The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 313 94 SH   SOLE   0 0 94
AMERIS BANCORP COM 03076K108 1,145 23,043 SH   SOLE   0 0 23,043
APPLE INC COM 037833100 2,496 14,057 SH   SOLE   0 0 14,057
BK OF AMERICA CORP COM 060505104 389 8,741 SH   SOLE   0 0 8,741
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 338 1,130 SH   SOLE   0 0 1,130
CISCO SYS INC COM 17275R102 242 3,826 SH   SOLE   0 0 3,826
COCA COLA CO COM 191216100 2,845 48,050 SH   SOLE   0 0 48,050
EXXON MOBIL CORP COM 30231G102 225 3,671 SH   SOLE   0 0 3,671
HOME DEPOT INC COM 437076102 1,147 2,764 SH   SOLE   0 0 2,764
ILLINOIS TOOL WKS INC COM 452308109 202 818 SH   SOLE   0 0 818
INVESCO QQQ TR UNIT SER 1 46090E103 692 1,738 SH   SOLE   0 0 1,738
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 1,976 10,308 SH   SOLE   0 0 10,308
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 1,399 8,394 SH   SOLE   0 0 8,394
ISHARES TR TIPS BD ETF 464287176 1,993 15,424 SH   SOLE   0 0 15,424
ISHARES TR CORE S&P500 ETF 464287200 624 1,309 SH   SOLE   0 0 1,309
ISHARES TR CORE US AGGBD ET 464287226 32,779 287,640 SH   SOLE   0 0 287,640
ISHARES TR CORE S&P MCP ETF 464287507 238 842 SH   SOLE   0 0 842
ISHARES TR ISHARES BIOTECH 464287556 246 1,610 SH   SOLE   0 0 1,610
ISHARES TR RUS 1000 ETF 464287622 853 5,152 SH   SOLE   0 0 5,152
ISHARES INC MSCI EMRG CHN 46434G764 1,731 28,554 SH   SOLE   0 0 28,554
ISHARES TR CORE INTL AGGR 46435G672 206 3,773 SH   SOLE   0 0 3,773
JPMORGAN CHASE & CO COM 46625H100 515 3,255 SH   SOLE   0 0 3,255
JOHNSON & JOHNSON COM 478160104 402 2,347 SH   SOLE   0 0 2,347
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 2,130 70,757 SH   SOLE   0 0 70,757
LATTICE STRATEGIES TR HARTFRD EMRG ETF 518416201 1,319 54,818 SH   SOLE   0 0 54,818
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 1,395 31,697 SH   SOLE   0 0 31,697
MCDONALDS CORP COM 580135101 515 1,922 SH   SOLE   0 0 1,922
MICROSOFT CORP COM 594918104 674 2,003 SH   SOLE   0 0 2,003
MID-AMER APT CMNTYS INC COM 59522J103 244 1,064 SH   SOLE   0 0 1,064
NUCOR CORP COM 670346105 336 2,940 SH   SOLE   0 0 2,940
PEPSICO INC COM 713448108 353 2,030 SH   SOLE   0 0 2,030
PFIZER INC COM 717081103 304 5,151 SH   SOLE   0 0 5,151
PROCTER AND GAMBLE CO COM 742718109 273 1,669 SH   SOLE   0 0 1,669
QUALCOMM INC COM 747525103 200 1,094 SH   SOLE   0 0 1,094
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,254 2,641 SH   SOLE   0 0 2,641
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,281 33,998 SH   SOLE   0 0 33,998
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 387 10,602 SH   SOLE   0 0 10,602
SPDR SER TR PORTFOLIO SH TSR 78468R101 233 7,656 SH   SOLE   0 0 7,656
SPDR SER TR MSCI USA STRTGIC 78468R812 1,367 10,467 SH   SOLE   0 0 10,467
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 292 2,562 SH   SOLE   0 0 2,562
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 940 9,183 SH   SOLE   0 0 9,183
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,099 70,859 SH   SOLE   0 0 70,859
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 9,067 242,485 SH   SOLE   0 0 242,485
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 862 22,186 SH   SOLE   0 0 22,186
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 615 11,404 SH   SOLE   0 0 11,404
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 912 17,933 SH   SOLE   0 0 17,933
SCHWAB STRATEGIC TR US TIPS ETF 808524870 12,009 190,953 SH   SOLE   0 0 190,953
SONOCO PRODS CO COM 835495102 419 7,245 SH   SOLE   0 0 7,245
SOUTHERN CO COM 842587107 297 4,337 SH   SOLE   0 0 4,337
TRUIST FINL CORP COM 89832Q109 427 7,295 SH   SOLE   0 0 7,295
UNIFIED SER TR BALLAST SMLMD CP 90470L550 938 25,011 SH   SOLE   0 0 25,011
UNITED PARCEL SERVICE INC CL B 911312106 208 971 SH   SOLE   0 0 971
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 923 8,965 SH   SOLE   0 0 8,965
VANGUARD BD INDEX FDS INTERMED TERM 921937819 889 10,150 SH   SOLE   0 0 10,150
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,352 16,721 SH   SOLE   0 0 16,721
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,542 29,989 SH   SOLE   0 0 29,989
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 7,097 148,192 SH   SOLE   0 0 148,192
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,836 33,290 SH   SOLE   0 0 33,290
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 638 5,411 SH   SOLE   0 0 5,411
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,631 174,510 SH   SOLE   0 0 174,510
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 209 3,435 SH   SOLE   0 0 3,435
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,161 21,968 SH   SOLE   0 0 21,968
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,979 42,898 SH   SOLE   0 0 42,898
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 320 5,830 SH   SOLE   0 0 5,830
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 205 470 SH   SOLE   0 0 470
VANGUARD INDEX FDS SM CP VAL ETF 922908611 203 1,133 SH   SOLE   0 0 1,133
VANGUARD INDEX FDS LARGE CAP ETF 922908637 12,092 54,710 SH   SOLE   0 0 54,710
VANGUARD INDEX FDS GROWTH ETF 922908736 1,899 5,916 SH   SOLE   0 0 5,916
VANGUARD INDEX FDS VALUE ETF 922908744 1,953 13,278 SH   SOLE   0 0 13,278
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,274 36,962 SH   SOLE   0 0 36,962
WALMART INC COM 931142103 511 3,531 SH   SOLE   0 0 3,531