The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   392,765 2,585 SH   SOLE   0 0 2,585
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   745,987 14,610 SH   SOLE   0 0 14,610
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   945,942 16,775 SH   SOLE   0 0 16,775
APPLE INC COM 037833100   2,101,935 10,917 SH   SOLE   0 0 10,917
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   445,973 1,250 SH   SOLE   0 0 1,250
COCA COLA CO COM 191216100   979,169 16,616 SH   SOLE   0 0 16,616
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   1,004,177 33,174 SH   SOLE   0 0 33,174
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   5,230,212 178,933 SH   SOLE   0 0 178,933
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,545,290 68,385 SH   SOLE   0 0 68,385
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   1,127,500 43,940 SH   SOLE   0 0 43,940
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   2,102,303 86,980 SH   SOLE   0 0 86,980
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,259,788 88,515 SH   SOLE   0 0 88,515
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,106,529 32,204 SH   SOLE   0 0 32,204
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   2,520,455 88,097 SH   SOLE   0 0 88,097
EXXON MOBIL CORP COM 30231G102   213,105 2,131 SH   SOLE   0 0 2,131
HOME DEPOT INC COM 437076102   801,988 2,314 SH   SOLE   0 0 2,314
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   1,572,233 41,937 SH   SOLE   0 0 41,937
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   1,116,474 31,964 SH   SOLE   0 0 31,964
ISHARES TR TIPS BD ETF 464287176   208,117 1,936 SH   SOLE   0 0 1,936
ISHARES TR CORE S&P500 ETF 464287200   202,525 424 SH   SOLE   0 0 424
ISHARES TR CORE US AGGBD ET 464287226   18,866,891 190,298 SH   SOLE   0 0 190,298
ISHARES TR ISHARES BIOTECH 464287556   220,062 1,620 SH   SOLE   0 0 1,620
ISHARES TR RUS 1000 ETF 464287622   542,091 3,995 SH   SOLE   0 0 3,995
ISHARES TR SHRT NAT MUN ETF 464288158   311,124 2,951 SH   SOLE   0 0 2,951
ISHARES TR NATIONAL MUN ETF 464288414   315,690 2,912 SH   SOLE   0 0 2,912
ISHARES TR CORE LT USDB ETF 464289479   280,777 5,340 SH   SOLE   0 0 5,340
ISHARES TR MSCI EAFE MIN VL 46429B689   1,101,327 15,883 SH   SOLE   0 0 15,883
ISHARES TR MSCI USA MIN VOL 46429B697   2,527,704 32,394 SH   SOLE   0 0 32,394
ISHARES TR 0-5 YR TIPS ETF 46429B747   3,519,144 35,695 SH   SOLE   0 0 35,695
ISHARES TR MSCI USA MMENTM 46432F396   2,546,482 16,231 SH   SOLE   0 0 16,231
ISHARES INC MSCI EMRG CHN 46434G764   5,739,637 103,585 SH   SOLE   0 0 103,585
ISHARES TR MSCI INTL MOMENT 46434V449   1,113,739 32,480 SH   SOLE   0 0 32,480
ISHARES TR ESG AWR MSCI USA 46435G425   393,030 3,746 SH   SOLE   0 0 3,746
ISHARES TR MSCI USA SMCP MN 46435G433   691,494 19,375 SH   SOLE   0 0 19,375
JPMORGAN CHASE & CO COM 46625H100   323,530 1,902 SH   SOLE   0 0 1,902
JOHNSON & JOHNSON COM 478160104   225,857 1,441 SH   SOLE   0 0 1,441
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   3,495,420 127,477 SH   SOLE   0 0 127,477
LATTICE STRATEGIES TR HARTFRD EMRG ETF 518416201   1,191,995 53,315 SH   SOLE   0 0 53,315
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409   896,076 20,370 SH   SOLE   0 0 20,370
MICROSOFT CORP COM 594918104   458,118 1,218 SH   SOLE   0 0 1,218
NUCOR CORP COM 670346105   378,015 2,172 SH   SOLE   0 0 2,172
PACER FDS TR US CASH COWS 100 69374H881   345,563 6,647 SH   SOLE   0 0 6,647
PEPSICO INC COM 713448108   284,652 1,676 SH   SOLE   0 0 1,676
SPDR S&P 500 ETF TR TR UNIT 78462F103   492,948 1,037 SH   SOLE   0 0 1,037
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   723,048 22,852 SH   SOLE   0 0 22,852
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   219,705 6,460 SH   SOLE   0 0 6,460
SPDR SER TR MSCI USA STRTGIC 78468R812   4,790,423 36,258 SH   SOLE   0 0 36,258
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   714,316 15,121 SH   SOLE   0 0 15,121
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   864,352 34,867 SH   SOLE   0 0 34,867
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   4,392,250 125,997 SH   SOLE   0 0 125,997
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   722,309 19,543 SH   SOLE   0 0 19,543
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   719,567 15,435 SH   SOLE   0 0 15,435
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   3,959,673 81,727 SH   SOLE   0 0 81,727
SCHWAB STRATEGIC TR US TIPS ETF 808524870   4,489,058 85,997 SH   SOLE   0 0 85,997
SONOCO PRODS CO COM 835495102   404,778 7,245 SH   SOLE   0 0 7,245
UNIFIED SER TR BALLAST SMLMD CP 90470L550   1,710,456 46,217 SH   SOLE   0 0 46,217
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   264,357 3,545 SH   SOLE   0 0 3,545
VANGUARD BD INDEX FDS INTERMED TERM 921937819   362,294 4,743 SH   SOLE   0 0 4,743
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   16,012,504 207,901 SH   SOLE   0 0 207,901
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   269,487 3,664 SH   SOLE   0 0 3,664
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,784,897 171,732 SH   SOLE   0 0 171,732
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   5,443,424 110,269 SH   SOLE   0 0 110,269
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   210,045 2,478 SH   SOLE   0 0 2,478
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,405,185 107,182 SH   SOLE   0 0 107,182
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   744,725 16,064 SH   SOLE   0 0 16,064
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   6,308,274 14,442 SH   SOLE   0 0 14,442
VANGUARD INDEX FDS MID CAP ETF 922908629   245,668 1,056 SH   SOLE   0 0 1,056
VANGUARD INDEX FDS LARGE CAP ETF 922908637   7,948,412 36,436 SH   SOLE   0 0 36,436
VANGUARD INDEX FDS GROWTH ETF 922908736   963,530 3,099 SH   SOLE   0 0 3,099
VANGUARD INDEX FDS VALUE ETF 922908744   1,116,542 7,469 SH   SOLE   0 0 7,469
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,364,585 34,874 SH   SOLE   0 0 34,874
VICTORY PORTFOLIOS II CORE INTERMEDIAT 92647N527   286,198 6,101 SH   SOLE   0 0 6,101