The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Computer Inc COM 037833100   6,981,983 53,737 SH   SOLE   0 0 53,737
Abbvie Inc COM 00287Y109   457,362 2,830 SH   SOLE   0 0 2,830
Abbott Laboratories COM 002824100   286,561 2,610 SH   SOLE   0 0 2,610
Analog Devices Inc COM 032654105   310,345 1,892 SH   SOLE   0 0 1,892
A F L A C Inc COM 001055102   4,003,477 55,650 SH   SOLE   0 0 55,650
Advanced Micro Devic COM 007903107   275,661 4,256 SH   SOLE   0 0 4,256
Amazon Com Inc COM 023135106   1,588,356 18,909 SH   SOLE   0 0 18,909
Ishares Tr S&P Aggressive COM 464289859   8,953,035 149,842 SH   SOLE   0 0 149,842
Ishares Tr S&P Allocation Fd COM 464289867   3,919,757 83,116 SH   SOLE   0 0 83,116
Smith A O COM 831865209   3,173,004 55,433 SH   SOLE   0 0 55,433
Ares Capital Corp COM 04010L103   186,159 10,079 SH   SOLE   0 0 10,079
Atmos Energy Corp COM 049560105   497,628 4,440 SH   SOLE   0 0 4,440
Boeing Co COM 097023105   306,066 1,607 SH   SOLE   0 0 1,607
Bank Of America Corp COM 060505104   737,082 22,255 SH   SOLE   0 0 22,255
Bristol-Myers Squibb Co COM 110122108   537,822 7,475 SH   SOLE   0 0 7,475
Berkshire Hathaway Cl B COM 084670702   3,148,383 10,192 SH   SOLE   0 0 10,192
Vanguard Short Term Bd Index COM 921937827   952,403 12,651 SH   SOLE   0 0 12,651
Blackstone Group LP COM 09260D107   640,979 8,640 SH   SOLE   0 0 8,640
City Holding Co COM 177835105   279,270 3,000 SH   SOLE   0 0 3,000
Conocophillips COM 20825C104   763,617 6,471 SH   SOLE   0 0 6,471
Costco Whsl Corp New COM 22160K105   536,844 1,176 SH   SOLE   0 0 1,176
Cisco Systems Inc COM 17275R102   264,909 5,561 SH   SOLE   0 0 5,561
Corteva Inc com COM 22052L104   248,522 4,228 SH   SOLE   0 0 4,228
C V S Corp Del COM 126650100   363,348 3,899 SH   SOLE   0 0 3,899
Chevrontexaco Corp COM 166764100   1,009,990 5,627 SH   SOLE   0 0 5,627
Powershs Db Commdty Indx COM 46138B103   588,954 23,893 SH   SOLE   0 0 23,893
Dupont De Nemours Inc COM 26614N102   290,168 4,228 SH   SOLE   0 0 4,228
Dfa Tax Managed US Small COM 25434V609   368,145 8,376 SH   SOLE   0 0 8,376
DFA Tax-Managed US Marketwide Value II COM 25434V724   873,468 26,089 SH   SOLE   0 0 26,089
Dollar General Corp COM 256677105   229,751 933 SH   SOLE   0 0 933
Spdr Dow Jones COM 78467X109   309,656 935 SH   SOLE   0 0 935
Disney Walt Hldg Co COM 254687106   989,795 11,393 SH   SOLE   0 0 11,393
Dow Chemical Company COM 260557103   215,316 4,273 SH   SOLE   0 0 4,273
Duke Energy Corporation COM 26441C204   612,603 5,948 SH   SOLE   0 0 5,948
Ishares Tr Dow Jones Select Divid Index COM 464287168   30,671,493 254,324 SH   SOLE   0 0 254,324
Ishares MSCI Emrg Mkt Fd COM 464287234   6,004,063 158,419 SH   SOLE   0 0 158,419
Ishares Tr MSCI EAFE Fd COM 464287465   36,573,470 557,183 SH   SOLE   0 0 557,183
Ford Motor Company COM 345370860   209,890 18,047 SH   SOLE   0 0 18,047
Fedex Corporation COM 31428X106   310,562 1,793 SH   SOLE   0 0 1,793
Sch Fnd US Sm Etf COM 808524763   634,785 13,587 SH   SOLE   0 0 13,587
