The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   376,078 2,523 SH   SOLE   0 0 2,523
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   714,031 2,325 SH   SOLE   0 0 2,325
ADOBE INC COM 00724F101   758,731 1,488 SH   SOLE   0 0 1,488
AIR PRODS & CHEMS INC COM 009158106   547,694 1,924 SH   SOLE   0 0 1,924
AIRBNB INC COM CL A 009066101   233,394 1,701 SH   SOLE   0 0 1,701
ALASKA AIR GROUP INC COM 011659109   285,368 7,696 SH   SOLE   0 0 7,696
ALCON AG ORD SHS H01301128   438,163 5,686 SH   SOLE   0 0 5,686
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   263,429 3,037 SH   SOLE   0 0 3,037
ALLSTATE CORP COM 020002101   384,085 3,427 SH   SOLE   0 0 3,427
ALPHABET INC CAP STK CL A 02079K305   526,842 4,026 SH   SOLE   0 0 4,026
ALTRIA GROUP INC COM 02209S103   253,393 6,026 SH   SOLE   0 0 6,026
AMAZON COM INC COM 023135106   1,593,195 12,533 SH   SOLE   0 0 12,533
AMBEV SA SPONSORED ADR 02319V103   32,498 12,596 SH   SOLE   0 0 12,596
AMERIPRISE FINL INC COM 03076C106   692,328 2,100 SH   SOLE   0 0 2,100
AMGEN INC COM 031162100   656,312 2,442 SH   SOLE   0 0 2,442
ANSYS INC COM 03662Q105   580,223 1,950 SH   SOLE   0 0 1,950
APPLE INC COM 037833100   1,173,473 6,854 SH   SOLE   0 0 6,854
ATLASSIAN CORPORATION CL A 049468101   519,896 2,580 SH   SOLE   0 0 2,580
ATMOS ENERGY CORP COM 049560105   444,906 4,200 SH   SOLE   0 0 4,200
AUTODESK INC COM 052769106   501,136 2,422 SH   SOLE   0 0 2,422
AUTOZONE INC COM 053332102   335,279 132 SH   SOLE   0 0 132
BAKER HUGHES COMPANY CL A 05722G100   459,231 13,002 SH   SOLE   0 0 13,002
BANCO BRADESCO S A SP ADR PFD NEW 059460303   64,156 22,511 SH   SOLE   0 0 22,511
BANK AMERICA CORP COM 060505104   411,740 15,038 SH   SOLE   0 0 15,038
BANK NEW YORK MELLON CORP COM 064058100   252,957 5,931 SH   SOLE   0 0 5,931
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   426,315 1,217 SH   SOLE   0 0 1,217
BLACKROCK INC COM 09247X101   381,429 590 SH   SOLE   0 0 590
BLACKSTONE INC COM 09260D107   501,522 4,681 SH   SOLE   0 0 4,681
BLOCK INC CL A 852234103   353,991 7,998 SH   SOLE   0 0 7,998
BRISTOL-MYERS SQUIBB CO COM 110122108   322,877 5,563 SH   SOLE   0 0 5,563
BROADCOM INC COM 11135F101   673,600 811 SH   SOLE   0 0 811
CAMDEN PPTY TR SH BEN INT 133131102   206,563 2,184 SH   SOLE   0 0 2,184
CAPITAL ONE FINL CORP COM 14040H105   490,103 5,050 SH   SOLE   0 0 5,050
CARRIER GLOBAL CORPORATION COM 14448C104   448,500 8,125 SH   SOLE   0 0 8,125
CATERPILLAR INC COM 149123101   242,424 888 SH   SOLE   0 0 888
CHEVRON CORP NEW COM 166764100   1,092,489 6,479 SH   SOLE   0 0 6,479
CHUBB LIMITED COM H1467J104   414,944 1,985 SH   SOLE   0 0 1,985
CIENA CORP COM NEW 171779309   212,670 4,500 SH   SOLE   0 0 4,500
