The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Microsoft Corp COM 594918104 207 3,000 SH   SOLE   0 0 3,000
Fqf Tr Oshars FTSE US COM 351680855 1,503 51,391 SH   SOLE   0 0 51,391
iShares Core S&P Ttl Stock COM 464287150 1,707 30,798 SH   SOLE   0 0 30,798
ProShares MSCI Emerg ETF COM 74347x302 1,490 20,699 SH   SOLE   0 0 20,699
Schwab Emerg Mkt Equity ETF COM 808524706 1,077 43,354 SH   SOLE   0 0 43,354
SPDR S&P Ins ETF COM 78464a789 266 3,021 SH   SOLE   0 0 3,021
T Rowe Price Emerg Mkts Stock COM 77956h864 2,095 54,967 SH   SOLE   0 0 54,967
VANGUARD INDEX FDS SMALL CP ETF COM 922908751 52,404 386,634 SH   SOLE   386,634 0 0
ISHARES TR RUSSELL 2000 ETF COM 464287655 31,474 223,346 SH   SOLE   223,346 0 0
ISHARES TR CORE S&P SCP ETF COM 464287804 20,990 299,393 SH   SOLE   299,393 0 0