The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BROOKFIELD PROPERTY PARTNERS LP UNIT LTD PARTN g16249107 1,323 55,880 SH   DFND 1 0 0 55,880
AT&T INC COM 00206r102 1,581 41,906 SH   DFND 1 0 0 41,906
ABBVIE INC COM 00287y109 1,920 26,469 SH   DFND 1 0 0 26,469
APPLE INC COM 037833100 387 2,684 SH   DFND 1 0 0 2,684
AUTOMATIC DATA PROCESSING INC COM 053015103 216 2,108 SH   DFND 1 0 0 2,108
BEST BUY INC COM 086516101 2,085 36,368 SH   DFND 1 0 0 36,368
BLACKSTONE GROUP LP COM UNIT LTD 09253u108 1,735 52,003 SH   DFND 1 0 0 52,003
CISCO SYSTEMS INC COM 17275r102 1,349 43,095 SH   DFND 1 0 0 43,095
CONSOLIDATED EDISON INC COM 209115104 1,038 12,837 SH   DFND 1 0 0 12,837
DU PONT E I DE NEMOURS & CO COM 263534109 1,049 12,997 SH   DFND 1 0 0 12,997
DUKE ENERGY CORP COM 26441c204 1,266 15,141 SH   DFND 1 0 0 15,141
EMERSON ELECTRIC CO COM 291011104 1,267 21,249 SH   DFND 1 0 0 21,249
ENTERGY CORP COM 29364g103 1,248 16,253 SH   DFND 1 0 0 16,253
EXELON CORP COM 30161n101 1,591 44,106 SH   DFND 1 0 0 44,106
EXXON MOBIL CORP COM 30231g102 1,829 22,663 SH   DFND 1 0 0 22,663
FIRSTENERGY CORP COM 337932107 1,121 38,424 SH   DFND 1 0 0 38,424
FORD MOTOR CO COM 345370860 1,450 129,600 SH   DFND 1 0 0 129,600
GENERAL MOTORS CO COM 37045v100 1,571 44,985 SH   DFND 1 0 0 44,985
GILEAD SCIENCES INC COM 375558103 1,348 19,039 SH   DFND 1 0 0 19,039
HCP INC COM 40414l109 1,478 46,253 SH   DFND 1 0 0 46,253
HP INC COM 40434l105 1,836 105,052 SH   DFND 1 0 0 105,052
HONEYWELL INTL INC COM 438516106 270 2,024 SH   DFND 1 0 0 2,024
INTERNATIONAL BUSINESS MACHINE COM 459200101 1,531 9,953 SH   DFND 1 0 0 9,953
ISHARES MIN VOL GLBL ETF 464286525 3,496 44,199 SH   DFND 1 0 0 44,199
ISHARES CORE US AGGBD ETF 464287226 48,545 443,291 SH   DFND 1 0 0 443,291
ISHARES TR MSCI EAFE ETF 464287465 430 6,589 SH   DFND 1 0 0 6,589
ISHARES TR CORE S&P MCP ETF 464287507 50,971 293,024 SH   DFND 1 0 0 293,024
ISHARES TR COHEN&STEER REIT 464287564 17,920 177,219 SH   DFND 1 0 0 177,219
ISHARES TR RUS 1000 ETF 464287622 13,302 98,341 SH   DFND 1 0 0 98,341
ISHARES TR CORE S&P SCP ETF 464287804 25,512 363,893 SH   DFND 1 0 0 363,893
ISHARES TR EUROPE ETF 464287861 450 10,164 SH   DFND 1 0 0 10,164
ISHARES TR MBS ETF 464288588 17,440 163,355 SH   DFND 1 0 0 163,355
ISHARES TR INTERM CR BD ETF 464288638 18,473 168,276 SH   DFND 1 0 0 168,276
ISHARES TR 1-3 YR CR BD ETF 464288646 7,501 71,223 SH   DFND 1 0 0 71,223