CISCO SYS INC COM 17275R102   628,239 11,686 SH   SOLE   0 0 11,686
CLOUDFLARE INC CL A COM 18915M107   214,966 3,410 SH   SOLE   0 0 3,410
COCA COLA CO COM 191216100   867,669 15,438 SH   SOLE   0 0 15,438
COLUMBIA SPORTSWEAR CO COM 198516106   258,980 3,495 SH   SOLE   0 0 3,495
COMCAST CORP NEW CL A 20030N101   350,330 7,901 SH   SOLE   0 0 7,901
COMMERCE BANCSHARES INC COM 200525103   208,233 4,340 SH   SOLE   0 0 4,340
CONOCOPHILLIPS COM 20825C104   411,034 3,431 SH   SOLE   0 0 3,431
CORTEVA INC COM 22052L104   659,964 12,900 SH   SOLE   0 0 12,900
COSTAR GROUP INC COM 22160N109   455,573 5,925 SH   SOLE   0 0 5,925
COTERRA ENERGY INC COM 127097103   503,130 18,600 SH   SOLE   0 0 18,600
CROWN CASTLE INC COM 22822V101   366,187 3,979 SH   SOLE   0 0 3,979
CULLEN FROST BANKERS INC COM 229899109   319,235 3,500 SH   SOLE   0 0 3,500
CVS HEALTH CORP COM 126650100   438,330 6,278 SH   SOLE   0 0 6,278
DANAHER CORPORATION COM 235851102   735,617 2,965 SH   SOLE   0 0 2,965
DATADOG INC CL A COM 23804L103   364,998 4,007 SH   SOLE   0 0 4,007
DEXCOM INC COM 252131107   655,339 7,024 SH   SOLE   0 0 7,024
DISNEY WALT CO COM 254687106   340,572 4,202 SH   SOLE   0 0 4,202
DOORDASH INC CL A 25809K105   335,602 4,223 SH   SOLE   0 0 4,223
EATON CORP PLC SHS G29183103   579,482 2,717 SH   SOLE   0 0 2,717
ECOLAB INC COM 278865100   428,224 2,520 SH   SOLE   0 0 2,520
ELI LILLY & CO COM 532457108   219,149 408 SH   SOLE   0 0 408
EMBRAER S.A. SPONSORED ADS 29082A107   341,697 24,905 SH   SOLE   0 0 24,905
EMERSON ELEC CO COM 291011104   471,165 4,879 SH   SOLE   0 0 4,879
ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106   28,322,612 567,815 SH   SOLE   0 0 567,815
ENTEGRIS INC COM 29362U104   323,238 3,442 SH   SOLE   0 0 3,442
EQUITY LIFESTYLE PPTYS INC COM 29472R108   357,935 5,579 SH   SOLE   0 0 5,579
EXXON MOBIL CORP COM 30231G102   328,166 2,791 SH   SOLE   0 0 2,791
FIRSTENERGY CORP COM 337932107   501,181 14,663 SH   SOLE   0 0 14,663
FLOOR & DECOR HLDGS INC CL A 339750101   220,187 2,433 SH   SOLE   0 0 2,433
GENERAL DYNAMICS CORP COM 369550108   385,593 1,745 SH   SOLE   0 0 1,745
GILEAD SCIENCES INC COM 375558103   247,677 3,305 SH   SOLE   0 0 3,305
GOLDMAN SACHS GROUP INC COM 38141G104   339,749 1,050 SH   SOLE   0 0 1,050
HARTFORD FINL SVCS GROUP INC COM 416515104   261,658 3,690 SH   SOLE   0 0 3,690
HDFC BANK LTD SPONSORED ADS 40415F101   219,222 3,715 SH   SOLE   0 0 3,715
HOLOGIC INC COM 436440101   218,957 3,155 SH   SOLE   0 0 3,155
HOME DEPOT INC COM 437076102   606,435 2,007 SH   SOLE   0 0 2,007
HONEYWELL INTL INC COM 438516106   673,932 3,648 SH   SOLE   0 0 3,648
IMAX CORP COM 45245E109   219,765 11,375 SH   SOLE   0 0 11,375