Schwab Fundamental Intl COM 808524748   220,727 7,061 SH   SOLE   0 0 7,061
Schwab Funda Emg Mkts COM 808524730   216,453 8,735 SH   SOLE   0 0 8,735
Schwab Fundamental Inl COM 808524755   590,877 20,326 SH   SOLE   0 0 20,326
Schwab Fundamental US COM 808524771   1,238,365 23,173 SH   SOLE   0 0 23,173
Spdr Gold TRUST COM 78463V107   969,323 5,714 SH   SOLE   0 0 5,714
General Motors Corp COM 37045V100   467,731 13,904 SH   SOLE   0 0 13,904
Google Inc Class C COM 02079K107   1,127,137 12,703 SH   SOLE   0 0 12,703
Google Inc Cl A COM 02079K305   1,185,811 13,440 SH   SOLE   0 0 13,440
Gorman Rupp Co Com COM 383082104   1,565,792 61,116 SH   SOLE   0 0 61,116
Hca The Healthcare Co COM 40412C101   11,222,903 46,770 SH   SOLE   0 0 46,770
Home Depot Inc COM 437076102   1,723,396 5,456 SH   SOLE   0 0 5,456
Ishares Msci ETF High Dividend Equity Fund COM 46429B663   53,235,797 510,704 SH   SOLE   0 0 510,704
Honeywell International COM 438516106   241,060 1,125 SH   SOLE   0 0 1,125
Humana Inc COM 444859102   307,314 600 SH   SOLE   0 0 600
iShares iBonds 2023 Term HY and Inc ETF COM 46435U150   479,667 20,437 SH   SOLE   0 0 20,437
iShares iBonds 2024 Term HY and Inc ETF COM 46435U184   645,752 28,435 SH   SOLE   0 0 28,435
Intl Business Machines COM 459200101   600,913 4,265 SH   SOLE   0 0 4,265
iShares iBonds Dec 2023 Term Muni Bd ETF COM 46435G318   3,230,268 127,427 SH   SOLE   0 0 127,427
iShares iBonds Dec 2024 Term Muni Bond COM 46435U697   773,476 30,038 SH   SOLE   0 0 30,038
iShares iBonds Dec 2025 Term Muni Bd ETF COM 46435U432   1,219,744 46,255 SH   SOLE   0 0 46,255
iShares iBonds Dec 2026 Term Muni Bd ETF COM 46435U259   248,319 9,850 SH   SOLE   0 0 9,850
Ishares Cohen Steers REIT COM 464287564   20,250,953 369,273 SH   SOLE   0 0 369,273
Ishares Tr Dj US Utils COM 464287697   11,118,433 128,477 SH   SOLE   0 0 128,477
Ishares Tr Dow Jones COM 464288448   659,086 24,267 SH   SOLE   0 0 24,267
Ishares Core Msci Eafe COM 46432F842   35,944,420 583,135 SH   SOLE   0 0 583,135
Ishares Core Msci COM 46434G103   7,612,474 163,008 SH   SOLE   0 0 163,008
i3 Verticals Inc COM 46571Y107   260,438 10,700 SH   SOLE   0 0 10,700
Ishares Tr S&P Midcap COM 464287507   5,690,518 23,525 SH   SOLE   0 0 23,525
Ishares S&P Midcap COM 464287606   987,080 14,452 SH   SOLE   0 0 14,452
Ishares Tr S&P Smallcap COM 464287804   12,530,761 132,404 SH   SOLE   0 0 132,404
Ishares Tr S&P 500/ Value Index Fd COM 464287408   8,358,300 57,616 SH   SOLE   0 0 57,616
Ishares TRUST S&P 500 COM 464287200   179,925,259 468,299 SH   SOLE   0 0 468,299
Ishares Tr S&P 500/ Barra Growth Index COM 464287309   8,414,902 143,844 SH   SOLE   0 0 143,844
Ishares Tr Russell COM 464287614   435,071 2,031 SH   SOLE   0 0 2,031
Ishares Russell 2000 COM 464287655   127,363,576 730,463 SH   SOLE   0 0 730,463
Ishares Russell Index Fd COM 464287499   224,855 3,334 SH   SOLE   0 0 3,334
Ishares Tr Dow Jones Re COM 464287739   834,491 9,912 SH   SOLE   0 0 9,912
Johnson & Johnson COM 478160104   1,060,837 6,005 SH   SOLE   0 0 6,005
