The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A F L A C Inc COM 001055102 3,616 56,150 SH   SOLE   0 0 56,150
A T & T Corp COM 00206R102 341 14,441 SH   SOLE   0 0 14,441
Abbott Laboratories COM 002824100 309 2,609 SH   SOLE   0 0 2,609
Abbvie Inc COM 00287Y109 532 3,280 SH   SOLE   0 0 3,280
Advanced Micro Devic COM 007903107 489 4,471 SH   SOLE   0 0 4,471
Alpha Architect US Quantitative Val ETF COM 02072L102 293 8,000 SH   SOLE   0 0 8,000
Amazon Com Inc COM 023135106 3,302 1,013 SH   SOLE   0 0 1,013
Analog Devices Inc COM 032654105 313 1,892 SH   SOLE   0 0 1,892
Apple Computer Inc COM 037833100 10,856 62,173 SH   SOLE   0 0 62,173
Atmos Energy Corp COM 049560105 527 4,413 SH   SOLE   0 0 4,413
Bank Of America Corp COM 060505104 1,053 25,547 SH   SOLE   0 0 25,547
Berkshire Hathaway Cl B COM 084670702 3,656 10,360 SH   SOLE   0 0 10,360
Blackstone Group LP COM 09260D107 1,048 8,258 SH   SOLE   0 0 8,258
Bristol-Myers Squibb Co COM 110122108 545 7,461 SH   SOLE   0 0 7,461
Brit Amer Tobacco COM 110448107 235 5,585 SH   SOLE   0 0 5,585
C V S Corp Del COM 126650100 316 3,119 SH   SOLE   0 0 3,119
Chevrontexaco Corp COM 166764100 1,040 6,390 SH   SOLE   0 0 6,390
Cisco Systems Inc COM 17275R102 333 5,979 SH   SOLE   0 0 5,979
City Holding Co COM 177835105 236 3,000 SH   SOLE   0 0 3,000
Coca Cola Company COM 191216100 1,938 31,264 SH   SOLE   0 0 31,264
Conocophillips COM 20825C104 647 6,467 SH   SOLE   0 0 6,467
Constellation Brand Cl A COM 21036P108 236 1,025 SH   SOLE   0 0 1,025
Corteva Inc com COM 22052L104 243 4,228 SH   SOLE   0 0 4,228
Costco Whsl Corp New COM 22160K105 641 1,114 SH   SOLE   0 0 1,114
Deere & Co COM 244199105 209 504 SH   SOLE   0 0 504
Dfa Tax Managed US Small COM 25434V609 218 4,678 SH   SOLE   0 0 4,678
Disney Walt Hldg Co COM 254687106 1,599 11,656 SH   SOLE   0 0 11,656
Dollar General Corp COM 256677105 205 923 SH   SOLE   0 0 923
Dow Chemical Company COM 260557103 272 4,273 SH   SOLE   0 0 4,273
Duke Energy Corporation COM 26441C204 677 6,060 SH   SOLE   0 0 6,060
Dupont De Nemours Inc COM 26614N102 311 4,228 SH   SOLE   0 0 4,228
Ecofin Global Water ESG COM 56167N753 308 7,327 SH   SOLE   0 0 7,327
Exxon Mobil Corporation COM 30231G102 1,794 21,727 SH   SOLE   0 0 21,727
Facebook Inc Class A COM 30303M102 551 2,479 SH   SOLE   0 0 2,479
Fedex Corporation COM 31428X106 253 1,093 SH   SOLE   0 0 1,093
Ford Motor Company COM 345370860 193 11,407 SH   SOLE   0 0 11,407
General Motors Corp COM 37045V100 608 13,904 SH   SOLE   0 0 13,904
Global Pmts Inc Com COM 37940X102 300 2,190 SH   SOLE   0 0 2,190
Google Inc Cl A COM 02079K305 2,990 1,075 SH   SOLE   0 0 1,075
Google Inc Class C COM 02079K107 1,791 641 SH   SOLE   0 0 641
Gorman Rupp Co Com COM 383082104 2,193 61,116 SH   SOLE   0 0 61,116