INGERSOLL RAND INC COM 45687V106   516,132 8,100 SH   SOLE   0 0 8,100
INTERNATIONAL PAPER CO COM 460146103   238,429 6,722 SH   SOLE   0 0 6,722
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   70,619,218 3,364,422 SH   SOLE   0 0 3,364,422
ISHARES INC CORE MSCI EMKT 46434G103   34,481,335 724,550 SH   SOLE   0 0 724,550
ISHARES INC MSCI JPN ETF NEW 46434G822   44,976,340 746,000 SH   SOLE   0 0 746,000
ISHARES TR CORE S&P SCP ETF 464287804   466,363 4,920 SH   SOLE   0 0 4,920
ISHARES TR CORE US AGGBD ET 464287226   695,332 7,394 SH   SOLE   0 0 7,394
ISHARES TR MSCI INTL VLU FT 46435G409   3,081,240 121,500 SH   SOLE   0 0 121,500
ISHARES TR FALN ANGLS USD 46435G474   26,431,369 1,065,781 SH   SOLE   0 0 1,065,781
ISHARES TR MSCI EMG MKT ETF 464287234   12,030 317 SH   SOLE   0 0 317
ISHARES TR INTL SEL DIV ETF 464288448   5,561,457 218,955 SH   SOLE   0 0 218,955
ISHARES TR MSCI ACWI ETF 464288257   1,258,818 13,628 SH   SOLE   0 0 13,628
ISHARES TR MSCI EAFE ETF 464287465   4,739,284 68,765 SH   SOLE   0 0 68,765
ISHARES TR EAFE VALUE ETF 464288877   19,395,852 396,400 SH   SOLE   0 0 396,400
ISHARES TR PFD AND INCM SEC 464288687   6,030 200 SH   SOLE   0 0 200
ISHARES TR RUS 1000 ETF 464287622   7,517 32 SH   SOLE   0 0 32
ISHARES TR RUSSELL 2000 ETF 464287655   17,674 100 SH   SOLE   0 0 100
JOHNSON & JOHNSON COM 478160104   784,357 5,036 SH   SOLE   0 0 5,036
JPMORGAN CHASE & CO COM 46625H100   888,248 6,125 SH   SOLE   0 0 6,125
KINDER MORGAN INC DEL COM 49456B101   400,755 24,171 SH   SOLE   0 0 24,171
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   403,187 20,220 SH   SOLE   0 0 20,220
LAM RESEARCH CORP COM 512807108   653,858 1,041 SH   SOLE   0 0 1,041
LENNAR CORP CL A 526057104   594,819 5,300 SH   SOLE   0 0 5,300
LENNAR CORP CL B 526057302   15,743 154 SH   SOLE   0 0 154
LINDE PLC SHS G54950103   294,901 792 SH   SOLE   0 0 792
LOWES COS INC COM 548661107   284,117 1,367 SH   SOLE   0 0 1,367
MARTIN MARIETTA MATLS INC COM 573284106   599,301 1,460 SH   SOLE   0 0 1,460
MATCH GROUP INC NEW COM 57667L107   213,582 5,452 SH   SOLE   0 0 5,452
MCKESSON CORP COM 58155Q103   538,026 1,236 SH   SOLE   0 0 1,236
MEDTRONIC PLC SHS G5960L103   985,545 12,499 SH   SOLE   0 0 12,499
MERCADOLIBRE INC COM 58733R102   239,629 189 SH   SOLE   0 0 189
MERCK & CO INC COM 58933Y105   789,648 7,640 SH   SOLE   0 0 7,640
META PLATFORMS INC CL A 30303M102   689,282 2,296 SH   SOLE   0 0 2,296
METHANEX CORP COM 59151K108   326,597 7,220 SH   SOLE   0 0 7,220
MICROCHIP TECHNOLOGY INC. COM 595017104   577,570 7,400 SH   SOLE   0 0 7,400
MICROSOFT CORP COM 594918104   3,123,399 9,892 SH   SOLE   0 0 9,892