J P Morgan Chase & Co COM 46625H100   1,004,415 7,490 SH   SOLE   0 0 7,490
Kimberly-Clark Corp COM 494368103   674,678 4,970 SH   SOLE   0 0 4,970
Coca Cola Company COM 191216100   1,979,456 31,119 SH   SOLE   0 0 31,119
Lilly Eli & Company COM 532457108   658,512 1,800 SH   SOLE   0 0 1,800
Lithium Chile Inc COM 53681G109   62,010 150,000 SH   SOLE   0 0 150,000
Mastercard Inc COM 57636Q104   603,774 1,736 SH   SOLE   0 0 1,736
Mc Donalds Corp COM 580135101   375,311 1,424 SH   SOLE   0 0 1,424
Mongodb Inc Cl A COM 60937P106   492,100 2,500 SH   SOLE   0 0 2,500
Mid Cap S P D R TRUST COM 78467Y107   982,994 2,220 SH   SOLE   0 0 2,220
Facebook Inc Class A COM 30303M102   213,363 1,773 SH   SOLE   0 0 1,773
Magellan Midstream Ptnrs COM 559080106   207,217 4,127 SH   SOLE   0 0 4,127
Merck & Co Inc COM 58933Y105   970,923 8,751 SH   SOLE   0 0 8,751
Microsoft Corp COM 594918104   3,040,130 12,677 SH   SOLE   0 0 12,677
Nextera Energy Inc COM 65339F101   442,550 5,294 SH   SOLE   0 0 5,294
Nike Inc Class B COM 654106103   222,288 1,900 SH   SOLE   0 0 1,900
Nestle Sa Ord COM H57312649   1,198,879 10,345 SH   SOLE   0 0 10,345
Oracle Corporation COM 68389X105   593,678 7,263 SH   SOLE   0 0 7,263
Pepsico Incorporated COM 713448108   888,242 4,917 SH   SOLE   0 0 4,917
Pfizer Incorporated COM 717081103   421,679 8,230 SH   SOLE   0 0 8,230
Ishares S&P U S Pfd Fund COM 464288687   732,753 24,001 SH   SOLE   0 0 24,001
Procter & Gamble Co COM 742718109   230,977 1,524 SH   SOLE   0 0 1,524
Perkinelmer Inc COM 714046109   299,089 2,133 SH   SOLE   0 0 2,133
Philip Morris Intl Inc COM 718172109   368,573 3,642 SH   SOLE   0 0 3,642
Pnc Finl Services Gp Inc COM 693475105   284,663 1,802 SH   SOLE   0 0 1,802
Pinnancle Finl Partners Inc COM 72346Q104   530,275 7,224 SH   SOLE   0 0 7,224
Prudential Financial Inc COM 744320102   227,984 2,292 SH   SOLE   0 0 2,292
Phillips COM 718546104   286,727 2,755 SH   SOLE   0 0 2,755
Provectus Pharmaceutical Inc COM 74373P108   2,383 22,000 SH   SOLE   0 0 22,000
Nasdaq 100 Shares COM 46090E103   1,668,108 6,264 SH   SOLE   0 0 6,264
SPDR MSCI USA StrategicFactors ETF COM 78468R812   1,065,819 9,662 SH   SOLE   0 0 9,662
Alpha Architect US Quantitative Val ETF COM 02072L102   257,320 8,000 SH   SOLE   0 0 8,000
Regions Financial Cp New COM 7591EP100   452,847 21,004 SH   SOLE   0 0 21,004
Royal Helium Ltd COM 78029U205   19,047 90,700 SH   SOLE   0 0 90,700
Invesco S&P 500 Eql Wgt COM 46137V357   195,399,680 1,383,361 SH   SOLE   0 0 1,383,361
Raytheon Technologies Ord COM 75513E101   416,581 4,128 SH   SOLE   0 0 4,128
Schw US Scap Etf COM 808524607   425,274 10,498 SH   SOLE   0 0 10,498
Schw Intl Eq Etf COM 808524805   429,649 13,339 SH   SOLE   0 0 13,339
Schwab Intermediate Term COM 808524854   229,412 4,660 SH   SOLE   0 0 4,660
Schw US Lcap Etf COM 808524201   1,242,302 27,515 SH   SOLE   0 0 27,515
Spdr S&P Dividend Etf COM 78464A763   329,506 2,634 SH   SOLE   0 0 2,634
