1500 78464a805 1,311 41,677 SH   OTR   0 0 41,677
SPDR SER TR S&P BIOTECH 78464a870 1,039 13,411 SH   SOLE   13,411 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467v848 16,711 348,443 SH   SOLE   159,523 0 188,920
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467v848 16,054 334,746 SH   OTR   50 0 334,696
SPDR SER TR BLOOMBERG BRCLYS 78468r622 12,252 129,324 SH   SOLE   56,339 0 72,985
SPDR SER TR BLOOMBERG BRCLYS 78468r622 8,647 91,274 SH   OTR   0 0 91,274
SANOFI SPONSORED ADR 80105n105 569 13,014 SH   SOLE   7,818 0 5,196
SANOFI SPONSORED ADR 80105n105 120 2,755 SH   OTR   0 0 2,755
SELECT SECTOR SPDR TR SBI FINA ui 81369y605 656 31,495 SH   SOLE   31,495 0 0
SELECT SECTOR SPDR TR SBI TECH ui 81369y803 523 6,510 SH   SOLE   6,510 0 0
SOUTHERN CO COM 842587107 671 12,398 SH   SOLE   7,531 0 4,867
SOUTHERN CO COM 842587107 135 2,500 SH   OTR   0 0 2,500
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 275 5,752 SH   SOLE   0 0 5,752
TARGET CORP COM 87612e106 664 7,138 SH   SOLE   4,348 0 2,790
TARGET CORP COM 87612e106 130 1,397 SH   OTR   0 0 1,397
THERMO FISHER SCIENTIFIC INC COM 883556102 255 900 SH   SOLE   0 0 900
3M CO COM 88579y101 1,656 12,130 SH   SOLE   11,730 0 400
TORONTO DOMINION BANK ONT COM 891160509 433 10,207 SH   SOLE   6,169 0 4,038
TORONTO DOMINION BANK ONT COM 891160509 78 1,839 SH   OTR   0 0 1,839
UNION PACIFIC CORP COM 907818108 4,378 31,038 SH   SOLE   30,003 0 1,035
UNITED PARCEL SERVICE INC CL B 911312106 480 5,141 SH   SOLE   3,099 0 2,042
UNITED PARCEL SERVICE INC CL B 911312106 102 1,097 SH   OTR   0 0 1,097
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189h409 1,557 29,800 SH   SOLE   29,800 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189h409 496 9,500 SH   OTR   0 0 9,500
VANGUARD STAR FDS VG TL INTL STK F 921909768 169 4,038 SH   SOLE   2,569 0 1,469
VANGUARD STAR FDS VG TL INTL STK F 921909768 77 1,842 SH   OTR   124 0 1,718
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 31,994 959,628 SH   SOLE   428,877 0 530,751
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 23,918 717,387 SH   OTR   0 0 717,387
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,363 338,686 SH   SOLE   155,305 0 183,381
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,779 261,683 SH   OTR   0 0 261,683
VANGUARD WORLD FDS HEALTH CAR ETF 92204a504 619 3,725 SH   SOLE   3,725 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206c771 211 3,879 SH   SOLE   0 0 3,879
VANGUARD INDEX FDS LARGE CAP ETF 922908637 350 2,957 SH   SOLE   0 0 2,957
VERIZON COMMUNICATIONS INC COM 92343v104 799 14,868 SH   SOLE   8,942 0 5,926
VERIZON COMMUNICATIONS INC COM 92343v104 148 2,758 SH   OTR   0 0 2,758
VISA INC COM CL A 92826c839 302 1,877 SH   SOLE   0 0 1,877
WESTERN UNION CO COM 959802109 591 32,593 SH   SOLE   20,092 0 12,501
WESTERN UNION CO COM 959802109 118 6,499 SH   OTR   0 0 6,499
BROOKFIELD PROPERTY PARTRS L UNIT LTD PARTN g16249107 238 29,574 SH   SOLE   17,649 0 11,925
BROOKFIELD PROPERTY PARTRS L UNIT LTD PARTN g16249107 46 5,660 SH   OTR   0 0 5,660
EATON CORP PLC COM g29183103 638 8,212 SH   SOLE   4,960 0 3,252
EATON CORP PLC COM g29183103 120 1,545 SH   OTR   0 0 1,545
SEAGATE TECHNOLOGY PLC SHS g7945m107 513 10,513 SH   SOLE   6,212 0 4,301
SEAGATE TECHNOLOGY PLC SHS g7945m107 103 2,119 SH   OTR   0 0 2,119
LYONDELLBASELL INDUSTRIES N SHS - A - n53745100 428 8,626 SH   SOLE   5,029 0 3,597
LYONDELLBASELL INDUSTRIES N SHS - A - n53745100 81 1,626 SH   OTR   0 0 1,626