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   295,452 34,800 SH   SOLE   0 0 34,800
MOLINA HEALTHCARE INC COM 60855R100   260,673 795 SH   SOLE   0 0 795
NETFLIX INC COM 64110L106   458,406 1,214 SH   SOLE   0 0 1,214
NEWMONT CORP COM 651639106   441,626 11,952 SH   SOLE   0 0 11,952
NOVARTIS AG SPONSORED ADR 66987V109   288,264 2,830 SH   SOLE   0 0 2,830
NVIDIA CORPORATION COM 67066G104   1,093,565 2,514 SH   SOLE   0 0 2,514
OSHKOSH CORP COM 688239201   311,102 3,260 SH   SOLE   0 0 3,260
PARKER-HANNIFIN CORP COM 701094104   662,184 1,700 SH   SOLE   0 0 1,700
PAYPAL HLDGS INC COM 70450Y103   263,128 4,501 SH   SOLE   0 0 4,501
PEPSICO INC COM 713448108   445,119 2,627 SH   SOLE   0 0 2,627
PFIZER INC COM 717081103   613,247 18,488 SH   SOLE   0 0 18,488
PHILIP MORRIS INTL INC COM 718172109   271,167 2,929 SH   SOLE   0 0 2,929
PHILLIPS 66 COM 718546104   476,755 3,968 SH   SOLE   0 0 3,968
PNC FINL SVCS GROUP INC COM 693475105   510,355 4,157 SH   SOLE   0 0 4,157
PROCTER AND GAMBLE CO COM 742718109   1,382,753 9,480 SH   SOLE   0 0 9,480
QUALCOMM INC COM 747525103   986,990 8,887 SH   SOLE   0 0 8,887
QUEST DIAGNOSTICS INC COM 74834L100   221,785 1,820 SH   SOLE   0 0 1,820
REALTY INCOME CORP COM 756109104   558,619 11,157 SH   SOLE   0 0 11,157
RPM INTL INC COM 749685103   436,126 4,600 SH   SOLE   0 0 4,600
RTX CORPORATION COM 75513E101   363,089 5,045 SH   SOLE   0 0 5,045
SALESFORCE INC COM 79466L302   436,180 2,151 SH   SOLE   0 0 2,151
SANOFI SPONSORED ADR 80105N105   632,147 11,785 SH   SOLE   0 0 11,785
SAP SE SPON ADR 803054204   430,118 3,326 SH   SOLE   0 0 3,326
SCHWAB CHARLES CORP COM 808513105   414,550 7,551 SH   SOLE   0 0 7,551
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   128,147,184 1,762,200 SH   SOLE   0 0 1,762,200
SELECT SECTOR SPDR TR ENERGY 81369Y506   24,477,612 270,800 SH   SOLE   0 0 270,800
SERVICE CORP INTL COM 817565104   351,925 6,159 SH   SOLE   0 0 6,159
SERVICENOW INC COM 81762P102   953,027 1,705 SH   SOLE   0 0 1,705
SHOPIFY INC CL A 82509L107   427,119 7,827 SH   SOLE   0 0 7,827
SNOWFLAKE INC CL A 833445109   347,857 2,277 SH   SOLE   0 0 2,277
SONY GROUP CORP SPONSORED ADR 835699307   518,276 6,289 SH   SOLE   0 0 6,289
SOUTHERN CO COM 842587107   297,065 4,590 SH   SOLE   0 0 4,590
SPDR SER TR BLOOMBERG SHT TE 78468R408   44,594,494 1,823,160 SH   SOLE   0 0 1,823,160
SPDR SER TR PRTFLO S&P500 HI 78468R788   4,979,940 142,000 SH   SOLE   0 0 142,000
SYSCO CORP COM 871829107   654,556 9,910 SH   SOLE   0 0 9,910
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   551,817 6,329 SH   SOLE   0 0 6,329
TE CONNECTIVITY LTD SHS H84989104   245,578 1,988 SH   SOLE   0 0 1,988