Hca The Healthcare Co COM 40412C101 11,469 45,762 SH   SOLE   0 0 45,762
Home Depot Inc COM 437076102 1,859 6,209 SH   SOLE   0 0 6,209
Honeywell International COM 438516106 219 1,124 SH   SOLE   0 0 1,124
Humana Inc COM 444859102 261 600 SH   SOLE   0 0 600
i3 Verticals Inc COM 46571Y107 208 7,450 SH   SOLE   0 0 7,450
Intel Corp COM 458140100 284 5,728 SH   SOLE   0 0 5,728
Intl Business Machines COM 459200101 547 4,205 SH   SOLE   0 0 4,205
Invesco QQQ /Nasdaq 100 Shares COM 46090E103 4,291 11,835 SH   SOLE   0 0 11,835
Invesco S&P 500 Eql Wgt COM 46137V357 228,687 1,450,051 SH   SOLE   0 0 1,450,051
Invesco S&P 500(R) Quality ETF COM 46137V241 444 8,905 SH   SOLE   0 0 8,905
Ishares Cohen Steers REIT COM 464287564 26,061 367,011 SH   SOLE   0 0 367,011
Ishares Core Msci COM 46434G103 8,740 157,331 SH   SOLE   0 0 157,331
Ishares Core Msci Eafe COM 46432F842 40,767 586,490 SH   SOLE   0 0 586,490
iShares Edge MSCI Min Vol USA COM 46429B697 1,992 25,682 SH   SOLE   0 0 25,682
Ishares MSCI Emrg Mkt Fd COM 464287234 13,271 293,930 SH   SOLE   0 0 293,930
Ishares Msci ETF High Dividend Equity Fund COM 46429B663 52,698 493,007 SH   SOLE   0 0 493,007
Ishares National Muni Bond Etf COM 464288414 769 7,015 SH   SOLE   0 0 7,015
iShares North American Tech-Software ETF COM 464287515 903 2,618 SH   SOLE   0 0 2,618
Ishares Russell 2000 COM 464287655 160,239 780,627 SH   SOLE   0 0 780,627
Ishares Russell Index Fd COM 464287499 260 3,331 SH   SOLE   0 0 3,331
Ishares S&P Midcap COM 464287606 977 12,641 SH   SOLE   0 0 12,641
Ishares S&P U S Pfd Fund COM 464288687 1,536 42,164 SH   SOLE   0 0 42,164
Ishares Tr Dj US Utils COM 464287697 11,178 122,831 SH   SOLE   0 0 122,831
Ishares Tr Dow Jones COM 464288448 781 24,606 SH   SOLE   0 0 24,606
Ishares Tr Dow Jones Re COM 464287739 326 3,010 SH   SOLE   0 0 3,010
Ishares Tr Dow Jones Select Divid Index COM 464287168 34,355 268,122 SH   SOLE   0 0 268,122
Ishares Tr MSCI EAFE Fd COM 464287465 49,372 670,813 SH   SOLE   0 0 670,813
Ishares Tr Russell COM 464287614 563 2,029 SH   SOLE   0 0 2,029
Ishares Tr S&P 500/ Value Index Fd COM 464287408 7,302 46,894 SH   SOLE   0 0 46,894
Ishares Tr S&P 500/ Barra Growth Index COM 464287309 8,835 115,677 SH   SOLE   0 0 115,677
Ishares Tr S&P Aggressive COM 464289859 10,274 149,030 SH   SOLE   0 0 149,030
Ishares Tr S&P Allocation Fd COM 464289867 4,287 79,455 SH   SOLE   0 0 79,455
Ishares Tr S&P Midcap COM 464287507 2,000 7,454 SH   SOLE   0 0 7,454
Ishares Tr S&P Smallcap COM 464287804 10,209 94,631 SH   SOLE   0 0 94,631
Ishares TRUST Core Divid Gwth COM 46434V621 929 17,402 SH   SOLE   0 0 17,402
Ishares TRUST S&P 500 COM 464287200 225,406 496,827 SH   SOLE   0 0 496,827
J P Morgan Chase & Co COM 46625H100 1,083 7,941 SH   SOLE   0 0 7,941