ISHARES TR US PFD STK ETF 464288687 13,331 340,348 SH   DFND 1 0 0 340,348
ISHARES TR MIN VOL USA ETF 46429b697 3,004 61,395 SH   DFND 1 0 0 61,395
JPMORGAN CHASE & CO COM 46625h100 282 3,085 SH   DFND 1 0 0 3,085
KKR & CO LP DEL COM UNITS 48248m102 1,780 95,699 SH   DFND 1 0 0 95,699
KIMBERLY CLARK CORP COM 494368103 1,899 14,712 SH   DFND 1 0 0 14,712
LEGGETT & PLATT INC COM 524660107 996 18,959 SH   DFND 1 0 0 18,959
ELI LILLY & CO COM 532457108 1,618 19,656 SH   DFND 1 0 0 19,656
MACYS INC COM 55616p104 1,035 44,538 SH   DFND 1 0 0 44,538
MICROSOFT CORP COM 594918104 1,930 27,988 SH   DFND 1 0 0 27,988
PFIZER INC COM 717081103 1,549 46,118 SH   DFND 1 0 0 46,118
PIMCO ETF TR 0-5 HIGH YIELD 72201r783 252 2,487 SH   DFND 1 0 0 2,487
POWERSHARES ETF TR UNIT SER 1 73935a104 432 3,141 SH   DFND 1 0 0 3,141
POWERSHARES ETF TR FINL PFD PTFL 73935x229 2,229 116,653 SH   DFND 1 0 0 116,653
PRINCIPAL FINANCIAL GROUP INC COM 74251v102 1,926 30,074 SH   DFND 1 0 0 30,074
PROCTER & GAMBLE CO COM 742718109 1,363 15,644 SH   DFND 1 0 0 15,644
PUBLIC SERVICE ENTERPRISE GROUP COM 744573106 1,179 27,415 SH   DFND 1 0 0 27,415
RYDEX ETF TR GUG S&P 500 EQ WT 78355w106 395 4,258 SH   DFND 1 0 0 4,258
SPDR S&P 500 ETF TR TR UNIT 78462f103 107,150 443,134 SH   DFND 1 0 0 443,134
SPDR SERIES TR BLOOMBERG BARCLAYS 78464a417 23,538 632,757 SH   DFND 1 0 0 632,757
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467v848 53,814 1,093,561 SH   DFND 1 0 0 1,093,561
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369y209 479 6,049 SH   DFND 1 0 0 6,049
SELECT SECTOR SPDR TR SBI CONS STPLS 81369y308 597 10,863 SH   DFND 1 0 0 10,863
SELECT SECTOR SPDR TR SBI INT-UTILS 81369y886 351 6,763 SH   DFND 1 0 0 6,763
SOUTHERN CO COM 842587107 1,472 30,742 SH   DFND 1 0 0 30,742
TELUS CORP COM 87971m103 1,256 36,454 SH   DFND 1 0 0 36,454
UNITED PARCEL SERVICE INC CL B COM 911312106 1,711 15,471 SH   DFND 1 0 0 15,471
VALERO ENERGY CORP COM 91913y100 1,771 26,248 SH   DFND 1 0 0 26,248
VANGUARD BD INDEX FD INC TOTAL BND MKT 921937835 256 3,126 SH   DFND 1 0 0 3,126
VANGUARD TAX MGD INTL FD FTSE DEV MKT ETF 921943858 35,626 862,214 SH   DFND 1 0 0 862,214
VANGUARD INTL EQUITY INDEX FD FTSE EMER MKT ETF 922042858 17,714 433,839 SH   DFND 1 0 0 433,839
VANGUARD INDEX FUNDS LARGE CAP ETF 922908637 335 3,021 SH   DFND 1 0 0 3,021
VERIZON COMMUNICATIONS INC COM 92343v104 1,691 37,864 SH   DFND 1 0 0 37,864
WAL MART STORES INC COM 931142103 1,310 17,307 SH   DFND 1 0 0 17,307