TELEDYNE TECHNOLOGIES INC COM 879360105   447,395 1,095 SH   SOLE   0 0 1,095
TEXAS INSTRS INC COM 882508104   249,328 1,568 SH   SOLE   0 0 1,568
TFI INTL INC COM 87241L109   321,751 2,488 SH   SOLE   0 0 2,488
TOTALENERGIES SE SPONSORED ADS 89151E109   220,625 3,355 SH   SOLE   0 0 3,355
TYSON FOODS INC CL A 902494103   225,185 4,460 SH   SOLE   0 0 4,460
UBER TECHNOLOGIES INC COM 90353T100   464,545 10,101 SH   SOLE   0 0 10,101
UNILEVER PLC SPON ADR NEW 904767704   352,469 7,135 SH   SOLE   0 0 7,135
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   129,706 18,372 SH   SOLE   0 0 18,372
UNITEDHEALTH GROUP INC COM 91324P102   639,817 1,269 SH   SOLE   0 0 1,269
US BANCORP DEL COM NEW 902973304   674,954 20,139 SH   SOLE   0 0 20,139
VANGUARD INDEX FDS GROWTH ETF 922908736   7,824,011 28,732 SH   SOLE   0 0 28,732
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,550,374 8,200 SH   SOLE   0 0 8,200
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   570,201,178 1,451,648 SH   SOLE   0 0 1,451,648
VANGUARD INDEX FDS TOTAL STK MKT 922908769   10,621 50 SH   SOLE   0 0 50
VANGUARD INDEX FDS VALUE ETF 922908744   47,933,572 347,521 SH   SOLE   0 0 347,521
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,940,750 75,000 SH   SOLE   0 0 75,000
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   11,369,600 170,000 SH   SOLE   0 0 170,000
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   32,427 348 SH   SOLE   0 0 348
VANGUARD STAR FDS VG TL INTL STK F 921909768   53,649,625 1,002,422 SH   SOLE   0 0 1,002,422
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,197,004 141,743 SH   SOLE   0 0 141,743
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   16,117,920 156,000 SH   SOLE   0 0 156,000
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   2,735,538 44,200 SH   SOLE   0 0 44,200
VANGUARD WORLD FD MEGA GRWTH IND 921910816   499,180 2,200 SH   SOLE   0 0 2,200
VANGUARD WORLD FD ESG INTL STK ETF 921910725   8,836,735 175,193 SH   SOLE   0 0 175,193
VANGUARD WORLD FD ESG US STK ETF 921910733   34,492,733 458,558 SH   SOLE   0 0 458,558
VENTAS INC COM 92276F100   257,774 6,072 SH   SOLE   0 0 6,072
VERIZON COMMUNICATIONS INC COM 92343V104   524,167 16,173 SH   SOLE   0 0 16,173
VISA INC COM CL A 92826C839   949,711 4,129 SH   SOLE   0 0 4,129
WALMART INC COM 931142103   429,092 2,683 SH   SOLE   0 0 2,683
WARNER BROS DISCOVERY INC COM SER A 934423104   337,920 31,116 SH   SOLE   0 0 31,116
WELLS FARGO CO NEW COM 949746101   205,158 5,021 SH   SOLE   0 0 5,021
WIPRO LTD SPON ADR 1 SH 97651M109   248,142 51,269 SH   SOLE   0 0 51,269
XCEL ENERGY INC COM 98389B100   391,477 6,780 SH   SOLE   0 0 6,780
XYLEM INC COM 98419M100   394,160 4,330 SH   SOLE   0 0 4,330