Johnson & Johnson COM 478160104 1,081 6,101 SH   SOLE   0 0 6,101
Kimberly-Clark Corp COM 494368103 652 5,292 SH   SOLE   0 0 5,292
Lilly Eli & Company COM 532457108 531 1,853 SH   SOLE   0 0 1,853
Mastercard Inc COM 57636Q104 773 2,164 SH   SOLE   0 0 2,164
Mc Donalds Corp COM 580135101 357 1,445 SH   SOLE   0 0 1,445
Medtronic Inc COM G5960L103 339 3,052 SH   SOLE   0 0 3,052
Merck & Co Inc COM 58933Y105 738 8,999 SH   SOLE   0 0 8,999
Micron Technology Inc COM 595112103 253 3,246 SH   SOLE   0 0 3,246
Microsoft Corp COM 594918104 4,099 13,294 SH   SOLE   0 0 13,294
Mongodb Inc Cl A COM 60937P106 1,109 2,500 SH   SOLE   0 0 2,500
Nextera Energy Inc COM 65339F101 448 5,293 SH   SOLE   0 0 5,293
Nike Inc Class B COM 654106103 255 1,897 SH   SOLE   0 0 1,897
NVIDIA Corp COM 67066G104 255 934 SH   SOLE   0 0 934
Oracle Corporation COM 68389X105 601 7,263 SH   SOLE   0 0 7,263
Palantir Technologies Inc COM 69608A108 261 19,020 SH   SOLE   0 0 19,020
Pepsico Incorporated COM 713448108 832 4,974 SH   SOLE   0 0 4,974
Perkinelmer Inc COM 714046109 372 2,133 SH   SOLE   0 0 2,133
Pfizer Incorporated COM 717081103 412 7,953 SH   SOLE   0 0 7,953
Philip Morris Intl Inc COM 718172109 357 3,804 SH   SOLE   0 0 3,804
Phillips COM 718546104 238 2,752 SH   SOLE   0 0 2,752
Pinnancle Finl Partners Inc COM 72346Q104 1,400 15,208 SH   SOLE   0 0 15,208
Pnc Finl Services Gp Inc COM 693475105 344 1,865 SH   SOLE   0 0 1,865
Procter & Gamble Co COM 742718109 233 1,524 SH   SOLE   0 0 1,524
ProShares Ultra QQQ COM 74347R206 256 3,556 SH   SOLE   0 0 3,556
Prudential Financial Inc COM 744320102 271 2,291 SH   SOLE   0 0 2,291
Raytheon Technologies Ord COM 75513E101 514 5,191 SH   SOLE   0 0 5,191
Regions Financial Cp New COM 7591EP100 478 21,452 SH   SOLE   0 0 21,452
S P D R TRUST Unit SR COM 78462F103 3,328 7,368 SH   SOLE   0 0 7,368
Salesforce Com COM 79466L302 219 1,030 SH   SOLE   0 0 1,030
Sch Fnd US Sm Etf COM 808524763 566 10,584 SH   SOLE   0 0 10,584
Sch US Div Equity Etf COM 808524797 1,041 13,197 SH   SOLE   0 0 13,197
Schw Intl Eq Etf COM 808524805 568 15,464 SH   SOLE   0 0 15,464
Schw US Lcap Etf COM 808524201 1,338 24,842 SH   SOLE   0 0 24,842
Schw US Scap Etf COM 808524607 383 8,078 SH   SOLE   0 0 8,078
Schwab Funda Emg Mkts COM 808524730 253 8,735 SH   SOLE   0 0 8,735
Schwab Fundamental Inl COM 808524755 541 16,780 SH   SOLE   0 0 16,780
Schwab Fundamental Intl COM 808524748 250 7,061 SH   SOLE   0 0 7,061
Schwab Fundamental US COM 808524771 1,119 19,135 SH   SOLE   0 0 19,135
Sector Spdr Consumer Fd COM 81369Y407 231 1,250 SH   SOLE   0 0 1,250
Sector Spdr Health Fund COM 81369Y209 2,051 14,969 SH   SOLE   0 0 14,969
Smartfinancial Inc COM 83190L208 1,133 44,298 SH   SOLE   0 0 44,298
Smith A O COM 831865209 3,996 62,543 SH   SOLE   0 0 62,543