Spdr Ser Tr S&P 600 Small Cap Etf COM 78464A813   1,890,337 22,994 SH   SOLE   0 0 22,994
Spdr S&P 600 Small Cap COM 78464A201   502,560 6,957 SH   SOLE   0 0 6,957
SPDR S&P 600 Small Cap Value ETF COM 78464A300   272,754 3,675 SH   SOLE   0 0 3,675
Smartfinancial Inc COM 83190L208   1,218,195 44,298 SH   SOLE   0 0 44,298
Synopsys Inc COM 871607107   485,959 1,522 SH   SOLE   0 0 1,522
The Southern Company COM 842587107   1,943,890 27,222 SH   SOLE   0 0 27,222
SPDR Portfolio Developed Wld ex-US ETF COM 78463X889   754,954 25,428 SH   SOLE   0 0 25,428
Invesco S&P 500 Quality ETF COM 46137V241   231,088 5,252 SH   SOLE   0 0 5,252
SPDR Portfolio S&P 500 ETF COM 78464A854   772,172 17,167 SH   SOLE   0 0 17,167
S P D R TRUST Unit SR COM 78462F103   5,173,188 13,527 SH   SOLE   0 0 13,527
SPDR Portfolio S&P 500 High Div ETF COM 78468R788   966,781 24,426 SH   SOLE   0 0 24,426
Spdr S&P 500 Growth Etf COM 78464A409   1,675,388 33,065 SH   SOLE   0 0 33,065
SPDR Portfolio S&P 500 Value ETF COM 78464A508   555,997 14,297 SH   SOLE   0 0 14,297
Sysco Corporation COM 871829107   811,517 10,615 SH   SOLE   0 0 10,615
A T & T Corp COM 00206R102   285,609 15,514 SH   SOLE   0 0 15,514
Truxton Corp COM 89845Y107   470,229 7,329 SH   SOLE   0 0 7,329
Texas Instruments Inc COM 882508104   205,038 1,241 SH   SOLE   0 0 1,241
Unitedhealth Group Inc COM 91324P102   324,470 612 SH   SOLE   0 0 612
UNIVEC Inc COM 91335U108   178 22,200 SH   SOLE   0 0 22,200
United Parcel Service B COM 911312106   236,680 1,361 SH   SOLE   0 0 1,361
U S Bancorp Del New COM 902973304   322,693 7,400 SH   SOLE   0 0 7,400
Visa Inc Cl A COM 92826C839   599,274 2,884 SH   SOLE   0 0 2,884
Vanguard Short Term Cor COM 92206C409   205,344 2,731 SH   SOLE   0 0 2,731
Vanguard Europe Pac Etf COM 921943858   22,282,924 530,925 SH   SOLE   0 0 530,925
Vanguard Div Appreciation COM 921908844   532,499 3,507 SH   SOLE   0 0 3,507
Vanguard Mortgage Backed COM 92206C771   307,852 6,763 SH   SOLE   0 0 6,763
Vanguard REIT COM 922908553   8,535,567 103,487 SH   SOLE   0 0 103,487
Vanguard Mid Cap COM 922908629   6,950,070 34,101 SH   SOLE   0 0 34,101
Vanguard S&P 500 Etf COM 922908363   10,261,140 29,206 SH   SOLE   0 0 29,206
Vanguard Total World COM 922042742   1,227,711 14,244 SH   SOLE   0 0 14,244
Vanguard Russell 2000 COM 92206C664   10,478,674 148,908 SH   SOLE   0 0 148,908
Vanguard Emerging Market COM 922042858   8,567,773 219,799 SH   SOLE   0 0 219,799
Vanguard Extended Mkt COM 922908652   566,149 4,261 SH   SOLE   0 0 4,261
Vanguard High Div ETF COM 921946406   10,626,464 98,202 SH   SOLE   0 0 98,202
Verizon Communications COM 92343V104   295,553 7,501 SH   SOLE   0 0 7,501
Wells Fargo & Co New COM 949746101   270,718 6,556 SH   SOLE   0 0 6,556
Wal-Mart Stores Inc COM 931142103   400,229 2,823 SH   SOLE   0 0 2,823
Wesbanco Inc COM 950810101   213,301 5,768 SH   SOLE   0 0 5,768
Sector Spdr Health Fund COM 81369Y209   1,904,038 14,016 SH   SOLE   0 0 14,016
Exxon Mobil Corporation COM 30231G102   1,987,632 18,020 SH   SOLE   0 0 18,020