Spdr Dow Jones COM 78467X109 323 932 SH   SOLE   0 0 932
Spdr Gold TRUST COM 78463V107 1,101 6,094 SH   SOLE   0 0 6,094
Spdr S&P 500 Growth Etf COM 78464A409 874 13,205 SH   SOLE   0 0 13,205
Spdr S&P Dividend Etf COM 78464A763 358 2,792 SH   SOLE   0 0 2,792
SPDR(R) MSCI USA StrategicFactors ETF COM 78468R812 470 3,774 SH   SOLE   0 0 3,774
Synopsys Inc COM 871607107 507 1,522 SH   SOLE   0 0 1,522
Sysco Corporation COM 871829107 867 10,615 SH   SOLE   0 0 10,615
Teradyne Incorporated COM 880770102 262 2,217 SH   SOLE   0 0 2,217
Texas Instruments Inc COM 882508104 231 1,261 SH   SOLE   0 0 1,261
The Southern Company COM 842587107 1,351 18,628 SH   SOLE   0 0 18,628
Thermo Fisher Scntfc COM 883556102 211 357 SH   SOLE   0 0 357
Tivity Health Inc Com COM 88870R102 579 17,990 SH   SOLE   0 0 17,990
U S Bancorp Del New COM 902973304 390 7,329 SH   SOLE   0 0 7,329
United Continental Holdings Inc Com Usd0 COM 910047109 227 4,893 SH   SOLE   0 0 4,893
United Parcel Service B COM 911312106 292 1,363 SH   SOLE   0 0 1,363
Unitedhealth Group Inc COM 91324P102 640 1,255 SH   SOLE   0 0 1,255
VanEck Vectors Mortgage REIT Income ETF COM 92189F452 194 11,373 SH   SOLE   0 0 11,373
Vanguard Div Appreciation COM 921908844 2,300 14,181 SH   SOLE   0 0 14,181
Vanguard Emerging Market COM 922042858 5,774 125,176 SH   SOLE   0 0 125,176
Vanguard Europe Pac Etf COM 921943858 24,284 505,599 SH   SOLE   0 0 505,599
Vanguard Extended Mkt COM 922908652 706 4,261 SH   SOLE   0 0 4,261
Vanguard High Div ETF COM 921946406 12,613 112,363 SH   SOLE   0 0 112,363
Vanguard Mid Cap COM 922908629 6,870 28,886 SH   SOLE   0 0 28,886
Vanguard REIT COM 922908553 12,012 110,839 SH   SOLE   0 0 110,839
Vanguard Russell 2000 COM 92206C664 14,613 176,382 SH   SOLE   0 0 176,382
Vanguard Russell 2000 Growth ETF COM 92206C623 305 1,640 SH   SOLE   0 0 1,640
Vanguard Russell 2000 Value ETF COM 92206C649 382 2,706 SH   SOLE   0 0 2,706
Vanguard S&P 500 Etf COM 922908363 11,733 28,261 SH   SOLE   0 0 28,261
Vanguard S&P Small-Cap 600 ETF COM 921932828 200 1,012 SH   SOLE   0 0 1,012
Vanguard Short Term Bd Index COM 921937827 1,107 14,215 SH   SOLE   0 0 14,215
Vanguard Short Term Cor COM 92206C409 959 12,285 SH   SOLE   0 0 12,285
Vanguard Total International Stock ETF COM 921909768 3,759 62,917 SH   SOLE   0 0 62,917
Vanguard Total Stock Mkt COM 922908769 15,217 66,838 SH   SOLE   0 0 66,838
Vanguard Total World COM 922042742 1,350 13,330 SH   SOLE   0 0 13,330
Verizon Communications COM 92343V104 420 8,247 SH   SOLE   0 0 8,247
Visa Inc Cl A COM 92826C839 649 2,927 SH   SOLE   0 0 2,927
Wal-Mart Stores Inc COM 931142103 427 2,867 SH   SOLE   0 0 2,867
WisdomTree Cloud Computing ETF COM 97717Y691 327 7,989 SH   SOLE   0 0 7,989
Xcel Energy Inc COM 98389B100 213 2,949 SH   SOLE   0 0 2,949